{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-1832.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-1832.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-1832.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-1832.html"}],"law_id":72773,"edition_id":1,"section_id":72773,"structure_id":13204,"section_number":"38.2-1832","catch_line":"Refusal to issue and revocation of license; hearing; new application","history":"Code 1950, \u00a7 38.1-312; 1952, c. 317; 1979, c. 513, \u00a7 38.1-327.44; 1981, c. 604; 1985, c. 616; 1986, c. 562; 1987, c. 521; 2001, c. 706.","full_text":"A\n\nIf the Commission believes that any applicant for a license is not of good character or does not have a good reputation for honesty, it may refuse to issue the license, subject to the right of the applicant to demand a hearing on the application. Except as provided in &#xA7; 38.2-1042, the Commission shall not revoke or suspend an existing license until the licensee is given an opportunity to be heard before the Commission. If the Commission refuses to issue a new license or proposes to revoke or suspend an existing license, it shall give the applicant or licensee at least ten calendar days&#8217; notice in writing of the time and place of the hearing if a hearing is requested. The notice shall contain a statement of the objections to the issuance of the license, or the reason for its proposed revocation or suspension, as the case may be. The notice may be given to the applicant or licensee by registered or certified mail, sent to the last known address of record pursuant to &#xA7; 38.2-1826, or the last known business address if the address of record is incorrect, or in any other lawful manner the Commission prescribes. The Commission may summon witnesses to testify with respect to the applicant or licensee, and the applicant or licensee may introduce evidence in his or its behalf. No applicant to whom a license is refused after a hearing, nor any licensee whose license is revoked, shall again apply for a license until after the expiration of a period of five years from the date of the Commission&#8217;s order, or such other period of time as the Commission prescribes in its order.B\n\nThe license of a business entity may be suspended, revoked or refused if the Commission finds, after notice and an opportunity to be heard, that a violation by an individual licensee acting at the direction of, on behalf of, or with the permission of the business entity was known to be a violation by one or more of the partners, officers or managers acting on behalf of the business entity, and the violation was neither reported to the Commission nor corrective action taken.C\n\nIn addition to or in lieu of any applicable denial, suspension or revocation of a license, a person may, after notice and an opportunity to be heard, be subject to a penalty pursuant to &#xA7; 38.2-218.D\n\nThe Commission shall retain the authority to enforce the provisions of and impose any penalty or remedy authorized by this title against any person who is under investigation for or charged with a violation of this title, even if the person&#8217;s license or registration has been surrendered, terminated, suspended, revoked, or has lapsed by operation of law.","order_by":null,"text":{"0":{"id":262123,"text":"If the Commission believes that any applicant for a license is not of good character or does not have a good reputation for honesty, it may refuse to issue the license, subject to the right of the applicant to demand a hearing on the application. Except as provided in &#xA7; 38.2-1042, the Commission shall not revoke or suspend an existing license until the licensee is given an opportunity to be heard before the Commission. If the Commission refuses to issue a new license or proposes to revoke or suspend an existing license, it shall give the applicant or licensee at least ten calendar days&#8217; notice in writing of the time and place of the hearing if a hearing is requested. The notice shall contain a statement of the objections to the issuance of the license, or the reason for its proposed revocation or suspension, as the case may be. The notice may be given to the applicant or licensee by registered or certified mail, sent to the last known address of record pursuant to &#xA7; 38.2-1826, or the last known business address if the address of record is incorrect, or in any other lawful manner the Commission prescribes. The Commission may summon witnesses to testify with respect to the applicant or licensee, and the applicant or licensee may introduce evidence in his or its behalf. No applicant to whom a license is refused after a hearing, nor any licensee whose license is revoked, shall again apply for a license until after the expiration of a period of five years from the date of the Commission&#8217;s order, or such other period of time as the Commission prescribes in its order.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":262124,"text":"The license of a business entity may be suspended, revoked or refused if the Commission finds, after notice and an opportunity to be heard, that a violation by an individual licensee acting at the direction of, on behalf of, or with the permission of the business entity was known to be a violation by one or more of the partners, officers or managers acting on behalf of the business entity, and the violation was neither reported to the Commission nor corrective action taken.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"C"},"2":{"id":262125,"text":"In addition to or in lieu of any applicable denial, suspension or revocation of a license, a person may, after notice and an opportunity to be heard, be subject to a penalty pursuant to &#xA7; 38.2-218.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B","next_prefix":"D"},"3":{"id":262126,"text":"The Commission shall retain the authority to enforce the provisions of and impose any penalty or remedy authorized by this title against any person who is under investigation for or charged with a violation of this title, even if the person&#8217;s license or registration has been surrendered, terminated, suspended, revoked, or has lapsed by operation of law.","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C"}},"ancestry":[{"id":13204,"edition_id":1,"name":"Licensing and Appointment of Agents","identifier":"3","label":"article","depth":3,"order_by":1,"parent_id":13203,"metadata":{},"date_created":"2026-06-26 03:44:26","date_modified":"2026-06-26 03:44:26","permalink":{"id":212513,"object_type":"structure","relational_id":13204,"identifier":"3","token":"38.2\/18\/3","url":"\/38.2\/18\/3\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13203,"edition_id":1,"name":"Insurance Agents","identifier":"18","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:26","date_modified":"2026-06-26 03:44:26","permalink":{"id":212411,"object_type":"structure","relational_id":13203,"identifier":"18","token":"38.2\/18","url":"\/38.2\/18\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":60216,"structure_id":13204,"section_number":"38.2-1819","catch_line":"Application for license; fee required; fingerprints","url":"\/38.2-1819\/","token":"38.2\/18\/3\/38.2-1819","metadata":false},{"id":63121,"structure_id":13204,"section_number":"38.2-1820","catch_line":"Issuance of license","url":"\/38.2-1820\/","token":"38.2\/18\/3\/38.2-1820","metadata":false},{"id":73583,"structure_id":13204,"section_number":"38.2-1821","catch_line":"Revocation, etc., of license revokes appointment","url":"\/38.2-1821\/","token":"38.2\/18\/3\/38.2-1821","metadata":false},{"id":62300,"structure_id":13204,"section_number":"38.2-1821.1","catch_line":"Exceptions to licensing","url":"\/38.2-1821.1\/","token":"38.2\/18\/3\/38.2-1821.1","metadata":false},{"id":84445,"structure_id":13204,"section_number":"38.2-1822","catch_line":"License required of individual and business entity agents; individual acting for business entity licensee","url":"\/38.2-1822\/","token":"38.2\/18\/3\/38.2-1822","metadata":false},{"id":79658,"structure_id":13204,"section_number":"38.2-1823","catch_line":"Penalty for acting for insurer, joint underwriting association, etc., when not licensed","url":"\/38.2-1823\/","token":"38.2\/18\/3\/38.2-1823","metadata":false},{"id":55686,"structure_id":13204,"section_number":"38.2-1824","catch_line":"Kinds of agents' licenses and appointments issued","url":"\/38.2-1824\/","token":"38.2\/18\/3\/38.2-1824","metadata":false},{"id":54349,"structure_id":13204,"section_number":"38.2-1825","catch_line":"Duration and termination of licenses and appointments","url":"\/38.2-1825\/","token":"38.2\/18\/3\/38.2-1825","metadata":false},{"id":84643,"structure_id":13204,"section_number":"38.2-1825.1","catch_line":"Renewal application and fee; compliance with continuing education requirements; reinstatement; waiver","url":"\/38.2-1825.1\/","token":"38.2\/18\/3\/38.2-1825.1","metadata":false},{"id":68596,"structure_id":13204,"section_number":"38.2-1826","catch_line":"Requirement to report to Commission","url":"\/38.2-1826\/","token":"38.2\/18\/3\/38.2-1826","metadata":false},{"id":54213,"structure_id":13204,"section_number":"38.2-1827","catch_line":"Appointment may include one or more classes of insurance","url":"\/38.2-1827\/","token":"38.2\/18\/3\/38.2-1827","metadata":false},{"id":75319,"structure_id":13204,"section_number":"38.2-1828","catch_line":"Selling accident and sickness insurance","url":"\/38.2-1828\/","token":"38.2\/18\/3\/38.2-1828","metadata":false},{"id":79474,"structure_id":13204,"section_number":"38.2-1829","catch_line":"Repealed","url":"\/38.2-1829\/","token":"38.2\/18\/3\/38.2-1829","metadata":false},{"id":65697,"structure_id":13204,"section_number":"38.2-1830","catch_line":"Temporary licenses and appointments; when issued","url":"\/38.2-1830\/","token":"38.2\/18\/3\/38.2-1830","metadata":false},{"id":75184,"structure_id":13204,"section_number":"38.2-1831","catch_line":"Grounds for placing on probation, refusal to issue or renew, revocation, or suspension of license","url":"\/38.2-1831\/","token":"38.2\/18\/3\/38.2-1831","metadata":false},{"id":72773,"structure_id":13204,"section_number":"38.2-1832","catch_line":"Refusal to issue and revocation of license; hearing; new application","url":"\/38.2-1832\/","token":"38.2\/18\/3\/38.2-1832","metadata":false},{"id":56139,"structure_id":13204,"section_number":"38.2-1833","catch_line":"Appointments of agents","url":"\/38.2-1833\/","token":"38.2\/18\/3\/38.2-1833","metadata":false},{"id":75796,"structure_id":13204,"section_number":"38.2-1834","catch_line":"Duration of appointment; annual renewal of agent's appointment","url":"\/38.2-1834\/","token":"38.2\/18\/3\/38.2-1834","metadata":false},{"id":56315,"structure_id":13204,"section_number":"38.2-1834.1","catch_line":"Notification to Commission of termination; notice to agent; immunities; confidentiality; penalties","url":"\/38.2-1834.1\/","token":"38.2\/18\/3\/38.2-1834.1","metadata":false},{"id":60737,"structure_id":13204,"section_number":"38.2-1835","catch_line":"Failure to appoint","url":"\/38.2-1835\/","token":"38.2\/18\/3\/38.2-1835","metadata":false},{"id":67300,"structure_id":13204,"section_number":"38.2-1836","catch_line":"Licensing nonresidents; reciprocal agreements with other states and Canadian provinces","url":"\/38.2-1836\/","token":"38.2\/18\/3\/38.2-1836","metadata":false},{"id":74099,"structure_id":13204,"section_number":"38.2-1836.1","catch_line":"Authority of Commission to delegate certain functions","url":"\/38.2-1836.1\/","token":"38.2\/18\/3\/38.2-1836.1","metadata":false}],"previous_section":{"id":75184,"structure_id":13204,"section_number":"38.2-1831","catch_line":"Grounds for placing on probation, refusal to issue or renew, revocation, or suspension of license","url":"\/38.2-1831\/","token":"38.2\/18\/3\/38.2-1831","metadata":false},"next_section":{"id":56139,"structure_id":13204,"section_number":"38.2-1833","catch_line":"Appointments of agents","url":"\/38.2-1833\/","token":"38.2\/18\/3\/38.2-1833","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-1832\/","history_text":"<p>The record of this law\u2019s original creation isn\u2019t available online. It has been modified 7 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1952, chapter 317; in 1979, chapter 513; in 1981, chapter 604; in 1985, chapter 616; in 1986, chapter 562; in 1987, chapter 521; in 2001, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?011+ful+CHAP0706\">706<\/a>.<\/p>","references":false,"refers_to":[{"id":57725,"section_number":"38.2-1042","catch_line":"Agent's authority likewise suspended or revoked","order_by":null,"url":"\/38.2-1042\/"},{"id":68596,"section_number":"38.2-1826","catch_line":"Requirement to report to Commission","order_by":null,"url":"\/38.2-1826\/"}],"permalink":{"id":212575,"object_type":"law","relational_id":72773,"identifier":"38.2-1832","token":"38.2\/18\/3\/38.2-1832","url":"\/38.2-1832\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-1832\/","token":"38.2\/18\/3\/38.2-1832","dublin_core":{"Title":"Refusal to issue and revocation of license; hearing; new application","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-1832","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section id=\"A\"><p><span class=\"prefix-number\">A.<\/span> If the <span class=\"dictionary\">Commission<\/span> believes that any applicant for a <span class=\"dictionary\">license<\/span> is not of good character or does not have a good reputation for honesty, it may refuse to <span class=\"dictionary\">issue<\/span> the <span class=\"dictionary\">license<\/span>, subject to the right of the applicant to demand a <span class=\"dictionary\">hearing<\/span> on the application. Except as provided in &#xA7; <a class=\"law\" title=\"Agent&#039;s authority likewise suspended or revoked\" href=\"\/38.2-1042\/\">38.2-1042<\/a>, the <span class=\"dictionary\">Commission<\/span> shall not revoke or suspend an existing <span class=\"dictionary\">license<\/span> until the licensee is given an opportunity to be heard before the <span class=\"dictionary\">Commission<\/span>. If the <span class=\"dictionary\">Commission<\/span> refuses to <span class=\"dictionary\">issue<\/span> a new <span class=\"dictionary\">license<\/span> or proposes to revoke or suspend an existing <span class=\"dictionary\">license<\/span>, it shall give the applicant or licensee at least ten calendar days&#8217; notice in writing of the time and place of the <span class=\"dictionary\">hearing<\/span> if a <span class=\"dictionary\">hearing<\/span> is requested. The notice shall contain a statement of the objections to the issuance of the <span class=\"dictionary\">license<\/span>, or the reason for its proposed <span class=\"dictionary\">revocation<\/span> or suspension, as the case may be. The notice may be given to the applicant or licensee by registered or certified mail, sent to the last known address of record pursuant to &#xA7; <a class=\"law\" title=\"Requirement to report to Commission\" href=\"\/38.2-1826\/\">38.2-1826<\/a>, or the last known business address if the address of record is incorrect, or in any other lawful manner the <span class=\"dictionary\">Commission<\/span> prescribes. The <span class=\"dictionary\">Commission<\/span> may summon witnesses to testify with respect to the applicant or licensee, and the applicant or licensee may introduce <span class=\"dictionary\">evidence<\/span> in his or its behalf. No applicant to whom a <span class=\"dictionary\">license<\/span> is refused after a <span class=\"dictionary\">hearing<\/span>, nor any licensee whose <span class=\"dictionary\">license<\/span> is revoked, shall again apply for a <span class=\"dictionary\">license<\/span> until after the expiration of a period of five years from the date of the <span class=\"dictionary\">Commission<\/span>&#8217;s <span class=\"dictionary\">order<\/span>, or such other period of time as the <span class=\"dictionary\">Commission<\/span> prescribes in its <span class=\"dictionary\">order<\/span>. <a id=\"paragraph-262123\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1832\/#A\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B\"><p><span class=\"prefix-number\">B.<\/span> The <span class=\"dictionary\">license<\/span> of a <span class=\"dictionary\">business entity<\/span> may be suspended, revoked or refused if the <span class=\"dictionary\">Commission<\/span> finds, after notice and an opportunity to be heard, that a violation by an individual licensee acting at the direction of, on behalf of, or with the permission of the <span class=\"dictionary\">business entity<\/span> was known to be a violation by one or more of the partners, officers or managers acting on behalf of the <span class=\"dictionary\">business entity<\/span>, and the violation was neither reported to the <span class=\"dictionary\">Commission<\/span> nor corrective action taken. <a id=\"paragraph-262124\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1832\/#B\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"C\"><p><span class=\"prefix-number\">C.<\/span> In addition to or in lieu of any applicable denial, suspension or <span class=\"dictionary\">revocation<\/span> of a <span class=\"dictionary\">license<\/span>, a <span class=\"dictionary\">person<\/span> may, after notice and an opportunity to be heard, be subject to a <span class=\"dictionary\">penalty<\/span> pursuant to &#xA7; <a class=\"law\" title=\"Penalties and restitution payments\" href=\"\/38.2-218\/\">38.2-218<\/a>. <a id=\"paragraph-262125\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1832\/#C\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"D\"><p><span class=\"prefix-number\">D.<\/span> The <span class=\"dictionary\">Commission<\/span> shall retain the authority to enforce the provisions of and impose any <span class=\"dictionary\">penalty<\/span> or remedy authorized by this title against any <span class=\"dictionary\">person<\/span> who is under investigation for or charged with a violation of this title, even if the <span class=\"dictionary\">person<\/span>&#8217;s <span class=\"dictionary\">license<\/span> or registration has been surrendered, terminated, suspended, revoked, or has lapsed by operation of <span class=\"dictionary\">law<\/span>. <a id=\"paragraph-262126\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1832\/#D\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nREFUSAL TO ISSUE AND REVOCATION OF LICENSE; HEARING; NEW APPLICATION (\u00a7\n38.2-1832)\n\nA. If the Commission believes that any applicant for a license is not of good\ncharacter or does not have a good reputation for honesty, it may refuse to issue\nthe license, subject to the right of the applicant to demand a hearing on the\napplication. Except as provided in &#xA7; 38.2-1042, the Commission shall not\nrevoke or suspend an existing license until the licensee is given an opportunity\nto be heard before the Commission. If the Commission refuses to issue a new\nlicense or proposes to revoke or suspend an existing license, it shall give the\napplicant or licensee at least ten calendar days&#8217; notice in writing of the\ntime and place of the hearing if a hearing is requested. The notice shall\ncontain a statement of the objections to the issuance of the license, or the\nreason for its proposed revocation or suspension, as the case may be. The notice\nmay be given to the applicant or licensee by registered or certified mail, sent\nto the last known address of record pursuant to &#xA7; 38.2-1826, or the last\nknown business address if the address of record is incorrect, or in any other\nlawful manner the Commission prescribes. The Commission may summon witnesses to\ntestify with respect to the applicant or licensee, and the applicant or licensee\nmay introduce evidence in his or its behalf. No applicant to whom a license is\nrefused after a hearing, nor any licensee whose license is revoked, shall again\napply for a license until after the expiration of a period of five years from\nthe date of the Commission&#8217;s order, or such other period of time as the\nCommission prescribes in its order.\n\nB. The license of a business entity may be suspended, revoked or refused if the\nCommission finds, after notice and an opportunity to be heard, that a violation\nby an individual licensee acting at the direction of, on behalf of, or with the\npermission of the business entity was known to be a violation by one or more of\nthe partners, officers or managers acting on behalf of the business entity, and\nthe violation was neither reported to the Commission nor corrective action\ntaken.\n\nC. In addition to or in lieu of any applicable denial, suspension or revocation\nof a license, a person may, after notice and an opportunity to be heard, be\nsubject to a penalty pursuant to &#xA7; 38.2-218.\n\nD. The Commission shall retain the authority to enforce the provisions of and\nimpose any penalty or remedy authorized by this title against any person who is\nunder investigation for or charged with a violation of this title, even if the\nperson&#8217;s license or registration has been surrendered, terminated,\nsuspended, revoked, or has lapsed by operation of law.\n\nHISTORY: Code 1950, \u00a7 38.1-312; 1952, c. 317; 1979, c. 513, \u00a7 38.1-327.44;\n1981, c. 604; 1985, c. 616; 1986, c. 562; 1987, c. 521; 2001, c. 706.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}