{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-2000.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-2000.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-2000.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-2000.html"}],"law_id":68638,"edition_id":1,"section_id":68638,"structure_id":13597,"section_number":"38.2-2000","catch_line":"Purposes of chapter","history":"1952, c. 317, \u00a7 38.1-218; 1986, c. 562.","full_text":"A\n\nThe purposes of this chapter are to protect policyholders and the public against the adverse effects of excessive, inadequate, or unfairly discriminatory insurance rates, and to authorize and regulate cooperative action among insurers in rate making and in other matters within the scope of this chapter. Nothing in this chapter is intended to (i) prohibit or discourage reasonable competition, or (ii) prohibit or encourage uniformity in insurance rates, rating systems and rating plans or practices, except to the extent necessary to accomplish the purposes mentioned above.B\n\nThis chapter shall be liberally interpreted to effect the purposes of this chapter.","order_by":null,"text":{"0":{"id":248438,"text":"The purposes of this chapter are to protect policyholders and the public against the adverse effects of excessive, inadequate, or unfairly discriminatory insurance rates, and to authorize and regulate cooperative action among insurers in rate making and in other matters within the scope of this chapter. Nothing in this chapter is intended to (i) prohibit or discourage reasonable competition, or (ii) prohibit or encourage uniformity in insurance rates, rating systems and rating plans or practices, except to the extent necessary to accomplish the purposes mentioned above.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":248439,"text":"This chapter shall be liberally interpreted to effect the purposes of this chapter.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A"}},"ancestry":[{"id":13597,"edition_id":1,"name":"General Provisions","identifier":"1","label":"article","depth":3,"order_by":1,"parent_id":13596,"metadata":{},"date_created":"2026-06-26 03:45:21","date_modified":"2026-06-26 03:45:21","permalink":{"id":213275,"object_type":"structure","relational_id":13597,"identifier":"1","token":"38.2\/20\/1","url":"\/38.2\/20\/1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13596,"edition_id":1,"name":"Regulation of Rates for Certain Types of Insurance","identifier":"20","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:45:21","date_modified":"2026-06-26 03:45:21","permalink":{"id":213273,"object_type":"structure","relational_id":13596,"identifier":"20","token":"38.2\/20","url":"\/38.2\/20\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":68638,"structure_id":13597,"section_number":"38.2-2000","catch_line":"Purposes of chapter","url":"\/38.2-2000\/","token":"38.2\/20\/1\/38.2-2000","metadata":false},{"id":86827,"structure_id":13597,"section_number":"38.2-2000.1","catch_line":"Definitions","url":"\/38.2-2000.1\/","token":"38.2\/20\/1\/38.2-2000.1","metadata":false},{"id":54564,"structure_id":13597,"section_number":"38.2-2001","catch_line":"Insurance to which chapter applies","url":"\/38.2-2001\/","token":"38.2\/20\/1\/38.2-2001","metadata":false},{"id":86608,"structure_id":13597,"section_number":"38.2-2002","catch_line":"Joint underwriting and joint reinsurance","url":"\/38.2-2002\/","token":"38.2\/20\/1\/38.2-2002","metadata":false},{"id":69827,"structure_id":13597,"section_number":"38.2-2002.1","catch_line":"Residual market mechanism; reinsurance pool","url":"\/38.2-2002.1\/","token":"38.2\/20\/1\/38.2-2002.1","metadata":false}],"next_section":{"id":86827,"structure_id":13597,"section_number":"38.2-2000.1","catch_line":"Definitions","url":"\/38.2-2000.1\/","token":"38.2\/20\/1\/38.2-2000.1","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-2000\/","history_text":"

This law was first created in 1952. The record of its establishment is cataloged in chapter 317 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1952 \u201cActs\u201d aren\u2019t available online. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 1986, chapter 562.<\/p>","references":[{"id":74191,"section_number":"38.2-1902","catch_line":"Scope of chapter","order_by":null,"url":"\/38.2-1902\/"},{"id":74863,"section_number":"38.2-2608","catch_line":"Home protection contracts; filing; form and contents; application or agreement to purchase; regulation of rates and charges","order_by":null,"url":"\/38.2-2608\/"},{"id":71882,"section_number":"38.2-2806","catch_line":"Policy forms; applicants to be issued policies; cancellation of policies; rates; examination of business of association","order_by":null,"url":"\/38.2-2806\/"},{"id":56099,"section_number":"38.2-2905","catch_line":"Policy forms; applicants to be issued policies; cancellation of policies; rates; group retrospective rating plan; examination of business of Association","order_by":null,"url":"\/38.2-2905\/"}],"refers_to":false,"permalink":{"id":213277,"object_type":"law","relational_id":68638,"identifier":"38.2-2000","token":"38.2\/20\/1\/38.2-2000","url":"\/38.2-2000\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-2000\/","token":"38.2\/20\/1\/38.2-2000","dublin_core":{"Title":"Purposes of chapter","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-2000","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> The purposes of this chapter are to protect policyholders and the public against the adverse effects of excessive, inadequate, or unfairly discriminatory insurance<\/span> rates<\/span><\/span>, and to authorize and regulate cooperative action among insurers<\/span> in rate<\/span> making and in other matters within the scope of this chapter. Nothing in this chapter is intended to (i) prohibit or discourage reasonable competition, or (ii) prohibit or encourage uniformity in insurance<\/span> rates<\/span><\/span>, rating systems and rating plans or practices, except to the extent necessary to accomplish the purposes mentioned above. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> This chapter shall be liberally interpreted to effect the purposes of this chapter. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nPURPOSES OF CHAPTER (\u00a7 38.2-2000)\n\nA. The purposes of this chapter are to protect policyholders and the public\nagainst the adverse effects of excessive, inadequate, or unfairly discriminatory\ninsurance rates, and to authorize and regulate cooperative action among insurers\nin rate making and in other matters within the scope of this chapter. Nothing in\nthis chapter is intended to (i) prohibit or discourage reasonable competition,\nor (ii) prohibit or encourage uniformity in insurance rates, rating systems and\nrating plans or practices, except to the extent necessary to accomplish the\npurposes mentioned above.\n\nB. This chapter shall be liberally interpreted to effect the purposes of this\nchapter.\n\nHISTORY: 1952, c. 317, \u00a7 38.1-218; 1986, c. 562.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}