{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-1877.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-1877.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-1877.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-1877.html"}],"law_id":71453,"edition_id":1,"section_id":71453,"structure_id":13455,"section_number":"38.2-1877","catch_line":"Requirements for sale of portable electronics insurance","history":"2011, c. 222; 2019, c. 523.","full_text":"A\n\nAt every location where portable electronics insurance is offered to customers, the vendor shall make available to a prospective customer brochures or other written materials that:1\n\nDisclose that portable electronics insurance may provide a duplication of coverage already provided by a customer’s homeowner’s insurance policy, renter’s insurance policy, or other source of coverage;2\n\nState that the purchase of coverage by a customer of portable electronics insurance is not required in order to purchase or lease portable electronics or services;3\n\nSummarize the material terms of the insurance coverage, including: (i) the identity of the insurer; (ii) the amount of any applicable deductible and how it is to be paid; (iii) benefits of the coverage; and (iv) key terms and conditions of coverage such as whether portable electronics may be repaired or replaced with similar make and model reconditioned or nonoriginal manufacturer parts or equipment; and4\n\nSummarize the process for filing a claim, including a description of (i) any requirements to return portable electronics and the maximum fee applicable in the event the customer fails to comply with any equipment return requirements and (ii) proof of loss requirements.B\n\nPortable electronics insurance may be offered on a month-to-month or other periodic basis as an individual policy or a group or master commercial inland marine policy issued to a vendor of portable electronics under which the individual customer may elect to purchase coverage.C\n\nAn insurer or vendor of portable electronics insurance may issue notices and correspondence by mail or by electronic means as set forth in this subsection. The consumer may provide an electronic mail address to the insurer or vendor of portable electronics which shall be considered to be the customer’s consent to receive notices and correspondence by electronic means so long as a disclosure to that effect is provided to the customer within 30 days following the purchase of portable electronics insurance.","order_by":null,"text":{"0":{"id":257580,"text":"At every location where portable electronics insurance is offered to customers, the vendor shall make available to a prospective customer brochures or other written materials that:","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"A1"},"1":{"id":257581,"text":"Disclose that portable electronics insurance may provide a duplication of coverage already provided by a customer’s homeowner’s insurance policy, renter’s insurance policy, or other source of coverage;","type":"section","prefixes":["A","1"],"prefix":"1","entire_prefix":"A1","prefix_anchor":"A1","level":2,"prior_prefix":"A","next_prefix":"A2"},"2":{"id":257582,"text":"State that the purchase of coverage by a customer of portable electronics insurance is not required in order to purchase or lease portable electronics or services;","type":"section","prefixes":["A","2"],"prefix":"2","entire_prefix":"A2","prefix_anchor":"A2","level":2,"prior_prefix":"A1","next_prefix":"A3"},"3":{"id":257583,"text":"Summarize the material terms of the insurance coverage, including: (i) the identity of the insurer; (ii) the amount of any applicable deductible and how it is to be paid; (iii) benefits of the coverage; and (iv) key terms and conditions of coverage such as whether portable electronics may be repaired or replaced with similar make and model reconditioned or nonoriginal manufacturer parts or equipment; and","type":"section","prefixes":["A","3"],"prefix":"3","entire_prefix":"A3","prefix_anchor":"A3","level":2,"prior_prefix":"A2","next_prefix":"A4"},"4":{"id":257584,"text":"Summarize the process for filing a claim, including a description of (i) any requirements to return portable electronics and the maximum fee applicable in the event the customer fails to comply with any equipment return requirements and (ii) proof of loss requirements.","type":"section","prefixes":["A","4"],"prefix":"4","entire_prefix":"A4","prefix_anchor":"A4","level":2,"prior_prefix":"A3","next_prefix":"B"},"5":{"id":257585,"text":"Portable electronics insurance may be offered on a month-to-month or other periodic basis as an individual policy or a group or master commercial inland marine policy issued to a vendor of portable electronics under which the individual customer may elect to purchase coverage.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A4","next_prefix":"C"},"6":{"id":257586,"text":"An insurer or vendor of portable electronics insurance may issue notices and correspondence by mail or by electronic means as set forth in this subsection. The consumer may provide an electronic mail address to the insurer or vendor of portable electronics which shall be considered to be the customer’s consent to receive notices and correspondence by electronic means so long as a disclosure to that effect is provided to the customer within 30 days following the purchase of portable electronics insurance.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B"}},"ancestry":[{"id":13455,"edition_id":1,"name":"Portable Electronics Insurance","identifier":"8","label":"article","depth":3,"order_by":1,"parent_id":13203,"metadata":{},"date_created":"2026-06-26 03:44:55","date_modified":"2026-06-26 03:44:55","permalink":{"id":212855,"object_type":"structure","relational_id":13455,"identifier":"8","token":"38.2\/18\/8","url":"\/38.2\/18\/8\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13203,"edition_id":1,"name":"Insurance Agents","identifier":"18","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:26","date_modified":"2026-06-26 03:44:26","permalink":{"id":212411,"object_type":"structure","relational_id":13203,"identifier":"18","token":"38.2\/18","url":"\/38.2\/18\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":71014,"structure_id":13455,"section_number":"38.2-1875","catch_line":"Definitions","url":"\/38.2-1875\/","token":"38.2\/18\/8\/38.2-1875","metadata":false},{"id":85248,"structure_id":13455,"section_number":"38.2-1876","catch_line":"Licensure of vendors","url":"\/38.2-1876\/","token":"38.2\/18\/8\/38.2-1876","metadata":false},{"id":71453,"structure_id":13455,"section_number":"38.2-1877","catch_line":"Requirements for sale of portable electronics insurance","url":"\/38.2-1877\/","token":"38.2\/18\/8\/38.2-1877","metadata":false},{"id":56345,"structure_id":13455,"section_number":"38.2-1878","catch_line":"Authority of vendors of portable electronics","url":"\/38.2-1878\/","token":"38.2\/18\/8\/38.2-1878","metadata":false},{"id":54415,"structure_id":13455,"section_number":"38.2-1879","catch_line":"Suspension or revocation of license","url":"\/38.2-1879\/","token":"38.2\/18\/8\/38.2-1879","metadata":false},{"id":79163,"structure_id":13455,"section_number":"38.2-1880","catch_line":"What laws applicable; rulemaking authority","url":"\/38.2-1880\/","token":"38.2\/18\/8\/38.2-1880","metadata":false}],"previous_section":{"id":85248,"structure_id":13455,"section_number":"38.2-1876","catch_line":"Licensure of vendors","url":"\/38.2-1876\/","token":"38.2\/18\/8\/38.2-1876","metadata":false},"next_section":{"id":56345,"structure_id":13455,"section_number":"38.2-1878","catch_line":"Authority of vendors of portable electronics","url":"\/38.2-1878\/","token":"38.2\/18\/8\/38.2-1878","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-1877\/","history_text":"

This law was first created in 2011. The record of its establishment is cataloged in chapter 222<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 2019, chapter 523<\/a>.<\/p>","references":[{"id":56345,"section_number":"38.2-1878","catch_line":"Authority of vendors of portable electronics","order_by":null,"url":"\/38.2-1878\/"}],"refers_to":false,"permalink":{"id":212865,"object_type":"law","relational_id":71453,"identifier":"38.2-1877","token":"38.2\/18\/8\/38.2-1877","url":"\/38.2-1877\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-1877\/","token":"38.2\/18\/8\/38.2-1877","dublin_core":{"Title":"Requirements for sale of portable electronics insurance","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-1877","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> At every location where portable electronics insurance<\/span> is offered to customers<\/span>, the vendor<\/span> shall make available to a prospective customer<\/span> brochures or other written materials<\/span> that: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Disclose that portable electronics insurance<\/span> may provide a duplication of coverage already provided by a customer<\/span>’s homeowner’s insurance policy, renter’s insurance policy, or other source of coverage; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> State<\/span> that the purchase of coverage by a customer<\/span> of portable electronics insurance<\/span> is not required in order<\/span> to purchase or lease portable electronics or services; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Summarize the material<\/span> terms of the insurance coverage, including: (i) the identity of the insurer<\/span>; (ii) the amount of any applicable deductible and how it is to be paid; (iii) benefits of the coverage; and (iv) key terms and conditions of coverage such as whether portable electronics may be repaired or replaced with similar make and model reconditioned or nonoriginal manufacturer parts or equipment; and <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> Summarize the process for filing a claim, including a description of (i) any requirements to return portable electronics and the maximum fee applicable in the event the customer<\/span> fails to comply with any equipment return requirements and (ii) proof of loss requirements. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> Portable electronics insurance<\/span> may be offered on a month-to-month or other periodic basis as an individual policy or a group or master commercial inland marine policy issued to a vendor<\/span> of portable electronics under which the individual customer<\/span> may elect to purchase coverage. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> An insurer<\/span> or vendor<\/span> of portable electronics insurance<\/span> may issue<\/span> notices and correspondence by mail or by electronic means as set forth in this subsection. The consumer may provide an electronic mail address to the insurer<\/span> or vendor<\/span> of portable electronics which shall be considered to be the customer<\/span>’s consent to receive notices and correspondence by electronic means so long as a disclosure to that effect is provided to the customer<\/span> within 30 days following the purchase of portable electronics insurance<\/span>. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nREQUIREMENTS FOR SALE OF PORTABLE ELECTRONICS INSURANCE (\u00a7 38.2-1877)\n\nA. At every location where portable electronics insurance is offered to\ncustomers, the vendor shall make available to a prospective customer brochures\nor other written materials that:\n\n 1. Disclose that portable electronics insurance may provide a duplication of\n coverage already provided by a customer’s homeowner’s insurance\n policy, renter’s insurance policy, or other source of coverage;\n\n 2. State that the purchase of coverage by a customer of portable electronics\n insurance is not required in order to purchase or lease portable electronics\n or services;\n\n 3. Summarize the material terms of the insurance coverage, including: (i) the\n identity of the insurer; (ii) the amount of any applicable deductible and how\n it is to be paid; (iii) benefits of the coverage; and (iv) key terms and\n conditions of coverage such as whether portable electronics may be repaired or\n replaced with similar make and model reconditioned or nonoriginal manufacturer\n parts or equipment; and\n\n 4. Summarize the process for filing a claim, including a description of (i)\n any requirements to return portable electronics and the maximum fee applicable\n in the event the customer fails to comply with any equipment return\n requirements and (ii) proof of loss requirements.\n\nB. Portable electronics insurance may be offered on a month-to-month or other\nperiodic basis as an individual policy or a group or master commercial inland\nmarine policy issued to a vendor of portable electronics under which the\nindividual customer may elect to purchase coverage.\n\nC. An insurer or vendor of portable electronics insurance may issue notices and\ncorrespondence by mail or by electronic means as set forth in this subsection.\nThe consumer may provide an electronic mail address to the insurer or vendor of\nportable electronics which shall be considered to be the customer’s\nconsent to receive notices and correspondence by electronic means so long as a\ndisclosure to that effect is provided to the customer within 30 days following\nthe purchase of portable electronics insurance.\n\nHISTORY: 2011, c. 222; 2019, c. 523.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}