{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-2602.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-2602.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-2602.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-2602.html"}],"law_id":59380,"edition_id":1,"section_id":59380,"structure_id":12840,"section_number":"38.2-2602","catch_line":"Limited applicability to certain insurers","history":"1981, c. 530, \u00a7\u00a7 38.1-933, 38.1-945; 1986, c. 562; 2006, c. 634; 2017, c. 727.","full_text":"A property and casualty insurer may be licensed to transact home protection insurance as defined in \u00a7 38.2-129. An insurer licensed in this Commonwealth to transact the class of insurance defined by \u00a7 38.2-111 on July 1, 1986, may also transact home protection insurance without additional authority. No other provision of this chapter, except \u00a7 38.2-2606 and \u00a7\u00a7 38.2-2608 through 38.2-2614, shall be applicable to the insurers, their businesses, or their home protection contracts.","order_by":null,"text":{"0":{"id":217634,"text":"A property and casualty insurer may be licensed to transact home protection insurance as defined in \u00a7 38.2-129. An insurer licensed in this Commonwealth to transact the class of insurance defined by \u00a7 38.2-111 on July 1, 1986, may also transact home protection insurance without additional authority. No other provision of this chapter, except \u00a7 38.2-2606 and \u00a7\u00a7 38.2-2608 through 38.2-2614, shall be applicable to the insurers, their businesses, or their home protection contracts.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":12840,"edition_id":1,"name":"Home Protection Companies","identifier":"26","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:43:56","date_modified":"2026-06-26 03:43:56","permalink":{"id":213943,"object_type":"structure","relational_id":12840,"identifier":"26","token":"38.2\/26","url":"\/38.2\/26\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":85986,"structure_id":12840,"section_number":"38.2-2600","catch_line":"Definitions","url":"\/38.2-2600\/","token":"38.2\/26\/38.2-2600","metadata":false},{"id":75121,"structure_id":12840,"section_number":"38.2-2601","catch_line":"Exemptions","url":"\/38.2-2601\/","token":"38.2\/26\/38.2-2601","metadata":false},{"id":59380,"structure_id":12840,"section_number":"38.2-2602","catch_line":"Limited applicability to certain insurers","url":"\/38.2-2602\/","token":"38.2\/26\/38.2-2602","metadata":false},{"id":66093,"structure_id":12840,"section_number":"38.2-2603","catch_line":"License required; application; fee","url":"\/38.2-2603\/","token":"38.2\/26\/38.2-2603","metadata":false},{"id":80501,"structure_id":12840,"section_number":"38.2-2604","catch_line":"Qualification for license; net worth; deposit of securities with State Treasurer","url":"\/38.2-2604\/","token":"38.2\/26\/38.2-2604","metadata":false},{"id":79225,"structure_id":12840,"section_number":"38.2-2605","catch_line":"Expiration and renewal of license","url":"\/38.2-2605\/","token":"38.2\/26\/38.2-2605","metadata":false},{"id":56816,"structure_id":12840,"section_number":"38.2-2606","catch_line":"Reserves required","url":"\/38.2-2606\/","token":"38.2\/26\/38.2-2606","metadata":false},{"id":73559,"structure_id":12840,"section_number":"38.2-2607","catch_line":"Annual statements","url":"\/38.2-2607\/","token":"38.2\/26\/38.2-2607","metadata":false},{"id":74863,"structure_id":12840,"section_number":"38.2-2608","catch_line":"Home protection contracts; filing; form and contents; application or agreement to purchase; regulation of rates and charges","url":"\/38.2-2608\/","token":"38.2\/26\/38.2-2608","metadata":false},{"id":59105,"structure_id":12840,"section_number":"38.2-2609","catch_line":"Qualifications of agents","url":"\/38.2-2609\/","token":"38.2\/26\/38.2-2609","metadata":false},{"id":81246,"structure_id":12840,"section_number":"38.2-2610","catch_line":"Cancellation of home protection contracts","url":"\/38.2-2610\/","token":"38.2\/26\/38.2-2610","metadata":false},{"id":70070,"structure_id":12840,"section_number":"38.2-2611","catch_line":"Unfair discrimination","url":"\/38.2-2611\/","token":"38.2\/26\/38.2-2611","metadata":false},{"id":55408,"structure_id":12840,"section_number":"38.2-2612","catch_line":"Unfair trade practices","url":"\/38.2-2612\/","token":"38.2\/26\/38.2-2612","metadata":false},{"id":75413,"structure_id":12840,"section_number":"38.2-2613","catch_line":"Application of insurance laws","url":"\/38.2-2613\/","token":"38.2\/26\/38.2-2613","metadata":false},{"id":79863,"structure_id":12840,"section_number":"38.2-2614","catch_line":"Fronting not permitted","url":"\/38.2-2614\/","token":"38.2\/26\/38.2-2614","metadata":false},{"id":63662,"structure_id":12840,"section_number":"38.2-2615","catch_line":"Other insurance transactions prohibited","url":"\/38.2-2615\/","token":"38.2\/26\/38.2-2615","metadata":false},{"id":63494,"structure_id":12840,"section_number":"38.2-2616","catch_line":"Binding arbitration provisions in contract","url":"\/38.2-2616\/","token":"38.2\/26\/38.2-2616","metadata":false},{"id":53987,"structure_id":12840,"section_number":"38.2-2617","catch_line":"Repealed","url":"\/38.2-2617\/","token":"38.2\/26\/38.2-2617","metadata":false},{"id":63420,"structure_id":12840,"section_number":"38.2-2628","catch_line":"Repealed","url":"\/38.2-2628\/","token":"38.2\/26\/38.2-2628","metadata":false}],"previous_section":{"id":75121,"structure_id":12840,"section_number":"38.2-2601","catch_line":"Exemptions","url":"\/38.2-2601\/","token":"38.2\/26\/38.2-2601","metadata":false},"next_section":{"id":66093,"structure_id":12840,"section_number":"38.2-2603","catch_line":"License required; application; fee","url":"\/38.2-2603\/","token":"38.2\/26\/38.2-2603","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-2602\/","history_text":"

This law was first created in 1981. The record of its establishment is cataloged in chapter 530 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1981 \u201cActs\u201d aren\u2019t available online. It has been modified 3 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1986, chapter 562; in 2006, chapter 634<\/a>; in 2017, chapter 727<\/a>.<\/p>","references":[{"id":66093,"section_number":"38.2-2603","catch_line":"License required; application; fee","order_by":null,"url":"\/38.2-2603\/"}],"refers_to":[{"id":73309,"section_number":"38.2-111","catch_line":"Miscellaneous property and casualty","order_by":null,"url":"\/38.2-111\/"},{"id":57616,"section_number":"38.2-129","catch_line":"Home protection insurance","order_by":null,"url":"\/38.2-129\/"},{"id":56816,"section_number":"38.2-2606","catch_line":"Reserves required","order_by":null,"url":"\/38.2-2606\/"},{"id":74863,"section_number":"38.2-2608","catch_line":"Home protection contracts; filing; form and contents; application or agreement to purchase; regulation of rates and charges","order_by":null,"url":"\/38.2-2608\/"},{"id":79863,"section_number":"38.2-2614","catch_line":"Fronting not permitted","order_by":null,"url":"\/38.2-2614\/"}],"permalink":{"id":213953,"object_type":"law","relational_id":59380,"identifier":"38.2-2602","token":"38.2\/26\/38.2-2602","url":"\/38.2-2602\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-2602\/","token":"38.2\/26\/38.2-2602","dublin_core":{"Title":"Limited applicability to certain insurers","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-2602","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A property and casualty insurer<\/span> may be licensed to transact home protection insurance<\/span> as defined in \u00a7 38.2-129<\/a>. An insurer<\/span> licensed in this Commonwealth to transact the class of insurance<\/span> defined by \u00a7 38.2-111<\/a> on July 1, 1986, may also transact home protection insurance<\/span> without additional authority. No other provision of this chapter, except \u00a7 38.2-2606<\/a> and \u00a7\u00a7 38.2-2608<\/a> through 38.2-2614<\/a>, shall be applicable to the insurers<\/span>, their businesses, or their home protection contracts<\/span>.<\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nLIMITED APPLICABILITY TO CERTAIN INSURERS (\u00a7 38.2-2602)\n\nA property and casualty insurer may be licensed to transact home protection\ninsurance as defined in \u00a7 38.2-129. An insurer licensed in this Commonwealth to\ntransact the class of insurance defined by \u00a7 38.2-111 on July 1, 1986, may also\ntransact home protection insurance without additional authority. No other\nprovision of this chapter, except \u00a7 38.2-2606 and \u00a7\u00a7 38.2-2608 through\n38.2-2614, shall be applicable to the insurers, their businesses, or their home\nprotection contracts.\n\nHISTORY: 1981, c. 530, \u00a7\u00a7 38.1-933, 38.1-945; 1986, c. 562; 2006, c. 634;\n2017, c. 727.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}