{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/15.2-2703.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/15.2-2703.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/15.2-2703.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/15.2-2703.html"}],"law_id":81205,"edition_id":1,"section_id":81205,"structure_id":15499,"section_number":"15.2-2703","catch_line":"Group self-insurance pools authorized","history":"1986, cc. 520, 556, \u00a7 15.1-503.4:3; 1997, c. 587; 2009, cc. 285, 336; 2022, c. 439.","full_text":"A\n\nAny political subdivision of this Commonwealth may, by contract with one or more political subdivisions of this Commonwealth or of another state, form a group self-insurance pool to provide for joint or cooperative action relative to their financial and administrative resources for the purpose of providing to the participating political subdivisions risk management services as well as insurance coverage for pool members and employees of pool members, for acts or omissions arising out of the scope of their employment, including any or all of the following:1\n\nCasualty insurance, including workers’ compensation under Title 65.2, employers’ liability, general, professional and public officials liability coverage;2\n\nProperty insurance, including marine insurance and inland marine and transportation insurance coverage;3\n\nGroup life, accident and health coverages including hospital, medical, surgical and dental benefits to the employees of member political subdivisions and their dependents;4\n\nAutomobile insurance, including motor vehicle liability insurance coverage and collision and security for motor vehicles owned or operated, as required by Title 46.2, and protection against other liability and loss associated with the ownership and use of motor vehicles;5\n\nSurety and fidelity insurance coverage; and6\n\nUmbrella and excess insurance coverages.B\n\nA group self-insurance pool may also provide all insurance coverages authorized by this section to (i) any separate corporation established by one or more counties, cities, towns, or school boards, as permitted by law, that is supported wholly or principally by local public funds or utilize federal funds for local community housing projects and (ii) other corporations recognized under § 501(c)(3) or 501(c)(4) of the Internal Revenue Code that are supported wholly or principally by local public funds or utilize federal funds for local community housing projects and that are recognized by a political subdivision and authorized by law to perform a government function.C\n\nA group self-insurance pool may obtain excess insurance or reinsurance of risks, and may cede and sell the risks for coverages set forth in this section.D\n\nMember political subdivisions that join together for the purpose of pooling their workers’ compensation liabilities pursuant to Title 65.2 shall execute a written agreement, which has been approved by the State Corporation Commission under which each member agrees to be jointly and severally liable for the other members that are also party to such agreement. In addition to the rights the pool may have under such agreements, in the event of failure of the pool to enforce such rights after reasonable notice to the pool, the State Corporation Commission shall have the right independently to enforce on behalf of the pool the joint and several liability of its members under this title and the liability of members for any unpaid contributions and assessments. The State Corporation Commission shall be entitled to recover its expenses and attorney fees. However, no such agreement to be jointly and severally liable, nor membership in a group self-insurance pool as defined in this section, shall relieve an employer of the liabilities imposed under Title 65.2 with respect to its employees. Members of a group self-insurance pool created pursuant to this title and licensed by the State Corporation Commission shall not be jointly and severally liable for unpaid contributions or assessments for any line of business other than workers’ compensation offered by the group self-insurance pool.E\n\nSubject to the approval of the State Corporation Commission and with such conditions as such Commission may require, a group self-insurance association formed pursuant to § 65.2-802, consisting solely of political subdivisions, may merge with a group self-insurance pool if the group self-insurance pool assumes in full all obligations of such group self-insurance association originally licensed pursuant to § 65.2-802.","order_by":null,"text":{"0":{"id":291067,"text":"Any political subdivision of this Commonwealth may, by contract with one or more political subdivisions of this Commonwealth or of another state, form a group self-insurance pool to provide for joint or cooperative action relative to their financial and administrative resources for the purpose of providing to the participating political subdivisions risk management services as well as insurance coverage for pool members and employees of pool members, for acts or omissions arising out of the scope of their employment, including any or all of the following:","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"A1"},"1":{"id":291068,"text":"Casualty insurance, including workers’ compensation under Title 65.2, employers’ liability, general, professional and public officials liability coverage;","type":"section","prefixes":["A","1"],"prefix":"1","entire_prefix":"A1","prefix_anchor":"A1","level":2,"prior_prefix":"A","next_prefix":"A2"},"2":{"id":291069,"text":"Property insurance, including marine insurance and inland marine and transportation insurance coverage;","type":"section","prefixes":["A","2"],"prefix":"2","entire_prefix":"A2","prefix_anchor":"A2","level":2,"prior_prefix":"A1","next_prefix":"A3"},"3":{"id":291070,"text":"Group life, accident and health coverages including hospital, medical, surgical and dental benefits to the employees of member political subdivisions and their dependents;","type":"section","prefixes":["A","3"],"prefix":"3","entire_prefix":"A3","prefix_anchor":"A3","level":2,"prior_prefix":"A2","next_prefix":"A4"},"4":{"id":291071,"text":"Automobile insurance, including motor vehicle liability insurance coverage and collision and security for motor vehicles owned or operated, as required by Title 46.2, and protection against other liability and loss associated with the ownership and use of motor vehicles;","type":"section","prefixes":["A","4"],"prefix":"4","entire_prefix":"A4","prefix_anchor":"A4","level":2,"prior_prefix":"A3","next_prefix":"A5"},"5":{"id":291072,"text":"Surety and fidelity insurance coverage; and","type":"section","prefixes":["A","5"],"prefix":"5","entire_prefix":"A5","prefix_anchor":"A5","level":2,"prior_prefix":"A4","next_prefix":"A6"},"6":{"id":291073,"text":"Umbrella and excess insurance coverages.","type":"section","prefixes":["A","6"],"prefix":"6","entire_prefix":"A6","prefix_anchor":"A6","level":2,"prior_prefix":"A5","next_prefix":"B"},"7":{"id":291074,"text":"A group self-insurance pool may also provide all insurance coverages authorized by this section to (i) any separate corporation established by one or more counties, cities, towns, or school boards, as permitted by law, that is supported wholly or principally by local public funds or utilize federal funds for local community housing projects and (ii) other corporations recognized under § 501(c)(3) or 501(c)(4) of the Internal Revenue Code that are supported wholly or principally by local public funds or utilize federal funds for local community housing projects and that are recognized by a political subdivision and authorized by law to perform a government function.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A6","next_prefix":"C"},"8":{"id":291075,"text":"A group self-insurance pool may obtain excess insurance or reinsurance of risks, and may cede and sell the risks for coverages set forth in this section.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B","next_prefix":"D"},"9":{"id":291076,"text":"Member political subdivisions that join together for the purpose of pooling their workers’ compensation liabilities pursuant to Title 65.2 shall execute a written agreement, which has been approved by the State Corporation Commission under which each member agrees to be jointly and severally liable for the other members that are also party to such agreement. In addition to the rights the pool may have under such agreements, in the event of failure of the pool to enforce such rights after reasonable notice to the pool, the State Corporation Commission shall have the right independently to enforce on behalf of the pool the joint and several liability of its members under this title and the liability of members for any unpaid contributions and assessments. The State Corporation Commission shall be entitled to recover its expenses and attorney fees. However, no such agreement to be jointly and severally liable, nor membership in a group self-insurance pool as defined in this section, shall relieve an employer of the liabilities imposed under Title 65.2 with respect to its employees. Members of a group self-insurance pool created pursuant to this title and licensed by the State Corporation Commission shall not be jointly and severally liable for unpaid contributions or assessments for any line of business other than workers’ compensation offered by the group self-insurance pool.","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C","next_prefix":"E"},"10":{"id":291077,"text":"Subject to the approval of the State Corporation Commission and with such conditions as such Commission may require, a group self-insurance association formed pursuant to § 65.2-802, consisting solely of political subdivisions, may merge with a group self-insurance pool if the group self-insurance pool assumes in full all obligations of such group self-insurance association originally licensed pursuant to § 65.2-802.","type":"section","prefixes":["E"],"prefix":"E","entire_prefix":"E","prefix_anchor":"E","level":1,"prior_prefix":"D"}},"ancestry":[{"id":15499,"edition_id":1,"name":"Local Government Group Self-Insurance Pools","identifier":"27","label":"chapter","depth":3,"order_by":1,"parent_id":12733,"metadata":{},"date_created":"2026-06-26 03:55:35","date_modified":"2026-06-26 03:55:35","permalink":{"id":156215,"object_type":"structure","relational_id":15499,"identifier":"27","token":"15.2\/II\/27","url":"\/15.2\/II\/27\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12733,"edition_id":1,"name":"Powers of Local Government","identifier":"II","label":"subtitle","depth":2,"order_by":1,"parent_id":12720,"metadata":{},"date_created":"2026-06-26 03:43:50","date_modified":"2026-06-26 03:43:50","permalink":{"id":152369,"object_type":"structure","relational_id":12733,"identifier":"II","token":"15.2\/II","url":"\/15.2\/II\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12720,"edition_id":1,"name":"Counties, Cities and Towns","identifier":"15.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":151279,"object_type":"structure","relational_id":12720,"identifier":"15.2","token":"15.2","url":"\/15.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":74035,"structure_id":15499,"section_number":"15.2-2700","catch_line":"Declaration of policy, findings and purpose","url":"\/15.2-2700\/","token":"15.2\/II\/27\/15.2-2700","metadata":false},{"id":59067,"structure_id":15499,"section_number":"15.2-2701","catch_line":"Definition","url":"\/15.2-2701\/","token":"15.2\/II\/27\/15.2-2701","metadata":false},{"id":78613,"structure_id":15499,"section_number":"15.2-2702","catch_line":"Commonwealth and agencies thereof authorized to exercise powers under this chapter","url":"\/15.2-2702\/","token":"15.2\/II\/27\/15.2-2702","metadata":false},{"id":81205,"structure_id":15499,"section_number":"15.2-2703","catch_line":"Group self-insurance pools authorized","url":"\/15.2-2703\/","token":"15.2\/II\/27\/15.2-2703","metadata":false},{"id":77220,"structure_id":15499,"section_number":"15.2-2704","catch_line":"Powers of group self-insurance pool; self-insurer for motor vehicle security; surety","url":"\/15.2-2704\/","token":"15.2\/II\/27\/15.2-2704","metadata":false},{"id":66419,"structure_id":15499,"section_number":"15.2-2705","catch_line":"Required provisions in contract; election of governing authority; financial plan; management plan","url":"\/15.2-2705\/","token":"15.2\/II\/27\/15.2-2705","metadata":false},{"id":72261,"structure_id":15499,"section_number":"15.2-2706","catch_line":"State Corporation Commission approval required","url":"\/15.2-2706\/","token":"15.2\/II\/27\/15.2-2706","metadata":false},{"id":81139,"structure_id":15499,"section_number":"15.2-2707","catch_line":"Filing of annual financial statements, deficit correction financial plan with State Corporation Commission required","url":"\/15.2-2707\/","token":"15.2\/II\/27\/15.2-2707","metadata":false},{"id":84013,"structure_id":15499,"section_number":"15.2-2708","catch_line":"Exemptions from disclosure","url":"\/15.2-2708\/","token":"15.2\/II\/27\/15.2-2708","metadata":false},{"id":83025,"structure_id":15499,"section_number":"15.2-2709","catch_line":"Group self-insurance pool not an insurer","url":"\/15.2-2709\/","token":"15.2\/II\/27\/15.2-2709","metadata":false}],"previous_section":{"id":78613,"structure_id":15499,"section_number":"15.2-2702","catch_line":"Commonwealth and agencies thereof authorized to exercise powers under this chapter","url":"\/15.2-2702\/","token":"15.2\/II\/27\/15.2-2702","metadata":false},"next_section":{"id":77220,"structure_id":15499,"section_number":"15.2-2704","catch_line":"Powers of group self-insurance pool; self-insurer for motor vehicle security; surety","url":"\/15.2-2704\/","token":"15.2\/II\/27\/15.2-2704","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/15.2-2703\/","history_text":"

This law was first created in 1986. The record of its establishment is cataloged in chapters 520 and 556 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1986 \u201cActs\u201d aren\u2019t available online. It has been modified 3 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1997, chapter 587<\/a>; in 2009, chapters 285<\/a> and 336<\/a>; in 2022, chapter 439<\/a>.<\/p>","references":[{"id":77220,"section_number":"15.2-2704","catch_line":"Powers of group self-insurance pool; self-insurer for motor vehicle security; surety","order_by":null,"url":"\/15.2-2704\/"},{"id":66702,"section_number":"2.2-2343","catch_line":"Authority may borrow money, accept contributions, etc","order_by":null,"url":"\/2.2-2343\/"},{"id":70726,"section_number":"58.1-2403","catch_line":"Exemptions","order_by":null,"url":"\/58.1-2403\/"}],"refers_to":[{"id":85387,"section_number":"65.2-802","catch_line":"Requirements for licensure as group self-insurance association; annual assessment","order_by":null,"url":"\/65.2-802\/"}],"permalink":{"id":156229,"object_type":"law","relational_id":81205,"identifier":"15.2-2703","token":"15.2\/II\/27\/15.2-2703","url":"\/15.2-2703\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/15.2-2703\/","token":"15.2\/II\/27\/15.2-2703","dublin_core":{"Title":"Group self-insurance pools authorized","Type":"Text","Format":"text\/html","Identifier":"\u00a7 15.2-2703","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> Any political subdivision of this Commonwealth may, by contract<\/span> with one or more political subdivisions of this Commonwealth or of another state, form a group self-insurance pool to provide for joint or cooperative action relative to their financial and administrative resources for the purpose of providing to the participating political subdivisions risk management services as well as insurance coverage for pool members and employees of pool members, for acts or omissions arising out of the scope of their employment, including any or all of the following: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Casualty insurance, including workers’ compensation under Title 65.2, employers’ liability, general, professional and public officials liability coverage; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Property insurance, including marine insurance and inland marine and transportation insurance coverage; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Group life, accident and health coverages including hospital, medical, surgical and dental benefits to the employees of member political subdivisions and their dependents; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> Automobile insurance, including motor vehicle liability insurance coverage and collision and security for motor vehicles owned or operated, as required by Title 46.2, and protection against other liability and loss associated with the ownership and use of motor vehicles; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

5.<\/span> Surety<\/span> and fidelity insurance coverage; and <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

6.<\/span> Umbrella and excess insurance coverages. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> A group self-insurance pool may also provide all insurance coverages authorized by this section to (i) any separate corporation established by one or more counties, cities, towns<\/span>, or school boards, as permitted by law<\/span>, that is supported wholly or principally by local public funds or utilize federal funds for local community housing projects and (ii) other corporations recognized under § 501(c)(3) or 501(c)(4) of the Internal Revenue Code that are supported wholly or principally by local public funds or utilize federal funds for local community housing projects and that are recognized by a political subdivision and authorized by law<\/span> to perform a government function. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> A group self-insurance pool may obtain excess insurance or reinsurance of risks, and may cede and sell the risks for coverages set forth in this section. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

D.<\/span> Member political subdivisions that join together for the purpose of pooling their workers’ compensation liabilities pursuant to Title 65.2 shall execute a written agreement, which has been approved by the State Corporation Commission under which each member agrees to be jointly and severally liable for the other members that are also party<\/span> to such agreement. In addition to the rights the pool may have under such agreements, in the event of failure of the pool to enforce such rights after reasonable notice to the pool, the State Corporation Commission shall have the right independently to enforce on behalf of the pool the joint and several liability of its members under this title and the liability of members for any unpaid contributions and assessments. The State Corporation Commission shall be entitled to recover its expenses and attorney fees. However, no such agreement to be jointly and severally liable, nor membership in a group self-insurance pool as defined in this section, shall relieve an employer of the liabilities imposed under Title 65.2 with respect to its employees. Members of a group self-insurance pool created pursuant to this title and licensed by the State Corporation Commission shall not be jointly and severally liable for unpaid contributions or assessments for any line of business other than workers’ compensation offered by the group self-insurance pool. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

E.<\/span> Subject to the approval of the State Corporation Commission and with such conditions as such Commission may require, a group self-insurance association formed pursuant to § 65.2-802<\/a>, consisting solely of political subdivisions, may merge with a group self-insurance pool if the group self-insurance pool assumes in full all obligations of such group self-insurance association originally licensed pursuant to § 65.2-802<\/a>. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nGROUP SELF-INSURANCE POOLS AUTHORIZED (\u00a7 15.2-2703)\n\nA. Any political subdivision of this Commonwealth may, by contract with one or\nmore political subdivisions of this Commonwealth or of another state, form a\ngroup self-insurance pool to provide for joint or cooperative action relative to\ntheir financial and administrative resources for the purpose of providing to the\nparticipating political subdivisions risk management services as well as\ninsurance coverage for pool members and employees of pool members, for acts or\nomissions arising out of the scope of their employment, including any or all of\nthe following:\n\n 1. Casualty insurance, including workers’ compensation under Title 65.2,\n employers’ liability, general, professional and public officials\n liability coverage;\n\n 2. Property insurance, including marine insurance and inland marine and\n transportation insurance coverage;\n\n 3. Group life, accident and health coverages including hospital, medical,\n surgical and dental benefits to the employees of member political subdivisions\n and their dependents;\n\n 4. Automobile insurance, including motor vehicle liability insurance coverage\n and collision and security for motor vehicles owned or operated, as required\n by Title 46.2, and protection against other liability and loss associated with\n the ownership and use of motor vehicles;\n\n 5. Surety and fidelity insurance coverage; and\n\n 6. Umbrella and excess insurance coverages.\n\nB. A group self-insurance pool may also provide all insurance coverages\nauthorized by this section to (i) any separate corporation established by one or\nmore counties, cities, towns, or school boards, as permitted by law, that is\nsupported wholly or principally by local public funds or utilize federal funds\nfor local community housing projects and (ii) other corporations recognized\nunder § 501(c)(3) or 501(c)(4) of the Internal Revenue Code that are\nsupported wholly or principally by local public funds or utilize federal funds\nfor local community housing projects and that are recognized by a political\nsubdivision and authorized by law to perform a government function.\n\nC. A group self-insurance pool may obtain excess insurance or reinsurance of\nrisks, and may cede and sell the risks for coverages set forth in this section.\n\nD. Member political subdivisions that join together for the purpose of pooling\ntheir workers’ compensation liabilities pursuant to Title 65.2 shall\nexecute a written agreement, which has been approved by the State Corporation\nCommission under which each member agrees to be jointly and severally liable for\nthe other members that are also party to such agreement. In addition to the\nrights the pool may have under such agreements, in the event of failure of the\npool to enforce such rights after reasonable notice to the pool, the State\nCorporation Commission shall have the right independently to enforce on behalf\nof the pool the joint and several liability of its members under this title and\nthe liability of members for any unpaid contributions and assessments. The State\nCorporation Commission shall be entitled to recover its expenses and attorney\nfees. However, no such agreement to be jointly and severally liable, nor\nmembership in a group self-insurance pool as defined in this section, shall\nrelieve an employer of the liabilities imposed under Title 65.2 with respect to\nits employees. Members of a group self-insurance pool created pursuant to this\ntitle and licensed by the State Corporation Commission shall not be jointly and\nseverally liable for unpaid contributions or assessments for any line of\nbusiness other than workers’ compensation offered by the group\nself-insurance pool.\n\nE. Subject to the approval of the State Corporation Commission and with such\nconditions as such Commission may require, a group self-insurance association\nformed pursuant to § 65.2-802, consisting solely of political subdivisions,\nmay merge with a group self-insurance pool if the group self-insurance pool\nassumes in full all obligations of such group self-insurance association\noriginally licensed pursuant to § 65.2-802.\n\nHISTORY: 1986, cc. 520, 556, \u00a7 15.1-503.4:3; 1997, c. 587; 2009, cc. 285, 336;\n2022, c. 439.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}