{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-1845.10.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-1845.10.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-1845.10.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-1845.10.html"}],"law_id":73810,"edition_id":1,"section_id":73810,"structure_id":14212,"section_number":"38.2-1845.10","catch_line":"Grounds for placing on probation, refusal to issue or renew, revocation, or suspension of license","history":"2012, cc. 734, 735.","full_text":"The Commission may, in addition to or in lieu of a penalty imposed under \u00a7 38.2-218, place on probation, suspend, revoke, or refuse to issue or renew any person’s license for any one or more of the following causes:\n\n1\n\nProviding materially incorrect, misleading, incomplete, or untrue information in the license application or any other document filed with the Commission;2\n\nViolating any insurance laws or violating any regulation, subpoena, or order of the Commission or of another state’s insurance regulatory authority;3\n\nObtaining or attempting to obtain a license through misrepresentation or fraud;4\n\nImproperly withholding, misappropriating, or converting any moneys or properties received in the course of doing business as a public adjuster;5\n\nHaving been convicted of a felony, a crime of moral turpitude, or any criminal offense involving dishonesty or a breach of trust;6\n\nHaving admitted or been found to have committed any insurance unfair trade practice, as set forth in Chapter 5 (§ 38.2-500 et seq.), or fraud;7\n\nUsing fraudulent, coercive, or dishonest practices or demonstrating incompetence or untrustworthiness in the conduct of business in the Commonwealth or elsewhere, or demonstrating financial irresponsibility in the handling of policyholder, agency, or insurance company funds;8\n\nHaving public adjuster license, or its equivalent, denied, suspended, or revoked in any other state, province, district, or territory;9\n\nIntentionally misrepresenting the terms of an insurance contract;10\n\nKnowingly accepting public adjusting business from an individual who unlawfully solicited business and who is not licensed but who is required to be licensed under this article;11\n\nPaying or sharing a commission, fee, or other valuable consideration to a person who is required to be licensed under this article and is not so licensed;12\n\nForging another’s name to any document related to an insurance transaction;13\n\nImproperly using notes or any other reference material to complete an examination for a public adjuster license;14\n\nFailing to comply with an administrative or court order imposing a child support obligation;15\n\nFailing to pay Virginia income tax or comply with any administrative or court order directing payment of state income tax; or16\n\nFailing to report to the Commission as required by § 38.2-1845.17.","order_by":null,"text":{"0":{"id":265381,"text":"The Commission may, in addition to or in lieu of a penalty imposed under \u00a7 38.2-218, place on probation, suspend, revoke, or refuse to issue or renew any person’s license for any one or more of the following causes:","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1,"next_prefix":"1"},"1":{"id":265382,"text":"Providing materially incorrect, misleading, incomplete, or untrue information in the license application or any other document filed with the Commission;","type":"section","prefixes":["1"],"prefix":"1","entire_prefix":"1","prefix_anchor":"1","level":1,"prior_prefix":"","next_prefix":"2"},"2":{"id":265383,"text":"Violating any insurance laws or violating any regulation, subpoena, or order of the Commission or of another state’s insurance regulatory authority;","type":"section","prefixes":["2"],"prefix":"2","entire_prefix":"2","prefix_anchor":"2","level":1,"prior_prefix":"1","next_prefix":"3"},"3":{"id":265384,"text":"Obtaining or attempting to obtain a license through misrepresentation or fraud;","type":"section","prefixes":["3"],"prefix":"3","entire_prefix":"3","prefix_anchor":"3","level":1,"prior_prefix":"2","next_prefix":"4"},"4":{"id":265385,"text":"Improperly withholding, misappropriating, or converting any moneys or properties received in the course of doing business as a public adjuster;","type":"section","prefixes":["4"],"prefix":"4","entire_prefix":"4","prefix_anchor":"4","level":1,"prior_prefix":"3","next_prefix":"5"},"5":{"id":265386,"text":"Having been convicted of a felony, a crime of moral turpitude, or any criminal offense involving dishonesty or a breach of trust;","type":"section","prefixes":["5"],"prefix":"5","entire_prefix":"5","prefix_anchor":"5","level":1,"prior_prefix":"4","next_prefix":"6"},"6":{"id":265387,"text":"Having admitted or been found to have committed any insurance unfair trade practice, as set forth in Chapter 5 (§ 38.2-500 et seq.), or fraud;","type":"section","prefixes":["6"],"prefix":"6","entire_prefix":"6","prefix_anchor":"6","level":1,"prior_prefix":"5","next_prefix":"7"},"7":{"id":265388,"text":"Using fraudulent, coercive, or dishonest practices or demonstrating incompetence or untrustworthiness in the conduct of business in the Commonwealth or elsewhere, or demonstrating financial irresponsibility in the handling of policyholder, agency, or insurance company funds;","type":"section","prefixes":["7"],"prefix":"7","entire_prefix":"7","prefix_anchor":"7","level":1,"prior_prefix":"6","next_prefix":"8"},"8":{"id":265389,"text":"Having public adjuster license, or its equivalent, denied, suspended, or revoked in any other state, province, district, or territory;","type":"section","prefixes":["8"],"prefix":"8","entire_prefix":"8","prefix_anchor":"8","level":1,"prior_prefix":"7","next_prefix":"9"},"9":{"id":265390,"text":"Intentionally misrepresenting the terms of an insurance contract;","type":"section","prefixes":["9"],"prefix":"9","entire_prefix":"9","prefix_anchor":"9","level":1,"prior_prefix":"8","next_prefix":"10"},"10":{"id":265391,"text":"Knowingly accepting public adjusting business from an individual who unlawfully solicited business and who is not licensed but who is required to be licensed under this article;","type":"section","prefixes":["10"],"prefix":"10","entire_prefix":"10","prefix_anchor":"10","level":1,"prior_prefix":"9","next_prefix":"11"},"11":{"id":265392,"text":"Paying or sharing a commission, fee, or other valuable consideration to a person who is required to be licensed under this article and is not so licensed;","type":"section","prefixes":["11"],"prefix":"11","entire_prefix":"11","prefix_anchor":"11","level":1,"prior_prefix":"10","next_prefix":"12"},"12":{"id":265393,"text":"Forging another’s name to any document related to an insurance transaction;","type":"section","prefixes":["12"],"prefix":"12","entire_prefix":"12","prefix_anchor":"12","level":1,"prior_prefix":"11","next_prefix":"13"},"13":{"id":265394,"text":"Improperly using notes or any other reference material to complete an examination for a public adjuster license;","type":"section","prefixes":["13"],"prefix":"13","entire_prefix":"13","prefix_anchor":"13","level":1,"prior_prefix":"12","next_prefix":"14"},"14":{"id":265395,"text":"Failing to comply with an administrative or court order imposing a child support obligation;","type":"section","prefixes":["14"],"prefix":"14","entire_prefix":"14","prefix_anchor":"14","level":1,"prior_prefix":"13","next_prefix":"15"},"15":{"id":265396,"text":"Failing to pay Virginia income tax or comply with any administrative or court order directing payment of state income tax; or","type":"section","prefixes":["15"],"prefix":"15","entire_prefix":"15","prefix_anchor":"15","level":1,"prior_prefix":"14","next_prefix":"16"},"16":{"id":265397,"text":"Failing to report to the Commission as required by § 38.2-1845.17.","type":"section","prefixes":["16"],"prefix":"16","entire_prefix":"16","prefix_anchor":"16","level":1,"prior_prefix":"15"}},"ancestry":[{"id":14212,"edition_id":1,"name":"Licensing of Public Adjusters","identifier":"4.1","label":"article","depth":3,"order_by":1,"parent_id":13203,"metadata":{},"date_created":"2026-06-26 03:47:17","date_modified":"2026-06-26 03:47:17","permalink":{"id":212641,"object_type":"structure","relational_id":14212,"identifier":"4.1","token":"38.2\/18\/4.1","url":"\/38.2\/18\/4.1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13203,"edition_id":1,"name":"Insurance Agents","identifier":"18","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:26","date_modified":"2026-06-26 03:44:26","permalink":{"id":212411,"object_type":"structure","relational_id":13203,"identifier":"18","token":"38.2\/18","url":"\/38.2\/18\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":58484,"structure_id":14212,"section_number":"38.2-1845.1","catch_line":"Definitions","url":"\/38.2-1845.1\/","token":"38.2\/18\/4.1\/38.2-1845.1","metadata":false},{"id":73810,"structure_id":14212,"section_number":"38.2-1845.10","catch_line":"Grounds for placing on probation, refusal to issue or renew, revocation, or suspension of license","url":"\/38.2-1845.10\/","token":"38.2\/18\/4.1\/38.2-1845.10","metadata":false},{"id":87101,"structure_id":14212,"section_number":"38.2-1845.11","catch_line":"Termination, suspension, or revocation of license","url":"\/38.2-1845.11\/","token":"38.2\/18\/4.1\/38.2-1845.11","metadata":false},{"id":75278,"structure_id":14212,"section_number":"38.2-1845.12","catch_line":"Standards of conduct for public adjusters","url":"\/38.2-1845.12\/","token":"38.2\/18\/4.1\/38.2-1845.12","metadata":false},{"id":67841,"structure_id":14212,"section_number":"38.2-1845.13","catch_line":"Contract between public adjuster and insured","url":"\/38.2-1845.13\/","token":"38.2\/18\/4.1\/38.2-1845.13","metadata":false},{"id":76560,"structure_id":14212,"section_number":"38.2-1845.14","catch_line":"Fees","url":"\/38.2-1845.14\/","token":"38.2\/18\/4.1\/38.2-1845.14","metadata":false},{"id":80102,"structure_id":14212,"section_number":"38.2-1845.15","catch_line":"Record retention","url":"\/38.2-1845.15\/","token":"38.2\/18\/4.1\/38.2-1845.15","metadata":false},{"id":75597,"structure_id":14212,"section_number":"38.2-1845.16","catch_line":"Escrow or trust accounts","url":"\/38.2-1845.16\/","token":"38.2\/18\/4.1\/38.2-1845.16","metadata":false},{"id":67191,"structure_id":14212,"section_number":"38.2-1845.17","catch_line":"Requirement to report to Commission","url":"\/38.2-1845.17\/","token":"38.2\/18\/4.1\/38.2-1845.17","metadata":false},{"id":66974,"structure_id":14212,"section_number":"38.2-1845.18","catch_line":"Information security program","url":"\/38.2-1845.18\/","token":"38.2\/18\/4.1\/38.2-1845.18","metadata":false},{"id":70523,"structure_id":14212,"section_number":"38.2-1845.19","catch_line":"What laws applicable; rulemaking authority","url":"\/38.2-1845.19\/","token":"38.2\/18\/4.1\/38.2-1845.19","metadata":false},{"id":76889,"structure_id":14212,"section_number":"38.2-1845.2","catch_line":"License required of resident public adjusters","url":"\/38.2-1845.2\/","token":"38.2\/18\/4.1\/38.2-1845.2","metadata":false},{"id":61033,"structure_id":14212,"section_number":"38.2-1845.20","catch_line":"Immunities; confidentiality","url":"\/38.2-1845.20\/","token":"38.2\/18\/4.1\/38.2-1845.20","metadata":false},{"id":77035,"structure_id":14212,"section_number":"38.2-1845.21","catch_line":"Authority of Commission to delegate certain functions","url":"\/38.2-1845.21\/","token":"38.2\/18\/4.1\/38.2-1845.21","metadata":false},{"id":62705,"structure_id":14212,"section_number":"38.2-1845.22","catch_line":"Power of Commission to investigate affairs of persons engaged in the business of public adjusting; penalties for refusal to permit investigation","url":"\/38.2-1845.22\/","token":"38.2\/18\/4.1\/38.2-1845.22","metadata":false},{"id":65504,"structure_id":14212,"section_number":"38.2-1845.23","catch_line":"False information and advertising generally","url":"\/38.2-1845.23\/","token":"38.2\/18\/4.1\/38.2-1845.23","metadata":false},{"id":55407,"structure_id":14212,"section_number":"38.2-1845.3","catch_line":"Exemptions from article","url":"\/38.2-1845.3\/","token":"38.2\/18\/4.1\/38.2-1845.3","metadata":false},{"id":70584,"structure_id":14212,"section_number":"38.2-1845.4","catch_line":"Examinations","url":"\/38.2-1845.4\/","token":"38.2\/18\/4.1\/38.2-1845.4","metadata":false},{"id":65937,"structure_id":14212,"section_number":"38.2-1845.5","catch_line":"Licensing nonresidents; reciprocal agreements with other states and Canadian provinces","url":"\/38.2-1845.5\/","token":"38.2\/18\/4.1\/38.2-1845.5","metadata":false},{"id":86867,"structure_id":14212,"section_number":"38.2-1845.6","catch_line":"Individual moving into the Commonwealth from another state or Canadian province","url":"\/38.2-1845.6\/","token":"38.2\/18\/4.1\/38.2-1845.6","metadata":false},{"id":62133,"structure_id":14212,"section_number":"38.2-1845.7","catch_line":"Refusal to issue; hearing; new application","url":"\/38.2-1845.7\/","token":"38.2\/18\/4.1\/38.2-1845.7","metadata":false},{"id":59250,"structure_id":14212,"section_number":"38.2-1845.8","catch_line":"Renewal application and fee; reinstatement; waiver","url":"\/38.2-1845.8\/","token":"38.2\/18\/4.1\/38.2-1845.8","metadata":false},{"id":67352,"structure_id":14212,"section_number":"38.2-1845.9","catch_line":"Repealed","url":"\/38.2-1845.9\/","token":"38.2\/18\/4.1\/38.2-1845.9","metadata":false}],"previous_section":{"id":58484,"structure_id":14212,"section_number":"38.2-1845.1","catch_line":"Definitions","url":"\/38.2-1845.1\/","token":"38.2\/18\/4.1\/38.2-1845.1","metadata":false},"next_section":{"id":87101,"structure_id":14212,"section_number":"38.2-1845.11","catch_line":"Termination, suspension, or revocation of license","url":"\/38.2-1845.11\/","token":"38.2\/18\/4.1\/38.2-1845.11","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-1845.10\/","history_text":"

This law was first created in 2012. The record of its establishment is cataloged in chapters 734<\/a> and 735<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year.<\/p>","references":[{"id":76889,"section_number":"38.2-1845.2","catch_line":"License required of resident public adjusters","order_by":null,"url":"\/38.2-1845.2\/"}],"refers_to":[{"id":67191,"section_number":"38.2-1845.17","catch_line":"Requirement to report to Commission","order_by":null,"url":"\/38.2-1845.17\/"},{"id":64490,"section_number":"38.2-218","catch_line":"Penalties and restitution payments","order_by":null,"url":"\/38.2-218\/"},{"id":66905,"section_number":"38.2-500","catch_line":"Declaration of purpose","order_by":null,"url":"\/38.2-500\/"}],"permalink":{"id":212647,"object_type":"law","relational_id":73810,"identifier":"38.2-1845.10","token":"38.2\/18\/4.1\/38.2-1845.10","url":"\/38.2-1845.10\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-1845.10\/","token":"38.2\/18\/4.1\/38.2-1845.10","dublin_core":{"Title":"Grounds for placing on probation, refusal to issue or renew, revocation, or suspension of license","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-1845.10","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

The Commission<\/span> may, in addition to or in lieu of a penalty<\/span> imposed under \u00a7 38.2-218<\/a>, place on probation<\/span>, suspend, revoke, or refuse to issue<\/span> or renew any person<\/span>’s license<\/span> for any one or more of the following causes:<\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Providing materially incorrect, misleading, incomplete, or untrue information in the license<\/span> application or any other document filed<\/span> with the Commission<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Violating any insurance<\/span> laws<\/span> or violating any regulation, subpoena<\/span>, or order<\/span> of the Commission<\/span> or of another state<\/span>’s insurance<\/span> regulatory authority; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Obtaining or attempting to obtain a license<\/span> through misrepresentation or fraud<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> Improperly withholding, misappropriating, or converting any moneys or properties received in the course of doing business as a public adjuster<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

5.<\/span> Having been convicted of a felony<\/span>, a crime<\/span> of moral turpitude<\/span>, or any criminal offense<\/span> involving dishonesty or a breach of trust; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

6.<\/span> Having admitted or been found to have committed any insurance<\/span> unfair trade practice, as set forth in Chapter 5 (§ 38.2-500<\/a> et seq.), or fraud<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

7.<\/span> Using fraudulent, coercive, or dishonest practices or demonstrating incompetence or untrustworthiness in the conduct of business in the Commonwealth or elsewhere, or demonstrating financial irresponsibility in the handling of policyholder, agency, or insurance company<\/span> funds; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

8.<\/span> Having public adjuster<\/span> license<\/span>, or its equivalent, denied, suspended, or revoked in any other state<\/span>, province, district, or territory; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

9.<\/span> Intentionally misrepresenting the terms of an insurance contract<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

10.<\/span> Knowingly accepting public adjusting<\/span> business from an individual who unlawfully solicited business and who is not licensed but who is required to be licensed under this article; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

11.<\/span> Paying or sharing a commission<\/span>, fee, or other valuable consideration to a person<\/span> who is required to be licensed under this article and is not so licensed; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

12.<\/span> Forging another’s name to any document related to an insurance transaction; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

13.<\/span> Improperly using notes or any other reference material<\/span> to complete an examination for a public adjuster<\/span> license<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

14.<\/span> Failing to comply with an administrative or court order<\/span> imposing a child support obligation; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

15.<\/span> Failing to pay Virginia income tax or comply with any administrative or court order<\/span> directing payment of state<\/span> income tax; or <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

16.<\/span> Failing to report to the Commission<\/span> as required by § 38.2-1845.17<\/a>. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nGROUNDS FOR PLACING ON PROBATION, REFUSAL TO ISSUE OR RENEW, REVOCATION, OR\nSUSPENSION OF LICENSE (\u00a7 38.2-1845.10)\n\nThe Commission may, in addition to or in lieu of a penalty imposed under \u00a7\n38.2-218, place on probation, suspend, revoke, or refuse to issue or renew any\nperson’s license for any one or more of the following causes:\n\n1. Providing materially incorrect, misleading, incomplete, or untrue information\nin the license application or any other document filed with the Commission;\n\n2. Violating any insurance laws or violating any regulation, subpoena, or order\nof the Commission or of another state’s insurance regulatory authority;\n\n3. Obtaining or attempting to obtain a license through misrepresentation or\nfraud;\n\n4. Improperly withholding, misappropriating, or converting any moneys or\nproperties received in the course of doing business as a public adjuster;\n\n5. Having been convicted of a felony, a crime of moral turpitude, or any\ncriminal offense involving dishonesty or a breach of trust;\n\n6. Having admitted or been found to have committed any insurance unfair trade\npractice, as set forth in Chapter 5 (§ 38.2-500 et seq.), or fraud;\n\n7. Using fraudulent, coercive, or dishonest practices or demonstrating\nincompetence or untrustworthiness in the conduct of business in the Commonwealth\nor elsewhere, or demonstrating financial irresponsibility in the handling of\npolicyholder, agency, or insurance company funds;\n\n8. Having public adjuster license, or its equivalent, denied, suspended, or\nrevoked in any other state, province, district, or territory;\n\n9. Intentionally misrepresenting the terms of an insurance contract;\n\n10. Knowingly accepting public adjusting business from an individual who\nunlawfully solicited business and who is not licensed but who is required to be\nlicensed under this article;\n\n11. Paying or sharing a commission, fee, or other valuable consideration to a\nperson who is required to be licensed under this article and is not so licensed;\n\n12. Forging another’s name to any document related to an insurance\ntransaction;\n\n13. Improperly using notes or any other reference material to complete an\nexamination for a public adjuster license;\n\n14. Failing to comply with an administrative or court order imposing a child\nsupport obligation;\n\n15. Failing to pay Virginia income tax or comply with any administrative or\ncourt order directing payment of state income tax; or\n\n16. Failing to report to the Commission as required by § 38.2-1845.17.\n\nHISTORY: 2012, cc. 734, 735.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}