{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-1878.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-1878.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-1878.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-1878.html"}],"law_id":56345,"edition_id":1,"section_id":56345,"structure_id":13455,"section_number":"38.2-1878","catch_line":"Authority of vendors of portable electronics","history":"2011, c. 222; 2013, c. 9.","full_text":"A\n\nThe employees and authorized representatives of vendors may sell or offer portable electronics insurance to customers and shall not be subject to licensure as an insurance producer under this chapter provided that:1\n\nThe vendor obtains a limited lines property and casualty insurance agent license;2\n\nThe vendor selling the portable electronics insurance provides a training program for all employees and authorized representatives of the vendor. The training program shall consist of instruction about the portable electronics insurance offered to customers, the disclosures required under § 38.2-1877, and the conduct prohibited by § 38.2-512. The training required by this subdivision may be delivered in person or in an electronic form. The licensed producer designated by the vendor as being responsible for its compliance with the insurance laws, rules, and regulations of the Commonwealth, as required by § 38.2-1820, shall hold a property and casualty insurance agent license and shall supervise the administration of the training program required by this subdivision;3\n\nNo employee or authorized representative of a vendor of portable electronics is compensated based primarily on the number of customers who purchase portable electronics insurance coverage but may receive compensation for activities under the limited lines license that is incidental to their overall compensation; and4\n\nThe employee or authorized representative of the vendor of portable electronics insurance does not represent or otherwise hold himself out as a licensed insurance producer.B\n\nThe license authority of any vendor licensed as a limited lines property and casualty producer selling portable electronics insurance shall terminate immediately if the sole licensed responsible producer designated for the vendor’s compliance with the insurance laws, rules, and regulations of the Commonwealth is removed for any reason, a new responsible producer has not been appointed, and the Commission notified within 30 calendar days of such removal and of the newly designated responsible producer.C\n\nA vendor shall report any violation of this article to the Commissioner within 30 days of discovery of the violation by the vendor.D\n\nAny charge to the customer for portable electronics insurance that is not included in the cost associated with the purchase or lease of portable electronics or related services shall be separately itemized on the customer’s bill. If the charge for portable electronics insurance is included in the cost associated with the purchase or lease of portable electronics or related services, the vendor shall clearly and conspicuously disclose to the customer that the charge for the portable electronics or services covers the cost of the insurance.E\n\nThe charges for portable electronics insurance coverage may be billed and collected by the vendor of portable electronics insurance. Vendors billing and collecting premiums for portable electronics insurance shall be required to comply with the provisions of § 38.2-1813. Vendors may receive compensation for billing and collection services.F\n\nNotwithstanding any other provision of law, applicants for licensure pursuant to this article whose home state does not issue a producer license with a similar line of authority as the license authorized by this article shall be issued a limited lines property and casualty license for portable electronics insurance. Any licensee whose home state does not have property and casualty limited lines for portable electronics insurance or similar line of authority in its home state after July 1, 2014, or such later date as may be determined by the Commission, shall obtain a full property and casualty license or its license shall terminate in Virginia. For purposes of this subsection, “home state” means the District of Columbia and any state or territory of the United States except Virginia, or any province of Canada, in which an applicant maintains such person’s principal place of residence or principal place of business.","order_by":null,"text":{"0":{"id":206356,"text":"The employees and authorized representatives of vendors may sell or offer portable electronics insurance to customers and shall not be subject to licensure as an insurance producer under this chapter provided that:","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"A1"},"1":{"id":206357,"text":"The vendor obtains a limited lines property and casualty insurance agent license;","type":"section","prefixes":["A","1"],"prefix":"1","entire_prefix":"A1","prefix_anchor":"A1","level":2,"prior_prefix":"A","next_prefix":"A2"},"2":{"id":206358,"text":"The vendor selling the portable electronics insurance provides a training program for all employees and authorized representatives of the vendor. The training program shall consist of instruction about the portable electronics insurance offered to customers, the disclosures required under § 38.2-1877, and the conduct prohibited by § 38.2-512. The training required by this subdivision may be delivered in person or in an electronic form. The licensed producer designated by the vendor as being responsible for its compliance with the insurance laws, rules, and regulations of the Commonwealth, as required by § 38.2-1820, shall hold a property and casualty insurance agent license and shall supervise the administration of the training program required by this subdivision;","type":"section","prefixes":["A","2"],"prefix":"2","entire_prefix":"A2","prefix_anchor":"A2","level":2,"prior_prefix":"A1","next_prefix":"A3"},"3":{"id":206359,"text":"No employee or authorized representative of a vendor of portable electronics is compensated based primarily on the number of customers who purchase portable electronics insurance coverage but may receive compensation for activities under the limited lines license that is incidental to their overall compensation; and","type":"section","prefixes":["A","3"],"prefix":"3","entire_prefix":"A3","prefix_anchor":"A3","level":2,"prior_prefix":"A2","next_prefix":"A4"},"4":{"id":206360,"text":"The employee or authorized representative of the vendor of portable electronics insurance does not represent or otherwise hold himself out as a licensed insurance producer.","type":"section","prefixes":["A","4"],"prefix":"4","entire_prefix":"A4","prefix_anchor":"A4","level":2,"prior_prefix":"A3","next_prefix":"B"},"5":{"id":206361,"text":"The license authority of any vendor licensed as a limited lines property and casualty producer selling portable electronics insurance shall terminate immediately if the sole licensed responsible producer designated for the vendor’s compliance with the insurance laws, rules, and regulations of the Commonwealth is removed for any reason, a new responsible producer has not been appointed, and the Commission notified within 30 calendar days of such removal and of the newly designated responsible producer.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A4","next_prefix":"C"},"6":{"id":206362,"text":"A vendor shall report any violation of this article to the Commissioner within 30 days of discovery of the violation by the vendor.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B","next_prefix":"D"},"7":{"id":206363,"text":"Any charge to the customer for portable electronics insurance that is not included in the cost associated with the purchase or lease of portable electronics or related services shall be separately itemized on the customer’s bill. If the charge for portable electronics insurance is included in the cost associated with the purchase or lease of portable electronics or related services, the vendor shall clearly and conspicuously disclose to the customer that the charge for the portable electronics or services covers the cost of the insurance.","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C","next_prefix":"E"},"8":{"id":206364,"text":"The charges for portable electronics insurance coverage may be billed and collected by the vendor of portable electronics insurance. Vendors billing and collecting premiums for portable electronics insurance shall be required to comply with the provisions of § 38.2-1813. Vendors may receive compensation for billing and collection services.","type":"section","prefixes":["E"],"prefix":"E","entire_prefix":"E","prefix_anchor":"E","level":1,"prior_prefix":"D","next_prefix":"F"},"9":{"id":206365,"text":"Notwithstanding any other provision of law, applicants for licensure pursuant to this article whose home state does not issue a producer license with a similar line of authority as the license authorized by this article shall be issued a limited lines property and casualty license for portable electronics insurance. Any licensee whose home state does not have property and casualty limited lines for portable electronics insurance or similar line of authority in its home state after July 1, 2014, or such later date as may be determined by the Commission, shall obtain a full property and casualty license or its license shall terminate in Virginia. For purposes of this subsection, “home state” means the District of Columbia and any state or territory of the United States except Virginia, or any province of Canada, in which an applicant maintains such person’s principal place of residence or principal place of business.","type":"section","prefixes":["F"],"prefix":"F","entire_prefix":"F","prefix_anchor":"F","level":1,"prior_prefix":"E"}},"ancestry":[{"id":13455,"edition_id":1,"name":"Portable Electronics Insurance","identifier":"8","label":"article","depth":3,"order_by":1,"parent_id":13203,"metadata":{},"date_created":"2026-06-26 03:44:55","date_modified":"2026-06-26 03:44:55","permalink":{"id":212855,"object_type":"structure","relational_id":13455,"identifier":"8","token":"38.2\/18\/8","url":"\/38.2\/18\/8\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13203,"edition_id":1,"name":"Insurance Agents","identifier":"18","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:26","date_modified":"2026-06-26 03:44:26","permalink":{"id":212411,"object_type":"structure","relational_id":13203,"identifier":"18","token":"38.2\/18","url":"\/38.2\/18\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":71014,"structure_id":13455,"section_number":"38.2-1875","catch_line":"Definitions","url":"\/38.2-1875\/","token":"38.2\/18\/8\/38.2-1875","metadata":false},{"id":85248,"structure_id":13455,"section_number":"38.2-1876","catch_line":"Licensure of vendors","url":"\/38.2-1876\/","token":"38.2\/18\/8\/38.2-1876","metadata":false},{"id":71453,"structure_id":13455,"section_number":"38.2-1877","catch_line":"Requirements for sale of portable electronics insurance","url":"\/38.2-1877\/","token":"38.2\/18\/8\/38.2-1877","metadata":false},{"id":56345,"structure_id":13455,"section_number":"38.2-1878","catch_line":"Authority of vendors of portable electronics","url":"\/38.2-1878\/","token":"38.2\/18\/8\/38.2-1878","metadata":false},{"id":54415,"structure_id":13455,"section_number":"38.2-1879","catch_line":"Suspension or revocation of license","url":"\/38.2-1879\/","token":"38.2\/18\/8\/38.2-1879","metadata":false},{"id":79163,"structure_id":13455,"section_number":"38.2-1880","catch_line":"What laws applicable; rulemaking authority","url":"\/38.2-1880\/","token":"38.2\/18\/8\/38.2-1880","metadata":false}],"previous_section":{"id":71453,"structure_id":13455,"section_number":"38.2-1877","catch_line":"Requirements for sale of portable electronics insurance","url":"\/38.2-1877\/","token":"38.2\/18\/8\/38.2-1877","metadata":false},"next_section":{"id":54415,"structure_id":13455,"section_number":"38.2-1879","catch_line":"Suspension or revocation of license","url":"\/38.2-1879\/","token":"38.2\/18\/8\/38.2-1879","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-1878\/","history_text":"

This law was first created in 2011. The record of its establishment is cataloged in chapter 222<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 2013, chapter 9<\/a>.<\/p>","references":false,"refers_to":[{"id":55233,"section_number":"38.2-1813","catch_line":"Reporting and accounting for premiums","order_by":null,"url":"\/38.2-1813\/"},{"id":63121,"section_number":"38.2-1820","catch_line":"Issuance of license","order_by":null,"url":"\/38.2-1820\/"},{"id":71453,"section_number":"38.2-1877","catch_line":"Requirements for sale of portable electronics insurance","order_by":null,"url":"\/38.2-1877\/"},{"id":77547,"section_number":"38.2-512","catch_line":"Misrepresentation in insurance documents or communications","order_by":null,"url":"\/38.2-512\/"}],"permalink":{"id":212869,"object_type":"law","relational_id":56345,"identifier":"38.2-1878","token":"38.2\/18\/8\/38.2-1878","url":"\/38.2-1878\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-1878\/","token":"38.2\/18\/8\/38.2-1878","dublin_core":{"Title":"Authority of vendors of portable electronics","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-1878","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> The employees and authorized representatives of vendors<\/span> may sell<\/span> or offer portable electronics insurance<\/span> to customers<\/span> and shall not be subject to licensure as an insurance producer under this chapter provided that: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> The vendor<\/span> obtains a limited lines property and casualty insurance<\/span> agent license<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> The vendor<\/span> selling the portable electronics insurance<\/span> provides a training program for all employees and authorized representatives of the vendor<\/span>. The training program shall consist of instruction about the portable electronics insurance<\/span> offered to customers<\/span>, the disclosures required under § 38.2-1877<\/a>, and the conduct prohibited by § 38.2-512<\/a>. The training required by this subdivision may be delivered in person<\/span> or in an electronic form. The licensed producer designated by the vendor<\/span> as being responsible for its compliance with the insurance laws<\/span>, rules, and regulations of the Commonwealth, as required by § 38.2-1820<\/a>, shall hold a property and casualty insurance agent<\/span> license<\/span> and shall supervise the administration of the training program required by this subdivision; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> No employee or authorized representative of a vendor<\/span> of portable electronics is compensated based primarily on the number of customers<\/span> who purchase portable electronics insurance<\/span> coverage but may receive compensation for activities under the limited lines license<\/span> that is incidental to their overall compensation; and <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> The employee or authorized representative of the vendor<\/span> of portable electronics insurance<\/span> does not represent or otherwise hold himself out as a licensed insurance producer. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> The license<\/span> authority of any vendor<\/span> licensed as a limited lines property and casualty producer selling portable electronics insurance<\/span> shall terminate<\/span> immediately if the sole licensed responsible producer designated for the vendor<\/span>’s compliance with the insurance laws<\/span>, rules, and regulations of the Commonwealth is removed for any reason, a new responsible producer has not been appointed, and the Commission<\/span> notified within 30 calendar days of such removal and of the newly designated responsible producer. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> A vendor<\/span> shall report any violation of this article to the Commissioner<\/span> within 30 days of discovery<\/span> of the violation by the vendor<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

D.<\/span> Any charge to the customer<\/span> for portable electronics insurance<\/span> that is not included in the cost associated with the purchase or lease of portable electronics or related services shall be separately itemized on the customer<\/span>’s bill. If the charge for portable electronics insurance<\/span> is included in the cost associated with the purchase or lease of portable electronics or related services, the vendor<\/span> shall clearly and conspicuously disclose to the customer<\/span> that the charge for the portable electronics or services covers the cost of the insurance. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

E.<\/span> The charges for portable electronics insurance<\/span> coverage may be billed and collected by the vendor<\/span> of portable electronics insurance<\/span>. Vendors<\/span> billing and collecting premiums for portable electronics insurance<\/span> shall be required to comply with the provisions of § 38.2-1813<\/a>. Vendors<\/span> may receive compensation for billing and collection services. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

F.<\/span> Notwithstanding any other provision of law<\/span>, applicants for licensure pursuant to this article whose home state<\/span> does not issue<\/span> a producer license<\/span> with a similar line of authority as the license<\/span> authorized by this article shall be issued a limited lines property and casualty license<\/span> for portable electronics insurance<\/span>. Any licensee whose home state<\/span> does not have property and casualty limited lines for portable electronics insurance<\/span> or similar line of authority in its home state<\/span> after July 1, 2014, or such later date as may be determined by the Commission<\/span>, shall obtain a full property and casualty license<\/span> or its license<\/span> shall terminate<\/span> in Virginia. For purposes of this subsection, “home state<\/span>” means the District of Columbia and any state or territory of the United States<\/span> except Virginia, or any province of Canada, in which an applicant maintains such person<\/span>’s principal place of residence or principal place of business. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nAUTHORITY OF VENDORS OF PORTABLE ELECTRONICS (\u00a7 38.2-1878)\n\nA. The employees and authorized representatives of vendors may sell or offer\nportable electronics insurance to customers and shall not be subject to\nlicensure as an insurance producer under this chapter provided that:\n\n 1. The vendor obtains a limited lines property and casualty insurance agent\n license;\n\n 2. The vendor selling the portable electronics insurance provides a training\n program for all employees and authorized representatives of the vendor. The\n training program shall consist of instruction about the portable electronics\n insurance offered to customers, the disclosures required under §\n 38.2-1877, and the conduct prohibited by § 38.2-512. The training\n required by this subdivision may be delivered in person or in an electronic\n form. The licensed producer designated by the vendor as being responsible for\n its compliance with the insurance laws, rules, and regulations of the\n Commonwealth, as required by § 38.2-1820, shall hold a property and\n casualty insurance agent license and shall supervise the administration of the\n training program required by this subdivision;\n\n 3. No employee or authorized representative of a vendor of portable\n electronics is compensated based primarily on the number of customers who\n purchase portable electronics insurance coverage but may receive compensation\n for activities under the limited lines license that is incidental to their\n overall compensation; and\n\n 4. The employee or authorized representative of the vendor of portable\n electronics insurance does not represent or otherwise hold himself out as a\n licensed insurance producer.\n\nB. The license authority of any vendor licensed as a limited lines property and\ncasualty producer selling portable electronics insurance shall terminate\nimmediately if the sole licensed responsible producer designated for the\nvendor’s compliance with the insurance laws, rules, and regulations of the\nCommonwealth is removed for any reason, a new responsible producer has not been\nappointed, and the Commission notified within 30 calendar days of such removal\nand of the newly designated responsible producer.\n\nC. A vendor shall report any violation of this article to the Commissioner\nwithin 30 days of discovery of the violation by the vendor.\n\nD. Any charge to the customer for portable electronics insurance that is not\nincluded in the cost associated with the purchase or lease of portable\nelectronics or related services shall be separately itemized on the\ncustomer’s bill. If the charge for portable electronics insurance is\nincluded in the cost associated with the purchase or lease of portable\nelectronics or related services, the vendor shall clearly and conspicuously\ndisclose to the customer that the charge for the portable electronics or\nservices covers the cost of the insurance.\n\nE. The charges for portable electronics insurance coverage may be billed and\ncollected by the vendor of portable electronics insurance. Vendors billing and\ncollecting premiums for portable electronics insurance shall be required to\ncomply with the provisions of § 38.2-1813. Vendors may receive compensation\nfor billing and collection services.\n\nF. Notwithstanding any other provision of law, applicants for licensure pursuant\nto this article whose home state does not issue a producer license with a\nsimilar line of authority as the license authorized by this article shall be\nissued a limited lines property and casualty license for portable electronics\ninsurance. Any licensee whose home state does not have property and casualty\nlimited lines for portable electronics insurance or similar line of authority in\nits home state after July 1, 2014, or such later date as may be determined by\nthe Commission, shall obtain a full property and casualty license or its license\nshall terminate in Virginia. For purposes of this subsection, “home\nstate” means the District of Columbia and any state or territory of the\nUnited States except Virginia, or any province of Canada, in which an applicant\nmaintains such person’s principal place of residence or principal place of\nbusiness.\n\nHISTORY: 2011, c. 222; 2013, c. 9.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}