{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-1814.1.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-1814.1.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-1814.1.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-1814.1.html"}],"law_id":79135,"edition_id":1,"section_id":79135,"structure_id":14187,"section_number":"38.2-1814.1","catch_line":"License required of resident title insurance agent","history":"1986, c. 364, \u00a7 38.1-327.15:1; 1987, c. 521; 1988, c. 187; 1989, c. 435; 2001, c. 706; 2008, c. 250; 2023, c. 577.","full_text":"A\n\nNo individual who is a resident of the Commonwealth shall obtain a license as a title insurance agent from the Commission unless he has passed an examination in a form and manner prescribed by the Commission. Before registering to take an examination for a license as a title insurance agent, each applicant shall have completed, within the period specified in subsection B, a pre-licensing education course of 16 hours of instruction. The pre-licensing education course may be comprised of or include any form of classroom education or distance education in accordance with an examination content outline approved by the Commission. The applicant shall submit proof of completion of the pre-licensing education course in a form acceptable to the Commission. The proof of completion of the pre-licensing education course shall be:1\n\nSigned by the applicant affirming that the applicant completed a course for which the requisite number of classroom or distance education hours were completed. An applicant who is found to have submitted a materially false proof of course completion shall be deemed to have committed a knowing and willful violation of this section and be subject to the penalties as set forth in &#xA7; 38.2-218. Upon receipt of acceptable proof that an applicant submitted a materially false proof of course completion, the Commission may administratively terminate any license issued based upon such submission; and2\n\nSigned by the individual who acted as the instructor for the course, who shall certify that the requisite number of the classroom or distance education hours were completed by the applicant. An instructor who is found to have submitted a materially false certification that an applicant completed the requisite number of classroom or distance education hours shall be deemed to have committed a knowing and willful violation of this section and be subject to the penalties as set forth in &#xA7; 38.2-218. If the instructor is also a licensed insurance agent or insurance consultant, the Commission may also impose on the instructor the penalties set forth in &#xA7; 38.2-1831 or 38.2-1843, as applicable.\n\t\t\t\tAs used in this subsection:\n\t\t\t\t&#8220;Classroom education&#8221; means actual hours in a classroom environment with an instructor. Instructors shall have the right to consider an applicant to have met the classroom hour requirement if the applicant was present for not less than 95 percent of the required hours.\n\t\t\t\t&#8220;Distance education&#8221; means instruction delivered or presented by or under the general supervision of an instructor using a medium other than a classroom setting. &#8220;Distance education&#8221; shall not include self-study or correspondence courses.B\n\nAn applicant&#8217;s satisfaction of the education requirement established by subsection A shall be valid only for the one-year period following the date he satisfied the education requirement. However, the Commission may waive this time limit in individual circumstances in accordance with criteria prescribed by the Commission.C\n\nOfficers or employees who are not agents of a title insurance company shall be exempt from the provisions of this section.D\n\nAgents who, as of January 1, 1987, were authorized agents of title insurance companies licensed to transact title insurance in this Commonwealth shall be exempt from the requirements of subsections A and B of this section.","order_by":null,"text":{"0":{"id":283420,"text":"No individual who is a resident of the Commonwealth shall obtain a license as a title insurance agent from the Commission unless he has passed an examination in a form and manner prescribed by the Commission. Before registering to take an examination for a license as a title insurance agent, each applicant shall have completed, within the period specified in subsection B, a pre-licensing education course of 16 hours of instruction. The pre-licensing education course may be comprised of or include any form of classroom education or distance education in accordance with an examination content outline approved by the Commission. The applicant shall submit proof of completion of the pre-licensing education course in a form acceptable to the Commission. The proof of completion of the pre-licensing education course shall be:","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"A1"},"1":{"id":283421,"text":"Signed by the applicant affirming that the applicant completed a course for which the requisite number of classroom or distance education hours were completed. An applicant who is found to have submitted a materially false proof of course completion shall be deemed to have committed a knowing and willful violation of this section and be subject to the penalties as set forth in &#xA7; 38.2-218. Upon receipt of acceptable proof that an applicant submitted a materially false proof of course completion, the Commission may administratively terminate any license issued based upon such submission; and","type":"section","prefixes":["A","1"],"prefix":"1","entire_prefix":"A1","prefix_anchor":"A1","level":2,"prior_prefix":"A","next_prefix":"A2"},"2":{"id":283422,"text":"Signed by the individual who acted as the instructor for the course, who shall certify that the requisite number of the classroom or distance education hours were completed by the applicant. An instructor who is found to have submitted a materially false certification that an applicant completed the requisite number of classroom or distance education hours shall be deemed to have committed a knowing and willful violation of this section and be subject to the penalties as set forth in &#xA7; 38.2-218. If the instructor is also a licensed insurance agent or insurance consultant, the Commission may also impose on the instructor the penalties set forth in &#xA7; 38.2-1831 or 38.2-1843, as applicable.\n\t\t\t\tAs used in this subsection:\n\t\t\t\t&#8220;Classroom education&#8221; means actual hours in a classroom environment with an instructor. Instructors shall have the right to consider an applicant to have met the classroom hour requirement if the applicant was present for not less than 95 percent of the required hours.\n\t\t\t\t&#8220;Distance education&#8221; means instruction delivered or presented by or under the general supervision of an instructor using a medium other than a classroom setting. &#8220;Distance education&#8221; shall not include self-study or correspondence courses.","type":"section","prefixes":["A","2"],"prefix":"2","entire_prefix":"A2","prefix_anchor":"A2","level":2,"prior_prefix":"A1","next_prefix":"B"},"3":{"id":283423,"text":"An applicant&#8217;s satisfaction of the education requirement established by subsection A shall be valid only for the one-year period following the date he satisfied the education requirement. However, the Commission may waive this time limit in individual circumstances in accordance with criteria prescribed by the Commission.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A2","next_prefix":"C"},"4":{"id":283424,"text":"Officers or employees who are not agents of a title insurance company shall be exempt from the provisions of this section.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B","next_prefix":"D"},"5":{"id":283425,"text":"Agents who, as of January 1, 1987, were authorized agents of title insurance companies licensed to transact title insurance in this Commonwealth shall be exempt from the requirements of subsections A and B of this section.","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C"}},"ancestry":[{"id":14187,"edition_id":1,"name":"Qualifications of Property and Casualty Insurance Agents, Personal Lines Agents, Title Insurance Agents, Life and Annuities Agents, and Health Agents","identifier":"2","label":"article","depth":3,"order_by":1,"parent_id":13203,"metadata":{},"date_created":"2026-06-26 03:47:11","date_modified":"2026-06-26 03:47:11","permalink":{"id":212483,"object_type":"structure","relational_id":14187,"identifier":"2","token":"38.2\/18\/2","url":"\/38.2\/18\/2\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13203,"edition_id":1,"name":"Insurance Agents","identifier":"18","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:26","date_modified":"2026-06-26 03:44:26","permalink":{"id":212411,"object_type":"structure","relational_id":13203,"identifier":"18","token":"38.2\/18","url":"\/38.2\/18\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":78999,"structure_id":14187,"section_number":"38.2-1814","catch_line":"License required of resident property and casualty insurance agent and resident personal lines agent","url":"\/38.2-1814\/","token":"38.2\/18\/2\/38.2-1814","metadata":false},{"id":79135,"structure_id":14187,"section_number":"38.2-1814.1","catch_line":"License required of resident title insurance agent","url":"\/38.2-1814.1\/","token":"38.2\/18\/2\/38.2-1814.1","metadata":false},{"id":67426,"structure_id":14187,"section_number":"38.2-1815","catch_line":"License required of resident life and annuities agent","url":"\/38.2-1815\/","token":"38.2\/18\/2\/38.2-1815","metadata":false},{"id":63642,"structure_id":14187,"section_number":"38.2-1815.1","catch_line":"License required of resident health agent","url":"\/38.2-1815.1\/","token":"38.2\/18\/2\/38.2-1815.1","metadata":false},{"id":86501,"structure_id":14187,"section_number":"38.2-1816","catch_line":"Repealed","url":"\/38.2-1816\/","token":"38.2\/18\/2\/38.2-1816","metadata":false},{"id":76304,"structure_id":14187,"section_number":"38.2-1817","catch_line":"Examination for license; fee required; when fee forfeited","url":"\/38.2-1817\/","token":"38.2\/18\/2\/38.2-1817","metadata":false},{"id":55365,"structure_id":14187,"section_number":"38.2-1818","catch_line":"Individual moving from another state or Canadian province","url":"\/38.2-1818\/","token":"38.2\/18\/2\/38.2-1818","metadata":false}],"previous_section":{"id":78999,"structure_id":14187,"section_number":"38.2-1814","catch_line":"License required of resident property and casualty insurance agent and resident personal lines agent","url":"\/38.2-1814\/","token":"38.2\/18\/2\/38.2-1814","metadata":false},"next_section":{"id":67426,"structure_id":14187,"section_number":"38.2-1815","catch_line":"License required of resident life and annuities agent","url":"\/38.2-1815\/","token":"38.2\/18\/2\/38.2-1815","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-1814.1\/","history_text":"<p>This law was first created in 1986. The record of its establishment is cataloged in chapter 364 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1986 \u201cActs\u201d aren\u2019t available online. It has been modified 6 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1987, chapter 521; in 1988, chapter 187; in 1989, chapter 435; in 2001, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?011+ful+CHAP0706\">706<\/a>; in 2008, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?081+ful+CHAP0250\">250<\/a>; in 2023, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?231+ful+CHAP0577\">577<\/a>.<\/p>","references":false,"refers_to":[{"id":75184,"section_number":"38.2-1831","catch_line":"Grounds for placing on probation, refusal to issue or renew, revocation, or suspension of license","order_by":null,"url":"\/38.2-1831\/"},{"id":73546,"section_number":"38.2-1843","catch_line":"Grounds for placing on probation, refusal to issue or renew, revocation or suspension of license","order_by":null,"url":"\/38.2-1843\/"},{"id":64490,"section_number":"38.2-218","catch_line":"Penalties and restitution payments","order_by":null,"url":"\/38.2-218\/"}],"permalink":{"id":212489,"object_type":"law","relational_id":79135,"identifier":"38.2-1814.1","token":"38.2\/18\/2\/38.2-1814.1","url":"\/38.2-1814.1\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-1814.1\/","token":"38.2\/18\/2\/38.2-1814.1","dublin_core":{"Title":"License required of resident title insurance agent","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-1814.1","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section id=\"A\"><p><span class=\"prefix-number\">A.<\/span> No individual who is a <span class=\"dictionary\">resident<\/span> of the Commonwealth shall obtain a <span class=\"dictionary\">license<\/span> as a <span class=\"dictionary\">title insurance agent<\/span> from the <span class=\"dictionary\">Commission<\/span> unless he has passed an examination in a form and manner prescribed by the <span class=\"dictionary\">Commission<\/span>. Before registering to take an examination for a <span class=\"dictionary\">license<\/span> as a <span class=\"dictionary\">title insurance agent<\/span>, each applicant shall have completed, within the period specified in subsection B, a pre-licensing education course of 16 hours of instruction. The pre-licensing education course may be comprised of or include any form of <span class=\"dictionary\">classroom education<\/span> or <span class=\"dictionary\">distance education<\/span> in accordance with an examination content outline approved by the <span class=\"dictionary\">Commission<\/span>. The applicant shall submit proof of completion of the pre-licensing education course in a form acceptable to the <span class=\"dictionary\">Commission<\/span>. The proof of completion of the pre-licensing education course shall be: <a id=\"paragraph-283420\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1814.1\/#A\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"A1\" class=\"indent-1\"><p><span class=\"prefix-number\">1.<\/span> Signed by the applicant affirming that the applicant completed a course for which the requisite number of classroom or <span class=\"dictionary\">distance education<\/span> hours were completed. An applicant who is found to have submitted a materially false proof of course completion shall be deemed to have committed a knowing and willful violation of this section and be subject to the penalties as set forth in &#xA7; <a class=\"law\" title=\"Penalties and restitution payments\" href=\"\/38.2-218\/\">38.2-218<\/a>. Upon receipt of acceptable proof that an applicant submitted a materially false proof of course completion, the <span class=\"dictionary\">Commission<\/span> may administratively <span class=\"dictionary\">terminate<\/span> any <span class=\"dictionary\">license<\/span> issued based upon such submission; and <a id=\"paragraph-283421\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1814.1\/#A1\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"A2\" class=\"indent-1\"><p><span class=\"prefix-number\">2.<\/span> Signed by the individual who acted as the instructor for the course, who shall certify that the requisite number of the classroom or <span class=\"dictionary\">distance education<\/span> hours were completed by the applicant. An instructor who is found to have submitted a materially false certification that an applicant completed the requisite number of classroom or <span class=\"dictionary\">distance education<\/span> hours shall be deemed to have committed a knowing and willful violation of this section and be subject to the penalties as set forth in &#xA7; <a class=\"law\" title=\"Penalties and restitution payments\" href=\"\/38.2-218\/\">38.2-218<\/a>. If the instructor is also a licensed insurance agent or insurance consultant, the <span class=\"dictionary\">Commission<\/span> may also impose on the instructor the penalties set forth in &#xA7; <a class=\"law\" title=\"Grounds for placing on probation, refusal to issue or renew, revocation, or suspension of license\" href=\"\/38.2-1831\/\">38.2-1831<\/a> or <a class=\"law\" title=\"Grounds for placing on probation, refusal to issue or renew, revocation or suspension of license\" href=\"\/38.2-1843\/\">38.2-1843<\/a>, as applicable.\n\t\t\t\tAs used in this subsection:\n\t\t\t\t&#8220;<span class=\"dictionary\">Classroom education<\/span>&#8221; means actual hours in a classroom environment with an instructor. Instructors shall have the right to consider an applicant to have met the classroom hour requirement if the applicant was present for not less than 95 percent of the required hours.\n\t\t\t\t&#8220;<span class=\"dictionary\">Distance education<\/span>&#8221; means instruction delivered or presented by or under the general supervision of an instructor using a medium other than a classroom setting. &#8220;<span class=\"dictionary\">Distance education<\/span>&#8221; shall not include self-study or correspondence courses. <a id=\"paragraph-283422\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1814.1\/#A2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B\"><p><span class=\"prefix-number\">B.<\/span> An applicant&#8217;s satisfaction of the education requirement established by subsection A shall be valid only for the one-year period following the date he satisfied the education requirement. However, the <span class=\"dictionary\">Commission<\/span> may <span class=\"dictionary\">waive<\/span> this time limit in individual circumstances in accordance with criteria prescribed by the <span class=\"dictionary\">Commission<\/span>. <a id=\"paragraph-283423\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1814.1\/#B\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"C\"><p><span class=\"prefix-number\">C.<\/span> Officers or employees who are not agents of a title <span class=\"dictionary\">insurance company<\/span> shall be exempt from the provisions of this section. <a id=\"paragraph-283424\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1814.1\/#C\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"D\"><p><span class=\"prefix-number\">D.<\/span> Agents who, as of January 1, 1987, were authorized agents of title insurance companies licensed to transact title insurance in this Commonwealth shall be exempt from the requirements of subsections A and B of this section. <a id=\"paragraph-283425\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1814.1\/#D\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nLICENSE REQUIRED OF RESIDENT TITLE INSURANCE AGENT (\u00a7 38.2-1814.1)\n\nA. No individual who is a resident of the Commonwealth shall obtain a license as\na title insurance agent from the Commission unless he has passed an examination\nin a form and manner prescribed by the Commission. Before registering to take an\nexamination for a license as a title insurance agent, each applicant shall have\ncompleted, within the period specified in subsection B, a pre-licensing\neducation course of 16 hours of instruction. The pre-licensing education course\nmay be comprised of or include any form of classroom education or distance\neducation in accordance with an examination content outline approved by the\nCommission. The applicant shall submit proof of completion of the pre-licensing\neducation course in a form acceptable to the Commission. The proof of completion\nof the pre-licensing education course shall be:\n\n   1. Signed by the applicant affirming that the applicant completed a course for\n   which the requisite number of classroom or distance education hours were\n   completed. An applicant who is found to have submitted a materially false\n   proof of course completion shall be deemed to have committed a knowing and\n   willful violation of this section and be subject to the penalties as set forth\n   in &#xA7; 38.2-218. Upon receipt of acceptable proof that an applicant\n   submitted a materially false proof of course completion, the Commission may\n   administratively terminate any license issued based upon such submission; and\n\n   2. Signed by the individual who acted as the instructor for the course, who\n   shall certify that the requisite number of the classroom or distance education\n   hours were completed by the applicant. An instructor who is found to have\n   submitted a materially false certification that an applicant completed the\n   requisite number of classroom or distance education hours shall be deemed to\n   have committed a knowing and willful violation of this section and be subject\n   to the penalties as set forth in &#xA7; 38.2-218. If the instructor is also a\n   licensed insurance agent or insurance consultant, the Commission may also\n   impose on the instructor the penalties set forth in &#xA7; 38.2-1831 or\n   38.2-1843, as applicable.\n   \t\t\t\tAs used in this subsection:\n   \t\t\t\t&#8220;Classroom education&#8221; means actual hours in a classroom\n   environment with an instructor. Instructors shall have the right to consider\n   an applicant to have met the classroom hour requirement if the applicant was\n   present for not less than 95 percent of the required hours.\n   \t\t\t\t&#8220;Distance education&#8221; means instruction delivered or presented\n   by or under the general supervision of an instructor using a medium other than\n   a classroom setting. &#8220;Distance education&#8221; shall not include\n   self-study or correspondence courses.\n\nB. An applicant&#8217;s satisfaction of the education requirement established by\nsubsection A shall be valid only for the one-year period following the date he\nsatisfied the education requirement. However, the Commission may waive this time\nlimit in individual circumstances in accordance with criteria prescribed by the\nCommission.\n\nC. Officers or employees who are not agents of a title insurance company shall\nbe exempt from the provisions of this section.\n\nD. Agents who, as of January 1, 1987, were authorized agents of title insurance\ncompanies licensed to transact title insurance in this Commonwealth shall be\nexempt from the requirements of subsections A and B of this section.\n\nHISTORY: 1986, c. 364, \u00a7 38.1-327.15:1; 1987, c. 521; 1988, c. 187; 1989, c.\n435; 2001, c. 706; 2008, c. 250; 2023, c. 577.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}