{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-2208.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-2208.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-2208.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-2208.html"}],"law_id":80121,"edition_id":1,"section_id":80121,"structure_id":13816,"section_number":"38.2-2208","catch_line":"Notices of cancellation of or refusal to renew motor vehicle insurance policies","history":"1954, c. 263, \u00a7 38.1-381.1; 1960, c. 127; 1975, c. 164; 1983, c. 371; 1986, c. 562; 1992, c. 160; 2000, c. 529; 2003, c. 387; 2009, c. 215; 2013, c. 257; 2015, cc. 9, 443; 2016, cc. 4, 71.","full_text":"A\n\nNo written notice of cancellation or refusal to renew that is mailed or delivered electronically by an insurer to an insured in accordance with the provisions of a motor vehicle insurance policy shall be effective unless the insurer complies with the applicable provisions of subdivisions 1, 2, and 3:1\n\nIf the notice is mailed, proof of mailing a notice of cancellation or refusal to renew shall be obtained using one of the following methods that demonstrates the date that the notice was sent to the named insured at the address stated in the policy or to the named insured’s last known address:\n\t\t\t\ta. The notice is sent by:1\n\nRegistered mail;2\n\nCertified mail; or3\n\nAny other similar first-class mail tracking method used or approved by the United States Postal Service, including Intelligent Mail barcode Tracing (IMb Tracing); or\n\t\t\t\t\tb. The notice is sent by another method of mailing for which a certificate of mailing is obtained from the United States Postal Service at the time the notice is accepted for mailing. A certificate of mailing from the United States Postal Service does not include a certificate of bulk mailing.2\n\nIf such notice is delivered electronically, the insurer retains evidence of electronic transmittal or receipt of the notification for at least one year from the date of the transmittal.3\n\nIf the notice is mailed, the insurer retains a copy of the notice of cancellation or refusal to renew for at least one year from the date such action was effective. If the notice is mailed, proof of mailing from the United States Postal Service consistent with the mailing method utilized by the insurer shall be maintained for one year from the date the cancellation or nonrenewal notice is effective.B\n\n1. If the terms of the policy require the notice of cancellation or refusal to renew to be given to any lienholder, then the insurer shall mail such notice and retain a copy of the notice in the manner required by subsection A. If the notices sent to the insured and the lienholder are part of the same form, the insurer may retain a single copy of the notice. Proof of mailing from the United States Postal Service consistent with the mailing method utilized by the insurer shall be maintained for one year from the date the cancellation or nonrenewal notice is effective.2\n\nNotwithstanding the provisions of subdivision B 1, if the terms of the policy require the notice of cancellation or refusal to renew to be given to any lienholder, the insurer and lienholder may agree by separate agreement that such notices may be transmitted electronically, provided that the insurer and lienholder agree upon the specifics for transmittal and acknowledgment of notification. Evidence of transmittal or receipt of the notification required by this subsection shall be retained by the insurer for at least one year from the date of termination.C\n\n“Copy,” as used in this section, includes photographs, microphotographs, photostats, microfilm, microcard, printouts or other reproductions of electronically stored data or copies from optical disks, electronically transmitted facsimiles, or any other reproduction of an original from a process that forms a durable medium for its recording, storing, and reproducing.","order_by":null,"text":{"0":{"id":286894,"text":"No written notice of cancellation or refusal to renew that is mailed or delivered electronically by an insurer to an insured in accordance with the provisions of a motor vehicle insurance policy shall be effective unless the insurer complies with the applicable provisions of subdivisions 1, 2, and 3:","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"A1"},"1":{"id":286895,"text":"If the notice is mailed, proof of mailing a notice of cancellation or refusal to renew shall be obtained using one of the following methods that demonstrates the date that the notice was sent to the named insured at the address stated in the policy or to the named insured’s last known address:\n\t\t\t\ta. The notice is sent by:","type":"section","prefixes":["A","1"],"prefix":"1","entire_prefix":"A1","prefix_anchor":"A1","level":2,"prior_prefix":"A","next_prefix":"A11"},"2":{"id":286896,"text":"Registered mail;","type":"section","prefixes":["A","1","1"],"prefix":"1","entire_prefix":"A11","prefix_anchor":"A11","level":3,"prior_prefix":"A1","next_prefix":"A12"},"3":{"id":286897,"text":"Certified mail; or","type":"section","prefixes":["A","1","2"],"prefix":"2","entire_prefix":"A12","prefix_anchor":"A12","level":3,"prior_prefix":"A11","next_prefix":"A13"},"4":{"id":286898,"text":"Any other similar first-class mail tracking method used or approved by the United States Postal Service, including Intelligent Mail barcode Tracing (IMb Tracing); or\n\t\t\t\t\tb. The notice is sent by another method of mailing for which a certificate of mailing is obtained from the United States Postal Service at the time the notice is accepted for mailing. A certificate of mailing from the United States Postal Service does not include a certificate of bulk mailing.","type":"section","prefixes":["A","1","3"],"prefix":"3","entire_prefix":"A13","prefix_anchor":"A13","level":3,"prior_prefix":"A12","next_prefix":"A2"},"5":{"id":286899,"text":"If such notice is delivered electronically, the insurer retains evidence of electronic transmittal or receipt of the notification for at least one year from the date of the transmittal.","type":"section","prefixes":["A","2"],"prefix":"2","entire_prefix":"A2","prefix_anchor":"A2","level":2,"prior_prefix":"A13","next_prefix":"A3"},"6":{"id":286900,"text":"If the notice is mailed, the insurer retains a copy of the notice of cancellation or refusal to renew for at least one year from the date such action was effective. If the notice is mailed, proof of mailing from the United States Postal Service consistent with the mailing method utilized by the insurer shall be maintained for one year from the date the cancellation or nonrenewal notice is effective.","type":"section","prefixes":["A","3"],"prefix":"3","entire_prefix":"A3","prefix_anchor":"A3","level":2,"prior_prefix":"A2","next_prefix":"B"},"7":{"id":286901,"text":"1. If the terms of the policy require the notice of cancellation or refusal to renew to be given to any lienholder, then the insurer shall mail such notice and retain a copy of the notice in the manner required by subsection A. If the notices sent to the insured and the lienholder are part of the same form, the insurer may retain a single copy of the notice. Proof of mailing from the United States Postal Service consistent with the mailing method utilized by the insurer shall be maintained for one year from the date the cancellation or nonrenewal notice is effective.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A3","next_prefix":"B2"},"8":{"id":286902,"text":"Notwithstanding the provisions of subdivision B 1, if the terms of the policy require the notice of cancellation or refusal to renew to be given to any lienholder, the insurer and lienholder may agree by separate agreement that such notices may be transmitted electronically, provided that the insurer and lienholder agree upon the specifics for transmittal and acknowledgment of notification. Evidence of transmittal or receipt of the notification required by this subsection shall be retained by the insurer for at least one year from the date of termination.","type":"section","prefixes":["B","2"],"prefix":"2","entire_prefix":"B2","prefix_anchor":"B2","level":2,"prior_prefix":"B","next_prefix":"C"},"9":{"id":286903,"text":"“Copy,” as used in this section, includes photographs, microphotographs, photostats, microfilm, microcard, printouts or other reproductions of electronically stored data or copies from optical disks, electronically transmitted facsimiles, or any other reproduction of an original from a process that forms a durable medium for its recording, storing, and reproducing.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B2"}},"ancestry":[{"id":13816,"edition_id":1,"name":"Liability Insurance Policies","identifier":"22","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:45:57","date_modified":"2026-06-26 03:45:57","permalink":{"id":213545,"object_type":"structure","relational_id":13816,"identifier":"22","token":"38.2\/22","url":"\/38.2\/22\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":76505,"structure_id":13816,"section_number":"38.2-2200","catch_line":"Required provisions as to insolvency or bankruptcy, and as to when action maintained against insurer","url":"\/38.2-2200\/","token":"38.2\/22\/38.2-2200","metadata":false},{"id":82480,"structure_id":13816,"section_number":"38.2-2201","catch_line":"Provisions for payment of medical expense and loss of income benefits; assignment of certain benefits","url":"\/38.2-2201\/","token":"38.2\/22\/38.2-2201","metadata":false},{"id":75263,"structure_id":13816,"section_number":"38.2-2202","catch_line":"Required notice of optional coverage available","url":"\/38.2-2202\/","token":"38.2\/22\/38.2-2202","metadata":false},{"id":85859,"structure_id":13816,"section_number":"38.2-2203","catch_line":"Policy providing for reimbursement for services that may be performed by certain practitioners other than physicians","url":"\/38.2-2203\/","token":"38.2\/22\/38.2-2203","metadata":false},{"id":70028,"structure_id":13816,"section_number":"38.2-2204","catch_line":"Liability insurance on motor vehicles, aircraft, and watercraft; standard provisions; \"omnibus clause.\"","url":"\/38.2-2204\/","token":"38.2\/22\/38.2-2204","metadata":false},{"id":56297,"structure_id":13816,"section_number":"38.2-2205","catch_line":"Liability insurance on motor vehicles; standard provisions; applicability of other valid and collectible insurance","url":"\/38.2-2205\/","token":"38.2\/22\/38.2-2205","metadata":false},{"id":80304,"structure_id":13816,"section_number":"38.2-2205.1","catch_line":"Suspension of liability coverage at insured's request","url":"\/38.2-2205.1\/","token":"38.2\/22\/38.2-2205.1","metadata":false},{"id":76965,"structure_id":13816,"section_number":"38.2-2206","catch_line":"Uninsured motorist insurance coverage","url":"\/38.2-2206\/","token":"38.2\/22\/38.2-2206","metadata":false},{"id":62972,"structure_id":13816,"section_number":"38.2-2207","catch_line":"No policy to exclude coverage to employee","url":"\/38.2-2207\/","token":"38.2\/22\/38.2-2207","metadata":false},{"id":80121,"structure_id":13816,"section_number":"38.2-2208","catch_line":"Notices of cancellation of or refusal to renew motor vehicle insurance policies","url":"\/38.2-2208\/","token":"38.2\/22\/38.2-2208","metadata":false},{"id":76452,"structure_id":13816,"section_number":"38.2-2209","catch_line":"Motor vehicle liability medical benefit insurer not to retain right of subrogation to recover from third party","url":"\/38.2-2209\/","token":"38.2\/22\/38.2-2209","metadata":false},{"id":75993,"structure_id":13816,"section_number":"38.2-2210","catch_line":"Warning concerning cancellation to appear on application for motor vehicle liability insurance; reason for cancellation or nonrenewal required on application","url":"\/38.2-2210\/","token":"38.2\/22\/38.2-2210","metadata":false},{"id":61927,"structure_id":13816,"section_number":"38.2-2211","catch_line":"Motor vehicle liability insurer not to receive credit for other medical expense insurance","url":"\/38.2-2211\/","token":"38.2\/22\/38.2-2211","metadata":false},{"id":80817,"structure_id":13816,"section_number":"38.2-2212","catch_line":"Grounds and procedure for cancellation of or refusal to renew motor vehicle insurance policies; review by Commissioner","url":"\/38.2-2212\/","token":"38.2\/22\/38.2-2212","metadata":false},{"id":71236,"structure_id":13816,"section_number":"38.2-2212.1","catch_line":"Powers of Commission; replacement policies","url":"\/38.2-2212.1\/","token":"38.2\/22\/38.2-2212.1","metadata":false},{"id":57322,"structure_id":13816,"section_number":"38.2-2213","catch_line":"Discrimination in issuance of motor vehicle insurance","url":"\/38.2-2213\/","token":"38.2\/22\/38.2-2213","metadata":false},{"id":55969,"structure_id":13816,"section_number":"38.2-2213.1","catch_line":"Certain action prohibited when motor vehicle owner fails to allow access to recorded data from recording device","url":"\/38.2-2213.1\/","token":"38.2\/22\/38.2-2213.1","metadata":false},{"id":72056,"structure_id":13816,"section_number":"38.2-2214","catch_line":"Statement defining rate classifications to be provided by insurer to insured","url":"\/38.2-2214\/","token":"38.2\/22\/38.2-2214","metadata":false},{"id":56175,"structure_id":13816,"section_number":"38.2-2215","catch_line":"Failure to issue or failure to renew motor vehicle liability insurance on the basis of a motor vehicle's age prohibited","url":"\/38.2-2215\/","token":"38.2\/22\/38.2-2215","metadata":false},{"id":77698,"structure_id":13816,"section_number":"38.2-2216","catch_line":"Medical benefit offset against liability or uninsured motorist coverage prohibited","url":"\/38.2-2216\/","token":"38.2\/22\/38.2-2216","metadata":false},{"id":66919,"structure_id":13816,"section_number":"38.2-2217","catch_line":"Reduction in rates for certain persons who attend mature driver motor vehicle crash prevention courses and driver improvement clinics","url":"\/38.2-2217\/","token":"38.2\/22\/38.2-2217","metadata":false},{"id":62782,"structure_id":13816,"section_number":"38.2-2217.1","catch_line":"Insurers required to renew motor vehicle liability coverage for vanpools; exceptions","url":"\/38.2-2217.1\/","token":"38.2\/22\/38.2-2217.1","metadata":false},{"id":75945,"structure_id":13816,"section_number":"38.2-2218","catch_line":"Adoption of standard forms for motor vehicle insurance","url":"\/38.2-2218\/","token":"38.2\/22\/38.2-2218","metadata":false},{"id":65638,"structure_id":13816,"section_number":"38.2-2219","catch_line":"Hearing on objections to the form","url":"\/38.2-2219\/","token":"38.2\/22\/38.2-2219","metadata":false},{"id":68775,"structure_id":13816,"section_number":"38.2-2220","catch_line":"Use of form after adoption","url":"\/38.2-2220\/","token":"38.2\/22\/38.2-2220","metadata":false},{"id":77162,"structure_id":13816,"section_number":"38.2-2221","catch_line":"Amendment of standard form","url":"\/38.2-2221\/","token":"38.2\/22\/38.2-2221","metadata":false},{"id":68996,"structure_id":13816,"section_number":"38.2-2222","catch_line":"Withdrawal of form","url":"\/38.2-2222\/","token":"38.2\/22\/38.2-2222","metadata":false},{"id":73915,"structure_id":13816,"section_number":"38.2-2223","catch_line":"Variations of, or additions to, form","url":"\/38.2-2223\/","token":"38.2\/22\/38.2-2223","metadata":false},{"id":67966,"structure_id":13816,"section_number":"38.2-2224","catch_line":"Commission to establish guidelines for filing readable motor vehicle insurance policy forms","url":"\/38.2-2224\/","token":"38.2\/22\/38.2-2224","metadata":false},{"id":70751,"structure_id":13816,"section_number":"38.2-2225","catch_line":"Sending copies of orders to companies affected","url":"\/38.2-2225\/","token":"38.2\/22\/38.2-2225","metadata":false},{"id":79233,"structure_id":13816,"section_number":"38.2-2226","catch_line":"Insurer to give notice to claimant of intention to rely on certain defenses and of execution of nonwaiver of rights agreement","url":"\/38.2-2226\/","token":"38.2\/22\/38.2-2226","metadata":false},{"id":64295,"structure_id":13816,"section_number":"38.2-2226.1","catch_line":"Insurer to give notice of settlement of claim","url":"\/38.2-2226.1\/","token":"38.2\/22\/38.2-2226.1","metadata":false},{"id":75189,"structure_id":13816,"section_number":"38.2-2227","catch_line":"Aircraft liability policy not to deny coverage for violation of federal or civil regulations, etc.; permitted exclusions or conditions","url":"\/38.2-2227\/","token":"38.2\/22\/38.2-2227","metadata":false},{"id":54902,"structure_id":13816,"section_number":"38.2-2228","catch_line":"Repealed","url":"\/38.2-2228\/","token":"38.2\/22\/38.2-2228","metadata":false},{"id":54970,"structure_id":13816,"section_number":"38.2-2228.2","catch_line":"Certain medical malpractice claims to be reported to the Commission","url":"\/38.2-2228.2\/","token":"38.2\/22\/38.2-2228.2","metadata":false},{"id":76107,"structure_id":13816,"section_number":"38.2-2229","catch_line":"Claims-made liability insurance","url":"\/38.2-2229\/","token":"38.2\/22\/38.2-2229","metadata":false},{"id":71578,"structure_id":13816,"section_number":"38.2-2230","catch_line":"Mandatory offer of rental reimbursement coverage","url":"\/38.2-2230\/","token":"38.2\/22\/38.2-2230","metadata":false},{"id":81873,"structure_id":13816,"section_number":"38.2-2231","catch_line":"Physical damage arbitration between insurers; alternate forums","url":"\/38.2-2231\/","token":"38.2\/22\/38.2-2231","metadata":false},{"id":54821,"structure_id":13816,"section_number":"38.2-2232","catch_line":"Liability insurance on private pleasure watercraft; optional coverage","url":"\/38.2-2232\/","token":"38.2\/22\/38.2-2232","metadata":false},{"id":69145,"structure_id":13816,"section_number":"38.2-2233","catch_line":"Installment payments of motor vehicle insurance","url":"\/38.2-2233\/","token":"38.2\/22\/38.2-2233","metadata":false},{"id":83935,"structure_id":13816,"section_number":"38.2-2234","catch_line":"Insurance credit score disclosure; use of credit information","url":"\/38.2-2234\/","token":"38.2\/22\/38.2-2234","metadata":false}],"previous_section":{"id":62972,"structure_id":13816,"section_number":"38.2-2207","catch_line":"No policy to exclude coverage to employee","url":"\/38.2-2207\/","token":"38.2\/22\/38.2-2207","metadata":false},"next_section":{"id":76452,"structure_id":13816,"section_number":"38.2-2209","catch_line":"Motor vehicle liability medical benefit insurer not to retain right of subrogation to recover from third party","url":"\/38.2-2209\/","token":"38.2\/22\/38.2-2209","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-2208\/","history_text":"

This law was first created in 1954. The record of its establishment is cataloged in chapter 263 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1954 \u201cActs\u201d aren\u2019t available online. It has been modified 11 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1960, chapter 127; in 1975, chapter 164; in 1983, chapter 371; in 1986, chapter 562; in 1992, chapter 160; in 2000, chapter 529<\/a>; in 2003, chapter 387<\/a>; in 2009, chapter 215<\/a>; in 2013, chapter 257<\/a>; in 2015, chapters 9<\/a> and 443<\/a>; in 2016, chapters 4<\/a> and 71<\/a>.<\/p>","references":[{"id":80817,"section_number":"38.2-2212","catch_line":"Grounds and procedure for cancellation of or refusal to renew motor vehicle insurance policies; review by Commissioner","order_by":null,"url":"\/38.2-2212\/"},{"id":71236,"section_number":"38.2-2212.1","catch_line":"Powers of Commission; replacement policies","order_by":null,"url":"\/38.2-2212.1\/"},{"id":72048,"section_number":"38.2-325","catch_line":"Electronic delivery","order_by":null,"url":"\/38.2-325\/"}],"refers_to":false,"permalink":{"id":213583,"object_type":"law","relational_id":80121,"identifier":"38.2-2208","token":"38.2\/22\/38.2-2208","url":"\/38.2-2208\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-2208\/","token":"38.2\/22\/38.2-2208","dublin_core":{"Title":"Notices of cancellation of or refusal to renew motor vehicle insurance policies","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-2208","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> No written notice of cancellation or refusal to renew that is mailed or delivered electronically by an insurer<\/span> to an insured in accordance with the provisions of a motor vehicle insurance<\/span> policy shall be effective unless the insurer<\/span> complies with the applicable provisions of subdivisions 1, 2, and 3: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> If the notice is mailed, proof of mailing a notice of cancellation or refusal to renew shall be obtained using one of the following methods that demonstrates the date that the notice was sent to the named insured at the address stated in the policy or to the named insured’s last known address:\n\t\t\t\ta. The notice is sent by: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Registered mail; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Certified mail; or <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Any other similar first-class mail tracking method used or approved by the United States<\/span> Postal Service, including Intelligent Mail barcode Tracing (IMb Tracing); or\n\t\t\t\t\tb. The notice is sent by another method of mailing for which a certificate of mailing is obtained from the United States<\/span> Postal Service at the time the notice is accepted for mailing. A certificate of mailing from the United States<\/span> Postal Service does not include a certificate of bulk mailing. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> If such notice is delivered electronically, the insurer<\/span> retains evidence<\/span> of electronic transmittal or receipt of the notification for at least one year from the date of the transmittal. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> If the notice is mailed, the insurer<\/span> retains a copy of the notice of cancellation or refusal to renew for at least one year from the date such action was effective. If the notice is mailed, proof of mailing from the United States<\/span> Postal Service consistent with the mailing method utilized by the insurer<\/span> shall be maintained for one year from the date the cancellation or nonrenewal notice is effective. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> 1. If the terms of the policy require the notice of cancellation or refusal to renew to be given to any lienholder, then the insurer<\/span> shall mail such notice and retain a copy of the notice in the manner required by subsection A. If the notices sent to the insured and the lienholder are part of the same form, the insurer<\/span> may retain a single copy of the notice. Proof of mailing from the United States<\/span> Postal Service consistent with the mailing method utilized by the insurer<\/span> shall be maintained for one year from the date the cancellation or nonrenewal notice is effective. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Notwithstanding the provisions of subdivision B 1, if the terms of the policy require the notice of cancellation or refusal to renew to be given to any lienholder, the insurer<\/span> and lienholder may agree by separate agreement that such notices may be transmitted electronically, provided that the insurer<\/span> and lienholder agree upon the specifics for transmittal and acknowledgment of notification. Evidence<\/span> of transmittal or receipt of the notification required by this subsection shall be retained by the insurer<\/span> for at least one year from the date of termination. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> “Copy,” as used in this section, includes photographs, microphotographs, photostats, microfilm, microcard, printouts or other reproductions of electronically stored data or copies from optical disks, electronically transmitted facsimiles, or any other reproduction of an original from a process that forms a durable medium for its recording, storing, and reproducing. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nNOTICES OF CANCELLATION OF OR REFUSAL TO RENEW MOTOR VEHICLE INSURANCE POLICIES\n(\u00a7 38.2-2208)\n\nA. No written notice of cancellation or refusal to renew that is mailed or\ndelivered electronically by an insurer to an insured in accordance with the\nprovisions of a motor vehicle insurance policy shall be effective unless the\ninsurer complies with the applicable provisions of subdivisions 1, 2, and 3:\n\n 1. If the notice is mailed, proof of mailing a notice of cancellation or\n refusal to renew shall be obtained using one of the following methods that\n demonstrates the date that the notice was sent to the named insured at the\n address stated in the policy or to the named insured’s last known\n address:\n \t\t\t\ta. The notice is sent by:\n\n 1. Registered mail;\n\n 2. Certified mail; or\n\n 3. Any other similar first-class mail tracking method used or approved by\n the United States Postal Service, including Intelligent Mail barcode Tracing\n (IMb Tracing); or\n \t\t\t\t\tb. The notice is sent by another method of mailing for which a\n certificate of mailing is obtained from the United States Postal Service at\n the time the notice is accepted for mailing. A certificate of mailing from\n the United States Postal Service does not include a certificate of bulk\n mailing.\n\n 2. If such notice is delivered electronically, the insurer retains evidence of\n electronic transmittal or receipt of the notification for at least one year\n from the date of the transmittal.\n\n 3. If the notice is mailed, the insurer retains a copy of the notice of\n cancellation or refusal to renew for at least one year from the date such\n action was effective. If the notice is mailed, proof of mailing from the\n United States Postal Service consistent with the mailing method utilized by\n the insurer shall be maintained for one year from the date the cancellation or\n nonrenewal notice is effective.\n\nB. 1. If the terms of the policy require the notice of cancellation or refusal\nto renew to be given to any lienholder, then the insurer shall mail such notice\nand retain a copy of the notice in the manner required by subsection A. If the\nnotices sent to the insured and the lienholder are part of the same form, the\ninsurer may retain a single copy of the notice. Proof of mailing from the United\nStates Postal Service consistent with the mailing method utilized by the insurer\nshall be maintained for one year from the date the cancellation or nonrenewal\nnotice is effective.\n\n 2. Notwithstanding the provisions of subdivision B 1, if the terms of the\n policy require the notice of cancellation or refusal to renew to be given to\n any lienholder, the insurer and lienholder may agree by separate agreement\n that such notices may be transmitted electronically, provided that the insurer\n and lienholder agree upon the specifics for transmittal and acknowledgment of\n notification. Evidence of transmittal or receipt of the notification required\n by this subsection shall be retained by the insurer for at least one year from\n the date of termination.\n\nC. “Copy,” as used in this section, includes photographs,\nmicrophotographs, photostats, microfilm, microcard, printouts or other\nreproductions of electronically stored data or copies from optical disks,\nelectronically transmitted facsimiles, or any other reproduction of an original\nfrom a process that forms a durable medium for its recording, storing, and\nreproducing.\n\nHISTORY: 1954, c. 263, \u00a7 38.1-381.1; 1960, c. 127; 1975, c. 164; 1983, c. 371;\n1986, c. 562; 1992, c. 160; 2000, c. 529; 2003, c. 387; 2009, c. 215; 2013, c.\n257; 2015, cc. 9, 443; 2016, cc. 4, 71.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}