{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-2900.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-2900.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-2900.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-2900.html"}],"law_id":67887,"edition_id":1,"section_id":67887,"structure_id":13381,"section_number":"38.2-2900","catch_line":"Definitions","history":"1988, cc. 769, 783.","full_text":"As used in this chapter:\n\t\t“Association” means the joint underwriting association established pursuant to the provisions of this chapter.\n\t\t“Commercial liability insurance” means the commercial classes of insurance defined in \u00a7\u00a7 38.2-117 and 38.2-118, but for the purposes of this chapter, does not include medical malpractice insurance as defined in \u00a7 38.2-2800, nuclear liability or any risks, lines, or subclassifications that are determined by the Commission to be uninsurable; provided, no such determination shall be based solely upon evidence that no insurers are then insuring such risk, line, or subclassification. The Commission may exclude from this definition any other line, subclassification or type of commercial liability insurance as it deems appropriate.\n\t\t“Incidental coverage” means any other type of liability insurance covering activities directly related to the continued and efficient delivery of business and professional services that: (i) cannot be separately obtained in the voluntary market because commercial liability insurance is being provided pursuant this chapter; and (ii) cannot be separately obtained through other involuntary market mechanisms.\n\t\t“Market assistance plan” means a voluntary association of insurers and insurance agents licensed to do business in the Commonwealth that is formed, pursuant to a plan of operation filed with and approved by the Commission, to assist with the individual placement of commercial liability insurance coverage that is not reasonably available on the voluntary market.\n\t\t“Net direct premiums written” means gross direct premiums written in this Commonwealth on all policies of liability insurance less (i) all return premiums on the policy, (ii) dividends paid or credited to policyholders, and (iii) the unused or unabsorbed portions of premium deposits on liability insurance. For the purposes of this chapter, “liability insurance” means the classes of insurance defined in \u00a7\u00a7 38.2-117 through 38.2-119, and the liability portions of the insurance defined in \u00a7\u00a7 38.2-124, 38.2-125 and 38.2-130 through 38.2-132.","order_by":null,"text":{"0":{"id":245859,"text":"As used in this chapter:\n\t\t“Association” means the joint underwriting association established pursuant to the provisions of this chapter.\n\t\t“Commercial liability insurance” means the commercial classes of insurance defined in \u00a7\u00a7 38.2-117 and 38.2-118, but for the purposes of this chapter, does not include medical malpractice insurance as defined in \u00a7 38.2-2800, nuclear liability or any risks, lines, or subclassifications that are determined by the Commission to be uninsurable; provided, no such determination shall be based solely upon evidence that no insurers are then insuring such risk, line, or subclassification. The Commission may exclude from this definition any other line, subclassification or type of commercial liability insurance as it deems appropriate.\n\t\t“Incidental coverage” means any other type of liability insurance covering activities directly related to the continued and efficient delivery of business and professional services that: (i) cannot be separately obtained in the voluntary market because commercial liability insurance is being provided pursuant this chapter; and (ii) cannot be separately obtained through other involuntary market mechanisms.\n\t\t“Market assistance plan” means a voluntary association of insurers and insurance agents licensed to do business in the Commonwealth that is formed, pursuant to a plan of operation filed with and approved by the Commission, to assist with the individual placement of commercial liability insurance coverage that is not reasonably available on the voluntary market.\n\t\t“Net direct premiums written” means gross direct premiums written in this Commonwealth on all policies of liability insurance less (i) all return premiums on the policy, (ii) dividends paid or credited to policyholders, and (iii) the unused or unabsorbed portions of premium deposits on liability insurance. For the purposes of this chapter, “liability insurance” means the classes of insurance defined in \u00a7\u00a7 38.2-117 through 38.2-119, and the liability portions of the insurance defined in \u00a7\u00a7 38.2-124, 38.2-125 and 38.2-130 through 38.2-132.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":13381,"edition_id":1,"name":"Commercial Liability Insurance Joint Underwriting Association","identifier":"29","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:45","date_modified":"2026-06-26 03:44:45","permalink":{"id":214141,"object_type":"structure","relational_id":13381,"identifier":"29","token":"38.2\/29","url":"\/38.2\/29\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":67887,"structure_id":13381,"section_number":"38.2-2900","catch_line":"Definitions","url":"\/38.2-2900\/","token":"38.2\/29\/38.2-2900","metadata":false},{"id":86890,"structure_id":13381,"section_number":"38.2-2900.1","catch_line":"Market assistance plan","url":"\/38.2-2900.1\/","token":"38.2\/29\/38.2-2900.1","metadata":false},{"id":65411,"structure_id":13381,"section_number":"38.2-2901","catch_line":"Association activation; members; purpose; determinations by Commission; powers of Association","url":"\/38.2-2901\/","token":"38.2\/29\/38.2-2901","metadata":false},{"id":74095,"structure_id":13381,"section_number":"38.2-2902","catch_line":"Dissolution","url":"\/38.2-2902\/","token":"38.2\/29\/38.2-2902","metadata":false},{"id":54353,"structure_id":13381,"section_number":"38.2-2903","catch_line":"Directors","url":"\/38.2-2903\/","token":"38.2\/29\/38.2-2903","metadata":false},{"id":62519,"structure_id":13381,"section_number":"38.2-2904","catch_line":"Plan of operation","url":"\/38.2-2904\/","token":"38.2\/29\/38.2-2904","metadata":false},{"id":56099,"structure_id":13381,"section_number":"38.2-2905","catch_line":"Policy forms; applicants to be issued policies; cancellation of policies; rates; group retrospective rating plan; examination of business of Association","url":"\/38.2-2905\/","token":"38.2\/29\/38.2-2905","metadata":false},{"id":69954,"structure_id":13381,"section_number":"38.2-2906","catch_line":"Stabilization reserve fund","url":"\/38.2-2906\/","token":"38.2\/29\/38.2-2906","metadata":false},{"id":64097,"structure_id":13381,"section_number":"38.2-2907","catch_line":"Participation in Association by insurers","url":"\/38.2-2907\/","token":"38.2\/29\/38.2-2907","metadata":false},{"id":69170,"structure_id":13381,"section_number":"38.2-2908","catch_line":"Review of actions or decisions of Association","url":"\/38.2-2908\/","token":"38.2\/29\/38.2-2908","metadata":false},{"id":66449,"structure_id":13381,"section_number":"38.2-2909","catch_line":"Annual statements","url":"\/38.2-2909\/","token":"38.2\/29\/38.2-2909","metadata":false},{"id":56213,"structure_id":13381,"section_number":"38.2-2910","catch_line":"Annual examination into affairs of Association","url":"\/38.2-2910\/","token":"38.2\/29\/38.2-2910","metadata":false},{"id":56451,"structure_id":13381,"section_number":"38.2-2911","catch_line":"Public officers or employees","url":"\/38.2-2911\/","token":"38.2\/29\/38.2-2911","metadata":false},{"id":77816,"structure_id":13381,"section_number":"38.2-2912","catch_line":"Commissions for placing and servicing risk with Association","url":"\/38.2-2912\/","token":"38.2\/29\/38.2-2912","metadata":false},{"id":76792,"structure_id":13381,"section_number":"38.2-2913","catch_line":"Liability","url":"\/38.2-2913\/","token":"38.2\/29\/38.2-2913","metadata":false}],"next_section":{"id":86890,"structure_id":13381,"section_number":"38.2-2900.1","catch_line":"Market assistance plan","url":"\/38.2-2900.1\/","token":"38.2\/29\/38.2-2900.1","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-2900\/","history_text":"

This law was first created in 1988. The record of its establishment is cataloged in chapters 769 and 783 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1988 \u201cActs\u201d aren\u2019t available online.<\/p>","references":false,"refers_to":[{"id":83683,"section_number":"38.2-117","catch_line":"Personal injury liability","order_by":null,"url":"\/38.2-117\/"},{"id":58741,"section_number":"38.2-118","catch_line":"Property damage liability","order_by":null,"url":"\/38.2-118\/"},{"id":80898,"section_number":"38.2-119","catch_line":"Workers' compensation and employers' liability","order_by":null,"url":"\/38.2-119\/"},{"id":66976,"section_number":"38.2-124","catch_line":"Motor vehicle","order_by":null,"url":"\/38.2-124\/"},{"id":66153,"section_number":"38.2-125","catch_line":"Aircraft","order_by":null,"url":"\/38.2-125\/"},{"id":75005,"section_number":"38.2-130","catch_line":"Homeowners insurance","order_by":null,"url":"\/38.2-130\/"},{"id":60601,"section_number":"38.2-132","catch_line":"Commercial multi-peril insurance","order_by":null,"url":"\/38.2-132\/"},{"id":87324,"section_number":"38.2-2800","catch_line":"Definitions","order_by":null,"url":"\/38.2-2800\/"}],"permalink":{"id":214143,"object_type":"law","relational_id":67887,"identifier":"38.2-2900","token":"38.2\/29\/38.2-2900","url":"\/38.2-2900\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-2900\/","token":"38.2\/29\/38.2-2900","dublin_core":{"Title":"Definitions","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-2900","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

As used in this chapter:\n\t\t“Association<\/span>” means the joint underwriting association<\/span> established pursuant to the provisions of this chapter.\n\t\t“Commercial liability insurance<\/span>” means the commercial classes of insurance defined in \u00a7\u00a7 38.2-117<\/a> and 38.2-118<\/a>, but for the purposes of this chapter, does not include medical malpractice insurance as defined in \u00a7 38.2-2800<\/a>, nuclear liability or any risks, lines, or subclassifications that are determined by the Commission<\/span> to be uninsurable; provided, no such determination shall be based solely upon evidence<\/span> that no insurers<\/span> are then insuring such risk, line, or subclassification. The Commission<\/span> may exclude from this definition any other line, subclassification or type of commercial liability insurance<\/span> as it deems appropriate.\n\t\t“Incidental coverage<\/span>” means any other type of liability insurance covering activities directly related to the continued and efficient delivery of business and professional services that: (i) cannot be separately obtained in the voluntary market because commercial liability insurance<\/span> is being provided pursuant this chapter; and (ii) cannot be separately obtained through other involuntary market mechanisms.\n\t\t“Market assistance plan<\/span>” means a voluntary association<\/span> of insurers<\/span> and insurance agents licensed to do business in the Commonwealth that is formed, pursuant to a plan of operation filed with and approved by the Commission<\/span>, to assist with the individual placement of commercial liability insurance<\/span> coverage that is not reasonably available on the voluntary market.\n\t\t“Net direct premiums written<\/span>” means gross direct premiums written in this Commonwealth on all policies of liability insurance less (i) all return premiums on the policy, (ii) dividends paid or credited to policyholders, and (iii) the unused or unabsorbed portions of premium deposits on liability insurance. For the purposes of this chapter, “liability insurance” means the classes of insurance defined in \u00a7\u00a7 38.2-117<\/a> through 38.2-119<\/a>, and the liability portions of the insurance defined in \u00a7\u00a7 38.2-124<\/a>, 38.2-125<\/a> and 38.2-130<\/a> through 38.2-132<\/a>.<\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nDEFINITIONS (\u00a7 38.2-2900)\n\nAs used in this chapter:\n\t\t“Association” means the joint underwriting association established\npursuant to the provisions of this chapter.\n\t\t“Commercial liability insurance” means the commercial classes of\ninsurance defined in \u00a7\u00a7 38.2-117 and 38.2-118, but for the purposes of this\nchapter, does not include medical malpractice insurance as defined in \u00a7\n38.2-2800, nuclear liability or any risks, lines, or subclassifications that are\ndetermined by the Commission to be uninsurable; provided, no such determination\nshall be based solely upon evidence that no insurers are then insuring such\nrisk, line, or subclassification. The Commission may exclude from this\ndefinition any other line, subclassification or type of commercial liability\ninsurance as it deems appropriate.\n\t\t“Incidental coverage” means any other type of liability insurance\ncovering activities directly related to the continued and efficient delivery of\nbusiness and professional services that: (i) cannot be separately obtained in\nthe voluntary market because commercial liability insurance is being provided\npursuant this chapter; and (ii) cannot be separately obtained through other\ninvoluntary market mechanisms.\n\t\t“Market assistance plan” means a voluntary association of insurers\nand insurance agents licensed to do business in the Commonwealth that is formed,\npursuant to a plan of operation filed with and approved by the Commission, to\nassist with the individual placement of commercial liability insurance coverage\nthat is not reasonably available on the voluntary market.\n\t\t“Net direct premiums written” means gross direct premiums written\nin this Commonwealth on all policies of liability insurance less (i) all return\npremiums on the policy, (ii) dividends paid or credited to policyholders, and\n(iii) the unused or unabsorbed portions of premium deposits on liability\ninsurance. For the purposes of this chapter, “liability insurance”\nmeans the classes of insurance defined in \u00a7\u00a7 38.2-117 through 38.2-119, and\nthe liability portions of the insurance defined in \u00a7\u00a7 38.2-124, 38.2-125 and\n38.2-130 through 38.2-132.\n\nHISTORY: 1988, cc. 769, 783.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}