{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-3333.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-3333.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-3333.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-3333.html"}],"law_id":63366,"edition_id":1,"section_id":63366,"structure_id":14882,"section_number":"38.2-3333","catch_line":"Right to individual policy upon termination of group policy or elimination of class of insured persons","history":"1960, c. 273, \u00a7 38.1-428.2; 1986, c. 562.","full_text":"Each group life insurance policy shall contain a provision that if the group policy terminates or is amended so as to terminate the insurance of any class of insured persons, every person, other than a minor child insured pursuant to \u00a7 38.2-3323, whose insurance terminates and who has been insured for at least five years prior to the termination date shall be entitled to have the insurer issue him an individual life insurance policy. The individual life policy shall be subject to the conditions and limitations set forth in \u00a7 38.2-3332. However, the group policy may contain a provision that the amount of the individual policy shall not exceed the smaller of (i) the amount of the person&#8217;s life insurance protection ceasing because of the termination or amendment of the group policy, less the amount of any life insurance for which he is or becomes eligible under any group policy issued or reinstated by the same or another insurer within 31 days after the termination, or (ii) $10,000.","order_by":null,"text":{"0":{"id":230902,"text":"Each group life insurance policy shall contain a provision that if the group policy terminates or is amended so as to terminate the insurance of any class of insured persons, every person, other than a minor child insured pursuant to \u00a7 38.2-3323, whose insurance terminates and who has been insured for at least five years prior to the termination date shall be entitled to have the insurer issue him an individual life insurance policy. The individual life policy shall be subject to the conditions and limitations set forth in \u00a7 38.2-3332. However, the group policy may contain a provision that the amount of the individual policy shall not exceed the smaller of (i) the amount of the person&#8217;s life insurance protection ceasing because of the termination or amendment of the group policy, less the amount of any life insurance for which he is or becomes eligible under any group policy issued or reinstated by the same or another insurer within 31 days after the termination, or (ii) $10,000.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":14882,"edition_id":1,"name":"Group Life Insurance Policies","identifier":"2","label":"article","depth":3,"order_by":1,"parent_id":13164,"metadata":{},"date_created":"2026-06-26 03:50:32","date_modified":"2026-06-26 03:50:32","permalink":{"id":214707,"object_type":"structure","relational_id":14882,"identifier":"2","token":"38.2\/33\/2","url":"\/38.2\/33\/2\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13164,"edition_id":1,"name":"Life Insurance Policies","identifier":"33","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:22","date_modified":"2026-06-26 03:44:22","permalink":{"id":214627,"object_type":"structure","relational_id":13164,"identifier":"33","token":"38.2\/33","url":"\/38.2\/33\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":81796,"structure_id":14882,"section_number":"38.2-3318","catch_line":"Repealed","url":"\/38.2-3318\/","token":"38.2\/33\/2\/38.2-3318","metadata":false},{"id":72251,"structure_id":14882,"section_number":"38.2-3318.1","catch_line":"Group life insurance requirements","url":"\/38.2-3318.1\/","token":"38.2\/33\/2\/38.2-3318.1","metadata":false},{"id":56826,"structure_id":14882,"section_number":"38.2-3319","catch_line":"Repealed","url":"\/38.2-3319\/","token":"38.2\/33\/2\/38.2-3319","metadata":false},{"id":61497,"structure_id":14882,"section_number":"38.2-3319.1","catch_line":"Limits of group life insurance","url":"\/38.2-3319.1\/","token":"38.2\/33\/2\/38.2-3319.1","metadata":false},{"id":59025,"structure_id":14882,"section_number":"38.2-3319.2","catch_line":"Review of records","url":"\/38.2-3319.2\/","token":"38.2\/33\/2\/38.2-3319.2","metadata":false},{"id":76112,"structure_id":14882,"section_number":"38.2-3320","catch_line":"Repealed","url":"\/38.2-3320\/","token":"38.2\/33\/2\/38.2-3320","metadata":false},{"id":84493,"structure_id":14882,"section_number":"38.2-3320.1","catch_line":"Policies issued outside of the Commonwealth of Virginia","url":"\/38.2-3320.1\/","token":"38.2\/33\/2\/38.2-3320.1","metadata":false},{"id":57879,"structure_id":14882,"section_number":"38.2-3321","catch_line":"Repealed","url":"\/38.2-3321\/","token":"38.2\/33\/2\/38.2-3321","metadata":false},{"id":75114,"structure_id":14882,"section_number":"38.2-3321.1","catch_line":"Requirements for those marketing group life insurance","url":"\/38.2-3321.1\/","token":"38.2\/33\/2\/38.2-3321.1","metadata":false},{"id":84150,"structure_id":14882,"section_number":"38.2-3322","catch_line":"Repealed","url":"\/38.2-3322\/","token":"38.2\/33\/2\/38.2-3322","metadata":false},{"id":59222,"structure_id":14882,"section_number":"38.2-3322.1","catch_line":"Regulations","url":"\/38.2-3322.1\/","token":"38.2\/33\/2\/38.2-3322.1","metadata":false},{"id":83887,"structure_id":14882,"section_number":"38.2-3322.2","catch_line":"Lives covered","url":"\/38.2-3322.2\/","token":"38.2\/33\/2\/38.2-3322.2","metadata":false},{"id":79808,"structure_id":14882,"section_number":"38.2-3323","catch_line":"Group life insurance coverages of spouses, dependent children, and other persons","url":"\/38.2-3323\/","token":"38.2\/33\/2\/38.2-3323","metadata":false},{"id":77746,"structure_id":14882,"section_number":"38.2-3324","catch_line":"Standard provisions required; exceptions","url":"\/38.2-3324\/","token":"38.2\/33\/2\/38.2-3324","metadata":false},{"id":71152,"structure_id":14882,"section_number":"38.2-3325","catch_line":"Grace period","url":"\/38.2-3325\/","token":"38.2\/33\/2\/38.2-3325","metadata":false},{"id":67833,"structure_id":14882,"section_number":"38.2-3326","catch_line":"Incontestability","url":"\/38.2-3326\/","token":"38.2\/33\/2\/38.2-3326","metadata":false},{"id":70998,"structure_id":14882,"section_number":"38.2-3327","catch_line":"Entire contract; statements deemed representations","url":"\/38.2-3327\/","token":"38.2\/33\/2\/38.2-3327","metadata":false},{"id":73714,"structure_id":14882,"section_number":"38.2-3328","catch_line":"Evidence of individual insurability","url":"\/38.2-3328\/","token":"38.2\/33\/2\/38.2-3328","metadata":false},{"id":74239,"structure_id":14882,"section_number":"38.2-3329","catch_line":"Misstatement of age","url":"\/38.2-3329\/","token":"38.2\/33\/2\/38.2-3329","metadata":false},{"id":74735,"structure_id":14882,"section_number":"38.2-3330","catch_line":"Payment of benefits","url":"\/38.2-3330\/","token":"38.2\/33\/2\/38.2-3330","metadata":false},{"id":81154,"structure_id":14882,"section_number":"38.2-3331","catch_line":"Individual certificates","url":"\/38.2-3331\/","token":"38.2\/33\/2\/38.2-3331","metadata":false},{"id":73575,"structure_id":14882,"section_number":"38.2-3332","catch_line":"Right to individual policy upon termination of employment or membership","url":"\/38.2-3332\/","token":"38.2\/33\/2\/38.2-3332","metadata":false},{"id":63366,"structure_id":14882,"section_number":"38.2-3333","catch_line":"Right to individual policy upon termination of group policy or elimination of class of insured persons","url":"\/38.2-3333\/","token":"38.2\/33\/2\/38.2-3333","metadata":false},{"id":80545,"structure_id":14882,"section_number":"38.2-3334","catch_line":"Death after termination of group insurance and before issuance of individual policy","url":"\/38.2-3334\/","token":"38.2\/33\/2\/38.2-3334","metadata":false},{"id":69882,"structure_id":14882,"section_number":"38.2-3335","catch_line":"Additional persons becoming eligible","url":"\/38.2-3335\/","token":"38.2\/33\/2\/38.2-3335","metadata":false},{"id":74096,"structure_id":14882,"section_number":"38.2-3336","catch_line":"Provisions required by other jurisdictions","url":"\/38.2-3336\/","token":"38.2\/33\/2\/38.2-3336","metadata":false},{"id":77526,"structure_id":14882,"section_number":"38.2-3337","catch_line":"Assignment","url":"\/38.2-3337\/","token":"38.2\/33\/2\/38.2-3337","metadata":false},{"id":70437,"structure_id":14882,"section_number":"38.2-3338","catch_line":"Provisions prohibited","url":"\/38.2-3338\/","token":"38.2\/33\/2\/38.2-3338","metadata":false},{"id":80534,"structure_id":14882,"section_number":"38.2-3339","catch_line":"Exemption of group life insurance policies from legal process","url":"\/38.2-3339\/","token":"38.2\/33\/2\/38.2-3339","metadata":false}],"previous_section":{"id":73575,"structure_id":14882,"section_number":"38.2-3332","catch_line":"Right to individual policy upon termination of employment or membership","url":"\/38.2-3332\/","token":"38.2\/33\/2\/38.2-3332","metadata":false},"next_section":{"id":80545,"structure_id":14882,"section_number":"38.2-3334","catch_line":"Death after termination of group insurance and before issuance of individual policy","url":"\/38.2-3334\/","token":"38.2\/33\/2\/38.2-3334","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-3333\/","history_text":"<p>This law was first created in 1960. The record of its establishment is cataloged in chapter 273 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1960 \u201cActs\u201d aren\u2019t available online. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 1986, chapter 562.<\/p>","references":[{"id":81154,"section_number":"38.2-3331","catch_line":"Individual certificates","order_by":null,"url":"\/38.2-3331\/"},{"id":80545,"section_number":"38.2-3334","catch_line":"Death after termination of group insurance and before issuance of individual policy","order_by":null,"url":"\/38.2-3334\/"},{"id":86868,"section_number":"51.1-505","catch_line":"Amounts of life and accident insurance for each employee; reduction and termination of insurance","order_by":null,"url":"\/51.1-505\/"}],"refers_to":[{"id":79808,"section_number":"38.2-3323","catch_line":"Group life insurance coverages of spouses, dependent children, and other persons","order_by":null,"url":"\/38.2-3323\/"},{"id":73575,"section_number":"38.2-3332","catch_line":"Right to individual policy upon termination of employment or membership","order_by":null,"url":"\/38.2-3332\/"}],"permalink":{"id":214797,"object_type":"law","relational_id":63366,"identifier":"38.2-3333","token":"38.2\/33\/2\/38.2-3333","url":"\/38.2-3333\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-3333\/","token":"38.2\/33\/2\/38.2-3333","dublin_core":{"Title":"Right to individual policy upon termination of group policy or elimination of class of insured persons","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-3333","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>Each group life <span class=\"dictionary\">insurance<\/span> policy shall contain a provision that if the group policy terminates or is amended so as to terminate the <span class=\"dictionary\">insurance<\/span> of any class of insured <span class=\"dictionary\">persons<\/span>, every <span class=\"dictionary\">person<\/span>, other than a <span class=\"dictionary\">minor<\/span> child insured pursuant to \u00a7&nbsp;<a class=\"law\" title=\"Group life insurance coverages of spouses, dependent children, and other persons\" href=\"\/38.2-3323\/\">38.2-3323<\/a>, whose <span class=\"dictionary\">insurance<\/span> terminates and who has been insured for at least five years prior to the termination date shall be entitled to have the <span class=\"dictionary\">insurer<\/span> <span class=\"dictionary\">issue<\/span> him an individual life <span class=\"dictionary\">insurance<\/span> policy. The individual life policy shall be subject to the conditions and limitations set forth in \u00a7&nbsp;<a class=\"law\" title=\"Right to individual policy upon termination of employment or membership\" href=\"\/38.2-3332\/\">38.2-3332<\/a>. However, the group policy may contain a provision that the amount of the individual policy shall not exceed the smaller of (i) the amount of the <span class=\"dictionary\">person<\/span>&#8217;s life <span class=\"dictionary\">insurance<\/span> protection ceasing because of the termination or amendment of the group policy, less the amount of any life <span class=\"dictionary\">insurance<\/span> for which he is or becomes eligible under any group policy issued or reinstated by the same or another <span class=\"dictionary\">insurer<\/span> within 31 days after the termination, or (ii) $10,000.<\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nRIGHT TO INDIVIDUAL POLICY UPON TERMINATION OF GROUP POLICY OR ELIMINATION OF\nCLASS OF INSURED PERSONS (\u00a7 38.2-3333)\n\nEach group life insurance policy shall contain a provision that if the group\npolicy terminates or is amended so as to terminate the insurance of any class of\ninsured persons, every person, other than a minor child insured pursuant to \u00a7\n38.2-3323, whose insurance terminates and who has been insured for at least five\nyears prior to the termination date shall be entitled to have the insurer issue\nhim an individual life insurance policy. The individual life policy shall be\nsubject to the conditions and limitations set forth in \u00a7 38.2-3332. However,\nthe group policy may contain a provision that the amount of the individual\npolicy shall not exceed the smaller of (i) the amount of the person&#8217;s life\ninsurance protection ceasing because of the termination or amendment of the\ngroup policy, less the amount of any life insurance for which he is or becomes\neligible under any group policy issued or reinstated by the same or another\ninsurer within 31 days after the termination, or (ii) $10,000.\n\nHISTORY: 1960, c. 273, \u00a7 38.1-428.2; 1986, c. 562.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}