{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-1212.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-1212.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-1212.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-1212.html"}],"law_id":76809,"edition_id":1,"section_id":76809,"structure_id":14901,"section_number":"38.2-1212","catch_line":"Subscribers’ liability","history":"1952, c. 317, \u00a7\u00a7 38.1-702, 38.1-716; 1986, c. 562.","full_text":"A\n\nEach subscriber insured under an assessable policy shall have a contingent assessment liability for payment of actual losses and expenses incurred while his policy was in force. This shall be in the amount provided for in the power of attorney or subscriber’s agreement.B\n\nThe contingent assessment liability on any one policy in any one calendar year shall equal the premiums earned, as defined in § 38.2-1226, on the policy for that year multiplied by not less than one nor more than ten.C\n\nThe contingent assessment liability shall not be joint, but shall be individual and several.D\n\nEach assessable policy issued by the insurer shall plainly set forth a statement of the contingent assessment liability on the front of the policy in capital letters in no less than ten point type.","order_by":null,"text":{"0":{"id":275775,"text":"Each subscriber insured under an assessable policy shall have a contingent assessment liability for payment of actual losses and expenses incurred while his policy was in force. This shall be in the amount provided for in the power of attorney or subscriber’s agreement.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":275776,"text":"The contingent assessment liability on any one policy in any one calendar year shall equal the premiums earned, as defined in § 38.2-1226, on the policy for that year multiplied by not less than one nor more than ten.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"C"},"2":{"id":275777,"text":"The contingent assessment liability shall not be joint, but shall be individual and several.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B","next_prefix":"D"},"3":{"id":275778,"text":"Each assessable policy issued by the insurer shall plainly set forth a statement of the contingent assessment liability on the front of the policy in capital letters in no less than ten point type.","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C"}},"ancestry":[{"id":14901,"edition_id":1,"name":"General Provisions","identifier":"1","label":"article","depth":3,"order_by":1,"parent_id":13369,"metadata":{},"date_created":"2026-06-26 03:50:41","date_modified":"2026-06-26 03:50:41","permalink":{"id":211215,"object_type":"structure","relational_id":14901,"identifier":"1","token":"38.2\/12\/1","url":"\/38.2\/12\/1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13369,"edition_id":1,"name":"Reciprocal Insurance","identifier":"12","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:43","date_modified":"2026-06-26 03:44:43","permalink":{"id":211213,"object_type":"structure","relational_id":13369,"identifier":"12","token":"38.2\/12","url":"\/38.2\/12\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":85789,"structure_id":14901,"section_number":"38.2-1200","catch_line":"Scope of chapter","url":"\/38.2-1200\/","token":"38.2\/12\/1\/38.2-1200","metadata":false},{"id":70586,"structure_id":14901,"section_number":"38.2-1201","catch_line":"Definitions","url":"\/38.2-1201\/","token":"38.2\/12\/1\/38.2-1201","metadata":false},{"id":64031,"structure_id":14901,"section_number":"38.2-1202","catch_line":"Insuring power of reciprocals","url":"\/38.2-1202\/","token":"38.2\/12\/1\/38.2-1202","metadata":false},{"id":68651,"structure_id":14901,"section_number":"38.2-1203","catch_line":"What laws applicable to reciprocals; compliance with \u00a7 38.2-208","url":"\/38.2-1203\/","token":"38.2\/12\/1\/38.2-1203","metadata":false},{"id":80754,"structure_id":14901,"section_number":"38.2-1204","catch_line":"Power to enter into reciprocal insurance contracts","url":"\/38.2-1204\/","token":"38.2\/12\/1\/38.2-1204","metadata":false},{"id":77954,"structure_id":14901,"section_number":"38.2-1205","catch_line":"Name","url":"\/38.2-1205\/","token":"38.2\/12\/1\/38.2-1205","metadata":false},{"id":86167,"structure_id":14901,"section_number":"38.2-1206","catch_line":"License required of reciprocals; surplus","url":"\/38.2-1206\/","token":"38.2\/12\/1\/38.2-1206","metadata":false},{"id":68496,"structure_id":14901,"section_number":"38.2-1207","catch_line":"Exceptions as to reciprocals licensed and operating","url":"\/38.2-1207\/","token":"38.2\/12\/1\/38.2-1207","metadata":false},{"id":86206,"structure_id":14901,"section_number":"38.2-1208","catch_line":"Additional requirements, foreign and alien reciprocals","url":"\/38.2-1208\/","token":"38.2\/12\/1\/38.2-1208","metadata":false},{"id":61707,"structure_id":14901,"section_number":"38.2-1209","catch_line":"Residence and office of attorney of foreign and alien reciprocals","url":"\/38.2-1209\/","token":"38.2\/12\/1\/38.2-1209","metadata":false},{"id":75674,"structure_id":14901,"section_number":"38.2-1210","catch_line":"Contracts executed by attorney","url":"\/38.2-1210\/","token":"38.2\/12\/1\/38.2-1210","metadata":false},{"id":69484,"structure_id":14901,"section_number":"38.2-1211","catch_line":"License required of agent","url":"\/38.2-1211\/","token":"38.2\/12\/1\/38.2-1211","metadata":false},{"id":76809,"structure_id":14901,"section_number":"38.2-1212","catch_line":"Subscribers' liability","url":"\/38.2-1212\/","token":"38.2\/12\/1\/38.2-1212","metadata":false},{"id":83934,"structure_id":14901,"section_number":"38.2-1213","catch_line":"Nonassessable policies","url":"\/38.2-1213\/","token":"38.2\/12\/1\/38.2-1213","metadata":false},{"id":57562,"structure_id":14901,"section_number":"38.2-1214","catch_line":"Savings returned to subscribers","url":"\/38.2-1214\/","token":"38.2\/12\/1\/38.2-1214","metadata":false},{"id":74683,"structure_id":14901,"section_number":"38.2-1215","catch_line":"Reserves","url":"\/38.2-1215\/","token":"38.2\/12\/1\/38.2-1215","metadata":false},{"id":82054,"structure_id":14901,"section_number":"38.2-1216","catch_line":"Clerk of Commission to be appointed agent for service of process; procedure thereafter","url":"\/38.2-1216\/","token":"38.2\/12\/1\/38.2-1216","metadata":false},{"id":68706,"structure_id":14901,"section_number":"38.2-1217","catch_line":"Reciprocal may be sued as such; where action or suit may be brought; upon whom service of process had","url":"\/38.2-1217\/","token":"38.2\/12\/1\/38.2-1217","metadata":false},{"id":56895,"structure_id":14901,"section_number":"38.2-1218","catch_line":"Effect of judgment against reciprocal","url":"\/38.2-1218\/","token":"38.2\/12\/1\/38.2-1218","metadata":false}],"previous_section":{"id":69484,"structure_id":14901,"section_number":"38.2-1211","catch_line":"License required of agent","url":"\/38.2-1211\/","token":"38.2\/12\/1\/38.2-1211","metadata":false},"next_section":{"id":83934,"structure_id":14901,"section_number":"38.2-1213","catch_line":"Nonassessable policies","url":"\/38.2-1213\/","token":"38.2\/12\/1\/38.2-1213","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-1212\/","history_text":"

This law was first created in 1952. The record of its establishment is cataloged in chapter 317 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1952 \u201cActs\u201d aren\u2019t available online. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 1986, chapter 562.<\/p>","references":[{"id":68651,"section_number":"38.2-1203","catch_line":"What laws applicable to reciprocals; compliance with \u00a7 38.2-208","order_by":null,"url":"\/38.2-1203\/"},{"id":86660,"section_number":"38.2-1223","catch_line":"Subscriber's agreement and power of attorney","order_by":null,"url":"\/38.2-1223\/"},{"id":81495,"section_number":"38.2-1226","catch_line":"Assessments","order_by":null,"url":"\/38.2-1226\/"},{"id":84183,"section_number":"38.2-1229","catch_line":"Impaired reciprocals","order_by":null,"url":"\/38.2-1229\/"}],"refers_to":[{"id":81495,"section_number":"38.2-1226","catch_line":"Assessments","order_by":null,"url":"\/38.2-1226\/"}],"permalink":{"id":211265,"object_type":"law","relational_id":76809,"identifier":"38.2-1212","token":"38.2\/12\/1\/38.2-1212","url":"\/38.2-1212\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-1212\/","token":"38.2\/12\/1\/38.2-1212","dublin_core":{"Title":"Subscribers’ liability","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-1212","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> Each subscriber insured under an assessable policy shall have a contingent assessment liability for payment of actual losses and expenses incurred while his policy was in force. This shall be in the amount provided for in the power of attorney<\/span> or subscriber’s agreement. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> The contingent assessment liability on any one policy in any one calendar year shall equal the premiums earned, as defined in § 38.2-1226<\/a>, on the policy for that year multiplied by not less than one nor more than ten. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> The contingent assessment liability shall not be joint, but shall be individual and several. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

D.<\/span> Each assessable policy issued by the insurer<\/span> shall plainly set forth a statement of the contingent assessment liability on the front of the policy in capital letters in no less than ten point type. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nSUBSCRIBERS’ LIABILITY (\u00a7 38.2-1212)\n\nA. Each subscriber insured under an assessable policy shall have a contingent\nassessment liability for payment of actual losses and expenses incurred while\nhis policy was in force. This shall be in the amount provided for in the power\nof attorney or subscriber’s agreement.\n\nB. The contingent assessment liability on any one policy in any one calendar\nyear shall equal the premiums earned, as defined in § 38.2-1226, on the\npolicy for that year multiplied by not less than one nor more than ten.\n\nC. The contingent assessment liability shall not be joint, but shall be\nindividual and several.\n\nD. Each assessable policy issued by the insurer shall plainly set forth a\nstatement of the contingent assessment liability on the front of the policy in\ncapital letters in no less than ten point type.\n\nHISTORY: 1952, c. 317, \u00a7\u00a7 38.1-702, 38.1-716; 1986, c. 562.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}