{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-1824.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-1824.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-1824.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-1824.html"}],"law_id":55686,"edition_id":1,"section_id":55686,"structure_id":13204,"section_number":"38.2-1824","catch_line":"Kinds of agents&#8217; licenses and appointments issued","history":"Code 1950, \u00a7 38.1-306; 1952, c. 317; 1979, c. 513, \u00a7 38.1-327.35; 1986, c. 562; 1987, c. 521; 1988, c. 32; 1991, c. 620; 1994, c. 106; 1995, c. 167; 1998, cc. 16, 47, 164; 1999, cc. 86, 490, 586; 2001, c. 706; 2003, c. 979; 2004, c. 460; 2012, cc. 734, 735; 2019, c. 675.","full_text":"A\n\n1. The Commission shall issue the following kinds of agents&#8217; licenses and appointments under this chapter: Life and annuities insurance agent; health agent; property and casualty insurance agent; personal lines agent; limited lines credit insurance agent; limited lines life and health insurance agent; limited lines property and casualty insurance agent; motor vehicle rental contract insurance agent; restricted nonresident life and annuities insurance agent; restricted nonresident health agent; restricted nonresident property and casualty insurance agent; restricted nonresident personal lines agent; public adjuster; surplus lines broker; title insurance agent; variable contract agent; and viatical settlement broker. For the purposes of nonresident reciprocal licensing as provided in \u00a7 38.2-1836, the Commission may issue a license for any other limited line of insurance that the Commission may deem it necessary to recognize.2\n\nThe Commission shall permit insurers, within each insurer&#8217;s authority, to make the following kinds of appointments: life and health insurance, property and casualty insurance, and title insurance. The appointed agent&#8217;s authority is limited to that provided by his license and may not be expanded by his appointment or by his contractual agreement with an insurer.B\n\nThe licenses of all individuals and business entities who on August 31, 2002, hold limited licenses to write accident and sickness insurance, or automobile insurance, or casualty insurance, or fidelity and surety bonds, or fire insurance, or life insurance and annuities, shall have such licenses automatically converted to the nearest equivalent license type provided in subsection A and shall henceforth be subject to all prelicensing, renewal, and continuing education requirements applicable to such new license type.","order_by":null,"text":{"0":{"id":204139,"text":"1. The Commission shall issue the following kinds of agents&#8217; licenses and appointments under this chapter: Life and annuities insurance agent; health agent; property and casualty insurance agent; personal lines agent; limited lines credit insurance agent; limited lines life and health insurance agent; limited lines property and casualty insurance agent; motor vehicle rental contract insurance agent; restricted nonresident life and annuities insurance agent; restricted nonresident health agent; restricted nonresident property and casualty insurance agent; restricted nonresident personal lines agent; public adjuster; surplus lines broker; title insurance agent; variable contract agent; and viatical settlement broker. For the purposes of nonresident reciprocal licensing as provided in \u00a7 38.2-1836, the Commission may issue a license for any other limited line of insurance that the Commission may deem it necessary to recognize.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"A2"},"1":{"id":204140,"text":"The Commission shall permit insurers, within each insurer&#8217;s authority, to make the following kinds of appointments: life and health insurance, property and casualty insurance, and title insurance. The appointed agent&#8217;s authority is limited to that provided by his license and may not be expanded by his appointment or by his contractual agreement with an insurer.","type":"section","prefixes":["A","2"],"prefix":"2","entire_prefix":"A2","prefix_anchor":"A2","level":2,"prior_prefix":"A","next_prefix":"B"},"2":{"id":204141,"text":"The licenses of all individuals and business entities who on August 31, 2002, hold limited licenses to write accident and sickness insurance, or automobile insurance, or casualty insurance, or fidelity and surety bonds, or fire insurance, or life insurance and annuities, shall have such licenses automatically converted to the nearest equivalent license type provided in subsection A and shall henceforth be subject to all prelicensing, renewal, and continuing education requirements applicable to such new license type.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A2"}},"ancestry":[{"id":13204,"edition_id":1,"name":"Licensing and Appointment of Agents","identifier":"3","label":"article","depth":3,"order_by":1,"parent_id":13203,"metadata":{},"date_created":"2026-06-26 03:44:26","date_modified":"2026-06-26 03:44:26","permalink":{"id":212513,"object_type":"structure","relational_id":13204,"identifier":"3","token":"38.2\/18\/3","url":"\/38.2\/18\/3\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13203,"edition_id":1,"name":"Insurance Agents","identifier":"18","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:26","date_modified":"2026-06-26 03:44:26","permalink":{"id":212411,"object_type":"structure","relational_id":13203,"identifier":"18","token":"38.2\/18","url":"\/38.2\/18\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":60216,"structure_id":13204,"section_number":"38.2-1819","catch_line":"Application for license; fee required; fingerprints","url":"\/38.2-1819\/","token":"38.2\/18\/3\/38.2-1819","metadata":false},{"id":63121,"structure_id":13204,"section_number":"38.2-1820","catch_line":"Issuance of license","url":"\/38.2-1820\/","token":"38.2\/18\/3\/38.2-1820","metadata":false},{"id":73583,"structure_id":13204,"section_number":"38.2-1821","catch_line":"Revocation, etc., of license revokes appointment","url":"\/38.2-1821\/","token":"38.2\/18\/3\/38.2-1821","metadata":false},{"id":62300,"structure_id":13204,"section_number":"38.2-1821.1","catch_line":"Exceptions to licensing","url":"\/38.2-1821.1\/","token":"38.2\/18\/3\/38.2-1821.1","metadata":false},{"id":84445,"structure_id":13204,"section_number":"38.2-1822","catch_line":"License required of individual and business entity agents; individual acting for business entity licensee","url":"\/38.2-1822\/","token":"38.2\/18\/3\/38.2-1822","metadata":false},{"id":79658,"structure_id":13204,"section_number":"38.2-1823","catch_line":"Penalty for acting for insurer, joint underwriting association, etc., when not licensed","url":"\/38.2-1823\/","token":"38.2\/18\/3\/38.2-1823","metadata":false},{"id":55686,"structure_id":13204,"section_number":"38.2-1824","catch_line":"Kinds of agents' licenses and appointments issued","url":"\/38.2-1824\/","token":"38.2\/18\/3\/38.2-1824","metadata":false},{"id":54349,"structure_id":13204,"section_number":"38.2-1825","catch_line":"Duration and termination of licenses and appointments","url":"\/38.2-1825\/","token":"38.2\/18\/3\/38.2-1825","metadata":false},{"id":84643,"structure_id":13204,"section_number":"38.2-1825.1","catch_line":"Renewal application and fee; compliance with continuing education requirements; reinstatement; waiver","url":"\/38.2-1825.1\/","token":"38.2\/18\/3\/38.2-1825.1","metadata":false},{"id":68596,"structure_id":13204,"section_number":"38.2-1826","catch_line":"Requirement to report to Commission","url":"\/38.2-1826\/","token":"38.2\/18\/3\/38.2-1826","metadata":false},{"id":54213,"structure_id":13204,"section_number":"38.2-1827","catch_line":"Appointment may include one or more classes of insurance","url":"\/38.2-1827\/","token":"38.2\/18\/3\/38.2-1827","metadata":false},{"id":75319,"structure_id":13204,"section_number":"38.2-1828","catch_line":"Selling accident and sickness insurance","url":"\/38.2-1828\/","token":"38.2\/18\/3\/38.2-1828","metadata":false},{"id":79474,"structure_id":13204,"section_number":"38.2-1829","catch_line":"Repealed","url":"\/38.2-1829\/","token":"38.2\/18\/3\/38.2-1829","metadata":false},{"id":65697,"structure_id":13204,"section_number":"38.2-1830","catch_line":"Temporary licenses and appointments; when issued","url":"\/38.2-1830\/","token":"38.2\/18\/3\/38.2-1830","metadata":false},{"id":75184,"structure_id":13204,"section_number":"38.2-1831","catch_line":"Grounds for placing on probation, refusal to issue or renew, revocation, or suspension of license","url":"\/38.2-1831\/","token":"38.2\/18\/3\/38.2-1831","metadata":false},{"id":72773,"structure_id":13204,"section_number":"38.2-1832","catch_line":"Refusal to issue and revocation of license; hearing; new application","url":"\/38.2-1832\/","token":"38.2\/18\/3\/38.2-1832","metadata":false},{"id":56139,"structure_id":13204,"section_number":"38.2-1833","catch_line":"Appointments of agents","url":"\/38.2-1833\/","token":"38.2\/18\/3\/38.2-1833","metadata":false},{"id":75796,"structure_id":13204,"section_number":"38.2-1834","catch_line":"Duration of appointment; annual renewal of agent's appointment","url":"\/38.2-1834\/","token":"38.2\/18\/3\/38.2-1834","metadata":false},{"id":56315,"structure_id":13204,"section_number":"38.2-1834.1","catch_line":"Notification to Commission of termination; notice to agent; immunities; confidentiality; penalties","url":"\/38.2-1834.1\/","token":"38.2\/18\/3\/38.2-1834.1","metadata":false},{"id":60737,"structure_id":13204,"section_number":"38.2-1835","catch_line":"Failure to appoint","url":"\/38.2-1835\/","token":"38.2\/18\/3\/38.2-1835","metadata":false},{"id":67300,"structure_id":13204,"section_number":"38.2-1836","catch_line":"Licensing nonresidents; reciprocal agreements with other states and Canadian provinces","url":"\/38.2-1836\/","token":"38.2\/18\/3\/38.2-1836","metadata":false},{"id":74099,"structure_id":13204,"section_number":"38.2-1836.1","catch_line":"Authority of Commission to delegate certain functions","url":"\/38.2-1836.1\/","token":"38.2\/18\/3\/38.2-1836.1","metadata":false}],"previous_section":{"id":79658,"structure_id":13204,"section_number":"38.2-1823","catch_line":"Penalty for acting for insurer, joint underwriting association, etc., when not licensed","url":"\/38.2-1823\/","token":"38.2\/18\/3\/38.2-1823","metadata":false},"next_section":{"id":54349,"structure_id":13204,"section_number":"38.2-1825","catch_line":"Duration and termination of licenses and appointments","url":"\/38.2-1825\/","token":"38.2\/18\/3\/38.2-1825","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-1824\/","history_text":"<p>The record of this law\u2019s original creation isn\u2019t available online. It has been modified 15 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1952, chapter 317; in 1979, chapter 513; in 1986, chapter 562; in 1987, chapter 521; in 1988, chapter 32; in 1991, chapter 620; in 1994, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?941+ful+CHAP0106\">106<\/a>; in 1995, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?951+ful+CHAP0167\">167<\/a>; in 1998, chapters <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?981+ful+CHAP0016\">16<\/a>, <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?981+ful+CHAP0047\">47<\/a>, and <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?981+ful+CHAP0164\">164<\/a>; in 1999, chapters <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?991+ful+CHAP0086\">86<\/a>, <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?991+ful+CHAP0490\">490<\/a>, and <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?991+ful+CHAP0586\">586<\/a>; in 2001, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?011+ful+CHAP0706\">706<\/a>; in 2003, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?031+ful+CHAP0979\">979<\/a>; in 2004, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?041+ful+CHAP0460\">460<\/a>; in 2012, chapters <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?121+ful+CHAP0734\">734<\/a> and <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?121+ful+CHAP0735\">735<\/a>; in 2019, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?191+ful+CHAP0675\">675<\/a>.<\/p>","references":false,"refers_to":[{"id":67300,"section_number":"38.2-1836","catch_line":"Licensing nonresidents; reciprocal agreements with other states and Canadian provinces","order_by":null,"url":"\/38.2-1836\/"}],"permalink":{"id":212539,"object_type":"law","relational_id":55686,"identifier":"38.2-1824","token":"38.2\/18\/3\/38.2-1824","url":"\/38.2-1824\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-1824\/","token":"38.2\/18\/3\/38.2-1824","dublin_core":{"Title":"Kinds of agents&#8217; licenses and appointments issued","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-1824","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section id=\"A\"><p><span class=\"prefix-number\">A.<\/span> 1. The <span class=\"dictionary\">Commission<\/span> shall <span class=\"dictionary\">issue<\/span> the following kinds of agents&#8217; <span class=\"dictionary\">licenses<\/span> and appointments under this chapter: <span class=\"dictionary\">Life and annuities insurance agent<\/span>; health agent; <span class=\"dictionary\">property and casualty insurance agent<\/span>; <span class=\"dictionary\">personal lines agent<\/span>; <span class=\"dictionary\">limited lines credit insurance agent<\/span>; limited lines life and health insurance agent; <span class=\"dictionary\">limited lines property and casualty insurance<\/span> agent; <span class=\"dictionary\">motor vehicle rental contract insurance agent<\/span>; restricted nonresident <span class=\"dictionary\">life and annuities insurance agent<\/span>; <span class=\"dictionary\">restricted nonresident health agent<\/span>; restricted nonresident <span class=\"dictionary\">property and casualty insurance agent<\/span>; <span class=\"dictionary\">restricted nonresident <span class=\"dictionary\">personal lines agent<\/span><\/span>; public adjuster; <span class=\"dictionary\">surplus lines broker<\/span>; <span class=\"dictionary\">title insurance agent<\/span>; <span class=\"dictionary\">variable contract agent<\/span>; and <span class=\"dictionary\">viatical settlement broker<\/span>. For the purposes of nonresident reciprocal licensing as provided in \u00a7&nbsp;<a class=\"law\" title=\"Licensing nonresidents; reciprocal agreements with other states and Canadian provinces\" href=\"\/38.2-1836\/\">38.2-1836<\/a>, the <span class=\"dictionary\">Commission<\/span> may <span class=\"dictionary\">issue<\/span> a <span class=\"dictionary\">license<\/span> for any other limited line of insurance that the <span class=\"dictionary\">Commission<\/span> may deem it necessary to recognize. <a id=\"paragraph-204139\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1824\/#A\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"A2\" class=\"indent-1\"><p><span class=\"prefix-number\">2.<\/span> The <span class=\"dictionary\">Commission<\/span> shall permit <span class=\"dictionary\">insurers<\/span>, within each <span class=\"dictionary\">insurer<\/span>&#8217;s authority, to make the following kinds of appointments: life and health insurance, property and casualty insurance, and title insurance. The appointed agent&#8217;s authority is limited to that provided by his <span class=\"dictionary\">license<\/span> and may not be expanded by his appointment or by his contractual agreement with an <span class=\"dictionary\">insurer<\/span>. <a id=\"paragraph-204140\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1824\/#A2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B\"><p><span class=\"prefix-number\">B.<\/span> The <span class=\"dictionary\">licenses<\/span> of all individuals and business entities who on August 31, 2002, hold limited <span class=\"dictionary\">licenses<\/span> to write accident and sickness insurance, or automobile insurance, or casualty insurance, or fidelity and <span class=\"dictionary\">surety<\/span> <span class=\"dictionary\">bonds<\/span>, or fire insurance, or life insurance and annuities, shall have such <span class=\"dictionary\">licenses<\/span> automatically converted to the nearest equivalent <span class=\"dictionary\">license<\/span> type provided in subsection A and shall henceforth be subject to all prelicensing, renewal, and continuing education requirements applicable to such new <span class=\"dictionary\">license<\/span> type. <a id=\"paragraph-204141\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1824\/#B\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nKINDS OF AGENTS&#8217; LICENSES AND APPOINTMENTS ISSUED (\u00a7 38.2-1824)\n\nA. 1. The Commission shall issue the following kinds of agents&#8217; licenses\nand appointments under this chapter: Life and annuities insurance agent; health\nagent; property and casualty insurance agent; personal lines agent; limited\nlines credit insurance agent; limited lines life and health insurance agent;\nlimited lines property and casualty insurance agent; motor vehicle rental\ncontract insurance agent; restricted nonresident life and annuities insurance\nagent; restricted nonresident health agent; restricted nonresident property and\ncasualty insurance agent; restricted nonresident personal lines agent; public\nadjuster; surplus lines broker; title insurance agent; variable contract agent;\nand viatical settlement broker. For the purposes of nonresident reciprocal\nlicensing as provided in \u00a7 38.2-1836, the Commission may issue a license for\nany other limited line of insurance that the Commission may deem it necessary to\nrecognize.\n\n   2. The Commission shall permit insurers, within each insurer&#8217;s\n   authority, to make the following kinds of appointments: life and health\n   insurance, property and casualty insurance, and title insurance. The appointed\n   agent&#8217;s authority is limited to that provided by his license and may not\n   be expanded by his appointment or by his contractual agreement with an\n   insurer.\n\nB. The licenses of all individuals and business entities who on August 31, 2002,\nhold limited licenses to write accident and sickness insurance, or automobile\ninsurance, or casualty insurance, or fidelity and surety bonds, or fire\ninsurance, or life insurance and annuities, shall have such licenses\nautomatically converted to the nearest equivalent license type provided in\nsubsection A and shall henceforth be subject to all prelicensing, renewal, and\ncontinuing education requirements applicable to such new license type.\n\nHISTORY: Code 1950, \u00a7 38.1-306; 1952, c. 317; 1979, c. 513, \u00a7 38.1-327.35;\n1986, c. 562; 1987, c. 521; 1988, c. 32; 1991, c. 620; 1994, c. 106; 1995, c.\n167; 1998, cc. 16, 47, 164; 1999, cc. 86, 490, 586; 2001, c. 706; 2003, c. 979;\n2004, c. 460; 2012, cc. 734, 735; 2019, c. 675.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}