{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-1881.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-1881.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-1881.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-1881.html"}],"law_id":85748,"edition_id":1,"section_id":85748,"structure_id":15642,"section_number":"38.2-1881","catch_line":"Definitions","history":"2013, c. 203.","full_text":"As used in this article, unless the context requires a different meaning:\n\t\t&#8220;Covered customer&#8221; means a customer who elects coverage under a self storage insurance policy issued to a lessor of self storage units.\n\t\t&#8220;Customer&#8221; means a person who leases a self storage unit.\n\t\t&#8220;Lessor&#8221; means a person in the business of engaging in self storage unit transactions directly or indirectly.\n\t\t&#8220;Self storage insurance&#8221; means insurance providing coverage against loss of or damage to items of personal property stored in a self storage unit in accordance with the terms of the self storage unit rental agreement. Self storage insurance may cover the items of personal property against any one or more of the following causes of loss: fire, hurricane, tornado, wind, earthquake, vandalism, lightning, smoke, hail, building collapse, explosion, leaking water, and burglary. &#8220;Self storage insurance&#8221; does not include a homeowners, renter&#8217;s, private passenger automobile, commercial multi-peril, or similar policy.\n\t\t&#8220;Self storage unit&#8221; means a unit in a building, part of a building, or place used only for storage of personal property by the customer leasing the unit.\n\t\t&#8220;Self storage unit transaction&#8221; means the lease of a self storage unit by a lessor to a customer.","order_by":null,"text":{"0":{"id":307090,"text":"As used in this article, unless the context requires a different meaning:\n\t\t&#8220;Covered customer&#8221; means a customer who elects coverage under a self storage insurance policy issued to a lessor of self storage units.\n\t\t&#8220;Customer&#8221; means a person who leases a self storage unit.\n\t\t&#8220;Lessor&#8221; means a person in the business of engaging in self storage unit transactions directly or indirectly.\n\t\t&#8220;Self storage insurance&#8221; means insurance providing coverage against loss of or damage to items of personal property stored in a self storage unit in accordance with the terms of the self storage unit rental agreement. Self storage insurance may cover the items of personal property against any one or more of the following causes of loss: fire, hurricane, tornado, wind, earthquake, vandalism, lightning, smoke, hail, building collapse, explosion, leaking water, and burglary. &#8220;Self storage insurance&#8221; does not include a homeowners, renter&#8217;s, private passenger automobile, commercial multi-peril, or similar policy.\n\t\t&#8220;Self storage unit&#8221; means a unit in a building, part of a building, or place used only for storage of personal property by the customer leasing the unit.\n\t\t&#8220;Self storage unit transaction&#8221; means the lease of a self storage unit by a lessor to a customer.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":15642,"edition_id":1,"name":"Self Storage Insurance","identifier":"8.1","label":"article","depth":3,"order_by":1,"parent_id":13203,"metadata":{},"date_created":"2026-06-26 03:57:18","date_modified":"2026-06-26 03:57:18","permalink":{"id":212881,"object_type":"structure","relational_id":15642,"identifier":"8.1","token":"38.2\/18\/8.1","url":"\/38.2\/18\/8.1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13203,"edition_id":1,"name":"Insurance Agents","identifier":"18","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:26","date_modified":"2026-06-26 03:44:26","permalink":{"id":212411,"object_type":"structure","relational_id":13203,"identifier":"18","token":"38.2\/18","url":"\/38.2\/18\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":85748,"structure_id":15642,"section_number":"38.2-1881","catch_line":"Definitions","url":"\/38.2-1881\/","token":"38.2\/18\/8.1\/38.2-1881","metadata":false},{"id":69217,"structure_id":15642,"section_number":"38.2-1882","catch_line":"Licensure of lessors","url":"\/38.2-1882\/","token":"38.2\/18\/8.1\/38.2-1882","metadata":false},{"id":83600,"structure_id":15642,"section_number":"38.2-1883","catch_line":"Requirements for sale of self storage insurance","url":"\/38.2-1883\/","token":"38.2\/18\/8.1\/38.2-1883","metadata":false},{"id":81291,"structure_id":15642,"section_number":"38.2-1884","catch_line":"Authority of lessors of self storage units","url":"\/38.2-1884\/","token":"38.2\/18\/8.1\/38.2-1884","metadata":false},{"id":59782,"structure_id":15642,"section_number":"38.2-1885","catch_line":"Suspension or revocation of license","url":"\/38.2-1885\/","token":"38.2\/18\/8.1\/38.2-1885","metadata":false},{"id":77540,"structure_id":15642,"section_number":"38.2-1886","catch_line":"What laws applicable; rulemaking authority","url":"\/38.2-1886\/","token":"38.2\/18\/8.1\/38.2-1886","metadata":false}],"next_section":{"id":69217,"structure_id":15642,"section_number":"38.2-1882","catch_line":"Licensure of lessors","url":"\/38.2-1882\/","token":"38.2\/18\/8.1\/38.2-1882","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-1881\/","history_text":"<p>This law was first created in 2013. The record of its establishment is cataloged in chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?131+ful+CHAP0203\">203<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year.<\/p>","references":[{"id":63121,"section_number":"38.2-1820","catch_line":"Issuance of license","order_by":null,"url":"\/38.2-1820\/"}],"refers_to":false,"permalink":{"id":212883,"object_type":"law","relational_id":85748,"identifier":"38.2-1881","token":"38.2\/18\/8.1\/38.2-1881","url":"\/38.2-1881\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-1881\/","token":"38.2\/18\/8.1\/38.2-1881","dublin_core":{"Title":"Definitions","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-1881","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>As used in this article, unless the context requires a different meaning:\n\t\t&#8220;<span class=\"dictionary\">Covered customer<\/span>&#8221; means a customer who elects coverage under a <span class=\"dictionary\">self storage insurance<\/span> policy issued to a <span class=\"dictionary\">lessor<\/span> of <span class=\"dictionary\">self storage units<\/span>.\n\t\t&#8220;Customer&#8221; means a <span class=\"dictionary\">person<\/span> who leases a <span class=\"dictionary\">self storage unit<\/span>.\n\t\t&#8220;<span class=\"dictionary\">Lessor<\/span>&#8221; means a <span class=\"dictionary\">person<\/span> in the business of engaging in <span class=\"dictionary\"><span class=\"dictionary\">self storage unit<\/span> transactions<\/span> directly or indirectly.\n\t\t&#8220;<span class=\"dictionary\">Self storage insurance<\/span>&#8221; means insurance providing coverage against loss of or damage to items of personal property stored in a <span class=\"dictionary\">self storage unit<\/span> in accordance with the terms of the <span class=\"dictionary\">self storage unit<\/span> rental agreement. <span class=\"dictionary\">Self storage insurance<\/span> may cover the items of personal property against any one or more of the following causes of loss: fire, hurricane, tornado, wind, earthquake, vandalism, lightning, smoke, hail, building collapse, explosion, leaking water, and <span class=\"dictionary\">burglary<\/span>. &#8220;<span class=\"dictionary\">Self storage insurance<\/span>&#8221; does not include a homeowners, renter&#8217;s, private passenger automobile, commercial multi-peril, or similar policy.\n\t\t&#8220;<span class=\"dictionary\">Self storage unit<\/span>&#8221; means a unit in a building, part of a building, or place used only for storage of personal property by the customer leasing the unit.\n\t\t&#8220;<span class=\"dictionary\"><span class=\"dictionary\">Self storage unit<\/span> transaction<\/span>&#8221; means the lease of a <span class=\"dictionary\">self storage unit<\/span> by a <span class=\"dictionary\">lessor<\/span> to a customer.<\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nDEFINITIONS (\u00a7 38.2-1881)\n\nAs used in this article, unless the context requires a different meaning:\n\t\t&#8220;Covered customer&#8221; means a customer who elects coverage under a\nself storage insurance policy issued to a lessor of self storage units.\n\t\t&#8220;Customer&#8221; means a person who leases a self storage unit.\n\t\t&#8220;Lessor&#8221; means a person in the business of engaging in self\nstorage unit transactions directly or indirectly.\n\t\t&#8220;Self storage insurance&#8221; means insurance providing coverage\nagainst loss of or damage to items of personal property stored in a self storage\nunit in accordance with the terms of the self storage unit rental agreement.\nSelf storage insurance may cover the items of personal property against any one\nor more of the following causes of loss: fire, hurricane, tornado, wind,\nearthquake, vandalism, lightning, smoke, hail, building collapse, explosion,\nleaking water, and burglary. &#8220;Self storage insurance&#8221; does not\ninclude a homeowners, renter&#8217;s, private passenger automobile, commercial\nmulti-peril, or similar policy.\n\t\t&#8220;Self storage unit&#8221; means a unit in a building, part of a\nbuilding, or place used only for storage of personal property by the customer\nleasing the unit.\n\t\t&#8220;Self storage unit transaction&#8221; means the lease of a self storage\nunit by a lessor to a customer.\n\nHISTORY: 2013, c. 203.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}