{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-1831.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-1831.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-1831.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-1831.html"}],"law_id":75184,"edition_id":1,"section_id":75184,"structure_id":13204,"section_number":"38.2-1831","catch_line":"Grounds for placing on probation, refusal to issue or renew, revocation, or suspension of license","history":"Code 1950, \u00a7 38.1-311; 1952, c. 317; 1970, c. 656; 1979, c. 513, \u00a7 38.1-327.43; 1986, c. 562; 1987, c. 521; 1996, c. 10; 2001, c. 706.","full_text":"The Commission may, in addition to or in lieu of a penalty imposed under \u00a7 38.2-218, place on probation, suspend, revoke or refuse to issue or renew any person’s license for any one or more of the following causes:\n\n1\n\nProviding materially incorrect, misleading, incomplete or untrue information in the license application or any other document filed with the Commission;2\n\nViolating any insurance laws, or violating any regulation, subpoena or order of the Commission or of another state’s insurance regulatory authority;3\n\nObtaining or attempting to obtain a license through misrepresentation or fraud;4\n\nEngaging in the practice of rebating;5\n\nEngaging in twisting or any form thereof, where “twisting” means inducing an insured to terminate an existing policy and purchase a new policy through misrepresentation;6\n\nImproperly withholding, misappropriating or converting any moneys or properties received in the course of doing insurance business;7\n\nIntentionally misrepresenting the terms of an actual or proposed insurance contract or application for insurance;8\n\nHaving admitted or been found to have committed any insurance unfair trade practice or fraud;9\n\nHaving been convicted of a felony;10\n\nUsing fraudulent, coercive, or dishonest practices, or demonstrating incompetence, or untrustworthiness in the conduct of business in this Commonwealth or elsewhere, or demonstrating financial irresponsibility in the handling of applicant, policyholder, agency, or insurance company funds;11\n\nHaving an insurance producer license, or its equivalent, denied, suspended or revoked in any other state, province, district or territory;12\n\nForging another’s name to an application for insurance or to any document related to an insurance transaction;13\n\nImproperly using notes or any other reference material to complete an examination for an insurance license;14\n\nKnowingly accepting insurance business from an individual who is not licensed;15\n\nFailing to comply with an administrative or court order imposing a child support obligation; or16\n\nFailing to pay state income tax or comply with any administrative or court order directing payment of state income tax.","order_by":null,"text":{"0":{"id":269977,"text":"The Commission may, in addition to or in lieu of a penalty imposed under \u00a7 38.2-218, place on probation, suspend, revoke or refuse to issue or renew any person’s license for any one or more of the following causes:","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1,"next_prefix":"1"},"1":{"id":269978,"text":"Providing materially incorrect, misleading, incomplete or untrue information in the license application or any other document filed with the Commission;","type":"section","prefixes":["1"],"prefix":"1","entire_prefix":"1","prefix_anchor":"1","level":1,"prior_prefix":"","next_prefix":"2"},"2":{"id":269979,"text":"Violating any insurance laws, or violating any regulation, subpoena or order of the Commission or of another state’s insurance regulatory authority;","type":"section","prefixes":["2"],"prefix":"2","entire_prefix":"2","prefix_anchor":"2","level":1,"prior_prefix":"1","next_prefix":"3"},"3":{"id":269980,"text":"Obtaining or attempting to obtain a license through misrepresentation or fraud;","type":"section","prefixes":["3"],"prefix":"3","entire_prefix":"3","prefix_anchor":"3","level":1,"prior_prefix":"2","next_prefix":"4"},"4":{"id":269981,"text":"Engaging in the practice of rebating;","type":"section","prefixes":["4"],"prefix":"4","entire_prefix":"4","prefix_anchor":"4","level":1,"prior_prefix":"3","next_prefix":"5"},"5":{"id":269982,"text":"Engaging in twisting or any form thereof, where “twisting” means inducing an insured to terminate an existing policy and purchase a new policy through misrepresentation;","type":"section","prefixes":["5"],"prefix":"5","entire_prefix":"5","prefix_anchor":"5","level":1,"prior_prefix":"4","next_prefix":"6"},"6":{"id":269983,"text":"Improperly withholding, misappropriating or converting any moneys or properties received in the course of doing insurance business;","type":"section","prefixes":["6"],"prefix":"6","entire_prefix":"6","prefix_anchor":"6","level":1,"prior_prefix":"5","next_prefix":"7"},"7":{"id":269984,"text":"Intentionally misrepresenting the terms of an actual or proposed insurance contract or application for insurance;","type":"section","prefixes":["7"],"prefix":"7","entire_prefix":"7","prefix_anchor":"7","level":1,"prior_prefix":"6","next_prefix":"8"},"8":{"id":269985,"text":"Having admitted or been found to have committed any insurance unfair trade practice or fraud;","type":"section","prefixes":["8"],"prefix":"8","entire_prefix":"8","prefix_anchor":"8","level":1,"prior_prefix":"7","next_prefix":"9"},"9":{"id":269986,"text":"Having been convicted of a felony;","type":"section","prefixes":["9"],"prefix":"9","entire_prefix":"9","prefix_anchor":"9","level":1,"prior_prefix":"8","next_prefix":"10"},"10":{"id":269987,"text":"Using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, or untrustworthiness in the conduct of business in this Commonwealth or elsewhere, or demonstrating financial irresponsibility in the handling of applicant, policyholder, agency, or insurance company funds;","type":"section","prefixes":["10"],"prefix":"10","entire_prefix":"10","prefix_anchor":"10","level":1,"prior_prefix":"9","next_prefix":"11"},"11":{"id":269988,"text":"Having an insurance producer license, or its equivalent, denied, suspended or revoked in any other state, province, district or territory;","type":"section","prefixes":["11"],"prefix":"11","entire_prefix":"11","prefix_anchor":"11","level":1,"prior_prefix":"10","next_prefix":"12"},"12":{"id":269989,"text":"Forging another’s name to an application for insurance or to any document related to an insurance transaction;","type":"section","prefixes":["12"],"prefix":"12","entire_prefix":"12","prefix_anchor":"12","level":1,"prior_prefix":"11","next_prefix":"13"},"13":{"id":269990,"text":"Improperly using notes or any other reference material to complete an examination for an insurance license;","type":"section","prefixes":["13"],"prefix":"13","entire_prefix":"13","prefix_anchor":"13","level":1,"prior_prefix":"12","next_prefix":"14"},"14":{"id":269991,"text":"Knowingly accepting insurance business from an individual who is not licensed;","type":"section","prefixes":["14"],"prefix":"14","entire_prefix":"14","prefix_anchor":"14","level":1,"prior_prefix":"13","next_prefix":"15"},"15":{"id":269992,"text":"Failing to comply with an administrative or court order imposing a child support obligation; or","type":"section","prefixes":["15"],"prefix":"15","entire_prefix":"15","prefix_anchor":"15","level":1,"prior_prefix":"14","next_prefix":"16"},"16":{"id":269993,"text":"Failing to pay state income tax or comply with any administrative or court order directing payment of state income tax.","type":"section","prefixes":["16"],"prefix":"16","entire_prefix":"16","prefix_anchor":"16","level":1,"prior_prefix":"15"}},"ancestry":[{"id":13204,"edition_id":1,"name":"Licensing and Appointment of Agents","identifier":"3","label":"article","depth":3,"order_by":1,"parent_id":13203,"metadata":{},"date_created":"2026-06-26 03:44:26","date_modified":"2026-06-26 03:44:26","permalink":{"id":212513,"object_type":"structure","relational_id":13204,"identifier":"3","token":"38.2\/18\/3","url":"\/38.2\/18\/3\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13203,"edition_id":1,"name":"Insurance Agents","identifier":"18","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:26","date_modified":"2026-06-26 03:44:26","permalink":{"id":212411,"object_type":"structure","relational_id":13203,"identifier":"18","token":"38.2\/18","url":"\/38.2\/18\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":60216,"structure_id":13204,"section_number":"38.2-1819","catch_line":"Application for license; fee required; fingerprints","url":"\/38.2-1819\/","token":"38.2\/18\/3\/38.2-1819","metadata":false},{"id":63121,"structure_id":13204,"section_number":"38.2-1820","catch_line":"Issuance of license","url":"\/38.2-1820\/","token":"38.2\/18\/3\/38.2-1820","metadata":false},{"id":73583,"structure_id":13204,"section_number":"38.2-1821","catch_line":"Revocation, etc., of license revokes appointment","url":"\/38.2-1821\/","token":"38.2\/18\/3\/38.2-1821","metadata":false},{"id":62300,"structure_id":13204,"section_number":"38.2-1821.1","catch_line":"Exceptions to licensing","url":"\/38.2-1821.1\/","token":"38.2\/18\/3\/38.2-1821.1","metadata":false},{"id":84445,"structure_id":13204,"section_number":"38.2-1822","catch_line":"License required of individual and business entity agents; individual acting for business entity licensee","url":"\/38.2-1822\/","token":"38.2\/18\/3\/38.2-1822","metadata":false},{"id":79658,"structure_id":13204,"section_number":"38.2-1823","catch_line":"Penalty for acting for insurer, joint underwriting association, etc., when not licensed","url":"\/38.2-1823\/","token":"38.2\/18\/3\/38.2-1823","metadata":false},{"id":55686,"structure_id":13204,"section_number":"38.2-1824","catch_line":"Kinds of agents' licenses and appointments issued","url":"\/38.2-1824\/","token":"38.2\/18\/3\/38.2-1824","metadata":false},{"id":54349,"structure_id":13204,"section_number":"38.2-1825","catch_line":"Duration and termination of licenses and appointments","url":"\/38.2-1825\/","token":"38.2\/18\/3\/38.2-1825","metadata":false},{"id":84643,"structure_id":13204,"section_number":"38.2-1825.1","catch_line":"Renewal application and fee; compliance with continuing education requirements; reinstatement; waiver","url":"\/38.2-1825.1\/","token":"38.2\/18\/3\/38.2-1825.1","metadata":false},{"id":68596,"structure_id":13204,"section_number":"38.2-1826","catch_line":"Requirement to report to Commission","url":"\/38.2-1826\/","token":"38.2\/18\/3\/38.2-1826","metadata":false},{"id":54213,"structure_id":13204,"section_number":"38.2-1827","catch_line":"Appointment may include one or more classes of insurance","url":"\/38.2-1827\/","token":"38.2\/18\/3\/38.2-1827","metadata":false},{"id":75319,"structure_id":13204,"section_number":"38.2-1828","catch_line":"Selling accident and sickness insurance","url":"\/38.2-1828\/","token":"38.2\/18\/3\/38.2-1828","metadata":false},{"id":79474,"structure_id":13204,"section_number":"38.2-1829","catch_line":"Repealed","url":"\/38.2-1829\/","token":"38.2\/18\/3\/38.2-1829","metadata":false},{"id":65697,"structure_id":13204,"section_number":"38.2-1830","catch_line":"Temporary licenses and appointments; when issued","url":"\/38.2-1830\/","token":"38.2\/18\/3\/38.2-1830","metadata":false},{"id":75184,"structure_id":13204,"section_number":"38.2-1831","catch_line":"Grounds for placing on probation, refusal to issue or renew, revocation, or suspension of license","url":"\/38.2-1831\/","token":"38.2\/18\/3\/38.2-1831","metadata":false},{"id":72773,"structure_id":13204,"section_number":"38.2-1832","catch_line":"Refusal to issue and revocation of license; hearing; new application","url":"\/38.2-1832\/","token":"38.2\/18\/3\/38.2-1832","metadata":false},{"id":56139,"structure_id":13204,"section_number":"38.2-1833","catch_line":"Appointments of agents","url":"\/38.2-1833\/","token":"38.2\/18\/3\/38.2-1833","metadata":false},{"id":75796,"structure_id":13204,"section_number":"38.2-1834","catch_line":"Duration of appointment; annual renewal of agent's appointment","url":"\/38.2-1834\/","token":"38.2\/18\/3\/38.2-1834","metadata":false},{"id":56315,"structure_id":13204,"section_number":"38.2-1834.1","catch_line":"Notification to Commission of termination; notice to agent; immunities; confidentiality; penalties","url":"\/38.2-1834.1\/","token":"38.2\/18\/3\/38.2-1834.1","metadata":false},{"id":60737,"structure_id":13204,"section_number":"38.2-1835","catch_line":"Failure to appoint","url":"\/38.2-1835\/","token":"38.2\/18\/3\/38.2-1835","metadata":false},{"id":67300,"structure_id":13204,"section_number":"38.2-1836","catch_line":"Licensing nonresidents; reciprocal agreements with other states and Canadian provinces","url":"\/38.2-1836\/","token":"38.2\/18\/3\/38.2-1836","metadata":false},{"id":74099,"structure_id":13204,"section_number":"38.2-1836.1","catch_line":"Authority of Commission to delegate certain functions","url":"\/38.2-1836.1\/","token":"38.2\/18\/3\/38.2-1836.1","metadata":false}],"previous_section":{"id":65697,"structure_id":13204,"section_number":"38.2-1830","catch_line":"Temporary licenses and appointments; when issued","url":"\/38.2-1830\/","token":"38.2\/18\/3\/38.2-1830","metadata":false},"next_section":{"id":72773,"structure_id":13204,"section_number":"38.2-1832","catch_line":"Refusal to issue and revocation of license; hearing; new application","url":"\/38.2-1832\/","token":"38.2\/18\/3\/38.2-1832","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-1831\/","history_text":"

The record of this law\u2019s original creation isn\u2019t available online. It has been modified 7 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1952, chapter 317; in 1970, chapter 656; in 1979, chapter 513; in 1986, chapter 562; in 1987, chapter 521; in 1996, chapter 10<\/a>; in 2001, chapter 706<\/a>.<\/p>","references":[{"id":77079,"section_number":"38.2-1802","catch_line":"Acting as agent for unlicensed insurer prohibited; penalties","order_by":null,"url":"\/38.2-1802\/"},{"id":79135,"section_number":"38.2-1814.1","catch_line":"License required of resident title insurance agent","order_by":null,"url":"\/38.2-1814.1\/"},{"id":79658,"section_number":"38.2-1823","catch_line":"Penalty for acting for insurer, joint underwriting association, etc., when not licensed","order_by":null,"url":"\/38.2-1823\/"},{"id":75796,"section_number":"38.2-1834","catch_line":"Duration of appointment; annual renewal of agent's appointment","order_by":null,"url":"\/38.2-1834\/"},{"id":56315,"section_number":"38.2-1834.1","catch_line":"Notification to Commission of termination; notice to agent; immunities; confidentiality; penalties","order_by":null,"url":"\/38.2-1834.1\/"},{"id":79156,"section_number":"38.2-3103","catch_line":"Fraudulent procurement of policy; penalty","order_by":null,"url":"\/38.2-3103\/"},{"id":83988,"section_number":"38.2-3403","catch_line":"Fraudulent procurement of policy","order_by":null,"url":"\/38.2-3403\/"},{"id":61457,"section_number":"38.2-4814","catch_line":"Penalties","order_by":null,"url":"\/38.2-4814\/"}],"refers_to":[{"id":64490,"section_number":"38.2-218","catch_line":"Penalties and restitution payments","order_by":null,"url":"\/38.2-218\/"}],"permalink":{"id":212571,"object_type":"law","relational_id":75184,"identifier":"38.2-1831","token":"38.2\/18\/3\/38.2-1831","url":"\/38.2-1831\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-1831\/","token":"38.2\/18\/3\/38.2-1831","dublin_core":{"Title":"Grounds for placing on probation, refusal to issue or renew, revocation, or suspension of license","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-1831","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

The Commission<\/span> may, in addition to or in lieu of a penalty<\/span> imposed under \u00a7 38.2-218<\/a>, place on probation<\/span>, suspend, revoke or refuse to issue<\/span> or renew any person<\/span>’s license<\/span> for any one or more of the following causes:<\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Providing materially incorrect, misleading, incomplete or untrue information in the license<\/span> application or any other document filed<\/span> with the Commission<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Violating any insurance<\/span> laws<\/span>, or violating any regulation, subpoena<\/span> or order<\/span> of the Commission<\/span> or of another state<\/span>’s insurance<\/span> regulatory authority; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Obtaining or attempting to obtain a license<\/span> through misrepresentation or fraud<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> Engaging in the practice of rebating; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

5.<\/span> Engaging in twisting<\/span> or any form thereof, where “twisting<\/span>” means inducing an insured to terminate<\/span> an existing policy and purchase a new policy through misrepresentation; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

6.<\/span> Improperly withholding, misappropriating or converting any moneys or properties received in the course of doing insurance<\/span> business; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

7.<\/span> Intentionally misrepresenting the terms of an actual or proposed insurance<\/span> contract<\/span> or application for insurance<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

8.<\/span> Having admitted or been found to have committed any insurance<\/span> unfair trade practice or fraud<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

9.<\/span> Having been convicted of a felony<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

10.<\/span> Using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, or untrustworthiness in the conduct of business in this Commonwealth or elsewhere, or demonstrating financial irresponsibility in the handling of applicant, policyholder, agency, or insurance company<\/span> funds; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

11.<\/span> Having an insurance producer license<\/span>, or its equivalent, denied, suspended or revoked in any other state<\/span>, province, district or territory; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

12.<\/span> Forging another’s name to an application for insurance or to any document related to an insurance transaction; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

13.<\/span> Improperly using notes or any other reference material<\/span> to complete an examination for an insurance license<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

14.<\/span> Knowingly accepting insurance business from an individual who is not licensed; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

15.<\/span> Failing to comply with an administrative or court order<\/span> imposing a child support obligation; or <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

16.<\/span> Failing to pay state<\/span> income tax or comply with any administrative or court order<\/span> directing payment of state<\/span> income tax. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nGROUNDS FOR PLACING ON PROBATION, REFUSAL TO ISSUE OR RENEW, REVOCATION, OR\nSUSPENSION OF LICENSE (\u00a7 38.2-1831)\n\nThe Commission may, in addition to or in lieu of a penalty imposed under \u00a7\n38.2-218, place on probation, suspend, revoke or refuse to issue or renew any\nperson’s license for any one or more of the following causes:\n\n1. Providing materially incorrect, misleading, incomplete or untrue information\nin the license application or any other document filed with the Commission;\n\n2. Violating any insurance laws, or violating any regulation, subpoena or order\nof the Commission or of another state’s insurance regulatory authority;\n\n3. Obtaining or attempting to obtain a license through misrepresentation or\nfraud;\n\n4. Engaging in the practice of rebating;\n\n5. Engaging in twisting or any form thereof, where “twisting” means\ninducing an insured to terminate an existing policy and purchase a new policy\nthrough misrepresentation;\n\n6. Improperly withholding, misappropriating or converting any moneys or\nproperties received in the course of doing insurance business;\n\n7. Intentionally misrepresenting the terms of an actual or proposed insurance\ncontract or application for insurance;\n\n8. Having admitted or been found to have committed any insurance unfair trade\npractice or fraud;\n\n9. Having been convicted of a felony;\n\n10. Using fraudulent, coercive, or dishonest practices, or demonstrating\nincompetence, or untrustworthiness in the conduct of business in this\nCommonwealth or elsewhere, or demonstrating financial irresponsibility in the\nhandling of applicant, policyholder, agency, or insurance company funds;\n\n11. Having an insurance producer license, or its equivalent, denied, suspended\nor revoked in any other state, province, district or territory;\n\n12. Forging another’s name to an application for insurance or to any\ndocument related to an insurance transaction;\n\n13. Improperly using notes or any other reference material to complete an\nexamination for an insurance license;\n\n14. Knowingly accepting insurance business from an individual who is not\nlicensed;\n\n15. Failing to comply with an administrative or court order imposing a child\nsupport obligation; or\n\n16. Failing to pay state income tax or comply with any administrative or court\norder directing payment of state income tax.\n\nHISTORY: Code 1950, \u00a7 38.1-311; 1952, c. 317; 1970, c. 656; 1979, c. 513, \u00a7\n38.1-327.43; 1986, c. 562; 1987, c. 521; 1996, c. 10; 2001, c. 706.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}