{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-2014.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-2014.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-2014.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-2014.html"}],"law_id":75015,"edition_id":1,"section_id":75015,"structure_id":14874,"section_number":"38.2-2014","catch_line":"Contract or policy to accord with filings","history":"Code 1950, \u00a7\u00a7 38-253.33, 38-253.79; 1950, p. 381; 1952, c. 317, \u00a7 38.1-263; 1986, c. 562; 1993, c. 985.","full_text":"No insurer shall make or issue an insurance policy or contract to which this chapter applies, except in accordance with the filings that are in effect for that insurer, or in accordance with an applicable provision in \u00a7 38.2-2010 or \u00a7 38.2-2013.","order_by":null,"text":{"0":{"id":269451,"text":"No insurer shall make or issue an insurance policy or contract to which this chapter applies, except in accordance with the filings that are in effect for that insurer, or in accordance with an applicable provision in \u00a7 38.2-2010 or \u00a7 38.2-2013.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":14874,"edition_id":1,"name":"Rate Filings and Making of Rates","identifier":"2","label":"article","depth":3,"order_by":1,"parent_id":13596,"metadata":{},"date_created":"2026-06-26 03:50:31","date_modified":"2026-06-26 03:50:31","permalink":{"id":213297,"object_type":"structure","relational_id":14874,"identifier":"2","token":"38.2\/20\/2","url":"\/38.2\/20\/2\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13596,"edition_id":1,"name":"Regulation of Rates for Certain Types of Insurance","identifier":"20","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:45:21","date_modified":"2026-06-26 03:45:21","permalink":{"id":213273,"object_type":"structure","relational_id":13596,"identifier":"20","token":"38.2\/20","url":"\/38.2\/20\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":86394,"structure_id":14874,"section_number":"38.2-2003","catch_line":"Rate filings by insurer; supporting information","url":"\/38.2-2003\/","token":"38.2\/20\/2\/38.2-2003","metadata":false},{"id":67135,"structure_id":14874,"section_number":"38.2-2004","catch_line":"Filings by rate service organization","url":"\/38.2-2004\/","token":"38.2\/20\/2\/38.2-2004","metadata":false},{"id":86135,"structure_id":14874,"section_number":"38.2-2005","catch_line":"Provisions governing making of rates","url":"\/38.2-2005\/","token":"38.2\/20\/2\/38.2-2005","metadata":false},{"id":66814,"structure_id":14874,"section_number":"38.2-2006","catch_line":"Approval by Commission prerequisite to use of filing","url":"\/38.2-2006\/","token":"38.2\/20\/2\/38.2-2006","metadata":false},{"id":80050,"structure_id":14874,"section_number":"38.2-2006.1","catch_line":"Approval by the Commission for credit property and credit involuntary unemployment insurance rates","url":"\/38.2-2006.1\/","token":"38.2\/20\/2\/38.2-2006.1","metadata":false},{"id":62692,"structure_id":14874,"section_number":"38.2-2007","catch_line":"Commission to determine if notice of filing to be published; hearing; approval or disapproval","url":"\/38.2-2007\/","token":"38.2\/20\/2\/38.2-2007","metadata":false},{"id":74375,"structure_id":14874,"section_number":"38.2-2008","catch_line":"Review of rates by Commission","url":"\/38.2-2008\/","token":"38.2\/20\/2\/38.2-2008","metadata":false},{"id":56813,"structure_id":14874,"section_number":"38.2-2009","catch_line":"Repealed","url":"\/38.2-2009\/","token":"38.2\/20\/2\/38.2-2009","metadata":false},{"id":61288,"structure_id":14874,"section_number":"38.2-2010","catch_line":"Suspension or modification of requirement for filing","url":"\/38.2-2010\/","token":"38.2\/20\/2\/38.2-2010","metadata":false},{"id":80273,"structure_id":14874,"section_number":"38.2-2011","catch_line":"Interchange of rating data and information","url":"\/38.2-2011\/","token":"38.2\/20\/2\/38.2-2011","metadata":false},{"id":62843,"structure_id":14874,"section_number":"38.2-2012","catch_line":"Collection of experience data; uniformity; compilations available to insurers and rate service organizations","url":"\/38.2-2012\/","token":"38.2\/20\/2\/38.2-2012","metadata":false},{"id":77966,"structure_id":14874,"section_number":"38.2-2013","catch_line":"Excess rate for specific risk","url":"\/38.2-2013\/","token":"38.2\/20\/2\/38.2-2013","metadata":false},{"id":75015,"structure_id":14874,"section_number":"38.2-2014","catch_line":"Contract or policy to accord with filings","url":"\/38.2-2014\/","token":"38.2\/20\/2\/38.2-2014","metadata":false},{"id":69722,"structure_id":14874,"section_number":"38.2-2015","catch_line":"Agreements for equitable apportionment of insurance; reasonable performance standards; Virginia Workers' Compensation Insurance Plan","url":"\/38.2-2015\/","token":"38.2\/20\/2\/38.2-2015","metadata":false},{"id":70825,"structure_id":14874,"section_number":"38.2-2016","catch_line":"Information regarding rates to be furnished insured","url":"\/38.2-2016\/","token":"38.2\/20\/2\/38.2-2016","metadata":false},{"id":58123,"structure_id":14874,"section_number":"38.2-2017","catch_line":"No rule prohibiting or regulating payment of dividends, etc., to be adopted","url":"\/38.2-2017\/","token":"38.2\/20\/2\/38.2-2017","metadata":false},{"id":61713,"structure_id":14874,"section_number":"38.2-2018","catch_line":"Person aggrieved by application of rating system to be heard; appeal to Commission","url":"\/38.2-2018\/","token":"38.2\/20\/2\/38.2-2018","metadata":false},{"id":58594,"structure_id":14874,"section_number":"38.2-2019","catch_line":"Cooperation among rate service organizations, or among rate service organizations and insurers, authorized; review by Commission","url":"\/38.2-2019\/","token":"38.2\/20\/2\/38.2-2019","metadata":false},{"id":84343,"structure_id":14874,"section_number":"38.2-2020","catch_line":"Rate service organization may procure actuarial, technical or other services","url":"\/38.2-2020\/","token":"38.2\/20\/2\/38.2-2020","metadata":false},{"id":69181,"structure_id":14874,"section_number":"38.2-2021","catch_line":"Examination of policies or other evidences of insurance","url":"\/38.2-2021\/","token":"38.2\/20\/2\/38.2-2021","metadata":false}],"previous_section":{"id":77966,"structure_id":14874,"section_number":"38.2-2013","catch_line":"Excess rate for specific risk","url":"\/38.2-2013\/","token":"38.2\/20\/2\/38.2-2013","metadata":false},"next_section":{"id":69722,"structure_id":14874,"section_number":"38.2-2015","catch_line":"Agreements for equitable apportionment of insurance; reasonable performance standards; Virginia Workers' Compensation Insurance Plan","url":"\/38.2-2015\/","token":"38.2\/20\/2\/38.2-2015","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-2014\/","history_text":"<p>The record of this law\u2019s original creation isn\u2019t available online. It has been modified 3 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1952, chapter 317; in 1986, chapter 562; in 1993, chapter 985.<\/p>","references":false,"refers_to":[{"id":61288,"section_number":"38.2-2010","catch_line":"Suspension or modification of requirement for filing","order_by":null,"url":"\/38.2-2010\/"},{"id":77966,"section_number":"38.2-2013","catch_line":"Excess rate for specific risk","order_by":null,"url":"\/38.2-2013\/"}],"permalink":{"id":213347,"object_type":"law","relational_id":75015,"identifier":"38.2-2014","token":"38.2\/20\/2\/38.2-2014","url":"\/38.2-2014\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-2014\/","token":"38.2\/20\/2\/38.2-2014","dublin_core":{"Title":"Contract or policy to accord with filings","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-2014","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>No <span class=\"dictionary\">insurer<\/span> shall make or <span class=\"dictionary\">issue<\/span> an <span class=\"dictionary\">insurance<\/span> policy or <span class=\"dictionary\">contract<\/span> to which this chapter applies, except in accordance with the filings that are in effect for that <span class=\"dictionary\">insurer<\/span>, or in accordance with an applicable provision in \u00a7&nbsp;<a class=\"law\" title=\"Suspension or modification of requirement for filing\" href=\"\/38.2-2010\/\">38.2-2010<\/a> or \u00a7&nbsp;<a class=\"law\" title=\"Excess rate for specific risk\" href=\"\/38.2-2013\/\">38.2-2013<\/a>.<\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nCONTRACT OR POLICY TO ACCORD WITH FILINGS (\u00a7 38.2-2014)\n\nNo insurer shall make or issue an insurance policy or contract to which this\nchapter applies, except in accordance with the filings that are in effect for\nthat insurer, or in accordance with an applicable provision in \u00a7 38.2-2010 or\n\u00a7 38.2-2013.\n\nHISTORY: Code 1950, \u00a7\u00a7 38-253.33, 38-253.79; 1950, p. 381; 1952, c. 317, \u00a7\n38.1-263; 1986, c. 562; 1993, c. 985.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}