{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-2013.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-2013.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-2013.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-2013.html"}],"law_id":77966,"edition_id":1,"section_id":77966,"structure_id":14874,"section_number":"38.2-2013","catch_line":"Excess rate for specific risk","history":"Code 1950, \u00a7\u00a7 38-211, 38-253.32, 38-253.78; 1952, c. 317, \u00a7 38.1-262; 1986, c. 562.","full_text":"Subject to the Commission&#8217;s approval, a rate in excess of that provided by an applicable filing may be used for a specific risk upon the filing of (i) written application of an insurer stating its reasons for the increased rate, accompanied by (ii) the written consent of the insured or prospective insured.","order_by":null,"text":{"0":{"id":279547,"text":"Subject to the Commission&#8217;s approval, a rate in excess of that provided by an applicable filing may be used for a specific risk upon the filing of (i) written application of an insurer stating its reasons for the increased rate, accompanied by (ii) the written consent of the insured or prospective insured.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":14874,"edition_id":1,"name":"Rate Filings and Making of Rates","identifier":"2","label":"article","depth":3,"order_by":1,"parent_id":13596,"metadata":{},"date_created":"2026-06-26 03:50:31","date_modified":"2026-06-26 03:50:31","permalink":{"id":213297,"object_type":"structure","relational_id":14874,"identifier":"2","token":"38.2\/20\/2","url":"\/38.2\/20\/2\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13596,"edition_id":1,"name":"Regulation of Rates for Certain Types of Insurance","identifier":"20","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:45:21","date_modified":"2026-06-26 03:45:21","permalink":{"id":213273,"object_type":"structure","relational_id":13596,"identifier":"20","token":"38.2\/20","url":"\/38.2\/20\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":86394,"structure_id":14874,"section_number":"38.2-2003","catch_line":"Rate filings by insurer; supporting information","url":"\/38.2-2003\/","token":"38.2\/20\/2\/38.2-2003","metadata":false},{"id":67135,"structure_id":14874,"section_number":"38.2-2004","catch_line":"Filings by rate service organization","url":"\/38.2-2004\/","token":"38.2\/20\/2\/38.2-2004","metadata":false},{"id":86135,"structure_id":14874,"section_number":"38.2-2005","catch_line":"Provisions governing making of rates","url":"\/38.2-2005\/","token":"38.2\/20\/2\/38.2-2005","metadata":false},{"id":66814,"structure_id":14874,"section_number":"38.2-2006","catch_line":"Approval by Commission prerequisite to use of filing","url":"\/38.2-2006\/","token":"38.2\/20\/2\/38.2-2006","metadata":false},{"id":80050,"structure_id":14874,"section_number":"38.2-2006.1","catch_line":"Approval by the Commission for credit property and credit involuntary unemployment insurance rates","url":"\/38.2-2006.1\/","token":"38.2\/20\/2\/38.2-2006.1","metadata":false},{"id":62692,"structure_id":14874,"section_number":"38.2-2007","catch_line":"Commission to determine if notice of filing to be published; hearing; approval or disapproval","url":"\/38.2-2007\/","token":"38.2\/20\/2\/38.2-2007","metadata":false},{"id":74375,"structure_id":14874,"section_number":"38.2-2008","catch_line":"Review of rates by Commission","url":"\/38.2-2008\/","token":"38.2\/20\/2\/38.2-2008","metadata":false},{"id":56813,"structure_id":14874,"section_number":"38.2-2009","catch_line":"Repealed","url":"\/38.2-2009\/","token":"38.2\/20\/2\/38.2-2009","metadata":false},{"id":61288,"structure_id":14874,"section_number":"38.2-2010","catch_line":"Suspension or modification of requirement for filing","url":"\/38.2-2010\/","token":"38.2\/20\/2\/38.2-2010","metadata":false},{"id":80273,"structure_id":14874,"section_number":"38.2-2011","catch_line":"Interchange of rating data and information","url":"\/38.2-2011\/","token":"38.2\/20\/2\/38.2-2011","metadata":false},{"id":62843,"structure_id":14874,"section_number":"38.2-2012","catch_line":"Collection of experience data; uniformity; compilations available to insurers and rate service organizations","url":"\/38.2-2012\/","token":"38.2\/20\/2\/38.2-2012","metadata":false},{"id":77966,"structure_id":14874,"section_number":"38.2-2013","catch_line":"Excess rate for specific risk","url":"\/38.2-2013\/","token":"38.2\/20\/2\/38.2-2013","metadata":false},{"id":75015,"structure_id":14874,"section_number":"38.2-2014","catch_line":"Contract or policy to accord with filings","url":"\/38.2-2014\/","token":"38.2\/20\/2\/38.2-2014","metadata":false},{"id":69722,"structure_id":14874,"section_number":"38.2-2015","catch_line":"Agreements for equitable apportionment of insurance; reasonable performance standards; Virginia Workers' Compensation Insurance Plan","url":"\/38.2-2015\/","token":"38.2\/20\/2\/38.2-2015","metadata":false},{"id":70825,"structure_id":14874,"section_number":"38.2-2016","catch_line":"Information regarding rates to be furnished insured","url":"\/38.2-2016\/","token":"38.2\/20\/2\/38.2-2016","metadata":false},{"id":58123,"structure_id":14874,"section_number":"38.2-2017","catch_line":"No rule prohibiting or regulating payment of dividends, etc., to be adopted","url":"\/38.2-2017\/","token":"38.2\/20\/2\/38.2-2017","metadata":false},{"id":61713,"structure_id":14874,"section_number":"38.2-2018","catch_line":"Person aggrieved by application of rating system to be heard; appeal to Commission","url":"\/38.2-2018\/","token":"38.2\/20\/2\/38.2-2018","metadata":false},{"id":58594,"structure_id":14874,"section_number":"38.2-2019","catch_line":"Cooperation among rate service organizations, or among rate service organizations and insurers, authorized; review by Commission","url":"\/38.2-2019\/","token":"38.2\/20\/2\/38.2-2019","metadata":false},{"id":84343,"structure_id":14874,"section_number":"38.2-2020","catch_line":"Rate service organization may procure actuarial, technical or other services","url":"\/38.2-2020\/","token":"38.2\/20\/2\/38.2-2020","metadata":false},{"id":69181,"structure_id":14874,"section_number":"38.2-2021","catch_line":"Examination of policies or other evidences of insurance","url":"\/38.2-2021\/","token":"38.2\/20\/2\/38.2-2021","metadata":false}],"previous_section":{"id":62843,"structure_id":14874,"section_number":"38.2-2012","catch_line":"Collection of experience data; uniformity; compilations available to insurers and rate service organizations","url":"\/38.2-2012\/","token":"38.2\/20\/2\/38.2-2012","metadata":false},"next_section":{"id":75015,"structure_id":14874,"section_number":"38.2-2014","catch_line":"Contract or policy to accord with filings","url":"\/38.2-2014\/","token":"38.2\/20\/2\/38.2-2014","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-2013\/","history_text":"<p>The record of this law\u2019s original creation isn\u2019t available online. It has been modified 2 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1952, chapter 317; in 1986, chapter 562.<\/p>","references":[{"id":75015,"section_number":"38.2-2014","catch_line":"Contract or policy to accord with filings","order_by":null,"url":"\/38.2-2014\/"}],"refers_to":false,"permalink":{"id":213343,"object_type":"law","relational_id":77966,"identifier":"38.2-2013","token":"38.2\/20\/2\/38.2-2013","url":"\/38.2-2013\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-2013\/","token":"38.2\/20\/2\/38.2-2013","dublin_core":{"Title":"Excess rate for specific risk","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-2013","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>Subject to the <span class=\"dictionary\">Commission<\/span>&#8217;s approval, a <span class=\"dictionary\">rate<\/span> in excess of that provided by an applicable filing may be used for a specific risk upon the filing of (i) written application of an <span class=\"dictionary\">insurer<\/span> stating its reasons for the increased <span class=\"dictionary\">rate<\/span>, accompanied by (ii) the written consent of the insured or prospective insured.<\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nEXCESS RATE FOR SPECIFIC RISK (\u00a7 38.2-2013)\n\nSubject to the Commission&#8217;s approval, a rate in excess of that provided by\nan applicable filing may be used for a specific risk upon the filing of (i)\nwritten application of an insurer stating its reasons for the increased rate,\naccompanied by (ii) the written consent of the insured or prospective insured.\n\nHISTORY: Code 1950, \u00a7\u00a7 38-211, 38-253.32, 38-253.78; 1952, c. 317, \u00a7\n38.1-262; 1986, c. 562.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}