{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-128.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-128.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-128.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-128.html"}],"law_id":69932,"edition_id":1,"section_id":69932,"structure_id":13746,"section_number":"38.2-128","catch_line":"Mortgage guaranty insurance","history":"1986, c. 562.","full_text":"&#8220;Mortgage guaranty insurance&#8221; means indemnifying lenders against financial loss arising from nonpayment of principal, interest, or other sums due under the terms of any evidence of indebtedness secured by a mortgage, deed of trust, or other instrument constituting a lien or charge on real property.","order_by":null,"text":{"0":{"id":252684,"text":"&#8220;Mortgage guaranty insurance&#8221; means indemnifying lenders against financial loss arising from nonpayment of principal, interest, or other sums due under the terms of any evidence of indebtedness secured by a mortgage, deed of trust, or other instrument constituting a lien or charge on real property.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":13746,"edition_id":1,"name":"Insurance Classified and Defined","identifier":"2","label":"article","depth":3,"order_by":1,"parent_id":13745,"metadata":{},"date_created":"2026-06-26 03:45:45","date_modified":"2026-06-26 03:45:45","permalink":{"id":210675,"object_type":"structure","relational_id":13746,"identifier":"2","token":"38.2\/1\/2","url":"\/38.2\/1\/2\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13745,"edition_id":1,"name":"General Provisions","identifier":"1","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:45:45","date_modified":"2026-06-26 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losses","url":"\/38.2-133\/","token":"38.2\/1\/2\/38.2-133","metadata":false},{"id":74943,"structure_id":13746,"section_number":"38.2-134","catch_line":"Definitions to include other insurance of same general kind","url":"\/38.2-134\/","token":"38.2\/1\/2\/38.2-134","metadata":false}],"previous_section":{"id":65571,"structure_id":13746,"section_number":"38.2-127","catch_line":"Legal services insurance","url":"\/38.2-127\/","token":"38.2\/1\/2\/38.2-127","metadata":false},"next_section":{"id":57616,"structure_id":13746,"section_number":"38.2-129","catch_line":"Home protection insurance","url":"\/38.2-129\/","token":"38.2\/1\/2\/38.2-129","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-128\/","history_text":"<p>This law was first created in 1986. The record of its establishment is cataloged in chapter 562 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1986 \u201cActs\u201d aren\u2019t available online.<\/p>","references":[{"id":82832,"section_number":"38.2-122","catch_line":"Credit","order_by":null,"url":"\/38.2-122\/"},{"id":74191,"section_number":"38.2-1902","catch_line":"Scope of chapter","order_by":null,"url":"\/38.2-1902\/"},{"id":62065,"section_number":"38.2-2503","catch_line":"Classes of insurance that may be written by mutual assessment property and casualty insurers; minimum surplus to policyholders required","order_by":null,"url":"\/38.2-2503\/"}],"refers_to":false,"permalink":{"id":210809,"object_type":"law","relational_id":69932,"identifier":"38.2-128","token":"38.2\/1\/2\/38.2-128","url":"\/38.2-128\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-128\/","token":"38.2\/1\/2\/38.2-128","dublin_core":{"Title":"Mortgage guaranty insurance","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-128","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>&#8220;Mortgage guaranty <span class=\"dictionary\">insurance<\/span>&#8221; means indemnifying lenders against financial loss arising from nonpayment of principal, interest, or other sums due under the terms of any <span class=\"dictionary\">evidence<\/span> of indebtedness secured by a mortgage, deed of trust, or other instrument constituting a <span class=\"dictionary\">lien<\/span> or charge on real property.<\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nMORTGAGE GUARANTY INSURANCE (\u00a7 38.2-128)\n\n&#8220;Mortgage guaranty insurance&#8221; means indemnifying lenders against\nfinancial loss arising from nonpayment of principal, interest, or other sums due\nunder the terms of any evidence of indebtedness secured by a mortgage, deed of\ntrust, or other instrument constituting a lien or charge on real property.\n\nHISTORY: 1986, c. 562.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}