{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-2519.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-2519.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-2519.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-2519.html"}],"law_id":86250,"edition_id":1,"section_id":86250,"structure_id":14941,"section_number":"38.2-2519","catch_line":"Classification of risks; rates","history":"Code 1950, \u00a7 38-531; 1952, c. 317, \u00a7 38.1-676; 1974, c. 244; 1986, c. 562.","full_text":"Any insurer writing mutual assessment property and casualty insurance may classify the property or risk insured in accordance with the risk or hazard to which the property is subject, and fix the rate of assessment or premium for that insurance in accordance with the classification.","order_by":null,"text":{"0":{"id":308935,"text":"Any insurer writing mutual assessment property and casualty insurance may classify the property or risk insured in accordance with the risk or hazard to which the property is subject, and fix the rate of assessment or premium for that insurance in accordance with the classification.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":14941,"edition_id":1,"name":"Insurance Transactions","identifier":"4","label":"article","depth":3,"order_by":1,"parent_id":13766,"metadata":{},"date_created":"2026-06-26 03:50:55","date_modified":"2026-06-26 03:50:55","permalink":{"id":213883,"object_type":"structure","relational_id":14941,"identifier":"4","token":"38.2\/25\/4","url":"\/38.2\/25\/4\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13766,"edition_id":1,"name":"Mutual Assessment Property and Casualty Insurers","identifier":"25","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:45:49","date_modified":"2026-06-26 03:45:49","permalink":{"id":213811,"object_type":"structure","relational_id":13766,"identifier":"25","token":"38.2\/25","url":"\/38.2\/25\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":69506,"structure_id":14941,"section_number":"38.2-2516","catch_line":"Issuance of policies; bylaws as part of contract","url":"\/38.2-2516\/","token":"38.2\/25\/4\/38.2-2516","metadata":false},{"id":69640,"structure_id":14941,"section_number":"38.2-2517","catch_line":"Policy forms to be filed","url":"\/38.2-2517\/","token":"38.2\/25\/4\/38.2-2517","metadata":false},{"id":69465,"structure_id":14941,"section_number":"38.2-2518","catch_line":"Assessment contract","url":"\/38.2-2518\/","token":"38.2\/25\/4\/38.2-2518","metadata":false},{"id":86250,"structure_id":14941,"section_number":"38.2-2519","catch_line":"Classification of risks; rates","url":"\/38.2-2519\/","token":"38.2\/25\/4\/38.2-2519","metadata":false},{"id":79668,"structure_id":14941,"section_number":"38.2-2520","catch_line":"Right to limit assessment liability","url":"\/38.2-2520\/","token":"38.2\/25\/4\/38.2-2520","metadata":false},{"id":57007,"structure_id":14941,"section_number":"38.2-2521","catch_line":"Notice of assessment; how given","url":"\/38.2-2521\/","token":"38.2\/25\/4\/38.2-2521","metadata":false},{"id":66285,"structure_id":14941,"section_number":"38.2-2522","catch_line":"Action to recover assessments; penalty","url":"\/38.2-2522\/","token":"38.2\/25\/4\/38.2-2522","metadata":false},{"id":76397,"structure_id":14941,"section_number":"38.2-2523","catch_line":"Notice of loss and adjustment","url":"\/38.2-2523\/","token":"38.2\/25\/4\/38.2-2523","metadata":false},{"id":62608,"structure_id":14941,"section_number":"38.2-2524","catch_line":"Proceeding when loss or damage exceeds cash on hand","url":"\/38.2-2524\/","token":"38.2\/25\/4\/38.2-2524","metadata":false},{"id":71959,"structure_id":14941,"section_number":"38.2-2525","catch_line":"Agents licenses required","url":"\/38.2-2525\/","token":"38.2\/25\/4\/38.2-2525","metadata":false}],"previous_section":{"id":69465,"structure_id":14941,"section_number":"38.2-2518","catch_line":"Assessment contract","url":"\/38.2-2518\/","token":"38.2\/25\/4\/38.2-2518","metadata":false},"next_section":{"id":79668,"structure_id":14941,"section_number":"38.2-2520","catch_line":"Right to limit assessment liability","url":"\/38.2-2520\/","token":"38.2\/25\/4\/38.2-2520","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-2519\/","history_text":"<p>The record of this law\u2019s original creation isn\u2019t available online. It has been modified 3 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1952, chapter 317; in 1974, chapter 244; in 1986, chapter 562.<\/p>","references":false,"refers_to":false,"permalink":{"id":213897,"object_type":"law","relational_id":86250,"identifier":"38.2-2519","token":"38.2\/25\/4\/38.2-2519","url":"\/38.2-2519\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-2519\/","token":"38.2\/25\/4\/38.2-2519","dublin_core":{"Title":"Classification of risks; rates","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-2519","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>Any <span class=\"dictionary\">insurer<\/span> writing mutual assessment property and casualty <span class=\"dictionary\">insurance<\/span> may classify the property or risk insured in accordance with the risk or hazard to which the property is subject, and fix the <span class=\"dictionary\">rate<\/span> of assessment or premium for that <span class=\"dictionary\">insurance<\/span> in accordance with the classification.<\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nCLASSIFICATION OF RISKS; RATES (\u00a7 38.2-2519)\n\nAny insurer writing mutual assessment property and casualty insurance may\nclassify the property or risk insured in accordance with the risk or hazard to\nwhich the property is subject, and fix the rate of assessment or premium for\nthat insurance in accordance with the classification.\n\nHISTORY: Code 1950, \u00a7 38-531; 1952, c. 317, \u00a7 38.1-676; 1974, c. 244; 1986, c.\n562.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}