{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-118.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-118.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-118.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-118.html"}],"law_id":58741,"edition_id":1,"section_id":58741,"structure_id":13746,"section_number":"38.2-118","catch_line":"Property damage liability","history":"1952, c. 317, \u00a7 38.1-16; 1986, c. 562.","full_text":"&#8220;Property damage liability insurance&#8221; means insurance against legal liability of the insured, and against loss, damage or expense incident to a claim of such liability, arising out of the loss or destruction of, or damage to, the property of any other person, but not including any class of insurance specified in \u00a7 38.2-117 or \u00a7 38.2-119.","order_by":null,"text":{"0":{"id":215279,"text":"&#8220;Property damage liability insurance&#8221; means insurance against legal liability of the insured, and against loss, damage or expense incident to a claim of such liability, arising out of the loss or destruction of, or damage to, the property of any other person, but not including any class of insurance specified in \u00a7 38.2-117 or \u00a7 38.2-119.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":13746,"edition_id":1,"name":"Insurance Classified and Defined","identifier":"2","label":"article","depth":3,"order_by":1,"parent_id":13745,"metadata":{},"date_created":"2026-06-26 03:45:45","date_modified":"2026-06-26 03:45:45","permalink":{"id":210675,"object_type":"structure","relational_id":13746,"identifier":"2","token":"38.2\/1\/2","url":"\/38.2\/1\/2\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13745,"edition_id":1,"name":"General 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in 1952. The record of its establishment is cataloged in chapter 317 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1952 \u201cActs\u201d aren\u2019t available online. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 1986, chapter 562.<\/p>","references":[{"id":72961,"section_number":"19.2-13","catch_line":"Special conservators of the peace; authority; jurisdiction; registration; liability of employers; penalty; report","order_by":null,"url":"\/19.2-13\/"},{"id":72177,"section_number":"32.1-137.7","catch_line":"Definitions","order_by":null,"url":"\/32.1-137.7\/"},{"id":63369,"section_number":"32.1-138.6","catch_line":"Definitions","order_by":null,"url":"\/32.1-138.6\/"},{"id":67482,"section_number":"38.2-1800","catch_line":"Definitions","order_by":null,"url":"\/38.2-1800\/"},{"id":69255,"section_number":"38.2-231","catch_line":"Notice of cancellation, refusal to renew, reduction in coverage or increase in premium of certain liability insurance policies","order_by":null,"url":"\/38.2-231\/"},{"id":69385,"section_number":"38.2-235","catch_line":"Liability insurance; carbon monoxide exclusions","order_by":null,"url":"\/38.2-235\/"},{"id":62065,"section_number":"38.2-2503","catch_line":"Classes of insurance that may be written by mutual assessment property and casualty insurers; minimum surplus to policyholders required","order_by":null,"url":"\/38.2-2503\/"},{"id":67887,"section_number":"38.2-2900","catch_line":"Definitions","order_by":null,"url":"\/38.2-2900\/"},{"id":66131,"section_number":"38.2-5020","catch_line":"Assessments","order_by":null,"url":"\/38.2-5020\/"},{"id":61749,"section_number":"46.2-2902","catch_line":"Insurance to be kept in force; amount","order_by":null,"url":"\/46.2-2902\/"},{"id":84219,"section_number":"46.2-649.1","catch_line":"Registration of tow trucks; fees","order_by":null,"url":"\/46.2-649.1\/"},{"id":57617,"section_number":"46.2-684.1","catch_line":"Insurance coverage and proof of insurance for exempted motor vehicles","order_by":null,"url":"\/46.2-684.1\/"}],"refers_to":[{"id":83683,"section_number":"38.2-117","catch_line":"Personal injury liability","order_by":null,"url":"\/38.2-117\/"},{"id":80898,"section_number":"38.2-119","catch_line":"Workers' compensation and employers' liability","order_by":null,"url":"\/38.2-119\/"}],"permalink":{"id":210761,"object_type":"law","relational_id":58741,"identifier":"38.2-118","token":"38.2\/1\/2\/38.2-118","url":"\/38.2-118\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-118\/","token":"38.2\/1\/2\/38.2-118","dublin_core":{"Title":"Property damage liability","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-118","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>&#8220;Property damage liability <span class=\"dictionary\">insurance<\/span>&#8221; means <span class=\"dictionary\">insurance<\/span> against legal liability of the insured, and against loss, damage or expense incident to a claim of such liability, arising out of the loss or destruction of, or damage to, the property of any other <span class=\"dictionary\">person<\/span>, but not including any class of <span class=\"dictionary\">insurance<\/span> specified in \u00a7&nbsp;<a class=\"law\" title=\"Personal injury liability\" href=\"\/38.2-117\/\">38.2-117<\/a> or \u00a7&nbsp;<a class=\"law\" title=\"Workers&#039; compensation and employers&#039; liability\" href=\"\/38.2-119\/\">38.2-119<\/a>.<\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nPROPERTY DAMAGE LIABILITY (\u00a7 38.2-118)\n\n&#8220;Property damage liability insurance&#8221; means insurance against legal\nliability of the insured, and against loss, damage or expense incident to a\nclaim of such liability, arising out of the loss or destruction of, or damage\nto, the property of any other person, but not including any class of insurance\nspecified in \u00a7 38.2-117 or \u00a7 38.2-119.\n\nHISTORY: 1952, c. 317, \u00a7 38.1-16; 1986, c. 562.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}