{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-1837.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-1837.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-1837.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-1837.html"}],"law_id":58116,"edition_id":1,"section_id":58116,"structure_id":14940,"section_number":"38.2-1837","catch_line":"Definitions","history":"1985, c. 3, \u00a7 38.1-327.62; 1986, c. 562; 1987, cc. 521, 678; 1992, c. 574; 2001, c. 706.","full_text":"As used in this article:\n\t\t“Insurance consultant” means any individual or business entity who acts as an independent contractor in relation to his client and for a fee or compensation, other than from an insurer or agent or surplus lines broker, advises or offers or purports to advise, as to life and health or property and casualty insurance, any person actively or prospectively insured. “Insurance consultant” shall not include:\n\n1\n\nAny licensed attorney acting in his professional capacity;2\n\nA trust officer of a bank acting in the normal course of his employment;3\n\nAny actuary or certified public accountant who consults during the normal course of his business; and4\n\nAny person employed as a risk manager and who consults for his employer only.\n\t\t\t“Life and health insurance consultant” means an insurance consultant whose services are limited to insurance as defined in §§ 38.2-102 through 38.2-109 or health services as provided for in Chapters 42 (§ 38.2-4200 et seq.) and 43 (§ 38.2-4300 et seq.) of this title.\n\t\t\t“Property and casualty insurance consultant” means an insurance consultant whose services are limited to insurance as defined in §§ 38.2-110 through 38.2-122 and 38.2-124 through 38.2-134.","order_by":null,"text":{"0":{"id":212939,"text":"As used in this article:\n\t\t“Insurance consultant” means any individual or business entity who acts as an independent contractor in relation to his client and for a fee or compensation, other than from an insurer or agent or surplus lines broker, advises or offers or purports to advise, as to life and health or property and casualty insurance, any person actively or prospectively insured. “Insurance consultant” shall not include:","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1,"next_prefix":"1"},"1":{"id":212940,"text":"Any licensed attorney acting in his professional capacity;","type":"section","prefixes":["1"],"prefix":"1","entire_prefix":"1","prefix_anchor":"1","level":1,"prior_prefix":"","next_prefix":"2"},"2":{"id":212941,"text":"A trust officer of a bank acting in the normal course of his employment;","type":"section","prefixes":["2"],"prefix":"2","entire_prefix":"2","prefix_anchor":"2","level":1,"prior_prefix":"1","next_prefix":"3"},"3":{"id":212942,"text":"Any actuary or certified public accountant who consults during the normal course of his business; and","type":"section","prefixes":["3"],"prefix":"3","entire_prefix":"3","prefix_anchor":"3","level":1,"prior_prefix":"2","next_prefix":"4"},"4":{"id":212943,"text":"Any person employed as a risk manager and who consults for his employer only.\n\t\t\t“Life and health insurance consultant” means an insurance consultant whose services are limited to insurance as defined in §§ 38.2-102 through 38.2-109 or health services as provided for in Chapters 42 (§ 38.2-4200 et seq.) and 43 (§ 38.2-4300 et seq.) of this title.\n\t\t\t“Property and casualty insurance consultant” means an insurance consultant whose services are limited to insurance as defined in §§ 38.2-110 through 38.2-122 and 38.2-124 through 38.2-134.","type":"section","prefixes":["4"],"prefix":"4","entire_prefix":"4","prefix_anchor":"4","level":1,"prior_prefix":"3"}},"ancestry":[{"id":14940,"edition_id":1,"name":"Licensing of Insurance Consultants","identifier":"4","label":"article","depth":3,"order_by":1,"parent_id":13203,"metadata":{},"date_created":"2026-06-26 03:50:55","date_modified":"2026-06-26 03:50:55","permalink":{"id":212603,"object_type":"structure","relational_id":14940,"identifier":"4","token":"38.2\/18\/4","url":"\/38.2\/18\/4\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13203,"edition_id":1,"name":"Insurance Agents","identifier":"18","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:26","date_modified":"2026-06-26 03:44:26","permalink":{"id":212411,"object_type":"structure","relational_id":13203,"identifier":"18","token":"38.2\/18","url":"\/38.2\/18\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":58116,"structure_id":14940,"section_number":"38.2-1837","catch_line":"Definitions","url":"\/38.2-1837\/","token":"38.2\/18\/4\/38.2-1837","metadata":false},{"id":70166,"structure_id":14940,"section_number":"38.2-1838","catch_line":"License required of consultants; fingerprinting","url":"\/38.2-1838\/","token":"38.2\/18\/4\/38.2-1838","metadata":false},{"id":64800,"structure_id":14940,"section_number":"38.2-1839","catch_line":"Contract required; placement of insurance for public bodies","url":"\/38.2-1839\/","token":"38.2\/18\/4\/38.2-1839","metadata":false},{"id":78531,"structure_id":14940,"section_number":"38.2-1840","catch_line":"Renewal application and fee; compliance with continuing education requirements; reinstatement; waiver","url":"\/38.2-1840\/","token":"38.2\/18\/4\/38.2-1840","metadata":false},{"id":57671,"structure_id":14940,"section_number":"38.2-1841","catch_line":"Termination, suspension, or revocation of license","url":"\/38.2-1841\/","token":"38.2\/18\/4\/38.2-1841","metadata":false},{"id":81460,"structure_id":14940,"section_number":"38.2-1842","catch_line":"Requirement to report to Commission","url":"\/38.2-1842\/","token":"38.2\/18\/4\/38.2-1842","metadata":false},{"id":73546,"structure_id":14940,"section_number":"38.2-1843","catch_line":"Grounds for placing on probation, refusal to issue or renew, revocation or suspension of license","url":"\/38.2-1843\/","token":"38.2\/18\/4\/38.2-1843","metadata":false},{"id":83610,"structure_id":14940,"section_number":"38.2-1844","catch_line":"Refusal to issue and revocation of license; hearing; new application","url":"\/38.2-1844\/","token":"38.2\/18\/4\/38.2-1844","metadata":false},{"id":57006,"structure_id":14940,"section_number":"38.2-1845","catch_line":"Licensing nonresidents; reciprocal agreements with other states and Canadian provinces","url":"\/38.2-1845\/","token":"38.2\/18\/4\/38.2-1845","metadata":false}],"next_section":{"id":70166,"structure_id":14940,"section_number":"38.2-1838","catch_line":"License required of consultants; fingerprinting","url":"\/38.2-1838\/","token":"38.2\/18\/4\/38.2-1838","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-1837\/","history_text":"

This law was first created in 1985. The record of its establishment is cataloged in chapter 3 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1985 \u201cActs\u201d aren\u2019t available online. It has been modified 4 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1986, chapter 562; in 1987, chapters 521 and 678; in 1992, chapter 574; in 2001, chapter 706<\/a>.<\/p>","references":[{"id":66943,"section_number":"38.2-1812.2","catch_line":"Administrative charges in excess of premium prohibited; exceptions","order_by":null,"url":"\/38.2-1812.2\/"},{"id":73546,"section_number":"38.2-1843","catch_line":"Grounds for placing on probation, refusal to issue or renew, revocation or suspension of license","order_by":null,"url":"\/38.2-1843\/"},{"id":67536,"section_number":"38.2-310","catch_line":"All fees, charges, etc., to be stated in policy","order_by":null,"url":"\/38.2-310\/"}],"refers_to":[{"id":57209,"section_number":"38.2-102","catch_line":"Life","order_by":null,"url":"\/38.2-102\/"},{"id":75359,"section_number":"38.2-109","catch_line":"Accident and sickness","order_by":null,"url":"\/38.2-109\/"},{"id":56505,"section_number":"38.2-110","catch_line":"Fire","order_by":null,"url":"\/38.2-110\/"},{"id":82832,"section_number":"38.2-122","catch_line":"Credit","order_by":null,"url":"\/38.2-122\/"},{"id":66976,"section_number":"38.2-124","catch_line":"Motor vehicle","order_by":null,"url":"\/38.2-124\/"},{"id":74943,"section_number":"38.2-134","catch_line":"Definitions to include other insurance of same general kind","order_by":null,"url":"\/38.2-134\/"},{"id":78890,"section_number":"38.2-4200","catch_line":"Applicability of chapter","order_by":null,"url":"\/38.2-4200\/"},{"id":72005,"section_number":"38.2-4300","catch_line":"Definitions","order_by":null,"url":"\/38.2-4300\/"}],"permalink":{"id":212605,"object_type":"law","relational_id":58116,"identifier":"38.2-1837","token":"38.2\/18\/4\/38.2-1837","url":"\/38.2-1837\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-1837\/","token":"38.2\/18\/4\/38.2-1837","dublin_core":{"Title":"Definitions","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-1837","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

As used in this article:\n\t\t“Insurance consultant<\/span>” means any individual or business entity<\/span> who acts as an independent contractor in relation to his client and for a fee or compensation, other than from an insurer<\/span> or agent or surplus lines broker<\/span>, advises or offers or purports to advise, as to life and health or property and casualty insurance, any person<\/span> actively or prospectively insured. “Insurance consultant<\/span>” shall not include:<\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Any licensed attorney acting in his professional capacity; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> A trust officer of a bank acting in the normal course of his employment; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Any actuary or certified public accountant who consults during the normal course of his business; and <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> Any person<\/span> employed as a risk manager and who consults for his employer only.\n\t\t\t“Life and health insurance consultant<\/span>” means an insurance consultant whose services are limited to insurance as defined in §§ 38.2-102<\/a> through 38.2-109<\/a> or health services as provided for in Chapters 42 (§ 38.2-4200<\/a> et seq.) and 43 (§ 38.2-4300<\/a> et seq.) of this title.\n\t\t\t“Property and casualty insurance consultant<\/span>” means an insurance consultant whose services are limited to insurance as defined in §§ 38.2-110<\/a> through 38.2-122<\/a> and 38.2-124<\/a> through 38.2-134<\/a>. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nDEFINITIONS (\u00a7 38.2-1837)\n\nAs used in this article:\n\t\t“Insurance consultant” means any individual or business entity who\nacts as an independent contractor in relation to his client and for a fee or\ncompensation, other than from an insurer or agent or surplus lines broker,\nadvises or offers or purports to advise, as to life and health or property and\ncasualty insurance, any person actively or prospectively insured.\n“Insurance consultant” shall not include:\n\n1. Any licensed attorney acting in his professional capacity;\n\n2. A trust officer of a bank acting in the normal course of his employment;\n\n3. Any actuary or certified public accountant who consults during the normal\ncourse of his business; and\n\n4. Any person employed as a risk manager and who consults for his employer only.\n\t\t\t“Life and health insurance consultant” means an insurance\nconsultant whose services are limited to insurance as defined in §§\n38.2-102 through 38.2-109 or health services as provided for in Chapters 42\n(§ 38.2-4200 et seq.) and 43 (§ 38.2-4300 et seq.) of this title.\n\t\t\t“Property and casualty insurance consultant” means an insurance\nconsultant whose services are limited to insurance as defined in §§\n38.2-110 through 38.2-122 and 38.2-124 through 38.2-134.\n\nHISTORY: 1985, c. 3, \u00a7 38.1-327.62; 1986, c. 562; 1987, cc. 521, 678; 1992, c.\n574; 2001, c. 706.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}