{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-132.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-132.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-132.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-132.html"}],"law_id":60601,"edition_id":1,"section_id":60601,"structure_id":13746,"section_number":"38.2-132","catch_line":"Commercial multi-peril insurance","history":"1986, c. 562.","full_text":"&#8220;Commercial multi-peril insurance&#8221; is a combination multi-peril policy written under the provisions of \u00a7 38.2-1921 insuring risks incident to a commercial enterprise containing any combination of the classes of insurance set forth in subsection A of \u00a7 38.2-1902, except insurance on or with respect to operating properties of railroads.","order_by":null,"text":{"0":{"id":221499,"text":"&#8220;Commercial multi-peril insurance&#8221; is a combination multi-peril policy written under the provisions of \u00a7 38.2-1921 insuring risks incident to a commercial enterprise containing any combination of the classes of insurance set forth in subsection A of \u00a7 38.2-1902, except insurance on or with respect to operating properties of railroads.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":13746,"edition_id":1,"name":"Insurance Classified and Defined","identifier":"2","label":"article","depth":3,"order_by":1,"parent_id":13745,"metadata":{},"date_created":"2026-06-26 03:45:45","date_modified":"2026-06-26 03:45:45","permalink":{"id":210675,"object_type":"structure","relational_id":13746,"identifier":"2","token":"38.2\/1\/2","url":"\/38.2\/1\/2\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13745,"edition_id":1,"name":"General Provisions","identifier":"1","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:45:45","date_modified":"2026-06-26 03:45:45","permalink":{"id":210663,"object_type":"structure","relational_id":13745,"identifier":"1","token":"38.2\/1","url":"\/38.2\/1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":72897,"structure_id":13746,"section_number":"38.2-101","catch_line":"Classification of insurance","url":"\/38.2-101\/","token":"38.2\/1\/2\/38.2-101","metadata":false},{"id":57209,"structure_id":13746,"section_number":"38.2-102","catch_line":"Life","url":"\/38.2-102\/","token":"38.2\/1\/2\/38.2-102","metadata":false},{"id":76182,"structure_id":13746,"section_number":"38.2-103","catch_line":"Credit life","url":"\/38.2-103\/","token":"38.2\/1\/2\/38.2-103","metadata":false},{"id":67449,"structure_id":13746,"section_number":"38.2-104","catch_line":"Industrial life","url":"\/38.2-104\/","token":"38.2\/1\/2\/38.2-104","metadata":false},{"id":57228,"structure_id":13746,"section_number":"38.2-105","catch_line":"Variable life","url":"\/38.2-105\/","token":"38.2\/1\/2\/38.2-105","metadata":false},{"id":62859,"structure_id":13746,"section_number":"38.2-105.1","catch_line":"Modified guaranteed life 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insurance","url":"\/38.2-132\/","token":"38.2\/1\/2\/38.2-132","metadata":false},{"id":85493,"structure_id":13746,"section_number":"38.2-133","catch_line":"Contingent and consequential losses","url":"\/38.2-133\/","token":"38.2\/1\/2\/38.2-133","metadata":false},{"id":74943,"structure_id":13746,"section_number":"38.2-134","catch_line":"Definitions to include other insurance of same general kind","url":"\/38.2-134\/","token":"38.2\/1\/2\/38.2-134","metadata":false}],"previous_section":{"id":79979,"structure_id":13746,"section_number":"38.2-131","catch_line":"Farmowners insurance","url":"\/38.2-131\/","token":"38.2\/1\/2\/38.2-131","metadata":false},"next_section":{"id":85493,"structure_id":13746,"section_number":"38.2-133","catch_line":"Contingent and consequential losses","url":"\/38.2-133\/","token":"38.2\/1\/2\/38.2-133","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-132\/","history_text":"<p>This law was first created in 1986. The record of its establishment is cataloged in chapter 562 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1986 \u201cActs\u201d aren\u2019t available online.<\/p>","references":[{"id":72177,"section_number":"32.1-137.7","catch_line":"Definitions","order_by":null,"url":"\/32.1-137.7\/"},{"id":63369,"section_number":"32.1-138.6","catch_line":"Definitions","order_by":null,"url":"\/32.1-138.6\/"},{"id":62065,"section_number":"38.2-2503","catch_line":"Classes of insurance that may be written by mutual assessment property and casualty insurers; minimum surplus to policyholders required","order_by":null,"url":"\/38.2-2503\/"},{"id":87324,"section_number":"38.2-2800","catch_line":"Definitions","order_by":null,"url":"\/38.2-2800\/"},{"id":67887,"section_number":"38.2-2900","catch_line":"Definitions","order_by":null,"url":"\/38.2-2900\/"},{"id":65411,"section_number":"38.2-2901","catch_line":"Association activation; members; purpose; determinations by Commission; powers of Association","order_by":null,"url":"\/38.2-2901\/"},{"id":61655,"section_number":"38.2-415","catch_line":"Assessment to fund program to reduce losses from insurance fraud","order_by":null,"url":"\/38.2-415\/"},{"id":67232,"section_number":"38.2-5501","catch_line":"Definitions","order_by":null,"url":"\/38.2-5501\/"},{"id":64445,"section_number":"52-36","catch_line":"Definitions","order_by":null,"url":"\/52-36\/"}],"refers_to":[{"id":74191,"section_number":"38.2-1902","catch_line":"Scope of chapter","order_by":null,"url":"\/38.2-1902\/"},{"id":81510,"section_number":"38.2-1921","catch_line":"Combination policies","order_by":null,"url":"\/38.2-1921\/"}],"permalink":{"id":210825,"object_type":"law","relational_id":60601,"identifier":"38.2-132","token":"38.2\/1\/2\/38.2-132","url":"\/38.2-132\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-132\/","token":"38.2\/1\/2\/38.2-132","dublin_core":{"Title":"Commercial multi-peril insurance","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-132","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>&#8220;Commercial multi-peril <span class=\"dictionary\">insurance<\/span>&#8221; is a combination multi-peril policy written under the provisions of \u00a7&nbsp;<a class=\"law\" title=\"Combination policies\" href=\"\/38.2-1921\/\">38.2-1921<\/a> insuring risks incident to a commercial enterprise containing any combination of the classes of <span class=\"dictionary\">insurance<\/span> set forth in subsection A of \u00a7&nbsp;<a class=\"law\" title=\"Scope of chapter\" href=\"\/38.2-1902\/\">38.2-1902<\/a>, except <span class=\"dictionary\">insurance<\/span> on or with respect to operating properties of railroads.<\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nCOMMERCIAL MULTI-PERIL INSURANCE (\u00a7 38.2-132)\n\n&#8220;Commercial multi-peril insurance&#8221; is a combination multi-peril\npolicy written under the provisions of \u00a7 38.2-1921 insuring risks incident to a\ncommercial enterprise containing any combination of the classes of insurance set\nforth in subsection A of \u00a7 38.2-1902, except insurance on or with respect to\noperating properties of railroads.\n\nHISTORY: 1986, c. 562.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}