{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-122.1.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-122.1.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-122.1.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-122.1.html"}],"law_id":69638,"edition_id":1,"section_id":69638,"structure_id":13746,"section_number":"38.2-122.1","catch_line":"Credit involuntary unemployment insurance","history":"1993, c. 774; 2000, c. 526.","full_text":"&#8220;Credit involuntary unemployment insurance&#8221; means insurance on a debtor in connection with a specified loan or other credit transaction to provide payment to a creditor for the installment payments or other periodic payments becoming due (i) while the debtor is involuntarily unemployed, or (ii) while the debtor is on an unpaid leave of absence during which employment does not terminate. Such term shall not mean any insurance defined in \u00a7\u00a7 38.2-108, 38.2-109 or \u00a7 38.2-122.","order_by":null,"text":{"0":{"id":251784,"text":"&#8220;Credit involuntary unemployment insurance&#8221; means insurance on a debtor in connection with a specified loan or other credit transaction to provide payment to a creditor for the installment payments or other periodic payments becoming due (i) while the debtor is involuntarily unemployed, or (ii) while the debtor is on an unpaid leave of absence during which employment does not terminate. Such term shall not mean any insurance defined in \u00a7\u00a7 38.2-108, 38.2-109 or \u00a7 38.2-122.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":13746,"edition_id":1,"name":"Insurance Classified and Defined","identifier":"2","label":"article","depth":3,"order_by":1,"parent_id":13745,"metadata":{},"date_created":"2026-06-26 03:45:45","date_modified":"2026-06-26 03:45:45","permalink":{"id":210675,"object_type":"structure","relational_id":13746,"identifier":"2","token":"38.2\/1\/2","url":"\/38.2\/1\/2\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13745,"edition_id":1,"name":"General Provisions","identifier":"1","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:45:45","date_modified":"2026-06-26 03:45:45","permalink":{"id":210663,"object_type":"structure","relational_id":13745,"identifier":"1","token":"38.2\/1","url":"\/38.2\/1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":72897,"structure_id":13746,"section_number":"38.2-101","catch_line":"Classification of insurance","url":"\/38.2-101\/","token":"38.2\/1\/2\/38.2-101","metadata":false},{"id":57209,"structure_id":13746,"section_number":"38.2-102","catch_line":"Life","url":"\/38.2-102\/","token":"38.2\/1\/2\/38.2-102","metadata":false},{"id":76182,"structure_id":13746,"section_number":"38.2-103","catch_line":"Credit life","url":"\/38.2-103\/","token":"38.2\/1\/2\/38.2-103","metadata":false},{"id":67449,"structure_id":13746,"section_number":"38.2-104","catch_line":"Industrial life","url":"\/38.2-104\/","token":"38.2\/1\/2\/38.2-104","metadata":false},{"id":57228,"structure_id":13746,"section_number":"38.2-105","catch_line":"Variable life","url":"\/38.2-105\/","token":"38.2\/1\/2\/38.2-105","metadata":false},{"id":62859,"structure_id":13746,"section_number":"38.2-105.1","catch_line":"Modified guaranteed life insurance","url":"\/38.2-105.1\/","token":"38.2\/1\/2\/38.2-105.1","metadata":false},{"id":87220,"structure_id":13746,"section_number":"38.2-106","catch_line":"Annuities","url":"\/38.2-106\/","token":"38.2\/1\/2\/38.2-106","metadata":false},{"id":73424,"structure_id":13746,"section_number":"38.2-106.1","catch_line":"Charitable gift 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insurance","url":"\/38.2-122.2\/","token":"38.2\/1\/2\/38.2-122.2","metadata":false},{"id":54747,"structure_id":13746,"section_number":"38.2-123","catch_line":"Title","url":"\/38.2-123\/","token":"38.2\/1\/2\/38.2-123","metadata":false},{"id":66976,"structure_id":13746,"section_number":"38.2-124","catch_line":"Motor vehicle","url":"\/38.2-124\/","token":"38.2\/1\/2\/38.2-124","metadata":false},{"id":66153,"structure_id":13746,"section_number":"38.2-125","catch_line":"Aircraft","url":"\/38.2-125\/","token":"38.2\/1\/2\/38.2-125","metadata":false},{"id":63990,"structure_id":13746,"section_number":"38.2-126","catch_line":"Marine","url":"\/38.2-126\/","token":"38.2\/1\/2\/38.2-126","metadata":false},{"id":65571,"structure_id":13746,"section_number":"38.2-127","catch_line":"Legal services insurance","url":"\/38.2-127\/","token":"38.2\/1\/2\/38.2-127","metadata":false},{"id":69932,"structure_id":13746,"section_number":"38.2-128","catch_line":"Mortgage guaranty 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losses","url":"\/38.2-133\/","token":"38.2\/1\/2\/38.2-133","metadata":false},{"id":74943,"structure_id":13746,"section_number":"38.2-134","catch_line":"Definitions to include other insurance of same general kind","url":"\/38.2-134\/","token":"38.2\/1\/2\/38.2-134","metadata":false}],"previous_section":{"id":82832,"structure_id":13746,"section_number":"38.2-122","catch_line":"Credit","url":"\/38.2-122\/","token":"38.2\/1\/2\/38.2-122","metadata":false},"next_section":{"id":69580,"structure_id":13746,"section_number":"38.2-122.2","catch_line":"Credit property insurance","url":"\/38.2-122.2\/","token":"38.2\/1\/2\/38.2-122.2","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-122.1\/","history_text":"<p>This law was first created in 1993. The record of its establishment is cataloged in chapter 774 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1993 \u201cActs\u201d aren\u2019t available online. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 2000, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?001+ful+CHAP0526\">526<\/a>.<\/p>","references":[{"id":82832,"section_number":"38.2-122","catch_line":"Credit","order_by":null,"url":"\/38.2-122\/"},{"id":67482,"section_number":"38.2-1800","catch_line":"Definitions","order_by":null,"url":"\/38.2-1800\/"},{"id":54564,"section_number":"38.2-2001","catch_line":"Insurance to which chapter applies","order_by":null,"url":"\/38.2-2001\/"},{"id":84169,"section_number":"38.2-233","catch_line":"Credit involuntary unemployment insurance; credit property insurance; disclosure and readability","order_by":null,"url":"\/38.2-233\/"},{"id":77188,"section_number":"38.2-317","catch_line":"Delivery and use of certain policies and endorsements","order_by":null,"url":"\/38.2-317\/"},{"id":68759,"section_number":"38.2-513.1","catch_line":"Insurance sales by depository institutions and other lending institutions","order_by":null,"url":"\/38.2-513.1\/"}],"refers_to":[{"id":62263,"section_number":"38.2-108","catch_line":"Credit accident and sickness","order_by":null,"url":"\/38.2-108\/"},{"id":75359,"section_number":"38.2-109","catch_line":"Accident and sickness","order_by":null,"url":"\/38.2-109\/"},{"id":82832,"section_number":"38.2-122","catch_line":"Credit","order_by":null,"url":"\/38.2-122\/"}],"permalink":{"id":210781,"object_type":"law","relational_id":69638,"identifier":"38.2-122.1","token":"38.2\/1\/2\/38.2-122.1","url":"\/38.2-122.1\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-122.1\/","token":"38.2\/1\/2\/38.2-122.1","dublin_core":{"Title":"Credit involuntary unemployment insurance","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-122.1","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>&#8220;Credit involuntary unemployment <span class=\"dictionary\">insurance<\/span>&#8221; means <span class=\"dictionary\">insurance<\/span> on a debtor in connection with a specified loan or other credit transaction to provide payment to a <span class=\"dictionary\">creditor<\/span> for the installment payments or other periodic payments becoming due (i) while the debtor is involuntarily unemployed, or (ii) while the debtor is on an unpaid leave of absence during which employment does not terminate. Such term shall not mean any <span class=\"dictionary\">insurance<\/span> defined in \u00a7\u00a7&nbsp;<a class=\"law\" title=\"Credit accident and sickness\" href=\"\/38.2-108\/\">38.2-108<\/a>, <a class=\"law\" title=\"Accident and sickness\" href=\"\/38.2-109\/\">38.2-109<\/a> or \u00a7&nbsp;<a class=\"law\" title=\"Credit\" href=\"\/38.2-122\/\">38.2-122<\/a>.<\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nCREDIT INVOLUNTARY UNEMPLOYMENT INSURANCE (\u00a7 38.2-122.1)\n\n&#8220;Credit involuntary unemployment insurance&#8221; means insurance on a\ndebtor in connection with a specified loan or other credit transaction to\nprovide payment to a creditor for the installment payments or other periodic\npayments becoming due (i) while the debtor is involuntarily unemployed, or (ii)\nwhile the debtor is on an unpaid leave of absence during which employment does\nnot terminate. Such term shall not mean any insurance defined in \u00a7\u00a7 38.2-108,\n38.2-109 or \u00a7 38.2-122.\n\nHISTORY: 1993, c. 774; 2000, c. 526.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}