{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-3324.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-3324.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-3324.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-3324.html"}],"law_id":77746,"edition_id":1,"section_id":77746,"structure_id":14882,"section_number":"38.2-3324","catch_line":"Standard provisions required; exceptions","history":"Code 1950, \u00a7\u00a7 38-429, 38-431; 1952, c. 317, \u00a7 38.1-424; 1960, c. 273; 1968, c. 282; 1970, c. 145; 1986, c. 562; 1993, c. 105; 1998, c. 154.","full_text":"A\n\nNo group life insurance policy shall be delivered or issued for delivery in this Commonwealth unless it contains in substance the standard provisions prescribed in this article. The standard provisions required for individual life insurance policies shall not apply to group life insurance policies.B\n\nIf a group life insurance policy is not term insurance, it shall contain a nonforfeiture provision that in the opinion of the Commission is equitable to the insured persons and to the policyholder. This subsection shall not be construed to require that group life insurance policies contain the same nonforfeiture provisions as are required for individual life insurance policies.C\n\nThe provisions of &#xA7; 38.2-3330, subsection A of &#xA7; 38.2-3331, and &#xA7;&#xA7; 38.2-3332 through 38.2-3334 shall not apply to policies issued pursuant to &#xA7; 38.2-3318.1 B or group life insurance contracts in which the insurable interest is as described in subdivision 3 of subsection B of &#xA7; 38.2-301.","order_by":null,"text":{"0":{"id":278792,"text":"No group life insurance policy shall be delivered or issued for delivery in this Commonwealth unless it contains in substance the standard provisions prescribed in this article. The standard provisions required for individual life insurance policies shall not apply to group life insurance policies.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":278793,"text":"If a group life insurance policy is not term insurance, it shall contain a nonforfeiture provision that in the opinion of the Commission is equitable to the insured persons and to the policyholder. This subsection shall not be construed to require that group life insurance policies contain the same nonforfeiture provisions as are required for individual life insurance policies.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"C"},"2":{"id":278794,"text":"The provisions of &#xA7; 38.2-3330, subsection A of &#xA7; 38.2-3331, and &#xA7;&#xA7; 38.2-3332 through 38.2-3334 shall not apply to policies issued pursuant to &#xA7; 38.2-3318.1 B or group life insurance contracts in which the insurable interest is as described in subdivision 3 of subsection B of &#xA7; 38.2-301.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B"}},"ancestry":[{"id":14882,"edition_id":1,"name":"Group Life Insurance Policies","identifier":"2","label":"article","depth":3,"order_by":1,"parent_id":13164,"metadata":{},"date_created":"2026-06-26 03:50:32","date_modified":"2026-06-26 03:50:32","permalink":{"id":214707,"object_type":"structure","relational_id":14882,"identifier":"2","token":"38.2\/33\/2","url":"\/38.2\/33\/2\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13164,"edition_id":1,"name":"Life Insurance Policies","identifier":"33","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:22","date_modified":"2026-06-26 03:44:22","permalink":{"id":214627,"object_type":"structure","relational_id":13164,"identifier":"33","token":"38.2\/33","url":"\/38.2\/33\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":81796,"structure_id":14882,"section_number":"38.2-3318","catch_line":"Repealed","url":"\/38.2-3318\/","token":"38.2\/33\/2\/38.2-3318","metadata":false},{"id":72251,"structure_id":14882,"section_number":"38.2-3318.1","catch_line":"Group life insurance requirements","url":"\/38.2-3318.1\/","token":"38.2\/33\/2\/38.2-3318.1","metadata":false},{"id":56826,"structure_id":14882,"section_number":"38.2-3319","catch_line":"Repealed","url":"\/38.2-3319\/","token":"38.2\/33\/2\/38.2-3319","metadata":false},{"id":61497,"structure_id":14882,"section_number":"38.2-3319.1","catch_line":"Limits of group life insurance","url":"\/38.2-3319.1\/","token":"38.2\/33\/2\/38.2-3319.1","metadata":false},{"id":59025,"structure_id":14882,"section_number":"38.2-3319.2","catch_line":"Review of records","url":"\/38.2-3319.2\/","token":"38.2\/33\/2\/38.2-3319.2","metadata":false},{"id":76112,"structure_id":14882,"section_number":"38.2-3320","catch_line":"Repealed","url":"\/38.2-3320\/","token":"38.2\/33\/2\/38.2-3320","metadata":false},{"id":84493,"structure_id":14882,"section_number":"38.2-3320.1","catch_line":"Policies issued outside of the Commonwealth of Virginia","url":"\/38.2-3320.1\/","token":"38.2\/33\/2\/38.2-3320.1","metadata":false},{"id":57879,"structure_id":14882,"section_number":"38.2-3321","catch_line":"Repealed","url":"\/38.2-3321\/","token":"38.2\/33\/2\/38.2-3321","metadata":false},{"id":75114,"structure_id":14882,"section_number":"38.2-3321.1","catch_line":"Requirements for those marketing group life insurance","url":"\/38.2-3321.1\/","token":"38.2\/33\/2\/38.2-3321.1","metadata":false},{"id":84150,"structure_id":14882,"section_number":"38.2-3322","catch_line":"Repealed","url":"\/38.2-3322\/","token":"38.2\/33\/2\/38.2-3322","metadata":false},{"id":59222,"structure_id":14882,"section_number":"38.2-3322.1","catch_line":"Regulations","url":"\/38.2-3322.1\/","token":"38.2\/33\/2\/38.2-3322.1","metadata":false},{"id":83887,"structure_id":14882,"section_number":"38.2-3322.2","catch_line":"Lives covered","url":"\/38.2-3322.2\/","token":"38.2\/33\/2\/38.2-3322.2","metadata":false},{"id":79808,"structure_id":14882,"section_number":"38.2-3323","catch_line":"Group life insurance coverages of spouses, dependent children, and other persons","url":"\/38.2-3323\/","token":"38.2\/33\/2\/38.2-3323","metadata":false},{"id":77746,"structure_id":14882,"section_number":"38.2-3324","catch_line":"Standard provisions required; exceptions","url":"\/38.2-3324\/","token":"38.2\/33\/2\/38.2-3324","metadata":false},{"id":71152,"structure_id":14882,"section_number":"38.2-3325","catch_line":"Grace period","url":"\/38.2-3325\/","token":"38.2\/33\/2\/38.2-3325","metadata":false},{"id":67833,"structure_id":14882,"section_number":"38.2-3326","catch_line":"Incontestability","url":"\/38.2-3326\/","token":"38.2\/33\/2\/38.2-3326","metadata":false},{"id":70998,"structure_id":14882,"section_number":"38.2-3327","catch_line":"Entire contract; statements deemed representations","url":"\/38.2-3327\/","token":"38.2\/33\/2\/38.2-3327","metadata":false},{"id":73714,"structure_id":14882,"section_number":"38.2-3328","catch_line":"Evidence of individual insurability","url":"\/38.2-3328\/","token":"38.2\/33\/2\/38.2-3328","metadata":false},{"id":74239,"structure_id":14882,"section_number":"38.2-3329","catch_line":"Misstatement of age","url":"\/38.2-3329\/","token":"38.2\/33\/2\/38.2-3329","metadata":false},{"id":74735,"structure_id":14882,"section_number":"38.2-3330","catch_line":"Payment of benefits","url":"\/38.2-3330\/","token":"38.2\/33\/2\/38.2-3330","metadata":false},{"id":81154,"structure_id":14882,"section_number":"38.2-3331","catch_line":"Individual certificates","url":"\/38.2-3331\/","token":"38.2\/33\/2\/38.2-3331","metadata":false},{"id":73575,"structure_id":14882,"section_number":"38.2-3332","catch_line":"Right to individual policy upon termination of employment or membership","url":"\/38.2-3332\/","token":"38.2\/33\/2\/38.2-3332","metadata":false},{"id":63366,"structure_id":14882,"section_number":"38.2-3333","catch_line":"Right to individual policy upon termination of group policy or elimination of class of insured persons","url":"\/38.2-3333\/","token":"38.2\/33\/2\/38.2-3333","metadata":false},{"id":80545,"structure_id":14882,"section_number":"38.2-3334","catch_line":"Death after termination of group insurance and before issuance of individual policy","url":"\/38.2-3334\/","token":"38.2\/33\/2\/38.2-3334","metadata":false},{"id":69882,"structure_id":14882,"section_number":"38.2-3335","catch_line":"Additional persons becoming eligible","url":"\/38.2-3335\/","token":"38.2\/33\/2\/38.2-3335","metadata":false},{"id":74096,"structure_id":14882,"section_number":"38.2-3336","catch_line":"Provisions required by other jurisdictions","url":"\/38.2-3336\/","token":"38.2\/33\/2\/38.2-3336","metadata":false},{"id":77526,"structure_id":14882,"section_number":"38.2-3337","catch_line":"Assignment","url":"\/38.2-3337\/","token":"38.2\/33\/2\/38.2-3337","metadata":false},{"id":70437,"structure_id":14882,"section_number":"38.2-3338","catch_line":"Provisions prohibited","url":"\/38.2-3338\/","token":"38.2\/33\/2\/38.2-3338","metadata":false},{"id":80534,"structure_id":14882,"section_number":"38.2-3339","catch_line":"Exemption of group life insurance policies from legal process","url":"\/38.2-3339\/","token":"38.2\/33\/2\/38.2-3339","metadata":false}],"previous_section":{"id":79808,"structure_id":14882,"section_number":"38.2-3323","catch_line":"Group life insurance coverages of spouses, dependent children, and other persons","url":"\/38.2-3323\/","token":"38.2\/33\/2\/38.2-3323","metadata":false},"next_section":{"id":71152,"structure_id":14882,"section_number":"38.2-3325","catch_line":"Grace period","url":"\/38.2-3325\/","token":"38.2\/33\/2\/38.2-3325","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-3324\/","history_text":"<p>The record of this law\u2019s original creation isn\u2019t available online. It has been modified 7 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1952, chapter 317; in 1960, chapter 273; in 1968, chapter 282; in 1970, chapter 145; in 1986, chapter 562; in 1993, chapter 105; in 1998, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?981+ful+CHAP0154\">154<\/a>.<\/p>","references":false,"refers_to":[{"id":66037,"section_number":"38.2-301","catch_line":"Insurable interest required; life, accident and sickness insurance","order_by":null,"url":"\/38.2-301\/"},{"id":72251,"section_number":"38.2-3318.1","catch_line":"Group life insurance requirements","order_by":null,"url":"\/38.2-3318.1\/"},{"id":74735,"section_number":"38.2-3330","catch_line":"Payment of benefits","order_by":null,"url":"\/38.2-3330\/"},{"id":81154,"section_number":"38.2-3331","catch_line":"Individual certificates","order_by":null,"url":"\/38.2-3331\/"},{"id":73575,"section_number":"38.2-3332","catch_line":"Right to individual policy upon termination of employment or membership","order_by":null,"url":"\/38.2-3332\/"},{"id":80545,"section_number":"38.2-3334","catch_line":"Death after termination of group insurance and before issuance of individual policy","order_by":null,"url":"\/38.2-3334\/"}],"permalink":{"id":214761,"object_type":"law","relational_id":77746,"identifier":"38.2-3324","token":"38.2\/33\/2\/38.2-3324","url":"\/38.2-3324\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-3324\/","token":"38.2\/33\/2\/38.2-3324","dublin_core":{"Title":"Standard provisions required; exceptions","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-3324","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section id=\"A\"><p><span class=\"prefix-number\">A.<\/span> No group life insurance policy shall be delivered or issued for delivery in this Commonwealth unless it contains in substance the standard provisions prescribed in this article. The standard provisions required for individual life <span class=\"dictionary\">insurance policies<\/span> shall not apply to group life <span class=\"dictionary\">insurance policies<\/span>. <a id=\"paragraph-278792\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3324\/#A\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B\"><p><span class=\"prefix-number\">B.<\/span> If a group life insurance policy is not term insurance, it shall contain a nonforfeiture provision that in the <span class=\"dictionary\">opinion<\/span> of the <span class=\"dictionary\">Commission<\/span> is <span class=\"dictionary\">equitable<\/span> to the insured <span class=\"dictionary\">persons<\/span> and to the policyholder. This subsection shall not be construed to require that group life <span class=\"dictionary\">insurance policies<\/span> contain the same nonforfeiture provisions as are required for individual life <span class=\"dictionary\">insurance policies<\/span>. <a id=\"paragraph-278793\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3324\/#B\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"C\"><p><span class=\"prefix-number\">C.<\/span> The provisions of &#xA7; <a class=\"law\" title=\"Payment of benefits\" href=\"\/38.2-3330\/\">38.2-3330<\/a>, subsection A of &#xA7; <a class=\"law\" title=\"Individual certificates\" href=\"\/38.2-3331\/\">38.2-3331<\/a>, and &#xA7;&#xA7; <a class=\"law\" title=\"Right to individual policy upon termination of employment or membership\" href=\"\/38.2-3332\/\">38.2-3332<\/a> through <a class=\"law\" title=\"Death after termination of group insurance and before issuance of individual policy\" href=\"\/38.2-3334\/\">38.2-3334<\/a> shall not apply to policies issued pursuant to &#xA7; <a class=\"law\" title=\"Group life insurance requirements\" href=\"\/38.2-3318.1\/\">38.2-3318.1<\/a> B or group life <span class=\"dictionary\">insurance contracts<\/span> in which the insurable interest is as described in subdivision 3 of subsection B of &#xA7; <a class=\"law\" title=\"Insurable interest required; life, accident and sickness insurance\" href=\"\/38.2-301\/\">38.2-301<\/a>. <a id=\"paragraph-278794\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3324\/#C\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nSTANDARD PROVISIONS REQUIRED; EXCEPTIONS (\u00a7 38.2-3324)\n\nA. No group life insurance policy shall be delivered or issued for delivery in\nthis Commonwealth unless it contains in substance the standard provisions\nprescribed in this article. The standard provisions required for individual life\ninsurance policies shall not apply to group life insurance policies.\n\nB. If a group life insurance policy is not term insurance, it shall contain a\nnonforfeiture provision that in the opinion of the Commission is equitable to\nthe insured persons and to the policyholder. This subsection shall not be\nconstrued to require that group life insurance policies contain the same\nnonforfeiture provisions as are required for individual life insurance policies.\n\nC. The provisions of &#xA7; 38.2-3330, subsection A of &#xA7; 38.2-3331, and\n&#xA7;&#xA7; 38.2-3332 through 38.2-3334 shall not apply to policies issued\npursuant to &#xA7; 38.2-3318.1 B or group life insurance contracts in which the\ninsurable interest is as described in subdivision 3 of subsection B of &#xA7;\n38.2-301.\n\nHISTORY: Code 1950, \u00a7\u00a7 38-429, 38-431; 1952, c. 317, \u00a7 38.1-424; 1960, c.\n273; 1968, c. 282; 1970, c. 145; 1986, c. 562; 1993, c. 105; 1998, c. 154.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}