{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-1201.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-1201.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-1201.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-1201.html"}],"law_id":70586,"edition_id":1,"section_id":70586,"structure_id":14901,"section_number":"38.2-1201","catch_line":"Definitions","history":"1952, c. 317, \u00a7 38.1-689; 1986, c. 562.","full_text":"A\n\nAs used in this title:\n\t\t\t“Reciprocal” means the aggregation of subscribers under a common name.\n\t\t\t“Reciprocal insurance” means insurance resulting from the mutual exchange of insurance contracts among persons in an unincorporated association under a common name through an attorney-in-fact having authority to obligate each person both as insured and insurer.B\n\nAs used in this chapter:\n\t\t\t“Attorney” means the person designated and authorized by subscribers as the attorney-in-fact having authority to obligate them on reciprocal insurance contracts.\n\t\t\t“Subscriber” means a person obligated under a reciprocal insurance agreement.","order_by":null,"text":{"0":{"id":254679,"text":"As used in this title:\n\t\t\t“Reciprocal” means the aggregation of subscribers under a common name.\n\t\t\t“Reciprocal insurance” means insurance resulting from the mutual exchange of insurance contracts among persons in an unincorporated association under a common name through an attorney-in-fact having authority to obligate each person both as insured and insurer.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":254680,"text":"As used in this chapter:\n\t\t\t“Attorney” means the person designated and authorized by subscribers as the attorney-in-fact having authority to obligate them on reciprocal insurance contracts.\n\t\t\t“Subscriber” means a person obligated under a reciprocal insurance agreement.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A"}},"ancestry":[{"id":14901,"edition_id":1,"name":"General Provisions","identifier":"1","label":"article","depth":3,"order_by":1,"parent_id":13369,"metadata":{},"date_created":"2026-06-26 03:50:41","date_modified":"2026-06-26 03:50:41","permalink":{"id":211215,"object_type":"structure","relational_id":14901,"identifier":"1","token":"38.2\/12\/1","url":"\/38.2\/12\/1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13369,"edition_id":1,"name":"Reciprocal Insurance","identifier":"12","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:43","date_modified":"2026-06-26 03:44:43","permalink":{"id":211213,"object_type":"structure","relational_id":13369,"identifier":"12","token":"38.2\/12","url":"\/38.2\/12\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":85789,"structure_id":14901,"section_number":"38.2-1200","catch_line":"Scope of chapter","url":"\/38.2-1200\/","token":"38.2\/12\/1\/38.2-1200","metadata":false},{"id":70586,"structure_id":14901,"section_number":"38.2-1201","catch_line":"Definitions","url":"\/38.2-1201\/","token":"38.2\/12\/1\/38.2-1201","metadata":false},{"id":64031,"structure_id":14901,"section_number":"38.2-1202","catch_line":"Insuring power of reciprocals","url":"\/38.2-1202\/","token":"38.2\/12\/1\/38.2-1202","metadata":false},{"id":68651,"structure_id":14901,"section_number":"38.2-1203","catch_line":"What laws applicable to reciprocals; compliance with \u00a7 38.2-208","url":"\/38.2-1203\/","token":"38.2\/12\/1\/38.2-1203","metadata":false},{"id":80754,"structure_id":14901,"section_number":"38.2-1204","catch_line":"Power to enter into reciprocal insurance contracts","url":"\/38.2-1204\/","token":"38.2\/12\/1\/38.2-1204","metadata":false},{"id":77954,"structure_id":14901,"section_number":"38.2-1205","catch_line":"Name","url":"\/38.2-1205\/","token":"38.2\/12\/1\/38.2-1205","metadata":false},{"id":86167,"structure_id":14901,"section_number":"38.2-1206","catch_line":"License required of reciprocals; surplus","url":"\/38.2-1206\/","token":"38.2\/12\/1\/38.2-1206","metadata":false},{"id":68496,"structure_id":14901,"section_number":"38.2-1207","catch_line":"Exceptions as to reciprocals licensed and operating","url":"\/38.2-1207\/","token":"38.2\/12\/1\/38.2-1207","metadata":false},{"id":86206,"structure_id":14901,"section_number":"38.2-1208","catch_line":"Additional requirements, foreign and alien reciprocals","url":"\/38.2-1208\/","token":"38.2\/12\/1\/38.2-1208","metadata":false},{"id":61707,"structure_id":14901,"section_number":"38.2-1209","catch_line":"Residence and office of attorney of foreign and alien reciprocals","url":"\/38.2-1209\/","token":"38.2\/12\/1\/38.2-1209","metadata":false},{"id":75674,"structure_id":14901,"section_number":"38.2-1210","catch_line":"Contracts executed by attorney","url":"\/38.2-1210\/","token":"38.2\/12\/1\/38.2-1210","metadata":false},{"id":69484,"structure_id":14901,"section_number":"38.2-1211","catch_line":"License required of agent","url":"\/38.2-1211\/","token":"38.2\/12\/1\/38.2-1211","metadata":false},{"id":76809,"structure_id":14901,"section_number":"38.2-1212","catch_line":"Subscribers' liability","url":"\/38.2-1212\/","token":"38.2\/12\/1\/38.2-1212","metadata":false},{"id":83934,"structure_id":14901,"section_number":"38.2-1213","catch_line":"Nonassessable policies","url":"\/38.2-1213\/","token":"38.2\/12\/1\/38.2-1213","metadata":false},{"id":57562,"structure_id":14901,"section_number":"38.2-1214","catch_line":"Savings returned to subscribers","url":"\/38.2-1214\/","token":"38.2\/12\/1\/38.2-1214","metadata":false},{"id":74683,"structure_id":14901,"section_number":"38.2-1215","catch_line":"Reserves","url":"\/38.2-1215\/","token":"38.2\/12\/1\/38.2-1215","metadata":false},{"id":82054,"structure_id":14901,"section_number":"38.2-1216","catch_line":"Clerk of Commission to be appointed agent for service of process; procedure thereafter","url":"\/38.2-1216\/","token":"38.2\/12\/1\/38.2-1216","metadata":false},{"id":68706,"structure_id":14901,"section_number":"38.2-1217","catch_line":"Reciprocal may be sued as such; where action or suit may be brought; upon whom service of process had","url":"\/38.2-1217\/","token":"38.2\/12\/1\/38.2-1217","metadata":false},{"id":56895,"structure_id":14901,"section_number":"38.2-1218","catch_line":"Effect of judgment against reciprocal","url":"\/38.2-1218\/","token":"38.2\/12\/1\/38.2-1218","metadata":false}],"previous_section":{"id":85789,"structure_id":14901,"section_number":"38.2-1200","catch_line":"Scope of chapter","url":"\/38.2-1200\/","token":"38.2\/12\/1\/38.2-1200","metadata":false},"next_section":{"id":64031,"structure_id":14901,"section_number":"38.2-1202","catch_line":"Insuring power of reciprocals","url":"\/38.2-1202\/","token":"38.2\/12\/1\/38.2-1202","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-1201\/","history_text":"

This law was first created in 1952. The record of its establishment is cataloged in chapter 317 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1952 \u201cActs\u201d aren\u2019t available online. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 1986, chapter 562.<\/p>","references":[{"id":85789,"section_number":"38.2-1200","catch_line":"Scope of chapter","order_by":null,"url":"\/38.2-1200\/"}],"refers_to":false,"permalink":{"id":211221,"object_type":"law","relational_id":70586,"identifier":"38.2-1201","token":"38.2\/12\/1\/38.2-1201","url":"\/38.2-1201\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-1201\/","token":"38.2\/12\/1\/38.2-1201","dublin_core":{"Title":"Definitions","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-1201","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> As used in this title:\n\t\t\t“Reciprocal” means the aggregation of subscribers<\/span> under a common name.\n\t\t\t“Reciprocal insurance<\/span>” means insurance resulting from the mutual exchange of insurance contracts<\/span> among persons<\/span> in an unincorporated association under a common name through an attorney<\/span>-in-fact<\/span><\/span> having authority to obligate each person<\/span> both as insured and insurer<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> As used in this chapter:\n\t\t\t“Attorney<\/span>” means the person<\/span> designated and authorized by subscribers<\/span> as the attorney<\/span>-in-fact<\/span><\/span> having authority to obligate them on reciprocal insurance<\/span> contracts.\n\t\t\t“Subscriber<\/span>” means a person<\/span> obligated under a reciprocal insurance<\/span> agreement. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nDEFINITIONS (\u00a7 38.2-1201)\n\nA. As used in this title:\n\t\t\t“Reciprocal” means the aggregation of subscribers under a common\nname.\n\t\t\t“Reciprocal insurance” means insurance resulting from the mutual\nexchange of insurance contracts among persons in an unincorporated association\nunder a common name through an attorney-in-fact having authority to obligate\neach person both as insured and insurer.\n\nB. As used in this chapter:\n\t\t\t“Attorney” means the person designated and authorized by\nsubscribers as the attorney-in-fact having authority to obligate them on\nreciprocal insurance contracts.\n\t\t\t“Subscriber” means a person obligated under a reciprocal\ninsurance agreement.\n\nHISTORY: 1952, c. 317, \u00a7 38.1-689; 1986, c. 562.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}