{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-1845.2.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-1845.2.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-1845.2.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-1845.2.html"}],"law_id":76889,"edition_id":1,"section_id":76889,"structure_id":14212,"section_number":"38.2-1845.2","catch_line":"License required of resident public adjusters","history":"2012, cc. 734, 735; 2016, c. 552; 2018, c. 131; 2019, c. 675; 2020, c. 225.","full_text":"A\n\nNo person shall engage in the business of public adjusting without first applying for and obtaining a license from the Commission, except as provided in § 38.2-1845.3.B\n\nEach individual applicant for a public adjuster license who is at least 18 years of age, who has satisfied the Commission that he (i) is of good character; (ii) has a reputation for honesty; (iii) has not committed any act that is a ground for the Commission to refuse to issue, deny, suspend, or revoke a public adjuster license as set forth in § 38.2-1845.10; and (iv) has complied successfully with the other requirements of this article is entitled to and shall receive a license under this chapter in the form and manner prescribed by the Commission. The Commission may require, for resident licensing, proof of residency as described in subsection B of § 38.2-1800.1.C\n\nEach individual applicant for a public adjuster license shall apply to the Commission in the form and manner prescribed by the Commission and shall provide satisfactory evidence of having met the following requirements:1\n\nEach applicant shall pass, within 183 calendar days prior to the date of application for such license, the public adjuster examination as required by the Commission pursuant to and in accordance with the requirements set forth in § 38.2-1845.4.2\n\nEach applicant for a public adjuster license shall submit a nonrefundable application processing fee in an amount and in a manner prescribed by the Commission at the time of initial application for such license. The fee shall be collected by the Commission and paid directly into the state treasury and credited to the fund for the maintenance of the Bureau of Insurance as provided in subsection B of § 38.2-400.3\n\nPrior to issuance of a license, each applicant shall attest that the applicant has, and thereafter shall keep in force for as long as the license remains in effect, a bond in favor of the Commonwealth in the amount of $50,000 with corporate sureties licensed by the Commission, on a form prescribed by the Commission. The bond shall be conditioned that the public adjuster will conduct business under the license in accordance with the laws of the Commonwealth. The bond shall not be terminated unless at least 60 calendar days’ prior written notice of the termination is filed with the Commission. If, prior to the expiration date of the bond, the licensed public adjuster fails to file with the Commission a certification or attestation that a new bond satisfying the requirements of this section has been put into effect, the public adjuster license shall terminate, and the licensee shall be required to satisfy any and all prelicensing requirements in order to apply for a new public adjuster license. The Commission may ask for a copy of the bond or other evidence of financial responsibility at any time.4\n\nEach individual applicant for a public adjuster license shall, at the time of applying for a new license, be fingerprinted in a form and manner prescribed by the Commission and shall provide personal descriptive information to be forwarded along with the applicant’s fingerprints through the Central Criminal Records Exchange to the Federal Bureau of Investigation for the purpose of obtaining criminal history record information regarding such applicant. The results of the state and national records search shall be forwarded to the Commissioner or the Commissioner’s designee, who shall be an employee of the Commission. The cost of fingerprinting and the criminal history record check shall be paid by the applicant. If an applicant’s application for a license is denied, the Commission shall provide a copy of the information obtained from the Central Criminal Records Exchange to the applicant upon request. The information provided to the Commission shall not be disseminated except as provided in this subsection.D\n\nExcept where prohibited by state or federal law, by submitting an application for license, the applicant shall be deemed to have appointed the Clerk of the Commission as the agent for service of process on the applicant in any action or proceeding arising in the Commonwealth out of or in connection with the exercise of the license. Such appointment of the Clerk of the Commission as agent for service of process shall be irrevocable during the period within which a cause of action against the applicant may arise out of transactions with respect to subjects of insurance in the Commonwealth. Service of process on the Clerk of the Commission shall conform to the provisions of Chapter 8 (§ 38.2-800 et seq.).E\n\nAny individual who acts as a public adjuster and who is also an officer, director, principal, or employee of a business entity acting as a public adjuster in the Commonwealth shall be required to hold an appropriate individual license as a public adjuster in the Commonwealth.F\n\nA business entity acting as a public adjuster is required to obtain a public adjuster license. Application shall be made in a form and manner acceptable to the Commission. Before approving the application, the Commission shall find that:1\n\nThe business entity has paid the fee prescribed by the Commission;2\n\nThe business entity has demonstrated proof of residency pursuant to subsection B of § 38.2-1800.1; and3\n\nThe business entity has designated an individual employee, officer, director, manager, member, or partner licensed in Virginia as a public adjuster to be responsible for the business entity’s compliance with the laws, rules, and regulations of the Commonwealth applicable to public adjusters.G\n\nPrior to issuance of a license, each entity shall attest that the entity has, and thereafter shall keep in force for as long as the license remains in effect, a bond in favor of the Commonwealth in the amount of $50,000 with corporate sureties licensed by the Commission, on a form prescribed by the Commission. The bond shall be conditioned that the public adjuster will conduct business under the license in accordance with the laws of the Commonwealth. The bond shall not be terminated unless at least 60 calendar days’ prior written notice of the termination is filed with the Commission. If, prior to the expiration date of the bond, the licensed public adjuster fails to file with the Commission a certification or attestation that a new bond satisfying the requirements of this section has been put into effect, the public adjuster license shall terminate, and the entity shall be required to satisfy any and all prelicensing requirements in order to apply for a new public adjuster license. The Commission may ask for a copy of the bond or other evidence of financial responsibility at any time.H\n\nThe Commission may require any documents reasonably necessary to verify the information contained in an application.","order_by":null,"text":{"0":{"id":275983,"text":"No person shall engage in the business of public adjusting without first applying for and obtaining a license from the Commission, except as provided in § 38.2-1845.3.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":275984,"text":"Each individual applicant for a public adjuster license who is at least 18 years of age, who has satisfied the Commission that he (i) is of good character; (ii) has a reputation for honesty; (iii) has not committed any act that is a ground for the Commission to refuse to issue, deny, suspend, or revoke a public adjuster license as set forth in § 38.2-1845.10; and (iv) has complied successfully with the other requirements of this article is entitled to and shall receive a license under this chapter in the form and manner prescribed by the Commission. The Commission may require, for resident licensing, proof of residency as described in subsection B of § 38.2-1800.1.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"C"},"2":{"id":275985,"text":"Each individual applicant for a public adjuster license shall apply to the Commission in the form and manner prescribed by the Commission and shall provide satisfactory evidence of having met the following requirements:","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B","next_prefix":"C1"},"3":{"id":275986,"text":"Each applicant shall pass, within 183 calendar days prior to the date of application for such license, the public adjuster examination as required by the Commission pursuant to and in accordance with the requirements set forth in § 38.2-1845.4.","type":"section","prefixes":["C","1"],"prefix":"1","entire_prefix":"C1","prefix_anchor":"C1","level":2,"prior_prefix":"C","next_prefix":"C2"},"4":{"id":275987,"text":"Each applicant for a public adjuster license shall submit a nonrefundable application processing fee in an amount and in a manner prescribed by the Commission at the time of initial application for such license. The fee shall be collected by the Commission and paid directly into the state treasury and credited to the fund for the maintenance of the Bureau of Insurance as provided in subsection B of § 38.2-400.","type":"section","prefixes":["C","2"],"prefix":"2","entire_prefix":"C2","prefix_anchor":"C2","level":2,"prior_prefix":"C1","next_prefix":"C3"},"5":{"id":275988,"text":"Prior to issuance of a license, each applicant shall attest that the applicant has, and thereafter shall keep in force for as long as the license remains in effect, a bond in favor of the Commonwealth in the amount of $50,000 with corporate sureties licensed by the Commission, on a form prescribed by the Commission. The bond shall be conditioned that the public adjuster will conduct business under the license in accordance with the laws of the Commonwealth. The bond shall not be terminated unless at least 60 calendar days’ prior written notice of the termination is filed with the Commission. If, prior to the expiration date of the bond, the licensed public adjuster fails to file with the Commission a certification or attestation that a new bond satisfying the requirements of this section has been put into effect, the public adjuster license shall terminate, and the licensee shall be required to satisfy any and all prelicensing requirements in order to apply for a new public adjuster license. The Commission may ask for a copy of the bond or other evidence of financial responsibility at any time.","type":"section","prefixes":["C","3"],"prefix":"3","entire_prefix":"C3","prefix_anchor":"C3","level":2,"prior_prefix":"C2","next_prefix":"C4"},"6":{"id":275989,"text":"Each individual applicant for a public adjuster license shall, at the time of applying for a new license, be fingerprinted in a form and manner prescribed by the Commission and shall provide personal descriptive information to be forwarded along with the applicant’s fingerprints through the Central Criminal Records Exchange to the Federal Bureau of Investigation for the purpose of obtaining criminal history record information regarding such applicant. The results of the state and national records search shall be forwarded to the Commissioner or the Commissioner’s designee, who shall be an employee of the Commission. The cost of fingerprinting and the criminal history record check shall be paid by the applicant. If an applicant’s application for a license is denied, the Commission shall provide a copy of the information obtained from the Central Criminal Records Exchange to the applicant upon request. The information provided to the Commission shall not be disseminated except as provided in this subsection.","type":"section","prefixes":["C","4"],"prefix":"4","entire_prefix":"C4","prefix_anchor":"C4","level":2,"prior_prefix":"C3","next_prefix":"D"},"7":{"id":275990,"text":"Except where prohibited by state or federal law, by submitting an application for license, the applicant shall be deemed to have appointed the Clerk of the Commission as the agent for service of process on the applicant in any action or proceeding arising in the Commonwealth out of or in connection with the exercise of the license. Such appointment of the Clerk of the Commission as agent for service of process shall be irrevocable during the period within which a cause of action against the applicant may arise out of transactions with respect to subjects of insurance in the Commonwealth. Service of process on the Clerk of the Commission shall conform to the provisions of Chapter 8 (§ 38.2-800 et seq.).","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C4","next_prefix":"E"},"8":{"id":275991,"text":"Any individual who acts as a public adjuster and who is also an officer, director, principal, or employee of a business entity acting as a public adjuster in the Commonwealth shall be required to hold an appropriate individual license as a public adjuster in the Commonwealth.","type":"section","prefixes":["E"],"prefix":"E","entire_prefix":"E","prefix_anchor":"E","level":1,"prior_prefix":"D","next_prefix":"F"},"9":{"id":275992,"text":"A business entity acting as a public adjuster is required to obtain a public adjuster license. Application shall be made in a form and manner acceptable to the Commission. Before approving the application, the Commission shall find that:","type":"section","prefixes":["F"],"prefix":"F","entire_prefix":"F","prefix_anchor":"F","level":1,"prior_prefix":"E","next_prefix":"F1"},"10":{"id":275993,"text":"The business entity has paid the fee prescribed by the Commission;","type":"section","prefixes":["F","1"],"prefix":"1","entire_prefix":"F1","prefix_anchor":"F1","level":2,"prior_prefix":"F","next_prefix":"F2"},"11":{"id":275994,"text":"The business entity has demonstrated proof of residency pursuant to subsection B of § 38.2-1800.1; and","type":"section","prefixes":["F","2"],"prefix":"2","entire_prefix":"F2","prefix_anchor":"F2","level":2,"prior_prefix":"F1","next_prefix":"F3"},"12":{"id":275995,"text":"The business entity has designated an individual employee, officer, director, manager, member, or partner licensed in Virginia as a public adjuster to be responsible for the business entity’s compliance with the laws, rules, and regulations of the Commonwealth applicable to public adjusters.","type":"section","prefixes":["F","3"],"prefix":"3","entire_prefix":"F3","prefix_anchor":"F3","level":2,"prior_prefix":"F2","next_prefix":"G"},"13":{"id":275996,"text":"Prior to issuance of a license, each entity shall attest that the entity has, and thereafter shall keep in force for as long as the license remains in effect, a bond in favor of the Commonwealth in the amount of $50,000 with corporate sureties licensed by the Commission, on a form prescribed by the Commission. The bond shall be conditioned that the public adjuster will conduct business under the license in accordance with the laws of the Commonwealth. The bond shall not be terminated unless at least 60 calendar days’ prior written notice of the termination is filed with the Commission. If, prior to the expiration date of the bond, the licensed public adjuster fails to file with the Commission a certification or attestation that a new bond satisfying the requirements of this section has been put into effect, the public adjuster license shall terminate, and the entity shall be required to satisfy any and all prelicensing requirements in order to apply for a new public adjuster license. The Commission may ask for a copy of the bond or other evidence of financial responsibility at any time.","type":"section","prefixes":["G"],"prefix":"G","entire_prefix":"G","prefix_anchor":"G","level":1,"prior_prefix":"F3","next_prefix":"H"},"14":{"id":275997,"text":"The Commission may require any documents reasonably necessary to verify the information contained in an application.","type":"section","prefixes":["H"],"prefix":"H","entire_prefix":"H","prefix_anchor":"H","level":1,"prior_prefix":"G"}},"ancestry":[{"id":14212,"edition_id":1,"name":"Licensing of Public Adjusters","identifier":"4.1","label":"article","depth":3,"order_by":1,"parent_id":13203,"metadata":{},"date_created":"2026-06-26 03:47:17","date_modified":"2026-06-26 03:47:17","permalink":{"id":212641,"object_type":"structure","relational_id":14212,"identifier":"4.1","token":"38.2\/18\/4.1","url":"\/38.2\/18\/4.1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13203,"edition_id":1,"name":"Insurance Agents","identifier":"18","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:26","date_modified":"2026-06-26 03:44:26","permalink":{"id":212411,"object_type":"structure","relational_id":13203,"identifier":"18","token":"38.2\/18","url":"\/38.2\/18\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":58484,"structure_id":14212,"section_number":"38.2-1845.1","catch_line":"Definitions","url":"\/38.2-1845.1\/","token":"38.2\/18\/4.1\/38.2-1845.1","metadata":false},{"id":73810,"structure_id":14212,"section_number":"38.2-1845.10","catch_line":"Grounds for placing on probation, refusal to issue or renew, revocation, or suspension of license","url":"\/38.2-1845.10\/","token":"38.2\/18\/4.1\/38.2-1845.10","metadata":false},{"id":87101,"structure_id":14212,"section_number":"38.2-1845.11","catch_line":"Termination, suspension, or revocation of license","url":"\/38.2-1845.11\/","token":"38.2\/18\/4.1\/38.2-1845.11","metadata":false},{"id":75278,"structure_id":14212,"section_number":"38.2-1845.12","catch_line":"Standards of conduct for public adjusters","url":"\/38.2-1845.12\/","token":"38.2\/18\/4.1\/38.2-1845.12","metadata":false},{"id":67841,"structure_id":14212,"section_number":"38.2-1845.13","catch_line":"Contract between public adjuster and insured","url":"\/38.2-1845.13\/","token":"38.2\/18\/4.1\/38.2-1845.13","metadata":false},{"id":76560,"structure_id":14212,"section_number":"38.2-1845.14","catch_line":"Fees","url":"\/38.2-1845.14\/","token":"38.2\/18\/4.1\/38.2-1845.14","metadata":false},{"id":80102,"structure_id":14212,"section_number":"38.2-1845.15","catch_line":"Record retention","url":"\/38.2-1845.15\/","token":"38.2\/18\/4.1\/38.2-1845.15","metadata":false},{"id":75597,"structure_id":14212,"section_number":"38.2-1845.16","catch_line":"Escrow or trust accounts","url":"\/38.2-1845.16\/","token":"38.2\/18\/4.1\/38.2-1845.16","metadata":false},{"id":67191,"structure_id":14212,"section_number":"38.2-1845.17","catch_line":"Requirement to report to Commission","url":"\/38.2-1845.17\/","token":"38.2\/18\/4.1\/38.2-1845.17","metadata":false},{"id":66974,"structure_id":14212,"section_number":"38.2-1845.18","catch_line":"Information security program","url":"\/38.2-1845.18\/","token":"38.2\/18\/4.1\/38.2-1845.18","metadata":false},{"id":70523,"structure_id":14212,"section_number":"38.2-1845.19","catch_line":"What laws applicable; rulemaking authority","url":"\/38.2-1845.19\/","token":"38.2\/18\/4.1\/38.2-1845.19","metadata":false},{"id":76889,"structure_id":14212,"section_number":"38.2-1845.2","catch_line":"License required of resident public adjusters","url":"\/38.2-1845.2\/","token":"38.2\/18\/4.1\/38.2-1845.2","metadata":false},{"id":61033,"structure_id":14212,"section_number":"38.2-1845.20","catch_line":"Immunities; confidentiality","url":"\/38.2-1845.20\/","token":"38.2\/18\/4.1\/38.2-1845.20","metadata":false},{"id":77035,"structure_id":14212,"section_number":"38.2-1845.21","catch_line":"Authority of Commission to delegate certain functions","url":"\/38.2-1845.21\/","token":"38.2\/18\/4.1\/38.2-1845.21","metadata":false},{"id":62705,"structure_id":14212,"section_number":"38.2-1845.22","catch_line":"Power of Commission to investigate affairs of persons engaged in the business of public adjusting; penalties for refusal to permit investigation","url":"\/38.2-1845.22\/","token":"38.2\/18\/4.1\/38.2-1845.22","metadata":false},{"id":65504,"structure_id":14212,"section_number":"38.2-1845.23","catch_line":"False information and advertising generally","url":"\/38.2-1845.23\/","token":"38.2\/18\/4.1\/38.2-1845.23","metadata":false},{"id":55407,"structure_id":14212,"section_number":"38.2-1845.3","catch_line":"Exemptions from article","url":"\/38.2-1845.3\/","token":"38.2\/18\/4.1\/38.2-1845.3","metadata":false},{"id":70584,"structure_id":14212,"section_number":"38.2-1845.4","catch_line":"Examinations","url":"\/38.2-1845.4\/","token":"38.2\/18\/4.1\/38.2-1845.4","metadata":false},{"id":65937,"structure_id":14212,"section_number":"38.2-1845.5","catch_line":"Licensing nonresidents; reciprocal agreements with other states and Canadian provinces","url":"\/38.2-1845.5\/","token":"38.2\/18\/4.1\/38.2-1845.5","metadata":false},{"id":86867,"structure_id":14212,"section_number":"38.2-1845.6","catch_line":"Individual moving into the Commonwealth from another state or Canadian province","url":"\/38.2-1845.6\/","token":"38.2\/18\/4.1\/38.2-1845.6","metadata":false},{"id":62133,"structure_id":14212,"section_number":"38.2-1845.7","catch_line":"Refusal to issue; hearing; new application","url":"\/38.2-1845.7\/","token":"38.2\/18\/4.1\/38.2-1845.7","metadata":false},{"id":59250,"structure_id":14212,"section_number":"38.2-1845.8","catch_line":"Renewal application and fee; reinstatement; waiver","url":"\/38.2-1845.8\/","token":"38.2\/18\/4.1\/38.2-1845.8","metadata":false},{"id":67352,"structure_id":14212,"section_number":"38.2-1845.9","catch_line":"Repealed","url":"\/38.2-1845.9\/","token":"38.2\/18\/4.1\/38.2-1845.9","metadata":false}],"previous_section":{"id":70523,"structure_id":14212,"section_number":"38.2-1845.19","catch_line":"What laws applicable; rulemaking authority","url":"\/38.2-1845.19\/","token":"38.2\/18\/4.1\/38.2-1845.19","metadata":false},"next_section":{"id":61033,"structure_id":14212,"section_number":"38.2-1845.20","catch_line":"Immunities; confidentiality","url":"\/38.2-1845.20\/","token":"38.2\/18\/4.1\/38.2-1845.20","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-1845.2\/","history_text":"

This law was first created in 2012. The record of its establishment is cataloged in chapters 734<\/a> and 735<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. It has been modified 4 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 2016, chapter 552<\/a>; in 2018, chapter 131<\/a>; in 2019, chapter 675<\/a>; in 2020, chapter 225<\/a>.<\/p>","references":[{"id":87101,"section_number":"38.2-1845.11","catch_line":"Termination, suspension, or revocation of license","order_by":null,"url":"\/38.2-1845.11\/"},{"id":67841,"section_number":"38.2-1845.13","catch_line":"Contract between public adjuster and insured","order_by":null,"url":"\/38.2-1845.13\/"},{"id":65937,"section_number":"38.2-1845.5","catch_line":"Licensing nonresidents; reciprocal agreements with other states and Canadian provinces","order_by":null,"url":"\/38.2-1845.5\/"},{"id":86867,"section_number":"38.2-1845.6","catch_line":"Individual moving into the Commonwealth from another state or Canadian province","order_by":null,"url":"\/38.2-1845.6\/"},{"id":84359,"section_number":"38.2-1869","catch_line":"Failure to satisfy requirements; termination of license","order_by":null,"url":"\/38.2-1869\/"}],"refers_to":[{"id":66272,"section_number":"38.2-1800.1","catch_line":"Proof of residency","order_by":null,"url":"\/38.2-1800.1\/"},{"id":73810,"section_number":"38.2-1845.10","catch_line":"Grounds for placing on probation, refusal to issue or renew, revocation, or suspension of license","order_by":null,"url":"\/38.2-1845.10\/"},{"id":54065,"section_number":"38.2-800","catch_line":"Definition","order_by":null,"url":"\/38.2-800\/"}],"permalink":{"id":212687,"object_type":"law","relational_id":76889,"identifier":"38.2-1845.2","token":"38.2\/18\/4.1\/38.2-1845.2","url":"\/38.2-1845.2\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-1845.2\/","token":"38.2\/18\/4.1\/38.2-1845.2","dublin_core":{"Title":"License required of resident public adjusters","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-1845.2","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> No person<\/span> shall engage in the business of public adjusting<\/span> without first applying for and obtaining a license<\/span> from the Commission<\/span>, except as provided in § 38.2-1845.3<\/a>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> Each individual applicant for a public adjuster<\/span> license<\/span> who is at least 18 years of age, who has satisfied the Commission<\/span> that he (i) is of good character; (ii) has a reputation for honesty; (iii) has not committed any act that is a ground for the Commission<\/span> to refuse to issue<\/span>, deny, suspend, or revoke a public adjuster<\/span> license<\/span> as set forth in § 38.2-1845.10<\/a>; and (iv) has complied successfully with the other requirements of this article is entitled to and shall receive a license<\/span> under this chapter in the form and manner prescribed by the Commission<\/span>. The Commission<\/span> may require, for resident<\/span> licensing, proof of residency as described in subsection B of § 38.2-1800.1<\/a>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> Each individual applicant for a public adjuster<\/span> license<\/span> shall apply to the Commission<\/span> in the form and manner prescribed by the Commission<\/span> and shall provide satisfactory evidence<\/span> of having met the following requirements: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Each applicant shall pass, within 183 calendar days prior to the date of application for such license<\/span>, the public adjuster<\/span> examination as required by the Commission<\/span> pursuant to and in accordance with the requirements set forth in § 38.2-1845.4<\/a>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Each applicant for a public adjuster<\/span> license<\/span> shall submit a nonrefundable application processing fee in an amount and in a manner prescribed by the Commission<\/span> at the time of initial application for such license<\/span>. The fee shall be collected by the Commission<\/span> and paid directly into the state<\/span> treasury and credited to the fund for the maintenance of the Bureau of Insurance<\/span> as provided in subsection B of § 38.2-400<\/a>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Prior to issuance of a license<\/span>, each applicant shall attest that the applicant has, and thereafter shall keep in force for as long as the license<\/span> remains in effect, a bond<\/span> in favor of the Commonwealth in the amount of $50,000 with corporate sureties licensed by the Commission<\/span>, on a form prescribed by the Commission<\/span>. The bond<\/span> shall be conditioned that the public adjuster<\/span> will conduct business under the license<\/span> in accordance with the laws<\/span> of the Commonwealth. The bond<\/span> shall not be terminated unless at least 60 calendar days’ prior written notice of the termination is filed<\/span> with the Commission<\/span>. If, prior to the expiration date of the bond<\/span>, the licensed public adjuster<\/span> fails to file with the Commission<\/span> a certification or attestation that a new bond<\/span> satisfying the requirements of this section has been put into effect, the public adjuster<\/span> license<\/span> shall terminate<\/span>, and the licensee shall be required to satisfy any and all prelicensing requirements in order<\/span> to apply for a new public adjuster<\/span> license<\/span>. The Commission<\/span> may ask for a copy of the bond<\/span> or other evidence<\/span> of financial responsibility at any time. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> Each individual applicant for a public adjuster<\/span> license<\/span> shall, at the time of applying for a new license<\/span>, be fingerprinted in a form and manner prescribed by the Commission<\/span> and shall provide personal descriptive information to be forwarded along with the applicant’s fingerprints through the Central Criminal Records Exchange to the Federal Bureau of Investigation for the purpose of obtaining criminal history record information regarding such applicant. The results of the state<\/span> and national records search shall be forwarded to the Commissioner<\/span> or the Commissioner<\/span>’s designee, who shall be an employee of the Commission<\/span>. The cost of fingerprinting and the criminal history record check shall be paid by the applicant. If an applicant’s application for a license<\/span> is denied, the Commission<\/span> shall provide a copy of the information obtained from the Central Criminal Records Exchange to the applicant upon request. The information provided to the Commission<\/span> shall not be disseminated except as provided in this subsection. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

D.<\/span> Except where prohibited by state<\/span> or federal law<\/span>, by submitting an application for license<\/span>, the applicant shall be deemed to have appointed the Clerk of the Commission<\/span> as the agent for service of process<\/span> on the applicant in any action or proceeding arising in the Commonwealth out of or in connection with the exercise of the license<\/span>. Such appointment of the Clerk of the Commission<\/span> as agent for service of process<\/span> shall be irrevocable during the period within which a cause of action<\/span> against the applicant may arise out of transactions with respect to subjects of insurance in the Commonwealth. Service of process<\/span> on the Clerk of the Commission<\/span> shall conform to the provisions of Chapter 8 (§ 38.2-800<\/a> et seq.). <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

E.<\/span> Any individual who acts as a public adjuster<\/span> and who is also an officer, director, principal, or employee of a business entity<\/span> acting as a public adjuster<\/span> in the Commonwealth shall be required to hold an appropriate individual license<\/span> as a public adjuster<\/span> in the Commonwealth. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

F.<\/span> A business entity<\/span> acting as a public adjuster<\/span> is required to obtain a public adjuster<\/span> license<\/span>. Application shall be made in a form and manner acceptable to the Commission<\/span>. Before approving the application, the Commission<\/span> shall find that: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> The business entity<\/span> has paid the fee prescribed by the Commission<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> The business entity<\/span> has demonstrated proof of residency pursuant to subsection B of § 38.2-1800.1<\/a>; and <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> The business entity<\/span> has designated an individual employee, officer, director, manager, member, or partner licensed in Virginia as a public adjuster<\/span> to be responsible for the business entity<\/span>’s compliance with the laws<\/span>, rules, and regulations of the Commonwealth applicable to public adjusters<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

G.<\/span> Prior to issuance of a license<\/span>, each entity shall attest that the entity has, and thereafter shall keep in force for as long as the license<\/span> remains in effect, a bond<\/span> in favor of the Commonwealth in the amount of $50,000 with corporate sureties licensed by the Commission<\/span>, on a form prescribed by the Commission<\/span>. The bond<\/span> shall be conditioned that the public adjuster<\/span> will conduct business under the license<\/span> in accordance with the laws<\/span> of the Commonwealth. The bond<\/span> shall not be terminated unless at least 60 calendar days’ prior written notice of the termination is filed<\/span> with the Commission<\/span>. If, prior to the expiration date of the bond<\/span>, the licensed public adjuster<\/span> fails to file with the Commission<\/span> a certification or attestation that a new bond<\/span> satisfying the requirements of this section has been put into effect, the public adjuster<\/span> license<\/span> shall terminate<\/span>, and the entity shall be required to satisfy any and all prelicensing requirements in order<\/span> to apply for a new public adjuster<\/span> license<\/span>. The Commission<\/span> may ask for a copy of the bond<\/span> or other evidence<\/span> of financial responsibility at any time. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

H.<\/span> The Commission<\/span> may require any documents reasonably necessary to verify the information contained in an application. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nLICENSE REQUIRED OF RESIDENT PUBLIC ADJUSTERS (\u00a7 38.2-1845.2)\n\nA. No person shall engage in the business of public adjusting without first\napplying for and obtaining a license from the Commission, except as provided in\n§ 38.2-1845.3.\n\nB. Each individual applicant for a public adjuster license who is at least 18\nyears of age, who has satisfied the Commission that he (i) is of good character;\n(ii) has a reputation for honesty; (iii) has not committed any act that is a\nground for the Commission to refuse to issue, deny, suspend, or revoke a public\nadjuster license as set forth in § 38.2-1845.10; and (iv) has complied\nsuccessfully with the other requirements of this article is entitled to and\nshall receive a license under this chapter in the form and manner prescribed by\nthe Commission. The Commission may require, for resident licensing, proof of\nresidency as described in subsection B of § 38.2-1800.1.\n\nC. Each individual applicant for a public adjuster license shall apply to the\nCommission in the form and manner prescribed by the Commission and shall provide\nsatisfactory evidence of having met the following requirements:\n\n 1. Each applicant shall pass, within 183 calendar days prior to the date of\n application for such license, the public adjuster examination as required by\n the Commission pursuant to and in accordance with the requirements set forth\n in § 38.2-1845.4.\n\n 2. Each applicant for a public adjuster license shall submit a nonrefundable\n application processing fee in an amount and in a manner prescribed by the\n Commission at the time of initial application for such license. The fee shall\n be collected by the Commission and paid directly into the state treasury and\n credited to the fund for the maintenance of the Bureau of Insurance as\n provided in subsection B of § 38.2-400.\n\n 3. Prior to issuance of a license, each applicant shall attest that the\n applicant has, and thereafter shall keep in force for as long as the license\n remains in effect, a bond in favor of the Commonwealth in the amount of\n $50,000 with corporate sureties licensed by the Commission, on a form\n prescribed by the Commission. The bond shall be conditioned that the public\n adjuster will conduct business under the license in accordance with the laws\n of the Commonwealth. The bond shall not be terminated unless at least 60\n calendar days’ prior written notice of the termination is filed with the\n Commission. If, prior to the expiration date of the bond, the licensed public\n adjuster fails to file with the Commission a certification or attestation that\n a new bond satisfying the requirements of this section has been put into\n effect, the public adjuster license shall terminate, and the licensee shall be\n required to satisfy any and all prelicensing requirements in order to apply\n for a new public adjuster license. The Commission may ask for a copy of the\n bond or other evidence of financial responsibility at any time.\n\n 4. Each individual applicant for a public adjuster license shall, at the time\n of applying for a new license, be fingerprinted in a form and manner\n prescribed by the Commission and shall provide personal descriptive\n information to be forwarded along with the applicant’s fingerprints\n through the Central Criminal Records Exchange to the Federal Bureau of\n Investigation for the purpose of obtaining criminal history record information\n regarding such applicant. The results of the state and national records search\n shall be forwarded to the Commissioner or the Commissioner’s designee,\n who shall be an employee of the Commission. The cost of fingerprinting and the\n criminal history record check shall be paid by the applicant. If an\n applicant’s application for a license is denied, the Commission shall\n provide a copy of the information obtained from the Central Criminal Records\n Exchange to the applicant upon request. The information provided to the\n Commission shall not be disseminated except as provided in this subsection.\n\nD. Except where prohibited by state or federal law, by submitting an application\nfor license, the applicant shall be deemed to have appointed the Clerk of the\nCommission as the agent for service of process on the applicant in any action or\nproceeding arising in the Commonwealth out of or in connection with the exercise\nof the license. Such appointment of the Clerk of the Commission as agent for\nservice of process shall be irrevocable during the period within which a cause\nof action against the applicant may arise out of transactions with respect to\nsubjects of insurance in the Commonwealth. Service of process on the Clerk of\nthe Commission shall conform to the provisions of Chapter 8 (§ 38.2-800 et\nseq.).\n\nE. Any individual who acts as a public adjuster and who is also an officer,\ndirector, principal, or employee of a business entity acting as a public\nadjuster in the Commonwealth shall be required to hold an appropriate individual\nlicense as a public adjuster in the Commonwealth.\n\nF. A business entity acting as a public adjuster is required to obtain a public\nadjuster license. Application shall be made in a form and manner acceptable to\nthe Commission. Before approving the application, the Commission shall find\nthat:\n\n 1. The business entity has paid the fee prescribed by the Commission;\n\n 2. The business entity has demonstrated proof of residency pursuant to\n subsection B of § 38.2-1800.1; and\n\n 3. The business entity has designated an individual employee, officer,\n director, manager, member, or partner licensed in Virginia as a public\n adjuster to be responsible for the business entity’s compliance with the\n laws, rules, and regulations of the Commonwealth applicable to public\n adjusters.\n\nG. Prior to issuance of a license, each entity shall attest that the entity has,\nand thereafter shall keep in force for as long as the license remains in effect,\na bond in favor of the Commonwealth in the amount of $50,000 with corporate\nsureties licensed by the Commission, on a form prescribed by the Commission. The\nbond shall be conditioned that the public adjuster will conduct business under\nthe license in accordance with the laws of the Commonwealth. The bond shall not\nbe terminated unless at least 60 calendar days’ prior written notice of\nthe termination is filed with the Commission. If, prior to the expiration date\nof the bond, the licensed public adjuster fails to file with the Commission a\ncertification or attestation that a new bond satisfying the requirements of this\nsection has been put into effect, the public adjuster license shall terminate,\nand the entity shall be required to satisfy any and all prelicensing\nrequirements in order to apply for a new public adjuster license. The Commission\nmay ask for a copy of the bond or other evidence of financial responsibility at\nany time.\n\nH. The Commission may require any documents reasonably necessary to verify the\ninformation contained in an application.\n\nHISTORY: 2012, cc. 734, 735; 2016, c. 552; 2018, c. 131; 2019, c. 675; 2020, c.\n225.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}