{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-112.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-112.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-112.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-112.html"}],"law_id":78163,"edition_id":1,"section_id":78163,"structure_id":13746,"section_number":"38.2-112","catch_line":"Water damage","history":"1952, c. 317, \u00a7 38.1-8; 1986, c. 562.","full_text":"&#8220;Water damage insurance&#8221; means insurance against loss or damage to any property by water or other fluid or substance resulting from (i) the breakage or leakage of sprinklers, pumps or other apparatus erected for extinguishing fires or of water pipes or other conduits or containers, or (ii) casual water entering through leaks or openings in buildings or by seepage through building walls, but not including loss or damage resulting from flood or the rising of the waters of the ocean or its tributaries. This class of insurance includes insurance against accidental injury of such sprinklers, pumps, fire apparatus, conduits or containers.","order_by":null,"text":{"0":{"id":280193,"text":"&#8220;Water damage insurance&#8221; means insurance against loss or damage to any property by water or other fluid or substance resulting from (i) the breakage or leakage of sprinklers, pumps or other apparatus erected for extinguishing fires or of water pipes or other conduits or containers, or (ii) casual water entering through leaks or openings in buildings or by seepage through building walls, but not including loss or damage resulting from flood or the rising of the waters of the ocean or its tributaries. This class of insurance includes insurance against accidental injury of such sprinklers, pumps, fire apparatus, conduits or containers.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":13746,"edition_id":1,"name":"Insurance Classified and Defined","identifier":"2","label":"article","depth":3,"order_by":1,"parent_id":13745,"metadata":{},"date_created":"2026-06-26 03:45:45","date_modified":"2026-06-26 03:45:45","permalink":{"id":210675,"object_type":"structure","relational_id":13746,"identifier":"2","token":"38.2\/1\/2","url":"\/38.2\/1\/2\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13745,"edition_id":1,"name":"General Provisions","identifier":"1","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:45:45","date_modified":"2026-06-26 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The record of its establishment is cataloged in chapter 317 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1952 \u201cActs\u201d aren\u2019t available online. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 1986, chapter 562.<\/p>","references":[{"id":62065,"section_number":"38.2-2503","catch_line":"Classes of insurance that may be written by mutual assessment property and casualty insurers; minimum surplus to policyholders required","order_by":null,"url":"\/38.2-2503\/"}],"refers_to":false,"permalink":{"id":210737,"object_type":"law","relational_id":78163,"identifier":"38.2-112","token":"38.2\/1\/2\/38.2-112","url":"\/38.2-112\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-112\/","token":"38.2\/1\/2\/38.2-112","dublin_core":{"Title":"Water damage","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-112","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>&#8220;Water damage <span class=\"dictionary\">insurance<\/span>&#8221; means <span class=\"dictionary\">insurance<\/span> against loss or damage to any property by water or other fluid or substance resulting from (i) the breakage or leakage of sprinklers, pumps or other apparatus erected for extinguishing fires or of water pipes or other conduits or containers, or (ii) casual water entering through leaks or openings in buildings or by seepage through building walls, but not including loss or damage resulting from flood or the rising of the waters of the ocean or its tributaries. This class of <span class=\"dictionary\">insurance<\/span> includes <span class=\"dictionary\">insurance<\/span> against accidental injury of such sprinklers, pumps, fire apparatus, conduits or containers.<\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nWATER DAMAGE (\u00a7 38.2-112)\n\n&#8220;Water damage insurance&#8221; means insurance against loss or damage to\nany property by water or other fluid or substance resulting from (i) the\nbreakage or leakage of sprinklers, pumps or other apparatus erected for\nextinguishing fires or of water pipes or other conduits or containers, or (ii)\ncasual water entering through leaks or openings in buildings or by seepage\nthrough building walls, but not including loss or damage resulting from flood or\nthe rising of the waters of the ocean or its tributaries. This class of\ninsurance includes insurance against accidental injury of such sprinklers,\npumps, fire apparatus, conduits or containers.\n\nHISTORY: 1952, c. 317, \u00a7 38.1-8; 1986, c. 562.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}