{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-1884.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-1884.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-1884.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-1884.html"}],"law_id":81291,"edition_id":1,"section_id":81291,"structure_id":15642,"section_number":"38.2-1884","catch_line":"Authority of lessors of self storage units","history":"2013, c. 203; 2015, c. 334.","full_text":"A\n\nThe employees and authorized representatives of lessors may sell or offer self storage insurance to customers and shall not be subject to licensure as an insurance producer under this chapter provided that:1\n\nThe lessor obtains a limited lines property and casualty insurance agent license;2\n\nThe lessor selling the self storage insurance provides a training program for all employees and authorized representatives of the lessor. The training program shall consist of instruction about the self storage insurance offered to customers, the disclosures required by this article, and the conduct prohibited by § 38.2-512. The training required by this subdivision may be delivered in person or in an electronic form. The licensed producer designated by the lessor as being responsible for its compliance with the insurance laws, rules, and regulations of the Commonwealth, as required by § 38.2-1820, shall hold a property and casualty insurance agent license and shall supervise the administration of the training program required by this subdivision;3\n\nNo employee or authorized representative of a lessor of self storage units is compensated based primarily on the number of customers who purchase self storage insurance coverage; however, such an employee or authorized representative may receive compensation for activities under the limited lines license that is incidental to their overall compensation; and4\n\nThe employee or authorized representative of the lessor of self storage insurance does not represent or otherwise hold himself out as a licensed insurance producer.B\n\nNo employee or authorized representative of a lessor of a self storage unit may:1\n\nEvaluate or interpret the technical terms, benefits, and conditions of the offered self storage unit insurance;2\n\nEvaluate or provide advice concerning a prospective purchaser’s existing insurance coverage; or3\n\nHold himself out as a licensed insurer, licensed agent, or insurance expert.C\n\nThe license authority of any lessor licensed as a limited lines property and casualty producer selling self storage insurance shall terminate immediately if the sole licensed responsible producer designated for the lessor’s compliance with the insurance laws, rules, and regulations of the Commonwealth is removed for any reason, and a new responsible producer has not been appointed. The Commission shall be notified within 30 calendar days of such removal and of the newly designated responsible producer.D\n\nA lessor shall report any violation of this article to the Commissioner within 30 days of discovery of the violation by the lessor.E\n\nAny charge to the customer for self storage insurance that is not included in the cost associated with the lease of a self storage unit shall be separately itemized on the customer’s rental agreement. If the charge for self storage insurance is included in the cost associated with the lease of the self storage unit, the lessor shall clearly and conspicuously disclose to the customer that the charge for the self storage unit covers the cost of the insurance.F\n\nThe charges for self storage insurance coverage may be billed and collected by the lessor. Lessors billing and collecting premiums for self storage insurance shall be required to comply with the provisions of § 38.2-1813. Lessors may receive compensation for billing and collection services.G\n\nNotwithstanding any other provision of law, applicants for licensure pursuant to this article whose home state does not issue a producer license with a similar line of authority as the license authorized by this article shall be issued a limited lines property and casualty license for self storage insurance. Any licensee whose home state does not have property and casualty limited lines for self storage insurance or similar line of authority in its home state after July 1, 2017, or such later date as may be determined by the Commission, shall obtain a full property and casualty license or its license shall terminate in Virginia. For purposes of this subsection, “home state” means the District of Columbia and any state or territory of the United States except Virginia, or any province of Canada, in which an applicant maintains such person’s principal place of residence or principal place of business.","order_by":null,"text":{"0":{"id":291338,"text":"The employees and authorized representatives of lessors may sell or offer self storage insurance to customers and shall not be subject to licensure as an insurance producer under this chapter provided that:","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"A1"},"1":{"id":291339,"text":"The lessor obtains a limited lines property and casualty insurance agent license;","type":"section","prefixes":["A","1"],"prefix":"1","entire_prefix":"A1","prefix_anchor":"A1","level":2,"prior_prefix":"A","next_prefix":"A2"},"2":{"id":291340,"text":"The lessor selling the self storage insurance provides a training program for all employees and authorized representatives of the lessor. The training program shall consist of instruction about the self storage insurance offered to customers, the disclosures required by this article, and the conduct prohibited by § 38.2-512. The training required by this subdivision may be delivered in person or in an electronic form. The licensed producer designated by the lessor as being responsible for its compliance with the insurance laws, rules, and regulations of the Commonwealth, as required by § 38.2-1820, shall hold a property and casualty insurance agent license and shall supervise the administration of the training program required by this subdivision;","type":"section","prefixes":["A","2"],"prefix":"2","entire_prefix":"A2","prefix_anchor":"A2","level":2,"prior_prefix":"A1","next_prefix":"A3"},"3":{"id":291341,"text":"No employee or authorized representative of a lessor of self storage units is compensated based primarily on the number of customers who purchase self storage insurance coverage; however, such an employee or authorized representative may receive compensation for activities under the limited lines license that is incidental to their overall compensation; and","type":"section","prefixes":["A","3"],"prefix":"3","entire_prefix":"A3","prefix_anchor":"A3","level":2,"prior_prefix":"A2","next_prefix":"A4"},"4":{"id":291342,"text":"The employee or authorized representative of the lessor of self storage insurance does not represent or otherwise hold himself out as a licensed insurance producer.","type":"section","prefixes":["A","4"],"prefix":"4","entire_prefix":"A4","prefix_anchor":"A4","level":2,"prior_prefix":"A3","next_prefix":"B"},"5":{"id":291343,"text":"No employee or authorized representative of a lessor of a self storage unit may:","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A4","next_prefix":"B1"},"6":{"id":291344,"text":"Evaluate or interpret the technical terms, benefits, and conditions of the offered self storage unit insurance;","type":"section","prefixes":["B","1"],"prefix":"1","entire_prefix":"B1","prefix_anchor":"B1","level":2,"prior_prefix":"B","next_prefix":"B2"},"7":{"id":291345,"text":"Evaluate or provide advice concerning a prospective purchaser’s existing insurance coverage; or","type":"section","prefixes":["B","2"],"prefix":"2","entire_prefix":"B2","prefix_anchor":"B2","level":2,"prior_prefix":"B1","next_prefix":"B3"},"8":{"id":291346,"text":"Hold himself out as a licensed insurer, licensed agent, or insurance expert.","type":"section","prefixes":["B","3"],"prefix":"3","entire_prefix":"B3","prefix_anchor":"B3","level":2,"prior_prefix":"B2","next_prefix":"C"},"9":{"id":291347,"text":"The license authority of any lessor licensed as a limited lines property and casualty producer selling self storage insurance shall terminate immediately if the sole licensed responsible producer designated for the lessor’s compliance with the insurance laws, rules, and regulations of the Commonwealth is removed for any reason, and a new responsible producer has not been appointed. The Commission shall be notified within 30 calendar days of such removal and of the newly designated responsible producer.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B3","next_prefix":"D"},"10":{"id":291348,"text":"A lessor shall report any violation of this article to the Commissioner within 30 days of discovery of the violation by the lessor.","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C","next_prefix":"E"},"11":{"id":291349,"text":"Any charge to the customer for self storage insurance that is not included in the cost associated with the lease of a self storage unit shall be separately itemized on the customer’s rental agreement. If the charge for self storage insurance is included in the cost associated with the lease of the self storage unit, the lessor shall clearly and conspicuously disclose to the customer that the charge for the self storage unit covers the cost of the insurance.","type":"section","prefixes":["E"],"prefix":"E","entire_prefix":"E","prefix_anchor":"E","level":1,"prior_prefix":"D","next_prefix":"F"},"12":{"id":291350,"text":"The charges for self storage insurance coverage may be billed and collected by the lessor. Lessors billing and collecting premiums for self storage insurance shall be required to comply with the provisions of § 38.2-1813. Lessors may receive compensation for billing and collection services.","type":"section","prefixes":["F"],"prefix":"F","entire_prefix":"F","prefix_anchor":"F","level":1,"prior_prefix":"E","next_prefix":"G"},"13":{"id":291351,"text":"Notwithstanding any other provision of law, applicants for licensure pursuant to this article whose home state does not issue a producer license with a similar line of authority as the license authorized by this article shall be issued a limited lines property and casualty license for self storage insurance. Any licensee whose home state does not have property and casualty limited lines for self storage insurance or similar line of authority in its home state after July 1, 2017, or such later date as may be determined by the Commission, shall obtain a full property and casualty license or its license shall terminate in Virginia. For purposes of this subsection, “home state” means the District of Columbia and any state or territory of the United States except Virginia, or any province of Canada, in which an applicant maintains such person’s principal place of residence or principal place of business.","type":"section","prefixes":["G"],"prefix":"G","entire_prefix":"G","prefix_anchor":"G","level":1,"prior_prefix":"F"}},"ancestry":[{"id":15642,"edition_id":1,"name":"Self Storage Insurance","identifier":"8.1","label":"article","depth":3,"order_by":1,"parent_id":13203,"metadata":{},"date_created":"2026-06-26 03:57:18","date_modified":"2026-06-26 03:57:18","permalink":{"id":212881,"object_type":"structure","relational_id":15642,"identifier":"8.1","token":"38.2\/18\/8.1","url":"\/38.2\/18\/8.1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13203,"edition_id":1,"name":"Insurance Agents","identifier":"18","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:26","date_modified":"2026-06-26 03:44:26","permalink":{"id":212411,"object_type":"structure","relational_id":13203,"identifier":"18","token":"38.2\/18","url":"\/38.2\/18\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":85748,"structure_id":15642,"section_number":"38.2-1881","catch_line":"Definitions","url":"\/38.2-1881\/","token":"38.2\/18\/8.1\/38.2-1881","metadata":false},{"id":69217,"structure_id":15642,"section_number":"38.2-1882","catch_line":"Licensure of lessors","url":"\/38.2-1882\/","token":"38.2\/18\/8.1\/38.2-1882","metadata":false},{"id":83600,"structure_id":15642,"section_number":"38.2-1883","catch_line":"Requirements for sale of self storage insurance","url":"\/38.2-1883\/","token":"38.2\/18\/8.1\/38.2-1883","metadata":false},{"id":81291,"structure_id":15642,"section_number":"38.2-1884","catch_line":"Authority of lessors of self storage units","url":"\/38.2-1884\/","token":"38.2\/18\/8.1\/38.2-1884","metadata":false},{"id":59782,"structure_id":15642,"section_number":"38.2-1885","catch_line":"Suspension or revocation of license","url":"\/38.2-1885\/","token":"38.2\/18\/8.1\/38.2-1885","metadata":false},{"id":77540,"structure_id":15642,"section_number":"38.2-1886","catch_line":"What laws applicable; rulemaking authority","url":"\/38.2-1886\/","token":"38.2\/18\/8.1\/38.2-1886","metadata":false}],"previous_section":{"id":83600,"structure_id":15642,"section_number":"38.2-1883","catch_line":"Requirements for sale of self storage insurance","url":"\/38.2-1883\/","token":"38.2\/18\/8.1\/38.2-1883","metadata":false},"next_section":{"id":59782,"structure_id":15642,"section_number":"38.2-1885","catch_line":"Suspension or revocation of license","url":"\/38.2-1885\/","token":"38.2\/18\/8.1\/38.2-1885","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-1884\/","history_text":"

This law was first created in 2013. The record of its establishment is cataloged in chapter 203<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 2015, chapter 334<\/a>.<\/p>","references":false,"refers_to":[{"id":55233,"section_number":"38.2-1813","catch_line":"Reporting and accounting for premiums","order_by":null,"url":"\/38.2-1813\/"},{"id":63121,"section_number":"38.2-1820","catch_line":"Issuance of license","order_by":null,"url":"\/38.2-1820\/"},{"id":77547,"section_number":"38.2-512","catch_line":"Misrepresentation in insurance documents or communications","order_by":null,"url":"\/38.2-512\/"}],"permalink":{"id":212895,"object_type":"law","relational_id":81291,"identifier":"38.2-1884","token":"38.2\/18\/8.1\/38.2-1884","url":"\/38.2-1884\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-1884\/","token":"38.2\/18\/8.1\/38.2-1884","dublin_core":{"Title":"Authority of lessors of self storage units","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-1884","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> The employees and authorized representatives of lessors<\/span> may sell<\/span> or offer self storage insurance<\/span> to customers<\/span> and shall not be subject to licensure as an insurance producer under this chapter provided that: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> The lessor<\/span> obtains a limited lines property and casualty insurance<\/span> agent license<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> The lessor<\/span> selling the self storage insurance<\/span> provides a training program for all employees and authorized representatives of the lessor<\/span>. The training program shall consist of instruction about the self storage insurance<\/span> offered to customers<\/span>, the disclosures required by this article, and the conduct prohibited by § 38.2-512<\/a>. The training required by this subdivision may be delivered in person<\/span> or in an electronic form. The licensed producer designated by the lessor<\/span> as being responsible for its compliance with the insurance laws<\/span>, rules, and regulations of the Commonwealth, as required by § 38.2-1820<\/a>, shall hold a property and casualty insurance agent<\/span> license<\/span> and shall supervise the administration of the training program required by this subdivision; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> No employee or authorized representative of a lessor<\/span> of self storage units<\/span> is compensated based primarily on the number of customers<\/span> who purchase self storage insurance<\/span> coverage; however, such an employee or authorized representative may receive compensation for activities under the limited lines license<\/span> that is incidental to their overall compensation; and <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> The employee or authorized representative of the lessor<\/span> of self storage insurance<\/span> does not represent or otherwise hold himself out as a licensed insurance producer. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> No employee or authorized representative of a lessor<\/span> of a self storage unit<\/span> may: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Evaluate or interpret the technical terms, benefits, and conditions of the offered self storage unit<\/span> insurance; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Evaluate or provide advice concerning a prospective purchaser’s existing insurance coverage; or <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Hold himself out as a licensed insurer<\/span>, licensed agent, or insurance expert. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> The license<\/span> authority of any lessor<\/span> licensed as a limited lines property and casualty producer selling self storage insurance<\/span> shall terminate<\/span> immediately if the sole licensed responsible producer designated for the lessor<\/span>’s compliance with the insurance laws<\/span>, rules, and regulations of the Commonwealth is removed for any reason, and a new responsible producer has not been appointed. The Commission<\/span> shall be notified within 30 calendar days of such removal and of the newly designated responsible producer. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

D.<\/span> A lessor<\/span> shall report any violation of this article to the Commissioner<\/span> within 30 days of discovery<\/span> of the violation by the lessor<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

E.<\/span> Any charge to the customer<\/span> for self storage insurance<\/span> that is not included in the cost associated with the lease of a self storage unit<\/span> shall be separately itemized on the customer<\/span>’s rental agreement. If the charge for self storage insurance<\/span> is included in the cost associated with the lease of the self storage unit<\/span>, the lessor<\/span> shall clearly and conspicuously disclose to the customer<\/span> that the charge for the self storage unit<\/span> covers the cost of the insurance. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

F.<\/span> The charges for self storage insurance<\/span> coverage may be billed and collected by the lessor<\/span>. Lessors<\/span> billing and collecting premiums for self storage insurance<\/span> shall be required to comply with the provisions of § 38.2-1813<\/a>. Lessors<\/span> may receive compensation for billing and collection services. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

G.<\/span> Notwithstanding any other provision of law<\/span>, applicants for licensure pursuant to this article whose home state<\/span> does not issue<\/span> a producer license<\/span> with a similar line of authority as the license<\/span> authorized by this article shall be issued a limited lines property and casualty license<\/span> for self storage insurance<\/span>. Any licensee whose home state<\/span> does not have property and casualty limited lines for self storage insurance<\/span> or similar line of authority in its home state<\/span> after July 1, 2017, or such later date as may be determined by the Commission<\/span>, shall obtain a full property and casualty license<\/span> or its license<\/span> shall terminate<\/span> in Virginia. For purposes of this subsection, “home state<\/span>” means the District of Columbia and any state or territory of the United States<\/span> except Virginia, or any province of Canada, in which an applicant maintains such person<\/span>’s principal place of residence or principal place of business. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nAUTHORITY OF LESSORS OF SELF STORAGE UNITS (\u00a7 38.2-1884)\n\nA. The employees and authorized representatives of lessors may sell or offer\nself storage insurance to customers and shall not be subject to licensure as an\ninsurance producer under this chapter provided that:\n\n 1. The lessor obtains a limited lines property and casualty insurance agent\n license;\n\n 2. The lessor selling the self storage insurance provides a training program\n for all employees and authorized representatives of the lessor. The training\n program shall consist of instruction about the self storage insurance offered\n to customers, the disclosures required by this article, and the conduct\n prohibited by § 38.2-512. The training required by this subdivision may\n be delivered in person or in an electronic form. The licensed producer\n designated by the lessor as being responsible for its compliance with the\n insurance laws, rules, and regulations of the Commonwealth, as required by\n § 38.2-1820, shall hold a property and casualty insurance agent license\n and shall supervise the administration of the training program required by\n this subdivision;\n\n 3. No employee or authorized representative of a lessor of self storage units\n is compensated based primarily on the number of customers who purchase self\n storage insurance coverage; however, such an employee or authorized\n representative may receive compensation for activities under the limited lines\n license that is incidental to their overall compensation; and\n\n 4. The employee or authorized representative of the lessor of self storage\n insurance does not represent or otherwise hold himself out as a licensed\n insurance producer.\n\nB. No employee or authorized representative of a lessor of a self storage unit\nmay:\n\n 1. Evaluate or interpret the technical terms, benefits, and conditions of the\n offered self storage unit insurance;\n\n 2. Evaluate or provide advice concerning a prospective purchaser’s\n existing insurance coverage; or\n\n 3. Hold himself out as a licensed insurer, licensed agent, or insurance\n expert.\n\nC. The license authority of any lessor licensed as a limited lines property and\ncasualty producer selling self storage insurance shall terminate immediately if\nthe sole licensed responsible producer designated for the lessor’s\ncompliance with the insurance laws, rules, and regulations of the Commonwealth\nis removed for any reason, and a new responsible producer has not been\nappointed. The Commission shall be notified within 30 calendar days of such\nremoval and of the newly designated responsible producer.\n\nD. A lessor shall report any violation of this article to the Commissioner\nwithin 30 days of discovery of the violation by the lessor.\n\nE. Any charge to the customer for self storage insurance that is not included in\nthe cost associated with the lease of a self storage unit shall be separately\nitemized on the customer’s rental agreement. If the charge for self\nstorage insurance is included in the cost associated with the lease of the self\nstorage unit, the lessor shall clearly and conspicuously disclose to the\ncustomer that the charge for the self storage unit covers the cost of the\ninsurance.\n\nF. The charges for self storage insurance coverage may be billed and collected\nby the lessor. Lessors billing and collecting premiums for self storage\ninsurance shall be required to comply with the provisions of § 38.2-1813.\nLessors may receive compensation for billing and collection services.\n\nG. Notwithstanding any other provision of law, applicants for licensure pursuant\nto this article whose home state does not issue a producer license with a\nsimilar line of authority as the license authorized by this article shall be\nissued a limited lines property and casualty license for self storage insurance.\nAny licensee whose home state does not have property and casualty limited lines\nfor self storage insurance or similar line of authority in its home state after\nJuly 1, 2017, or such later date as may be determined by the Commission, shall\nobtain a full property and casualty license or its license shall terminate in\nVirginia. For purposes of this subsection, “home state” means the\nDistrict of Columbia and any state or territory of the United States except\nVirginia, or any province of Canada, in which an applicant maintains such\nperson’s principal place of residence or principal place of business.\n\nHISTORY: 2013, c. 203; 2015, c. 334.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}