{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-1815.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-1815.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-1815.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-1815.html"}],"law_id":67426,"edition_id":1,"section_id":67426,"structure_id":14187,"section_number":"38.2-1815","catch_line":"License required of resident life and annuities agent","history":"1979, c. 513, \u00a7 38.1-327.24; 1982, c. 223; 1983, cc. 160, 185; 1985, c. 616; 1986, c. 562; 1987, c. 521; 1993, c. 695; 1998, c. 47; 1999, c. 86; 2001, c. 706; 2010, c. 281; 2012, c. 413; 2020, c. 223.","full_text":"A\n\nNo individual who is a resident of the Commonwealth shall obtain a license as a life and annuities agent from the Commission unless the individual has passed an examination in a form and manner prescribed by the Commission. The Commission annually shall review whether the examination’s pass rate is consistent with the 2013 NAIC State Licensing Handbook, or any successor publication adopted by the NAIC.B\n\nAn individual may obtain a license as a limited lines credit insurance agent, a limited lines life and health agent, a motor vehicle rental contract insurance agent, or any other type of license of restricted authority that the Commission may deem it necessary to recognize for the purposes of complying with § 38.2-1836 without taking such examination.C\n\nNo individual who is a resident of the Commonwealth shall obtain a license as a variable contract agent unless the individual currently holds a life and annuities license, and no individual, whether resident or nonresident, shall obtain a license as a variable contract agent unless the individual has passed the Financial Industry Regulatory Authority examination or examinations prescribed by the Commission or such other examination prescribed by the Commission.","order_by":null,"text":{"0":{"id":244332,"text":"No individual who is a resident of the Commonwealth shall obtain a license as a life and annuities agent from the Commission unless the individual has passed an examination in a form and manner prescribed by the Commission. The Commission annually shall review whether the examination’s pass rate is consistent with the 2013 NAIC State Licensing Handbook, or any successor publication adopted by the NAIC.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":244333,"text":"An individual may obtain a license as a limited lines credit insurance agent, a limited lines life and health agent, a motor vehicle rental contract insurance agent, or any other type of license of restricted authority that the Commission may deem it necessary to recognize for the purposes of complying with § 38.2-1836 without taking such examination.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"C"},"2":{"id":244334,"text":"No individual who is a resident of the Commonwealth shall obtain a license as a variable contract agent unless the individual currently holds a life and annuities license, and no individual, whether resident or nonresident, shall obtain a license as a variable contract agent unless the individual has passed the Financial Industry Regulatory Authority examination or examinations prescribed by the Commission or such other examination prescribed by the Commission.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B"}},"ancestry":[{"id":14187,"edition_id":1,"name":"Qualifications of Property and Casualty Insurance Agents, Personal Lines Agents, Title Insurance Agents, Life and Annuities Agents, and Health Agents","identifier":"2","label":"article","depth":3,"order_by":1,"parent_id":13203,"metadata":{},"date_created":"2026-06-26 03:47:11","date_modified":"2026-06-26 03:47:11","permalink":{"id":212483,"object_type":"structure","relational_id":14187,"identifier":"2","token":"38.2\/18\/2","url":"\/38.2\/18\/2\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13203,"edition_id":1,"name":"Insurance Agents","identifier":"18","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:26","date_modified":"2026-06-26 03:44:26","permalink":{"id":212411,"object_type":"structure","relational_id":13203,"identifier":"18","token":"38.2\/18","url":"\/38.2\/18\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":78999,"structure_id":14187,"section_number":"38.2-1814","catch_line":"License required of resident property and casualty insurance agent and resident personal lines agent","url":"\/38.2-1814\/","token":"38.2\/18\/2\/38.2-1814","metadata":false},{"id":79135,"structure_id":14187,"section_number":"38.2-1814.1","catch_line":"License required of resident title insurance agent","url":"\/38.2-1814.1\/","token":"38.2\/18\/2\/38.2-1814.1","metadata":false},{"id":67426,"structure_id":14187,"section_number":"38.2-1815","catch_line":"License required of resident life and annuities agent","url":"\/38.2-1815\/","token":"38.2\/18\/2\/38.2-1815","metadata":false},{"id":63642,"structure_id":14187,"section_number":"38.2-1815.1","catch_line":"License required of resident health agent","url":"\/38.2-1815.1\/","token":"38.2\/18\/2\/38.2-1815.1","metadata":false},{"id":86501,"structure_id":14187,"section_number":"38.2-1816","catch_line":"Repealed","url":"\/38.2-1816\/","token":"38.2\/18\/2\/38.2-1816","metadata":false},{"id":76304,"structure_id":14187,"section_number":"38.2-1817","catch_line":"Examination for license; fee required; when fee forfeited","url":"\/38.2-1817\/","token":"38.2\/18\/2\/38.2-1817","metadata":false},{"id":55365,"structure_id":14187,"section_number":"38.2-1818","catch_line":"Individual moving from another state or Canadian province","url":"\/38.2-1818\/","token":"38.2\/18\/2\/38.2-1818","metadata":false}],"previous_section":{"id":79135,"structure_id":14187,"section_number":"38.2-1814.1","catch_line":"License required of resident title insurance agent","url":"\/38.2-1814.1\/","token":"38.2\/18\/2\/38.2-1814.1","metadata":false},"next_section":{"id":63642,"structure_id":14187,"section_number":"38.2-1815.1","catch_line":"License required of resident health agent","url":"\/38.2-1815.1\/","token":"38.2\/18\/2\/38.2-1815.1","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-1815\/","history_text":"

This law was first created in 1979. The record of its establishment is cataloged in chapter 513 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1979 \u201cActs\u201d aren\u2019t available online. It has been modified 12 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1982, chapter 223; in 1983, chapters 160 and 185; in 1985, chapter 616; in 1986, chapter 562; in 1987, chapter 521; in 1993, chapter 695; in 1998, chapter 47<\/a>; in 1999, chapter 86<\/a>; in 2001, chapter 706<\/a>; in 2010, chapter 281<\/a>; in 2012, chapter 413<\/a>; in 2020, chapter 223<\/a>.<\/p>","references":[{"id":84359,"section_number":"38.2-1869","catch_line":"Failure to satisfy requirements; termination of license","order_by":null,"url":"\/38.2-1869\/"}],"refers_to":[{"id":67300,"section_number":"38.2-1836","catch_line":"Licensing nonresidents; reciprocal agreements with other states and Canadian provinces","order_by":null,"url":"\/38.2-1836\/"}],"permalink":{"id":212493,"object_type":"law","relational_id":67426,"identifier":"38.2-1815","token":"38.2\/18\/2\/38.2-1815","url":"\/38.2-1815\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-1815\/","token":"38.2\/18\/2\/38.2-1815","dublin_core":{"Title":"License required of resident life and annuities agent","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-1815","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> No individual who is a resident<\/span> of the Commonwealth shall obtain a license<\/span> as a life and annuities agent from the Commission<\/span> unless the individual has passed an examination in a form and manner prescribed by the Commission<\/span>. The Commission<\/span> annually shall review whether the examination’s pass rate<\/span> is consistent with the 2013 NAIC<\/span> State<\/span> Licensing Handbook, or any successor publication adopted by the NAIC<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> An individual may obtain a license<\/span> as a limited lines credit insurance agent<\/span>, a limited lines life and health agent<\/span>, a motor vehicle rental contract insurance agent<\/span>, or any other type of license<\/span> of restricted authority that the Commission<\/span> may deem it necessary to recognize for the purposes of complying with § 38.2-1836<\/a> without taking such examination. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> No individual who is a resident<\/span> of the Commonwealth shall obtain a license<\/span> as a variable contract agent<\/span> unless the individual currently holds a life and annuities license<\/span>, and no individual, whether resident<\/span> or nonresident, shall obtain a license<\/span> as a variable contract agent<\/span> unless the individual has passed the Financial Industry Regulatory Authority examination or examinations prescribed by the Commission<\/span> or such other examination prescribed by the Commission<\/span>. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nLICENSE REQUIRED OF RESIDENT LIFE AND ANNUITIES AGENT (\u00a7 38.2-1815)\n\nA. No individual who is a resident of the Commonwealth shall obtain a license as\na life and annuities agent from the Commission unless the individual has passed\nan examination in a form and manner prescribed by the Commission. The Commission\nannually shall review whether the examination’s pass rate is consistent\nwith the 2013 NAIC State Licensing Handbook, or any successor publication\nadopted by the NAIC.\n\nB. An individual may obtain a license as a limited lines credit insurance agent,\na limited lines life and health agent, a motor vehicle rental contract insurance\nagent, or any other type of license of restricted authority that the Commission\nmay deem it necessary to recognize for the purposes of complying with §\n38.2-1836 without taking such examination.\n\nC. No individual who is a resident of the Commonwealth shall obtain a license as\na variable contract agent unless the individual currently holds a life and\nannuities license, and no individual, whether resident or nonresident, shall\nobtain a license as a variable contract agent unless the individual has passed\nthe Financial Industry Regulatory Authority examination or examinations\nprescribed by the Commission or such other examination prescribed by the\nCommission.\n\nHISTORY: 1979, c. 513, \u00a7 38.1-327.24; 1982, c. 223; 1983, cc. 160, 185; 1985,\nc. 616; 1986, c. 562; 1987, c. 521; 1993, c. 695; 1998, c. 47; 1999, c. 86;\n2001, c. 706; 2010, c. 281; 2012, c. 413; 2020, c. 223.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}