{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-3400.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-3400.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-3400.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-3400.html"}],"law_id":57593,"edition_id":1,"section_id":57593,"structure_id":12994,"section_number":"38.2-3400","catch_line":"Application of chapter","history":"Code 1950, \u00a7 38-225; 1950, p. 1016; 1952, c. 317, \u00a7\u00a7 38.1-347, 38.1-360; 1956, c. 678; 1974, c. 95; 1975, c. 281; 1976, c. 355; 1977, c. 606; 1978, c. 496; 1979, cc. 13, 97; 1980, c. 719; 1986, c. 562.","full_text":"A\n\nThis chapter and Chapter 35 (&#xA7; 38.2-3500 et seq.) of this title apply to insurance policies or contracts of the class described in &#xA7; 38.2-109 delivered or issued for delivery in this Commonwealth except as provided in subsection B of this section.B\n\nNothing in this chapter shall apply to or affect:1\n\nAny workers&#8217; compensation insurance policy;2\n\nAny liability insurance policy with or without supplementary expense coverage, including any motor vehicle liability insurance policy, providing weekly indemnity or other specific benefits to persons who are injured and specific death benefits to dependents, beneficiaries or personal representatives of persons who are killed, irrespective of the legal liability of the insured or any other person;3\n\nAny policy or contract of reinsurance;4\n\nLife insurance or annuities;5\n\nAny industrial sick benefit insurance; or6\n\nAny credit accident and sickness insurance policy.","order_by":null,"text":{"0":{"id":211034,"text":"This chapter and Chapter 35 (&#xA7; 38.2-3500 et seq.) of this title apply to insurance policies or contracts of the class described in &#xA7; 38.2-109 delivered or issued for delivery in this Commonwealth except as provided in subsection B of this section.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":211035,"text":"Nothing in this chapter shall apply to or affect:","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"B1"},"2":{"id":211036,"text":"Any workers&#8217; compensation insurance policy;","type":"section","prefixes":["B","1"],"prefix":"1","entire_prefix":"B1","prefix_anchor":"B1","level":2,"prior_prefix":"B","next_prefix":"B2"},"3":{"id":211037,"text":"Any liability insurance policy with or without supplementary expense coverage, including any motor vehicle liability insurance policy, providing weekly indemnity or other specific benefits to persons who are injured and specific death benefits to dependents, beneficiaries or personal representatives of persons who are killed, irrespective of the legal liability of the insured or any other person;","type":"section","prefixes":["B","2"],"prefix":"2","entire_prefix":"B2","prefix_anchor":"B2","level":2,"prior_prefix":"B1","next_prefix":"B3"},"4":{"id":211038,"text":"Any policy or contract of reinsurance;","type":"section","prefixes":["B","3"],"prefix":"3","entire_prefix":"B3","prefix_anchor":"B3","level":2,"prior_prefix":"B2","next_prefix":"B4"},"5":{"id":211039,"text":"Life insurance or annuities;","type":"section","prefixes":["B","4"],"prefix":"4","entire_prefix":"B4","prefix_anchor":"B4","level":2,"prior_prefix":"B3","next_prefix":"B5"},"6":{"id":211040,"text":"Any industrial sick benefit insurance; or","type":"section","prefixes":["B","5"],"prefix":"5","entire_prefix":"B5","prefix_anchor":"B5","level":2,"prior_prefix":"B4","next_prefix":"B6"},"7":{"id":211041,"text":"Any credit accident and sickness insurance policy.","type":"section","prefixes":["B","6"],"prefix":"6","entire_prefix":"B6","prefix_anchor":"B6","level":2,"prior_prefix":"B5"}},"ancestry":[{"id":12994,"edition_id":1,"name":"General Provisions","identifier":"1","label":"article","depth":3,"order_by":1,"parent_id":12993,"metadata":{},"date_created":"2026-06-26 03:44:07","date_modified":"2026-06-26 03:44:07","permalink":{"id":214889,"object_type":"structure","relational_id":12994,"identifier":"1","token":"38.2\/34\/1","url":"\/38.2\/34\/1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12993,"edition_id":1,"name":"Provisions Relating to Accident and Sickness Insurance","identifier":"34","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:07","date_modified":"2026-06-26 03:44:07","permalink":{"id":214887,"object_type":"structure","relational_id":12993,"identifier":"34","token":"38.2\/34","url":"\/38.2\/34\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":57593,"structure_id":12994,"section_number":"38.2-3400","catch_line":"Application of chapter","url":"\/38.2-3400\/","token":"38.2\/34\/1\/38.2-3400","metadata":false},{"id":72072,"structure_id":12994,"section_number":"38.2-3401","catch_line":"Forms of insurance authorized","url":"\/38.2-3401\/","token":"38.2\/34\/1\/38.2-3401","metadata":false},{"id":65240,"structure_id":12994,"section_number":"38.2-3402","catch_line":"Certification to accompany application","url":"\/38.2-3402\/","token":"38.2\/34\/1\/38.2-3402","metadata":false},{"id":83988,"structure_id":12994,"section_number":"38.2-3403","catch_line":"Fraudulent procurement of policy","url":"\/38.2-3403\/","token":"38.2\/34\/1\/38.2-3403","metadata":false},{"id":65279,"structure_id":12994,"section_number":"38.2-3404","catch_line":"Commission may establish rules and regulations for simplified and readable accident and sickness insurance policies","url":"\/38.2-3404\/","token":"38.2\/34\/1\/38.2-3404","metadata":false},{"id":62539,"structure_id":12994,"section_number":"38.2-3405","catch_line":"Certain subrogation provisions and limitations upon recovery in hospital, medical, etc., policies forbidden; 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freedom of choice","url":"\/38.2-3407.7\/","token":"38.2\/34\/1\/38.2-3407.7","metadata":false},{"id":73400,"structure_id":12994,"section_number":"38.2-3407.8","catch_line":"Repealed","url":"\/38.2-3407.8\/","token":"38.2\/34\/1\/38.2-3407.8","metadata":false},{"id":72540,"structure_id":12994,"section_number":"38.2-3407.9","catch_line":"Reimbursement for emergency medical services vehicle transportation services","url":"\/38.2-3407.9\/","token":"38.2\/34\/1\/38.2-3407.9","metadata":false},{"id":62232,"structure_id":12994,"section_number":"38.2-3407.9:01","catch_line":"Prescription drug formularies","url":"\/38.2-3407.9_01\/","token":"38.2\/34\/1\/38.2-3407.9_01","metadata":false},{"id":62074,"structure_id":12994,"section_number":"38.2-3407.9:02","catch_line":"Requirement for prescription drug coverage","url":"\/38.2-3407.9_02\/","token":"38.2\/34\/1\/38.2-3407.9_02","metadata":false},{"id":68601,"structure_id":12994,"section_number":"38.2-3407.9:03","catch_line":"Payment of clean claims to administrators of pharmacy benefits","url":"\/38.2-3407.9_03\/","token":"38.2\/34\/1\/38.2-3407.9_03","metadata":false},{"id":56568,"structure_id":12994,"section_number":"38.2-3407.9:04","catch_line":"Medication synchronization","url":"\/38.2-3407.9_04\/","token":"38.2\/34\/1\/38.2-3407.9_04","metadata":false},{"id":71499,"structure_id":12994,"section_number":"38.2-3407.9:05","catch_line":"Step therapy protocols","url":"\/38.2-3407.9_05\/","token":"38.2\/34\/1\/38.2-3407.9_05","metadata":false}],"next_section":{"id":72072,"structure_id":12994,"section_number":"38.2-3401","catch_line":"Forms of insurance authorized","url":"\/38.2-3401\/","token":"38.2\/34\/1\/38.2-3401","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-3400\/","history_text":"<p>The record of this law\u2019s original creation isn\u2019t available online. It has been modified 10 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1952, chapter 317; in 1956, chapter 678; in 1974, chapter 95; in 1975, chapter 281; in 1976, chapter 355; in 1977, chapter 606; in 1978, chapter 496; in 1979, chapters 13 and 97; in 1980, chapter 719; in 1986, chapter 562.<\/p>","references":[{"id":67276,"section_number":"32.1-276.3","catch_line":"Definitions","order_by":null,"url":"\/32.1-276.3\/"},{"id":75359,"section_number":"38.2-109","catch_line":"Accident and sickness","order_by":null,"url":"\/38.2-109\/"},{"id":68442,"section_number":"38.2-3407.12","catch_line":"Patient optional point-of-service benefit","order_by":null,"url":"\/38.2-3407.12\/"},{"id":56815,"section_number":"38.2-3518","catch_line":"Standards for policy provisions","order_by":null,"url":"\/38.2-3518\/"},{"id":65309,"section_number":"38.2-4123","catch_line":"Exemptions","order_by":null,"url":"\/38.2-4123\/"},{"id":55347,"section_number":"38.2-4214","catch_line":"Application of certain provisions of law","order_by":null,"url":"\/38.2-4214\/"}],"refers_to":[{"id":75359,"section_number":"38.2-109","catch_line":"Accident and sickness","order_by":null,"url":"\/38.2-109\/"},{"id":81706,"section_number":"38.2-3500","catch_line":"Form of policy","order_by":null,"url":"\/38.2-3500\/"}],"permalink":{"id":214891,"object_type":"law","relational_id":57593,"identifier":"38.2-3400","token":"38.2\/34\/1\/38.2-3400","url":"\/38.2-3400\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-3400\/","token":"38.2\/34\/1\/38.2-3400","dublin_core":{"Title":"Application of chapter","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-3400","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section id=\"A\"><p><span class=\"prefix-number\">A.<\/span> This chapter and Chapter 35 (&#xA7; <a class=\"law\" title=\"Form of policy\" href=\"\/38.2-3500\/\">38.2-3500<\/a> et seq.) of this title apply to <span class=\"dictionary\">insurance policies<\/span> or <span class=\"dictionary\">contracts<\/span> of the class described in &#xA7; <a class=\"law\" title=\"Accident and sickness\" href=\"\/38.2-109\/\">38.2-109<\/a> delivered or issued for delivery in this Commonwealth except as provided in subsection B of this section. <a id=\"paragraph-211034\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3400\/#A\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B\"><p><span class=\"prefix-number\">B.<\/span> Nothing in this chapter shall apply to or affect: <a id=\"paragraph-211035\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3400\/#B\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B1\" class=\"indent-1\"><p><span class=\"prefix-number\">1.<\/span> Any workers&#8217; compensation insurance policy; <a id=\"paragraph-211036\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3400\/#B1\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B2\" class=\"indent-1\"><p><span class=\"prefix-number\">2.<\/span> Any liability insurance policy with or without supplementary expense coverage, including any motor vehicle liability insurance policy, providing weekly indemnity or other specific benefits to <span class=\"dictionary\">persons<\/span> who are injured and specific death benefits to dependents, beneficiaries or personal representatives of <span class=\"dictionary\">persons<\/span> who are killed, irrespective of the legal liability of the insured or any other <span class=\"dictionary\">person<\/span>; <a id=\"paragraph-211037\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3400\/#B2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B3\" class=\"indent-1\"><p><span class=\"prefix-number\">3.<\/span> Any policy or <span class=\"dictionary\">contract<\/span> of reinsurance; <a id=\"paragraph-211038\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3400\/#B3\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B4\" class=\"indent-1\"><p><span class=\"prefix-number\">4.<\/span> Life insurance or annuities; <a id=\"paragraph-211039\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3400\/#B4\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B5\" class=\"indent-1\"><p><span class=\"prefix-number\">5.<\/span> Any industrial sick benefit insurance; or <a id=\"paragraph-211040\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3400\/#B5\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B6\" class=\"indent-1\"><p><span class=\"prefix-number\">6.<\/span> Any credit accident and sickness insurance policy. <a id=\"paragraph-211041\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3400\/#B6\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nAPPLICATION OF CHAPTER (\u00a7 38.2-3400)\n\nA. This chapter and Chapter 35 (&#xA7; 38.2-3500 et seq.) of this title apply to\ninsurance policies or contracts of the class described in &#xA7; 38.2-109\ndelivered or issued for delivery in this Commonwealth except as provided in\nsubsection B of this section.\n\nB. Nothing in this chapter shall apply to or affect:\n\n   1. Any workers&#8217; compensation insurance policy;\n\n   2. Any liability insurance policy with or without supplementary expense\n   coverage, including any motor vehicle liability insurance policy, providing\n   weekly indemnity or other specific benefits to persons who are injured and\n   specific death benefits to dependents, beneficiaries or personal\n   representatives of persons who are killed, irrespective of the legal liability\n   of the insured or any other person;\n\n   3. Any policy or contract of reinsurance;\n\n   4. Life insurance or annuities;\n\n   5. Any industrial sick benefit insurance; or\n\n   6. Any credit accident and sickness insurance policy.\n\nHISTORY: Code 1950, \u00a7 38-225; 1950, p. 1016; 1952, c. 317, \u00a7\u00a7 38.1-347,\n38.1-360; 1956, c. 678; 1974, c. 95; 1975, c. 281; 1976, c. 355; 1977, c. 606;\n1978, c. 496; 1979, cc. 13, 97; 1980, c. 719; 1986, c. 562.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}