{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-1838.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-1838.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-1838.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-1838.html"}],"law_id":70166,"edition_id":1,"section_id":70166,"structure_id":14940,"section_number":"38.2-1838","catch_line":"License required of consultants; fingerprinting","history":"1985, c. 3, \u00a7 38.1-327.63; 1986, c. 562; 1987, c. 678; 1992, c. 574; 1997, c. 583; 2001, c. 706; 2008, c. 213; 2016, c. 552; 2018, c. 131; 2019, c. 675.","full_text":"A\n\nNo person, unless he holds an appropriate license shall:1\n\nRepresent to members of the public that he provides planning or consulting services beyond those within the normal scope of activities of a licensed insurance agent; or2\n\nExcept as provided in &#xA7; 38.2-1812.2, charge or receive, directly or indirectly, a fee or other compensation for insurance advice, other than commissions received in such person&#8217;s capacity as a licensed insurance agent or surplus lines broker resulting from selling, soliciting, or negotiating insurance or health care services as allowed by his license.B\n\nEach individual applying for an insurance consultant&#8217;s license shall apply to the Commission in a form acceptable to the Commission, and shall provide satisfactory evidence of having met the following requirements:1\n\nTo be licensed as a property and casualty insurance consultant the applicant must pass, within 183 calendar days prior to the date of application for such license, the property and casualty examination as required in &#xA7; 38.2-1817, except that an applicant who, at the time of such application holds an active property and casualty insurance agent license, shall be exempt from the examination requirements;2\n\nTo be licensed as a life and health insurance consultant, the applicant must pass, within 183 calendar days prior to the date of application for such license, both the life and annuities and the health examinations as required in &#xA7; 38.2-1817, except that an applicant who, at the time of such application holds both an active life and annuities license and an active health agent license, shall be exempt from the examination requirements;3\n\nEach individual applicant for an insurance consultant license shall, at the time of applying for a new license, be fingerprinted in a form and manner prescribed by the Commission and shall provide personal descriptive information to be forwarded along with the applicant&#8217;s fingerprints through the Central Criminal Records Exchange to the Federal Bureau of Investigation for the purpose of obtaining criminal history record information regarding such applicant. The results of the state and national records search shall be forwarded to the Commissioner or the Commissioner&#8217;s designee, who shall be an employee of the Commission. The cost of fingerprinting and the criminal history record check shall be paid by the applicant. If an applicant&#8217;s application for a license is denied, the Commission shall provide a copy of the information obtained from the Central Criminal Records Exchange to the applicant upon request. The information provided to the Commission shall not be disseminated except as provided in this subsection; and4\n\nExcept where prohibited by state or federal law, by submitting an application for license, the applicant shall be deemed to have appointed the clerk of the Commission as the agent for service of process on the applicant in any action or proceeding arising in the Commonwealth out of or in connection with the exercise of the license. Such appointment of the clerk of the Commission as agent for service of process shall be irrevocable during the period within which a cause of action against the applicant may arise out of transactions with respect to subjects of insurance in the Commonwealth. Service of process on the clerk of the Commission shall conform to the provisions of Chapter 8 (&#xA7; 38.2-800 et seq.).C\n\nAny individual who acts as an insurance consultant as an officer, director, principal or employee of a business entity shall be required to hold an appropriate individual license as an insurance consultant.D\n\nA business entity acting as an insurance consultant is required to obtain an insurance consultant license. Application shall be made in a form and manner acceptable to the Commission. Before approving the application, the Commission shall find that:1\n\nThe business entity has paid the fee set forth in this section; and2\n\nThe business entity has designated an employee, officer, director, manager, member, or partner to serve as the licensed producer responsible for the business entity&#8217;s compliance with the insurance laws, rules and regulations of the Commonwealth.E\n\nThe Commission may require any documents reasonably necessary to verify the information contained in an application.F\n\nEach applicant for an insurance consultant&#8217;s license shall, at the time of applying for a license, pay a nonrefundable application processing fee in an amount and in a manner prescribed by the Commission.","order_by":null,"text":{"0":{"id":253383,"text":"No person, unless he holds an appropriate license shall:","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"A1"},"1":{"id":253384,"text":"Represent to members of the public that he provides planning or consulting services beyond those within the normal scope of activities of a licensed insurance agent; or","type":"section","prefixes":["A","1"],"prefix":"1","entire_prefix":"A1","prefix_anchor":"A1","level":2,"prior_prefix":"A","next_prefix":"A2"},"2":{"id":253385,"text":"Except as provided in &#xA7; 38.2-1812.2, charge or receive, directly or indirectly, a fee or other compensation for insurance advice, other than commissions received in such person&#8217;s capacity as a licensed insurance agent or surplus lines broker resulting from selling, soliciting, or negotiating insurance or health care services as allowed by his license.","type":"section","prefixes":["A","2"],"prefix":"2","entire_prefix":"A2","prefix_anchor":"A2","level":2,"prior_prefix":"A1","next_prefix":"B"},"3":{"id":253386,"text":"Each individual applying for an insurance consultant&#8217;s license shall apply to the Commission in a form acceptable to the Commission, and shall provide satisfactory evidence of having met the following requirements:","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A2","next_prefix":"B1"},"4":{"id":253387,"text":"To be licensed as a property and casualty insurance consultant the applicant must pass, within 183 calendar days prior to the date of application for such license, the property and casualty examination as required in &#xA7; 38.2-1817, except that an applicant who, at the time of such application holds an active property and casualty insurance agent license, shall be exempt from the examination requirements;","type":"section","prefixes":["B","1"],"prefix":"1","entire_prefix":"B1","prefix_anchor":"B1","level":2,"prior_prefix":"B","next_prefix":"B2"},"5":{"id":253388,"text":"To be licensed as a life and health insurance consultant, the applicant must pass, within 183 calendar days prior to the date of application for such license, both the life and annuities and the health examinations as required in &#xA7; 38.2-1817, except that an applicant who, at the time of such application holds both an active life and annuities license and an active health agent license, shall be exempt from the examination requirements;","type":"section","prefixes":["B","2"],"prefix":"2","entire_prefix":"B2","prefix_anchor":"B2","level":2,"prior_prefix":"B1","next_prefix":"B3"},"6":{"id":253389,"text":"Each individual applicant for an insurance consultant license shall, at the time of applying for a new license, be fingerprinted in a form and manner prescribed by the Commission and shall provide personal descriptive information to be forwarded along with the applicant&#8217;s fingerprints through the Central Criminal Records Exchange to the Federal Bureau of Investigation for the purpose of obtaining criminal history record information regarding such applicant. The results of the state and national records search shall be forwarded to the Commissioner or the Commissioner&#8217;s designee, who shall be an employee of the Commission. The cost of fingerprinting and the criminal history record check shall be paid by the applicant. If an applicant&#8217;s application for a license is denied, the Commission shall provide a copy of the information obtained from the Central Criminal Records Exchange to the applicant upon request. The information provided to the Commission shall not be disseminated except as provided in this subsection; and","type":"section","prefixes":["B","3"],"prefix":"3","entire_prefix":"B3","prefix_anchor":"B3","level":2,"prior_prefix":"B2","next_prefix":"B4"},"7":{"id":253390,"text":"Except where prohibited by state or federal law, by submitting an application for license, the applicant shall be deemed to have appointed the clerk of the Commission as the agent for service of process on the applicant in any action or proceeding arising in the Commonwealth out of or in connection with the exercise of the license. Such appointment of the clerk of the Commission as agent for service of process shall be irrevocable during the period within which a cause of action against the applicant may arise out of transactions with respect to subjects of insurance in the Commonwealth. Service of process on the clerk of the Commission shall conform to the provisions of Chapter 8 (&#xA7; 38.2-800 et seq.).","type":"section","prefixes":["B","4"],"prefix":"4","entire_prefix":"B4","prefix_anchor":"B4","level":2,"prior_prefix":"B3","next_prefix":"C"},"8":{"id":253391,"text":"Any individual who acts as an insurance consultant as an officer, director, principal or employee of a business entity shall be required to hold an appropriate individual license as an insurance consultant.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B4","next_prefix":"D"},"9":{"id":253392,"text":"A business entity acting as an insurance consultant is required to obtain an insurance consultant license. Application shall be made in a form and manner acceptable to the Commission. Before approving the application, the Commission shall find that:","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C","next_prefix":"D1"},"10":{"id":253393,"text":"The business entity has paid the fee set forth in this section; and","type":"section","prefixes":["D","1"],"prefix":"1","entire_prefix":"D1","prefix_anchor":"D1","level":2,"prior_prefix":"D","next_prefix":"D2"},"11":{"id":253394,"text":"The business entity has designated an employee, officer, director, manager, member, or partner to serve as the licensed producer responsible for the business entity&#8217;s compliance with the insurance laws, rules and regulations of the Commonwealth.","type":"section","prefixes":["D","2"],"prefix":"2","entire_prefix":"D2","prefix_anchor":"D2","level":2,"prior_prefix":"D1","next_prefix":"E"},"12":{"id":253395,"text":"The Commission may require any documents reasonably necessary to verify the information contained in an application.","type":"section","prefixes":["E"],"prefix":"E","entire_prefix":"E","prefix_anchor":"E","level":1,"prior_prefix":"D2","next_prefix":"F"},"13":{"id":253396,"text":"Each applicant for an insurance consultant&#8217;s license shall, at the time of applying for a license, pay a nonrefundable application processing fee in an amount and in a manner prescribed by the Commission.","type":"section","prefixes":["F"],"prefix":"F","entire_prefix":"F","prefix_anchor":"F","level":1,"prior_prefix":"E"}},"ancestry":[{"id":14940,"edition_id":1,"name":"Licensing of Insurance Consultants","identifier":"4","label":"article","depth":3,"order_by":1,"parent_id":13203,"metadata":{},"date_created":"2026-06-26 03:50:55","date_modified":"2026-06-26 03:50:55","permalink":{"id":212603,"object_type":"structure","relational_id":14940,"identifier":"4","token":"38.2\/18\/4","url":"\/38.2\/18\/4\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13203,"edition_id":1,"name":"Insurance Agents","identifier":"18","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:26","date_modified":"2026-06-26 03:44:26","permalink":{"id":212411,"object_type":"structure","relational_id":13203,"identifier":"18","token":"38.2\/18","url":"\/38.2\/18\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":58116,"structure_id":14940,"section_number":"38.2-1837","catch_line":"Definitions","url":"\/38.2-1837\/","token":"38.2\/18\/4\/38.2-1837","metadata":false},{"id":70166,"structure_id":14940,"section_number":"38.2-1838","catch_line":"License required of consultants; fingerprinting","url":"\/38.2-1838\/","token":"38.2\/18\/4\/38.2-1838","metadata":false},{"id":64800,"structure_id":14940,"section_number":"38.2-1839","catch_line":"Contract required; placement of insurance for public bodies","url":"\/38.2-1839\/","token":"38.2\/18\/4\/38.2-1839","metadata":false},{"id":78531,"structure_id":14940,"section_number":"38.2-1840","catch_line":"Renewal application and fee; compliance with continuing education requirements; reinstatement; waiver","url":"\/38.2-1840\/","token":"38.2\/18\/4\/38.2-1840","metadata":false},{"id":57671,"structure_id":14940,"section_number":"38.2-1841","catch_line":"Termination, suspension, or revocation of license","url":"\/38.2-1841\/","token":"38.2\/18\/4\/38.2-1841","metadata":false},{"id":81460,"structure_id":14940,"section_number":"38.2-1842","catch_line":"Requirement to report to Commission","url":"\/38.2-1842\/","token":"38.2\/18\/4\/38.2-1842","metadata":false},{"id":73546,"structure_id":14940,"section_number":"38.2-1843","catch_line":"Grounds for placing on probation, refusal to issue or renew, revocation or suspension of license","url":"\/38.2-1843\/","token":"38.2\/18\/4\/38.2-1843","metadata":false},{"id":83610,"structure_id":14940,"section_number":"38.2-1844","catch_line":"Refusal to issue and revocation of license; hearing; new application","url":"\/38.2-1844\/","token":"38.2\/18\/4\/38.2-1844","metadata":false},{"id":57006,"structure_id":14940,"section_number":"38.2-1845","catch_line":"Licensing nonresidents; reciprocal agreements with other states and Canadian provinces","url":"\/38.2-1845\/","token":"38.2\/18\/4\/38.2-1845","metadata":false}],"previous_section":{"id":58116,"structure_id":14940,"section_number":"38.2-1837","catch_line":"Definitions","url":"\/38.2-1837\/","token":"38.2\/18\/4\/38.2-1837","metadata":false},"next_section":{"id":64800,"structure_id":14940,"section_number":"38.2-1839","catch_line":"Contract required; placement of insurance for public bodies","url":"\/38.2-1839\/","token":"38.2\/18\/4\/38.2-1839","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-1838\/","history_text":"<p>This law was first created in 1985. The record of its establishment is cataloged in chapter 3 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1985 \u201cActs\u201d aren\u2019t available online. It has been modified 9 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1986, chapter 562; in 1987, chapter 678; in 1992, chapter 574; in 1997, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?971+ful+CHAP0583\">583<\/a>; in 2001, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?011+ful+CHAP0706\">706<\/a>; in 2008, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?081+ful+CHAP0213\">213<\/a>; in 2016, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?161+ful+CHAP0552\">552<\/a>; in 2018, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?181+ful+CHAP0131\">131<\/a>; in 2019, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?191+ful+CHAP0675\">675<\/a>.<\/p>","references":[{"id":57671,"section_number":"38.2-1841","catch_line":"Termination, suspension, or revocation of license","order_by":null,"url":"\/38.2-1841\/"},{"id":57006,"section_number":"38.2-1845","catch_line":"Licensing nonresidents; reciprocal agreements with other states and Canadian provinces","order_by":null,"url":"\/38.2-1845\/"}],"refers_to":[{"id":66943,"section_number":"38.2-1812.2","catch_line":"Administrative charges in excess of premium prohibited; exceptions","order_by":null,"url":"\/38.2-1812.2\/"},{"id":76304,"section_number":"38.2-1817","catch_line":"Examination for license; fee required; when fee forfeited","order_by":null,"url":"\/38.2-1817\/"},{"id":54065,"section_number":"38.2-800","catch_line":"Definition","order_by":null,"url":"\/38.2-800\/"}],"permalink":{"id":212609,"object_type":"law","relational_id":70166,"identifier":"38.2-1838","token":"38.2\/18\/4\/38.2-1838","url":"\/38.2-1838\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-1838\/","token":"38.2\/18\/4\/38.2-1838","dublin_core":{"Title":"License required of consultants; fingerprinting","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-1838","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section id=\"A\"><p><span class=\"prefix-number\">A.<\/span> No <span class=\"dictionary\">person<\/span>, unless he holds an appropriate <span class=\"dictionary\">license<\/span> shall: <a id=\"paragraph-253383\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1838\/#A\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"A1\" class=\"indent-1\"><p><span class=\"prefix-number\">1.<\/span> Represent to members of the public that he provides planning or consulting services beyond those within the normal scope of activities of a licensed <span class=\"dictionary\">insurance<\/span> agent; or <a id=\"paragraph-253384\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1838\/#A1\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"A2\" class=\"indent-1\"><p><span class=\"prefix-number\">2.<\/span> Except as provided in &#xA7; <a class=\"law\" title=\"Administrative charges in excess of premium prohibited; exceptions\" href=\"\/38.2-1812.2\/\">38.2-1812.2<\/a>, charge or receive, directly or indirectly, a fee or other compensation for <span class=\"dictionary\">insurance<\/span> advice, other than <span class=\"dictionary\">commissions<\/span> received in such <span class=\"dictionary\">person<\/span>&#8217;s capacity as a licensed <span class=\"dictionary\">insurance<\/span> agent or <span class=\"dictionary\">surplus lines broker<\/span> resulting from selling, soliciting, or negotiating <span class=\"dictionary\">insurance<\/span> or health care services as allowed by his <span class=\"dictionary\">license<\/span>. <a id=\"paragraph-253385\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1838\/#A2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B\"><p><span class=\"prefix-number\">B.<\/span> Each individual applying for an <span class=\"dictionary\">insurance consultant<\/span>&#8217;s <span class=\"dictionary\">license<\/span> shall apply to the <span class=\"dictionary\">Commission<\/span> in a form acceptable to the <span class=\"dictionary\">Commission<\/span>, and shall provide satisfactory <span class=\"dictionary\">evidence<\/span> of having met the following requirements: <a id=\"paragraph-253386\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1838\/#B\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B1\" class=\"indent-1\"><p><span class=\"prefix-number\">1.<\/span> To be licensed as a <span class=\"dictionary\">property and casualty insurance consultant<\/span> the applicant must pass, within 183 calendar days prior to the date of application for such <span class=\"dictionary\">license<\/span>, the property and casualty examination as required in &#xA7; <a class=\"law\" title=\"Examination for license; fee required; when fee forfeited\" href=\"\/38.2-1817\/\">38.2-1817<\/a>, except that an applicant who, at the time of such application holds an active <span class=\"dictionary\">property and casualty insurance agent<\/span> <span class=\"dictionary\">license<\/span>, shall be exempt from the examination requirements; <a id=\"paragraph-253387\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1838\/#B1\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B2\" class=\"indent-1\"><p><span class=\"prefix-number\">2.<\/span> To be licensed as a <span class=\"dictionary\">life and health insurance consultant<\/span>, the applicant must pass, within 183 calendar days prior to the date of application for such <span class=\"dictionary\">license<\/span>, both the life and annuities and the health examinations as required in &#xA7; <a class=\"law\" title=\"Examination for license; fee required; when fee forfeited\" href=\"\/38.2-1817\/\">38.2-1817<\/a>, except that an applicant who, at the time of such application holds both an active life and annuities <span class=\"dictionary\">license<\/span> and an active <span class=\"dictionary\">health agent<\/span> <span class=\"dictionary\">license<\/span>, shall be exempt from the examination requirements; <a id=\"paragraph-253388\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1838\/#B2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B3\" class=\"indent-1\"><p><span class=\"prefix-number\">3.<\/span> Each individual applicant for an insurance consultant <span class=\"dictionary\">license<\/span> shall, at the time of applying for a new <span class=\"dictionary\">license<\/span>, be fingerprinted in a form and manner prescribed by the <span class=\"dictionary\">Commission<\/span> and shall provide personal descriptive information to be forwarded along with the applicant&#8217;s fingerprints through the Central Criminal Records Exchange to the Federal <span class=\"dictionary\">Bureau<\/span> of Investigation for the purpose of obtaining criminal history record information regarding such applicant. The results of the <span class=\"dictionary\">state<\/span> and national records search shall be forwarded to the <span class=\"dictionary\">Commissioner<\/span> or the <span class=\"dictionary\">Commissioner<\/span>&#8217;s designee, who shall be an employee of the <span class=\"dictionary\">Commission<\/span>. The cost of fingerprinting and the criminal history record check shall be paid by the applicant. If an applicant&#8217;s application for a <span class=\"dictionary\">license<\/span> is denied, the <span class=\"dictionary\">Commission<\/span> shall provide a copy of the information obtained from the Central Criminal Records Exchange to the applicant upon request. The information provided to the <span class=\"dictionary\">Commission<\/span> shall not be disseminated except as provided in this subsection; and <a id=\"paragraph-253389\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1838\/#B3\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B4\" class=\"indent-1\"><p><span class=\"prefix-number\">4.<\/span> Except where prohibited by <span class=\"dictionary\">state<\/span> or federal <span class=\"dictionary\">law<\/span>, by submitting an application for <span class=\"dictionary\">license<\/span>, the applicant shall be deemed to have appointed the clerk of the <span class=\"dictionary\">Commission<\/span> as the agent for <span class=\"dictionary\">service of process<\/span> on the applicant in any action or proceeding arising in the Commonwealth out of or in connection with the exercise of the <span class=\"dictionary\">license<\/span>. Such appointment of the clerk of the <span class=\"dictionary\">Commission<\/span> as agent for <span class=\"dictionary\">service of process<\/span> shall be irrevocable during the period within which a <span class=\"dictionary\">cause of action<\/span> against the applicant may arise out of transactions with respect to subjects of insurance in the Commonwealth. <span class=\"dictionary\">Service of process<\/span> on the clerk of the <span class=\"dictionary\">Commission<\/span> shall conform to the provisions of Chapter 8 (&#xA7; <a class=\"law\" title=\"Definition\" href=\"\/38.2-800\/\">38.2-800<\/a> et seq.). <a id=\"paragraph-253390\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1838\/#B4\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"C\"><p><span class=\"prefix-number\">C.<\/span> Any individual who acts as an insurance consultant as an officer, director, principal or employee of a <span class=\"dictionary\">business entity<\/span> shall be required to hold an appropriate individual <span class=\"dictionary\">license<\/span> as an insurance consultant. <a id=\"paragraph-253391\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1838\/#C\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"D\"><p><span class=\"prefix-number\">D.<\/span> A <span class=\"dictionary\">business entity<\/span> acting as an insurance consultant is required to obtain an insurance consultant <span class=\"dictionary\">license<\/span>. Application shall be made in a form and manner acceptable to the <span class=\"dictionary\">Commission<\/span>. Before approving the application, the <span class=\"dictionary\">Commission<\/span> shall find that: <a id=\"paragraph-253392\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1838\/#D\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"D1\" class=\"indent-1\"><p><span class=\"prefix-number\">1.<\/span> The <span class=\"dictionary\">business entity<\/span> has paid the fee set forth in this section; and <a id=\"paragraph-253393\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1838\/#D1\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"D2\" class=\"indent-1\"><p><span class=\"prefix-number\">2.<\/span> The <span class=\"dictionary\">business entity<\/span> has designated an employee, officer, director, manager, member, or partner to serve as the licensed producer responsible for the <span class=\"dictionary\">business entity<\/span>&#8217;s compliance with the insurance <span class=\"dictionary\">laws<\/span>, rules and regulations of the Commonwealth. <a id=\"paragraph-253394\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1838\/#D2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"E\"><p><span class=\"prefix-number\">E.<\/span> The <span class=\"dictionary\">Commission<\/span> may require any documents reasonably necessary to verify the information contained in an application. <a id=\"paragraph-253395\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1838\/#E\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"F\"><p><span class=\"prefix-number\">F.<\/span> Each applicant for an insurance consultant&#8217;s <span class=\"dictionary\">license<\/span> shall, at the time of applying for a <span class=\"dictionary\">license<\/span>, pay a nonrefundable application processing fee in an amount and in a manner prescribed by the <span class=\"dictionary\">Commission<\/span>. <a id=\"paragraph-253396\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-1838\/#F\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nLICENSE REQUIRED OF CONSULTANTS; FINGERPRINTING (\u00a7 38.2-1838)\n\nA. No person, unless he holds an appropriate license shall:\n\n   1. Represent to members of the public that he provides planning or consulting\n   services beyond those within the normal scope of activities of a licensed\n   insurance agent; or\n\n   2. Except as provided in &#xA7; 38.2-1812.2, charge or receive, directly or\n   indirectly, a fee or other compensation for insurance advice, other than\n   commissions received in such person&#8217;s capacity as a licensed insurance\n   agent or surplus lines broker resulting from selling, soliciting, or\n   negotiating insurance or health care services as allowed by his license.\n\nB. Each individual applying for an insurance consultant&#8217;s license shall\napply to the Commission in a form acceptable to the Commission, and shall\nprovide satisfactory evidence of having met the following requirements:\n\n   1. To be licensed as a property and casualty insurance consultant the\n   applicant must pass, within 183 calendar days prior to the date of application\n   for such license, the property and casualty examination as required in &#xA7;\n   38.2-1817, except that an applicant who, at the time of such application holds\n   an active property and casualty insurance agent license, shall be exempt from\n   the examination requirements;\n\n   2. To be licensed as a life and health insurance consultant, the applicant\n   must pass, within 183 calendar days prior to the date of application for such\n   license, both the life and annuities and the health examinations as required\n   in &#xA7; 38.2-1817, except that an applicant who, at the time of such\n   application holds both an active life and annuities license and an active\n   health agent license, shall be exempt from the examination requirements;\n\n   3. Each individual applicant for an insurance consultant license shall, at the\n   time of applying for a new license, be fingerprinted in a form and manner\n   prescribed by the Commission and shall provide personal descriptive\n   information to be forwarded along with the applicant&#8217;s fingerprints\n   through the Central Criminal Records Exchange to the Federal Bureau of\n   Investigation for the purpose of obtaining criminal history record information\n   regarding such applicant. The results of the state and national records search\n   shall be forwarded to the Commissioner or the Commissioner&#8217;s designee,\n   who shall be an employee of the Commission. The cost of fingerprinting and the\n   criminal history record check shall be paid by the applicant. If an\n   applicant&#8217;s application for a license is denied, the Commission shall\n   provide a copy of the information obtained from the Central Criminal Records\n   Exchange to the applicant upon request. The information provided to the\n   Commission shall not be disseminated except as provided in this subsection;\n   and\n\n   4. Except where prohibited by state or federal law, by submitting an\n   application for license, the applicant shall be deemed to have appointed the\n   clerk of the Commission as the agent for service of process on the applicant\n   in any action or proceeding arising in the Commonwealth out of or in\n   connection with the exercise of the license. Such appointment of the clerk of\n   the Commission as agent for service of process shall be irrevocable during the\n   period within which a cause of action against the applicant may arise out of\n   transactions with respect to subjects of insurance in the Commonwealth.\n   Service of process on the clerk of the Commission shall conform to the\n   provisions of Chapter 8 (&#xA7; 38.2-800 et seq.).\n\nC. Any individual who acts as an insurance consultant as an officer, director,\nprincipal or employee of a business entity shall be required to hold an\nappropriate individual license as an insurance consultant.\n\nD. A business entity acting as an insurance consultant is required to obtain an\ninsurance consultant license. Application shall be made in a form and manner\nacceptable to the Commission. Before approving the application, the Commission\nshall find that:\n\n   1. The business entity has paid the fee set forth in this section; and\n\n   2. The business entity has designated an employee, officer, director, manager,\n   member, or partner to serve as the licensed producer responsible for the\n   business entity&#8217;s compliance with the insurance laws, rules and\n   regulations of the Commonwealth.\n\nE. The Commission may require any documents reasonably necessary to verify the\ninformation contained in an application.\n\nF. Each applicant for an insurance consultant&#8217;s license shall, at the time\nof applying for a license, pay a nonrefundable application processing fee in an\namount and in a manner prescribed by the Commission.\n\nHISTORY: 1985, c. 3, \u00a7 38.1-327.63; 1986, c. 562; 1987, c. 678; 1992, c. 574;\n1997, c. 583; 2001, c. 706; 2008, c. 213; 2016, c. 552; 2018, c. 131; 2019, c.\n675.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}