{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-3407.10.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-3407.10.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-3407.10.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-3407.10.html"}],"law_id":58079,"edition_id":1,"section_id":58079,"structure_id":12994,"section_number":"38.2-3407.10","catch_line":"Health care provider panels","history":"1996, c. 776; 1999, cc. 643, 649; 2000, cc. 862, 922, 934; 2001, c. 239; 2004, c. 715; 2006, c. 398; 2020, c. 1137; 2023, c. 490; 2024, cc. 377, 575.","full_text":"A\n\nAs used in this section:\n\t\t\t“Carrier” means:1\n\nAny insurer proposing to issue individual or group accident and sickness insurance policies providing hospital, medical and surgical, or major medical coverage on an expense incurred basis;2\n\nAny corporation providing individual or group accident and sickness subscription contracts;3\n\nAny health maintenance organization providing health care plans for health care services;4\n\nAny corporation offering prepaid dental or optometric services plans; or5\n\nAny other person or organization that provides health benefit plans subject to state regulation, and includes an entity that arranges a provider panel for compensation.\n\t\t\t\t“Enrollee” means any person entitled to health care services from a carrier.\n\t\t\t\t“Provider” means a hospital, physician, or any type of provider licensed, certified, or authorized by statute to provide a covered service under the health benefit plan.\n\t\t\t\t“Provider panel” means those providers with which a carrier contracts to provide health care services to the carrier’s enrollees under the carrier’s health benefit plan. However, such term does not include an arrangement between a carrier and providers in which any provider may participate solely on the basis of the provider’s contracting with the carrier to provide services at a discounted fee-for-service rate.B\n\nAny such carrier that offers a provider panel shall establish and use it in accordance with the following requirements:1\n\nNotice of the development of a provider panel in the Commonwealth or local service area shall be filed with the Department of Health Professions.2\n\nCarriers shall provide a provider application and the relevant terms and conditions to a provider upon request.C\n\nA carrier that uses a provider panel shall establish procedures for:1\n\nNotifying an enrollee of:\n\t\t\t\ta. The termination from the carrier’s provider panel of a provider who was furnishing health care services to the enrollee or furnished health care services to the enrollee in the 12 months prior to the notice; and\n\t\t\t\tb. The right of an enrollee to continue to receive health care services as provided in subsection E following the provider’s termination from a carrier’s provider panel, except when a provider is terminated for cause.\n\t\t\t\tThe carrier shall provide notice required by this subdivision 1 prior to the date of the termination of the provider, except when a provider is terminated for cause.2\n\nNotifying a provider at least 90 days prior to the date of the termination of the provider, except when a provider is terminated for cause.3\n\nNotifying the purchaser of the health benefit plan, whether such purchaser is an individual or an employer providing a health benefit plan, in whole or in part, to its employees and enrollees of the health benefit plan of:\n\t\t\t\ta. A description of all types of payment arrangements that the carrier uses to compensate providers for health care services rendered to enrollees, including withholds, bonus payments, capitation, and fee-for-service discounts; and\n\t\t\t\tb. The terms of the plan in clear and understandable language that reasonably informs the purchaser of the practical application of such terms in the operation of the plan.\n\t\t\t\tFor the purposes of subdivisions 1 and 2, “provider” includes a provider group.D\n\nA carrier shall not deny an application for participation or terminate participation on its provider panel on the basis of gender, race, age, sexual orientation, gender identity, religion, or national origin.E\n\n1. A provider shall be permitted by the carrier to render health care services to any of the carrier’s enrollees for a period of at least 90 days from the date of such provider’s termination from the carrier’s provider panel, except when a provider is terminated for cause. A provider shall continue to render health care services to any of the carrier’s enrollees who have an existing provider-patient relationship with the provider for a period of at least 90 days from the date of such provider’s termination from the carrier’s provider panel, except when a provider is terminated for cause.2\n\nNotwithstanding the provisions of subdivision 1, any provider shall be permitted by the carrier to continue rendering and shall continue rendering health services to any enrollee who has an existing provider-patient relationship with the provider and who has been medically confirmed to be pregnant at the time of a provider’s termination of participation, except when a provider is terminated for cause. Such treatment shall, at the enrollee’s option, continue through the provision of postpartum care directly related to the delivery.3\n\nNotwithstanding the provisions of subdivision 1, any provider shall be permitted by the carrier to continue rendering and shall continue rendering health services to any enrollee who has an existing provider-patient relationship with the provider and who is determined to be terminally ill (as defined under § 1861(dd)(3)(A) of the Social Security Act) at the time of a provider’s termination of participation, except when a provider is terminated for cause. Such treatment shall, at the enrollee’s option, continue for the remainder of the enrollee’s life for care directly related to the treatment of the terminal illness.4\n\nNotwithstanding the provisions of subdivision 1, any provider shall be permitted by the carrier to continue rendering and shall continue rendering health services to any enrollee who has an existing provider-patient relationship with the provider and who has been determined by a medical professional to have a life-threatening condition at the time of a provider’s termination of participation. Such treatment shall, at the enrollee’s option, continue for up to 180 days for care directly related to the life-threatening condition.5\n\nNotwithstanding the provisions of subdivision 1, any provider shall be permitted by the carrier to continue rendering and shall continue rendering health services to any enrollee who has an existing provider-patient relationship with the provider and who is admitted to and receiving treatment in any inpatient facility at the time of a provider’s termination of participation. Such admission and treatment shall continue until the enrollee is discharged from the inpatient facility.\n\t\t\t\tFor any health care services received by an enrollee from a provider after the date the provider has been terminated from the carrier’s provider panel:\n\t\t\t\ta. A carrier shall reimburse a provider under this subsection in accordance with the carrier’s agreement with such provider existing immediately before the provider’s termination of participation;\n\t\t\t\tb. The provider shall accept such reimbursement from the carrier and any cost-sharing payment from the enrollee for items and services as payment in full; and\n\t\t\t\tc. The provider shall continue to adhere to all policies and procedures and quality standards imposed by the carrier for an enrollee that were required of the provider immediately before the provider’s termination of participation.\n\t\t\t\tFor the purposes of this subsection, “provider” includes a provider group and “existing provider-patient relationship” means the provider has rendered health care services to the enrollee or admitted or discharged the enrollee in the previous 12 months.F\n\n1. A carrier shall provide to a purchaser upon enrollment and make available to existing enrollees at least once a year a list of members in its provider panel, which list shall also indicate those providers who are not currently accepting new patients. Such list may be made available in a form other than a printed document, provided the purchaser or existing enrollee is given the means to request and receive a printed copy of such list.2\n\nThe information provided under subdivision 1 shall be updated at least once a year if in paper form and monthly if in electronic form.G\n\nNo contract between a carrier and a provider may require that the provider indemnify the carrier for the carrier’s negligence, willful misconduct, or breach of contract, if any.H\n\nNo contract between a carrier and a provider shall require a provider, as a condition of participation on the panel, to waive any right to seek legal redress against the carrier.I\n\nNo contract between a carrier and a provider shall prohibit, impede, or interfere in the discussion of medical treatment options between a patient and a provider.J\n\nA contract between a carrier and a provider shall permit and require the provider to discuss medical treatment options with the patient.K\n\nAny carrier requiring preauthorization for medical treatment shall have personnel available to provide such preauthorization at all times when such preauthorization is required.L\n\nCarriers shall provide to their group policyholders written notice of any benefit reductions during the contract period at least 60 days before such benefit reductions become effective. Group policyholders shall, in turn, provide to their enrollees written notice of any benefit reductions during the contract period at least 30 days before such benefit reductions become effective. Such notice shall be provided to the group policyholder as a separate and distinct notification and shall not be combined with any other notification or marketing materials.M\n\nNo contract between a provider and a carrier shall include provisions that require a health care provider or health care provider group to deny covered services that such provider or group knows to be medically necessary and appropriate that are provided with respect to a specific enrollee or group of enrollees with similar medical conditions.N\n\nIf a provider panel contract between a provider and a carrier, or other entity that provides hospital, physician, or other health care services to a carrier, includes provisions that require a provider, as a condition of participating in one of the carrier’s or other entity’s provider panels, to participate in any other provider panel owned or operated by that carrier or other entity, the contract shall contain a provision permitting the provider to refuse participation in one or more such other provider panels at the time the contract is executed. If a provider contracts with a carrier or other entity that subsequently contracts with one or more unaffiliated carriers to include such provider in the provider panels of such unaffiliated carriers, and which permits an unaffiliated carrier to impose participation terms with respect to such provider that differ materially in reimbursement rates or in managed care procedures, such as conducting economic profiling or requiring a patient to obtain primary care physician referral to a specialist, from the terms agreed to by the provider in the original contract, the provider panel contract shall contain a provision permitting the provider to refuse participation with any such unaffiliated carrier. Utilization review pursuant to Article 1.2 (§ 32.1-137.7 et seq.) of Chapter 5 of Title 32.1 shall not constitute a materially different managed care procedure. This subsection shall apply to provider panels utilized by health maintenance organizations and preferred provider organizations. For purposes of this subsection, “preferred provider organization” means a carrier that offers preferred provider contracts or policies as defined in § 38.2-3407 or preferred provider subscription contracts as defined in § 38.2-4209. The status of a physician as a member of or as being eligible for other existing or new provider panels shall not be adversely affected by the exercise of such right to refuse participation. This subsection shall not apply to the Medallion II and children’s health insurance plan administered by or pursuant to a contract with the Department of Medical Assistance Services.O\n\nA carrier that rents or leases its provider panel to unaffiliated carriers shall make available, upon request, to its providers a list of unaffiliated carriers that rent or lease its provider panel. Such list if available in electronic format shall be updated monthly. The provider shall be given the means to request and receive a printed copy of such list.P\n\nNothing in this section shall prohibit a provider from discontinuing services to an enrollee at any time due to misconduct, a refusal to follow the provider’s policies and procedures, or on any other reasonable basis; however, the provider shall not discontinue services to the enrollee solely on the basis that the provider was terminated from the carrier’s provider panel.Q\n\nAs part of a value-based arrangement, a provider panel contract between a carrier and a primary care provider may include provisions that promote comprehensive screening using evidence-based tools for mental health needs and appropriate referrals by primary care providers to mental health services that may be provided on-site, via telehealth on site, or through an off-site referral.R\n\nThe Commission shall have no jurisdiction to adjudicate controversies arising out of this section.","order_by":null,"text":{"0":{"id":212732,"text":"As used in this section:\n\t\t\t“Carrier” means:","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"A1"},"1":{"id":212733,"text":"Any insurer proposing to issue individual or group accident and sickness insurance policies providing hospital, medical and surgical, or major medical coverage on an expense incurred basis;","type":"section","prefixes":["A","1"],"prefix":"1","entire_prefix":"A1","prefix_anchor":"A1","level":2,"prior_prefix":"A","next_prefix":"A2"},"2":{"id":212734,"text":"Any corporation providing individual or group accident and sickness subscription contracts;","type":"section","prefixes":["A","2"],"prefix":"2","entire_prefix":"A2","prefix_anchor":"A2","level":2,"prior_prefix":"A1","next_prefix":"A3"},"3":{"id":212735,"text":"Any health maintenance organization providing health care plans for health care services;","type":"section","prefixes":["A","3"],"prefix":"3","entire_prefix":"A3","prefix_anchor":"A3","level":2,"prior_prefix":"A2","next_prefix":"A4"},"4":{"id":212736,"text":"Any corporation offering prepaid dental or optometric services plans; or","type":"section","prefixes":["A","4"],"prefix":"4","entire_prefix":"A4","prefix_anchor":"A4","level":2,"prior_prefix":"A3","next_prefix":"A5"},"5":{"id":212737,"text":"Any other person or organization that provides health benefit plans subject to state regulation, and includes an entity that arranges a provider panel for compensation.\n\t\t\t\t“Enrollee” means any person entitled to health care services from a carrier.\n\t\t\t\t“Provider” means a hospital, physician, or any type of provider licensed, certified, or authorized by statute to provide a covered service under the health benefit plan.\n\t\t\t\t“Provider panel” means those providers with which a carrier contracts to provide health care services to the carrier’s enrollees under the carrier’s health benefit plan. However, such term does not include an arrangement between a carrier and providers in which any provider may participate solely on the basis of the provider’s contracting with the carrier to provide services at a discounted fee-for-service rate.","type":"section","prefixes":["A","5"],"prefix":"5","entire_prefix":"A5","prefix_anchor":"A5","level":2,"prior_prefix":"A4","next_prefix":"B"},"6":{"id":212738,"text":"Any such carrier that offers a provider panel shall establish and use it in accordance with the following requirements:","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A5","next_prefix":"B1"},"7":{"id":212739,"text":"Notice of the development of a provider panel in the Commonwealth or local service area shall be filed with the Department of Health Professions.","type":"section","prefixes":["B","1"],"prefix":"1","entire_prefix":"B1","prefix_anchor":"B1","level":2,"prior_prefix":"B","next_prefix":"B2"},"8":{"id":212740,"text":"Carriers shall provide a provider application and the relevant terms and conditions to a provider upon request.","type":"section","prefixes":["B","2"],"prefix":"2","entire_prefix":"B2","prefix_anchor":"B2","level":2,"prior_prefix":"B1","next_prefix":"C"},"9":{"id":212741,"text":"A carrier that uses a provider panel shall establish procedures for:","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B2","next_prefix":"C1"},"10":{"id":212742,"text":"Notifying an enrollee of:\n\t\t\t\ta. The termination from the carrier’s provider panel of a provider who was furnishing health care services to the enrollee or furnished health care services to the enrollee in the 12 months prior to the notice; and\n\t\t\t\tb. The right of an enrollee to continue to receive health care services as provided in subsection E following the provider’s termination from a carrier’s provider panel, except when a provider is terminated for cause.\n\t\t\t\tThe carrier shall provide notice required by this subdivision 1 prior to the date of the termination of the provider, except when a provider is terminated for cause.","type":"section","prefixes":["C","1"],"prefix":"1","entire_prefix":"C1","prefix_anchor":"C1","level":2,"prior_prefix":"C","next_prefix":"C2"},"11":{"id":212743,"text":"Notifying a provider at least 90 days prior to the date of the termination of the provider, except when a provider is terminated for cause.","type":"section","prefixes":["C","2"],"prefix":"2","entire_prefix":"C2","prefix_anchor":"C2","level":2,"prior_prefix":"C1","next_prefix":"C3"},"12":{"id":212744,"text":"Notifying the purchaser of the health benefit plan, whether such purchaser is an individual or an employer providing a health benefit plan, in whole or in part, to its employees and enrollees of the health benefit plan of:\n\t\t\t\ta. A description of all types of payment arrangements that the carrier uses to compensate providers for health care services rendered to enrollees, including withholds, bonus payments, capitation, and fee-for-service discounts; and\n\t\t\t\tb. The terms of the plan in clear and understandable language that reasonably informs the purchaser of the practical application of such terms in the operation of the plan.\n\t\t\t\tFor the purposes of subdivisions 1 and 2, “provider” includes a provider group.","type":"section","prefixes":["C","3"],"prefix":"3","entire_prefix":"C3","prefix_anchor":"C3","level":2,"prior_prefix":"C2","next_prefix":"D"},"13":{"id":212745,"text":"A carrier shall not deny an application for participation or terminate participation on its provider panel on the basis of gender, race, age, sexual orientation, gender identity, religion, or national origin.","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C3","next_prefix":"E"},"14":{"id":212746,"text":"1. A provider shall be permitted by the carrier to render health care services to any of the carrier’s enrollees for a period of at least 90 days from the date of such provider’s termination from the carrier’s provider panel, except when a provider is terminated for cause. A provider shall continue to render health care services to any of the carrier’s enrollees who have an existing provider-patient relationship with the provider for a period of at least 90 days from the date of such provider’s termination from the carrier’s provider panel, except when a provider is terminated for cause.","type":"section","prefixes":["E"],"prefix":"E","entire_prefix":"E","prefix_anchor":"E","level":1,"prior_prefix":"D","next_prefix":"E2"},"15":{"id":212747,"text":"Notwithstanding the provisions of subdivision 1, any provider shall be permitted by the carrier to continue rendering and shall continue rendering health services to any enrollee who has an existing provider-patient relationship with the provider and who has been medically confirmed to be pregnant at the time of a provider’s termination of participation, except when a provider is terminated for cause. Such treatment shall, at the enrollee’s option, continue through the provision of postpartum care directly related to the delivery.","type":"section","prefixes":["E","2"],"prefix":"2","entire_prefix":"E2","prefix_anchor":"E2","level":2,"prior_prefix":"E","next_prefix":"E3"},"16":{"id":212748,"text":"Notwithstanding the provisions of subdivision 1, any provider shall be permitted by the carrier to continue rendering and shall continue rendering health services to any enrollee who has an existing provider-patient relationship with the provider and who is determined to be terminally ill (as defined under § 1861(dd)(3)(A) of the Social Security Act) at the time of a provider’s termination of participation, except when a provider is terminated for cause. Such treatment shall, at the enrollee’s option, continue for the remainder of the enrollee’s life for care directly related to the treatment of the terminal illness.","type":"section","prefixes":["E","3"],"prefix":"3","entire_prefix":"E3","prefix_anchor":"E3","level":2,"prior_prefix":"E2","next_prefix":"E4"},"17":{"id":212749,"text":"Notwithstanding the provisions of subdivision 1, any provider shall be permitted by the carrier to continue rendering and shall continue rendering health services to any enrollee who has an existing provider-patient relationship with the provider and who has been determined by a medical professional to have a life-threatening condition at the time of a provider’s termination of participation. Such treatment shall, at the enrollee’s option, continue for up to 180 days for care directly related to the life-threatening condition.","type":"section","prefixes":["E","4"],"prefix":"4","entire_prefix":"E4","prefix_anchor":"E4","level":2,"prior_prefix":"E3","next_prefix":"E5"},"18":{"id":212750,"text":"Notwithstanding the provisions of subdivision 1, any provider shall be permitted by the carrier to continue rendering and shall continue rendering health services to any enrollee who has an existing provider-patient relationship with the provider and who is admitted to and receiving treatment in any inpatient facility at the time of a provider’s termination of participation. Such admission and treatment shall continue until the enrollee is discharged from the inpatient facility.\n\t\t\t\tFor any health care services received by an enrollee from a provider after the date the provider has been terminated from the carrier’s provider panel:\n\t\t\t\ta. A carrier shall reimburse a provider under this subsection in accordance with the carrier’s agreement with such provider existing immediately before the provider’s termination of participation;\n\t\t\t\tb. The provider shall accept such reimbursement from the carrier and any cost-sharing payment from the enrollee for items and services as payment in full; and\n\t\t\t\tc. The provider shall continue to adhere to all policies and procedures and quality standards imposed by the carrier for an enrollee that were required of the provider immediately before the provider’s termination of participation.\n\t\t\t\tFor the purposes of this subsection, “provider” includes a provider group and “existing provider-patient relationship” means the provider has rendered health care services to the enrollee or admitted or discharged the enrollee in the previous 12 months.","type":"section","prefixes":["E","5"],"prefix":"5","entire_prefix":"E5","prefix_anchor":"E5","level":2,"prior_prefix":"E4","next_prefix":"F"},"19":{"id":212751,"text":"1. A carrier shall provide to a purchaser upon enrollment and make available to existing enrollees at least once a year a list of members in its provider panel, which list shall also indicate those providers who are not currently accepting new patients. Such list may be made available in a form other than a printed document, provided the purchaser or existing enrollee is given the means to request and receive a printed copy of such list.","type":"section","prefixes":["F"],"prefix":"F","entire_prefix":"F","prefix_anchor":"F","level":1,"prior_prefix":"E5","next_prefix":"F2"},"20":{"id":212752,"text":"The information provided under subdivision 1 shall be updated at least once a year if in paper form and monthly if in electronic form.","type":"section","prefixes":["F","2"],"prefix":"2","entire_prefix":"F2","prefix_anchor":"F2","level":2,"prior_prefix":"F","next_prefix":"G"},"21":{"id":212753,"text":"No contract between a carrier and a provider may require that the provider indemnify the carrier for the carrier’s negligence, willful misconduct, or breach of contract, if any.","type":"section","prefixes":["G"],"prefix":"G","entire_prefix":"G","prefix_anchor":"G","level":1,"prior_prefix":"F2","next_prefix":"H"},"22":{"id":212754,"text":"No contract between a carrier and a provider shall require a provider, as a condition of participation on the panel, to waive any right to seek legal redress against the carrier.","type":"section","prefixes":["H"],"prefix":"H","entire_prefix":"H","prefix_anchor":"H","level":1,"prior_prefix":"G","next_prefix":"I"},"23":{"id":212755,"text":"No contract between a carrier and a provider shall prohibit, impede, or interfere in the discussion of medical treatment options between a patient and a provider.","type":"section","prefixes":["I"],"prefix":"I","entire_prefix":"I","prefix_anchor":"I","level":1,"prior_prefix":"H","next_prefix":"J"},"24":{"id":212756,"text":"A contract between a carrier and a provider shall permit and require the provider to discuss medical treatment options with the patient.","type":"section","prefixes":["J"],"prefix":"J","entire_prefix":"J","prefix_anchor":"J","level":1,"prior_prefix":"I","next_prefix":"K"},"25":{"id":212757,"text":"Any carrier requiring preauthorization for medical treatment shall have personnel available to provide such preauthorization at all times when such preauthorization is required.","type":"section","prefixes":["K"],"prefix":"K","entire_prefix":"K","prefix_anchor":"K","level":1,"prior_prefix":"J","next_prefix":"L"},"26":{"id":212758,"text":"Carriers shall provide to their group policyholders written notice of any benefit reductions during the contract period at least 60 days before such benefit reductions become effective. Group policyholders shall, in turn, provide to their enrollees written notice of any benefit reductions during the contract period at least 30 days before such benefit reductions become effective. Such notice shall be provided to the group policyholder as a separate and distinct notification and shall not be combined with any other notification or marketing materials.","type":"section","prefixes":["L"],"prefix":"L","entire_prefix":"L","prefix_anchor":"L","level":1,"prior_prefix":"K","next_prefix":"M"},"27":{"id":212759,"text":"No contract between a provider and a carrier shall include provisions that require a health care provider or health care provider group to deny covered services that such provider or group knows to be medically necessary and appropriate that are provided with respect to a specific enrollee or group of enrollees with similar medical conditions.","type":"section","prefixes":["M"],"prefix":"M","entire_prefix":"M","prefix_anchor":"M","level":1,"prior_prefix":"L","next_prefix":"N"},"28":{"id":212760,"text":"If a provider panel contract between a provider and a carrier, or other entity that provides hospital, physician, or other health care services to a carrier, includes provisions that require a provider, as a condition of participating in one of the carrier’s or other entity’s provider panels, to participate in any other provider panel owned or operated by that carrier or other entity, the contract shall contain a provision permitting the provider to refuse participation in one or more such other provider panels at the time the contract is executed. If a provider contracts with a carrier or other entity that subsequently contracts with one or more unaffiliated carriers to include such provider in the provider panels of such unaffiliated carriers, and which permits an unaffiliated carrier to impose participation terms with respect to such provider that differ materially in reimbursement rates or in managed care procedures, such as conducting economic profiling or requiring a patient to obtain primary care physician referral to a specialist, from the terms agreed to by the provider in the original contract, the provider panel contract shall contain a provision permitting the provider to refuse participation with any such unaffiliated carrier. Utilization review pursuant to Article 1.2 (§ 32.1-137.7 et seq.) of Chapter 5 of Title 32.1 shall not constitute a materially different managed care procedure. This subsection shall apply to provider panels utilized by health maintenance organizations and preferred provider organizations. For purposes of this subsection, “preferred provider organization” means a carrier that offers preferred provider contracts or policies as defined in § 38.2-3407 or preferred provider subscription contracts as defined in § 38.2-4209. The status of a physician as a member of or as being eligible for other existing or new provider panels shall not be adversely affected by the exercise of such right to refuse participation. This subsection shall not apply to the Medallion II and children’s health insurance plan administered by or pursuant to a contract with the Department of Medical Assistance Services.","type":"section","prefixes":["N"],"prefix":"N","entire_prefix":"N","prefix_anchor":"N","level":1,"prior_prefix":"M","next_prefix":"O"},"29":{"id":212761,"text":"A carrier that rents or leases its provider panel to unaffiliated carriers shall make available, upon request, to its providers a list of unaffiliated carriers that rent or lease its provider panel. Such list if available in electronic format shall be updated monthly. The provider shall be given the means to request and receive a printed copy of such list.","type":"section","prefixes":["O"],"prefix":"O","entire_prefix":"O","prefix_anchor":"O","level":1,"prior_prefix":"N","next_prefix":"P"},"30":{"id":212762,"text":"Nothing in this section shall prohibit a provider from discontinuing services to an enrollee at any time due to misconduct, a refusal to follow the provider’s policies and procedures, or on any other reasonable basis; however, the provider shall not discontinue services to the enrollee solely on the basis that the provider was terminated from the carrier’s provider panel.","type":"section","prefixes":["P"],"prefix":"P","entire_prefix":"P","prefix_anchor":"P","level":1,"prior_prefix":"O","next_prefix":"Q"},"31":{"id":212763,"text":"As part of a value-based arrangement, a provider panel contract between a carrier and a primary care provider may include provisions that promote comprehensive screening using evidence-based tools for mental health needs and appropriate referrals by primary care providers to mental health services that may be provided on-site, via telehealth on site, or through an off-site referral.","type":"section","prefixes":["Q"],"prefix":"Q","entire_prefix":"Q","prefix_anchor":"Q","level":1,"prior_prefix":"P","next_prefix":"R"},"32":{"id":212764,"text":"The Commission shall have no jurisdiction to adjudicate controversies arising out of this section.","type":"section","prefixes":["R"],"prefix":"R","entire_prefix":"R","prefix_anchor":"R","level":1,"prior_prefix":"Q"}},"ancestry":[{"id":12994,"edition_id":1,"name":"General Provisions","identifier":"1","label":"article","depth":3,"order_by":1,"parent_id":12993,"metadata":{},"date_created":"2026-06-26 03:44:07","date_modified":"2026-06-26 03:44:07","permalink":{"id":214889,"object_type":"structure","relational_id":12994,"identifier":"1","token":"38.2\/34\/1","url":"\/38.2\/34\/1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12993,"edition_id":1,"name":"Provisions Relating to Accident and Sickness Insurance","identifier":"34","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:07","date_modified":"2026-06-26 03:44:07","permalink":{"id":214887,"object_type":"structure","relational_id":12993,"identifier":"34","token":"38.2\/34","url":"\/38.2\/34\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":57593,"structure_id":12994,"section_number":"38.2-3400","catch_line":"Application of chapter","url":"\/38.2-3400\/","token":"38.2\/34\/1\/38.2-3400","metadata":false},{"id":72072,"structure_id":12994,"section_number":"38.2-3401","catch_line":"Forms of insurance authorized","url":"\/38.2-3401\/","token":"38.2\/34\/1\/38.2-3401","metadata":false},{"id":65240,"structure_id":12994,"section_number":"38.2-3402","catch_line":"Certification to accompany application","url":"\/38.2-3402\/","token":"38.2\/34\/1\/38.2-3402","metadata":false},{"id":83988,"structure_id":12994,"section_number":"38.2-3403","catch_line":"Fraudulent procurement of policy","url":"\/38.2-3403\/","token":"38.2\/34\/1\/38.2-3403","metadata":false},{"id":65279,"structure_id":12994,"section_number":"38.2-3404","catch_line":"Commission may establish rules and regulations for simplified and readable accident and sickness insurance policies","url":"\/38.2-3404\/","token":"38.2\/34\/1\/38.2-3404","metadata":false},{"id":62539,"structure_id":12994,"section_number":"38.2-3405","catch_line":"Certain subrogation provisions and limitations upon recovery in hospital, medical, etc., policies forbidden; limitations on disclosure of medical treatment options prohibited","url":"\/38.2-3405\/","token":"38.2\/34\/1\/38.2-3405","metadata":false},{"id":84136,"structure_id":12994,"section_number":"38.2-3405.1","catch_line":"Commonwealth's right to certain accident and sickness benefits","url":"\/38.2-3405.1\/","token":"38.2\/34\/1\/38.2-3405.1","metadata":false},{"id":70730,"structure_id":12994,"section_number":"38.2-3406","catch_line":"Accident and sickness benefits not subject to legal process","url":"\/38.2-3406\/","token":"38.2\/34\/1\/38.2-3406","metadata":false},{"id":84333,"structure_id":12994,"section_number":"38.2-3406.1","catch_line":"Application of requirements that policies offered by small employers include state-mandated health benefits","url":"\/38.2-3406.1\/","token":"38.2\/34\/1\/38.2-3406.1","metadata":false},{"id":67972,"structure_id":12994,"section_number":"38.2-3406.2","catch_line":"Capped benefits under insurance policies and contracts","url":"\/38.2-3406.2\/","token":"38.2\/34\/1\/38.2-3406.2","metadata":false},{"id":76321,"structure_id":12994,"section_number":"38.2-3407","catch_line":"Health benefit programs","url":"\/38.2-3407\/","token":"38.2\/34\/1\/38.2-3407","metadata":false},{"id":66921,"structure_id":12994,"section_number":"38.2-3407.1","catch_line":"Interest on accident and sickness claim proceeds","url":"\/38.2-3407.1\/","token":"38.2\/34\/1\/38.2-3407.1","metadata":false},{"id":58079,"structure_id":12994,"section_number":"38.2-3407.10","catch_line":"Health care provider panels","url":"\/38.2-3407.10\/","token":"38.2\/34\/1\/38.2-3407.10","metadata":false},{"id":66411,"structure_id":12994,"section_number":"38.2-3407.10:1","catch_line":"Processing of new provider applications and reimbursement for services rendered during pendency of a participating provider's credentialing application","url":"\/38.2-3407.10_1\/","token":"38.2\/34\/1\/38.2-3407.10_1","metadata":false},{"id":56463,"structure_id":12994,"section_number":"38.2-3407.10:2","catch_line":"Credentialing of private mental health agencies","url":"\/38.2-3407.10_2\/","token":"38.2\/34\/1\/38.2-3407.10_2","metadata":false},{"id":82372,"structure_id":12994,"section_number":"38.2-3407.11","catch_line":"Access to obstetrician-gynecologists","url":"\/38.2-3407.11\/","token":"38.2\/34\/1\/38.2-3407.11","metadata":false},{"id":70024,"structure_id":12994,"section_number":"38.2-3407.11:1","catch_line":"Access to specialists; 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This law was first created in 1996. The record of its establishment is cataloged in chapter 776<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. It has been modified 8 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1999, chapters 643<\/a> and 649<\/a>; in 2000, chapters 862<\/a>, 922<\/a>, and 934<\/a>; in 2001, chapter 239<\/a>; in 2004, chapter 715<\/a>; in 2006, chapter 398<\/a>; in 2020, chapter 1137<\/a>; in 2023, chapter 490<\/a>; in 2024, chapters 377<\/a> and 575<\/a>.<\/p>","references":[{"id":68442,"section_number":"38.2-3407.12","catch_line":"Patient optional point-of-service benefit","order_by":null,"url":"\/38.2-3407.12\/"},{"id":71060,"section_number":"38.2-3407.15","catch_line":"Ethics and fairness in carrier business practices","order_by":null,"url":"\/38.2-3407.15\/"},{"id":80337,"section_number":"38.2-3407.15:6","catch_line":"Prescription drug price transparency","order_by":null,"url":"\/38.2-3407.15_6\/"},{"id":87317,"section_number":"38.2-3407.15:7","catch_line":"Carrier provision of certain information","order_by":null,"url":"\/38.2-3407.15_7\/"},{"id":82040,"section_number":"38.2-3407.15:8","catch_line":"(Effective January 1, 2027) Carrier contracts; required provisions regarding prior authorization for health care services","order_by":null,"url":"\/38.2-3407.15_8\/"},{"id":73127,"section_number":"38.2-3407.20","catch_line":"Calculation of enrollee's contribution to out-of-pocket maximum or cost-sharing requirement","order_by":null,"url":"\/38.2-3407.20\/"},{"id":85964,"section_number":"38.2-3407.22","catch_line":"Option for rebates to enrollees; protected information","order_by":null,"url":"\/38.2-3407.22\/"},{"id":56568,"section_number":"38.2-3407.9:04","catch_line":"Medication synchronization","order_by":null,"url":"\/38.2-3407.9_04\/"},{"id":67952,"section_number":"38.2-4319","catch_line":"Statutory construction and relationship to other laws","order_by":null,"url":"\/38.2-4319\/"},{"id":62548,"section_number":"38.2-4509","catch_line":"Application of certain laws","order_by":null,"url":"\/38.2-4509\/"},{"id":80352,"section_number":"38.2-6108","catch_line":"Plan dentist contracts; preferred providers; assignment of benefits","order_by":null,"url":"\/38.2-6108\/"},{"id":60406,"section_number":"38.2-6113","catch_line":"Application of other laws","order_by":null,"url":"\/38.2-6113\/"}],"refers_to":[{"id":72177,"section_number":"32.1-137.7","catch_line":"Definitions","order_by":null,"url":"\/32.1-137.7\/"},{"id":76321,"section_number":"38.2-3407","catch_line":"Health benefit programs","order_by":null,"url":"\/38.2-3407\/"},{"id":80669,"section_number":"38.2-4209","catch_line":"Preferred provider subscription contracts","order_by":null,"url":"\/38.2-4209\/"}],"permalink":{"id":214939,"object_type":"law","relational_id":58079,"identifier":"38.2-3407.10","token":"38.2\/34\/1\/38.2-3407.10","url":"\/38.2-3407.10\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-3407.10\/","token":"38.2\/34\/1\/38.2-3407.10","dublin_core":{"Title":"Health care provider panels","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-3407.10","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> As used in this section:\n\t\t\t“Carrier” means: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Any insurer<\/span> proposing to issue<\/span> individual or group accident and sickness insurance policies<\/span> providing hospital, medical and surgical, or major medical coverage on an expense incurred basis; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Any corporation providing individual or group accident and sickness subscription contracts<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Any health maintenance organization providing health care plans for health care services; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> Any corporation offering prepaid dental or optometric services plans; or <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

5.<\/span> Any other person<\/span> or organization that provides health benefit plans subject to state<\/span> regulation, and includes an entity that arranges a provider panel<\/span> for compensation.\n\t\t\t\t“Enrollee<\/span>” means any person<\/span> entitled to health care services from a carrier.\n\t\t\t\t“Provider” means a hospital, physician, or any type of provider licensed, certified, or authorized by statute<\/span> to provide a covered service under the health benefit plan.\n\t\t\t\t“Provider panel<\/span>” means those providers<\/span> with which a carrier contracts<\/span> to provide health care services to the carrier’s enrollees<\/span> under the carrier’s health benefit plan. However, such term does not include an arrangement between a carrier and providers<\/span> in which any provider may participate solely on the basis of the provider’s contracting with the carrier to provide services at a discounted fee-for-service rate<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> Any such carrier that offers a provider panel<\/span> shall establish and use it in accordance with the following requirements: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Notice of the development of a provider panel<\/span> in the Commonwealth or local service area shall be filed with the Department of Health Professions. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Carriers shall provide a provider application and the relevant terms and conditions to a provider upon request. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> A carrier that uses a provider panel<\/span> shall establish procedures for: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Notifying an enrollee<\/span> of:\n\t\t\t\ta. The termination from the carrier’s provider panel<\/span> of a provider who was furnishing health care services to the enrollee<\/span> or furnished health care services to the enrollee<\/span> in the 12 months prior to the notice; and\n\t\t\t\tb. The right of an enrollee<\/span> to continue to receive health care services as provided in subsection E following the provider’s termination from a carrier’s provider panel<\/span>, except when a provider is terminated for cause.\n\t\t\t\tThe carrier shall provide notice required by this subdivision 1 prior to the date of the termination of the provider, except when a provider is terminated for cause. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Notifying a provider at least 90 days prior to the date of the termination of the provider, except when a provider is terminated for cause. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Notifying the purchaser of the health benefit plan, whether such purchaser is an individual or an employer providing a health benefit plan, in whole or in part, to its employees and enrollees<\/span> of the health benefit plan of:\n\t\t\t\ta. A description of all types of payment arrangements that the carrier uses to compensate providers<\/span> for health care services rendered to enrollees<\/span>, including withholds, bonus payments, capitation, and fee-for-service discounts; and\n\t\t\t\tb. The terms of the plan in clear and understandable language that reasonably informs the purchaser of the practical application of such terms in the operation of the plan.\n\t\t\t\tFor the purposes of subdivisions 1 and 2, “provider” includes a provider group. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

D.<\/span> A carrier shall not deny an application for participation or terminate participation on its provider panel<\/span> on the basis of gender, race, age, sexual orientation, gender identity, religion, or national origin. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

E.<\/span> 1. A provider shall be permitted by the carrier to render health care services to any of the carrier’s enrollees<\/span> for a period of at least 90 days from the date of such provider’s termination from the carrier’s provider panel<\/span>, except when a provider is terminated for cause. A provider shall continue to render health care services to any of the carrier’s enrollees<\/span> who have an existing provider-patient relationship<\/span> with the provider for a period of at least 90 days from the date of such provider’s termination from the carrier’s provider panel<\/span>, except when a provider is terminated for cause. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Notwithstanding the provisions of subdivision 1, any provider shall be permitted by the carrier to continue rendering and shall continue rendering health services to any enrollee<\/span> who has an existing provider-patient relationship<\/span> with the provider and who has been medically confirmed to be pregnant at the time of a provider’s termination of participation, except when a provider is terminated for cause. Such treatment shall, at the enrollee<\/span>’s option, continue through the provision of postpartum care directly related to the delivery. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Notwithstanding the provisions of subdivision 1, any provider shall be permitted by the carrier to continue rendering and shall continue rendering health services to any enrollee<\/span> who has an existing provider-patient relationship<\/span> with the provider and who is determined to be terminally ill (as defined under § 1861(dd)(3)(A) of the Social Security Act) at the time of a provider’s termination of participation, except when a provider is terminated for cause. Such treatment shall, at the enrollee<\/span>’s option, continue for the remainder of the enrollee<\/span>’s life for care directly related to the treatment of the terminal illness. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> Notwithstanding the provisions of subdivision 1, any provider shall be permitted by the carrier to continue rendering and shall continue rendering health services to any enrollee<\/span> who has an existing provider-patient relationship<\/span> with the provider and who has been determined by a medical professional to have a life-threatening condition at the time of a provider’s termination of participation. Such treatment shall, at the enrollee<\/span>’s option, continue for up to 180 days for care directly related to the life-threatening condition. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

5.<\/span> Notwithstanding the provisions of subdivision 1, any provider shall be permitted by the carrier to continue rendering and shall continue rendering health services to any enrollee<\/span> who has an existing provider-patient relationship<\/span> with the provider and who is admitted to and receiving treatment in any inpatient facility at the time of a provider’s termination of participation. Such admission and treatment shall continue until the enrollee<\/span> is discharged from the inpatient facility.\n\t\t\t\tFor any health care services received by an enrollee<\/span> from a provider after the date the provider has been terminated from the carrier’s provider panel<\/span>:\n\t\t\t\ta. A carrier shall reimburse a provider under this subsection in accordance with the carrier’s agreement with such provider existing immediately before the provider’s termination of participation;\n\t\t\t\tb. The provider shall accept such reimbursement from the carrier and any cost-sharing payment from the enrollee<\/span> for items and services as payment in full; and\n\t\t\t\tc. The provider shall continue to adhere to all policies and procedures and quality standards imposed by the carrier for an enrollee<\/span> that were required of the provider immediately before the provider’s termination of participation.\n\t\t\t\tFor the purposes of this subsection, “provider” includes a provider group and “existing provider-patient relationship<\/span>” means the provider has rendered health care services to the enrollee<\/span> or admitted or discharged the enrollee<\/span> in the previous 12 months. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

F.<\/span> 1. A carrier shall provide to a purchaser upon enrollment and make available to existing enrollees<\/span> at least once a year a list of members in its provider panel<\/span>, which list shall also indicate those providers<\/span> who are not currently accepting new patients. Such list may be made available in a form other than a printed document, provided the purchaser or existing enrollee<\/span> is given the means to request and receive a printed copy of such list. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> The information provided under subdivision 1 shall be updated at least once a year if in paper form and monthly if in electronic form. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

G.<\/span> No contract<\/span> between a carrier and a provider may require that the provider indemnify the carrier for the carrier’s negligence<\/span>, willful misconduct, or breach of contract<\/span>, if any. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

H.<\/span> No contract<\/span> between a carrier and a provider shall require a provider, as a condition of participation on the panel, to waive<\/span> any right to seek legal redress against the carrier. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

I.<\/span> No contract<\/span> between a carrier and a provider shall prohibit, impede, or interfere in the discussion of medical treatment options between a patient and a provider. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

J.<\/span> A contract<\/span> between a carrier and a provider shall permit and require the provider to discuss medical treatment options with the patient. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

K.<\/span> Any carrier requiring preauthorization for medical treatment shall have personnel available to provide such preauthorization at all times when such preauthorization is required. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

L.<\/span> Carriers shall provide to their group policyholders written notice of any benefit reductions during the contract<\/span> period at least 60 days before such benefit reductions become effective. Group policyholders shall, in turn, provide to their enrollees<\/span> written notice of any benefit reductions during the contract<\/span> period at least 30 days before such benefit reductions become effective. Such notice shall be provided to the group policyholder as a separate and distinct notification and shall not be combined with any other notification or marketing materials<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

M.<\/span> No contract<\/span> between a provider and a carrier shall include provisions that require a health care provider or health care provider group to deny covered services that such provider or group knows to be medically necessary and appropriate that are provided with respect to a specific enrollee<\/span> or group of enrollees<\/span> with similar medical conditions. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

N.<\/span> If a provider panel<\/span> contract<\/span> between a provider and a carrier, or other entity that provides hospital, physician, or other health care services to a carrier, includes provisions that require a provider, as a condition of participating in one of the carrier’s or other entity’s provider panels<\/span>, to participate in any other provider panel<\/span> owned or operated by that carrier or other entity, the contract<\/span> shall contain a provision permitting the provider to refuse participation in one or more such other provider panels<\/span> at the time the contract<\/span> is executed. If a provider contracts<\/span> with a carrier or other entity that subsequently contracts<\/span> with one or more unaffiliated carriers to include such provider in the provider panels<\/span> of such unaffiliated carriers, and which permits an unaffiliated carrier to impose participation terms with respect to such provider that differ materially in reimbursement rates<\/span><\/span> or in managed care procedures, such as conducting economic profiling or requiring a patient to obtain primary care physician referral to a specialist, from the terms agreed to by the provider in the original contract<\/span>, the provider panel<\/span> contract<\/span> shall contain a provision permitting the provider to refuse participation with any such unaffiliated carrier. Utilization review pursuant to Article 1.2 (§ 32.1-137.7<\/a> et seq.) of Chapter 5 of Title 32.1 shall not constitute a materially different managed care procedure. This subsection shall apply to provider panels<\/span> utilized by health maintenance organizations and preferred provider organizations<\/span>. For purposes of this subsection, “preferred provider organization<\/span>” means a carrier that offers preferred provider contracts<\/span> or policies as defined in § 38.2-3407<\/a> or preferred provider subscription contracts<\/span> as defined in § 38.2-4209<\/a>. The status of a physician as a member of or as being eligible for other existing or new provider panels<\/span> shall not be adversely affected by the exercise of such right to refuse participation. This subsection shall not apply to the Medallion II and children’s health insurance plan administered by or pursuant to a contract<\/span> with the Department of Medical Assistance Services. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

O.<\/span> A carrier that rents or leases its provider panel<\/span> to unaffiliated carriers shall make available, upon request, to its providers<\/span> a list of unaffiliated carriers that rent or lease its provider panel<\/span>. Such list if available in electronic format shall be updated monthly. The provider shall be given the means to request and receive a printed copy of such list. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

P.<\/span> Nothing in this section shall prohibit a provider from discontinuing services to an enrollee<\/span> at any time due to misconduct, a refusal to follow the provider’s policies and procedures, or on any other reasonable basis; however, the provider shall not discontinue services to the enrollee<\/span> solely on the basis that the provider was terminated from the carrier’s provider panel<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

Q.<\/span> As part of a value-based arrangement, a provider panel<\/span> contract<\/span> between a carrier and a primary care provider may include provisions that promote comprehensive screening using evidence<\/span>-based tools for mental health needs and appropriate referrals by primary care providers<\/span> to mental health services that may be provided on-site, via telehealth on site, or through an off-site referral. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

R.<\/span> The Commission<\/span> shall have no jurisdiction<\/span> to adjudicate<\/span> controversies arising out of this section. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nHEALTH CARE PROVIDER PANELS (\u00a7 38.2-3407.10)\n\nA. As used in this section:\n\t\t\t“Carrier” means:\n\n 1. Any insurer proposing to issue individual or group accident and sickness\n insurance policies providing hospital, medical and surgical, or major medical\n coverage on an expense incurred basis;\n\n 2. Any corporation providing individual or group accident and sickness\n subscription contracts;\n\n 3. Any health maintenance organization providing health care plans for health\n care services;\n\n 4. Any corporation offering prepaid dental or optometric services plans; or\n\n 5. Any other person or organization that provides health benefit plans subject\n to state regulation, and includes an entity that arranges a provider panel for\n compensation.\n \t\t\t\t“Enrollee” means any person entitled to health care services\n from a carrier.\n \t\t\t\t“Provider” means a hospital, physician, or any type of\n provider licensed, certified, or authorized by statute to provide a covered\n service under the health benefit plan.\n \t\t\t\t“Provider panel” means those providers with which a carrier\n contracts to provide health care services to the carrier’s enrollees\n under the carrier’s health benefit plan. However, such term does not\n include an arrangement between a carrier and providers in which any provider\n may participate solely on the basis of the provider’s contracting with\n the carrier to provide services at a discounted fee-for-service rate.\n\nB. Any such carrier that offers a provider panel shall establish and use it in\naccordance with the following requirements:\n\n 1. Notice of the development of a provider panel in the Commonwealth or local\n service area shall be filed with the Department of Health Professions.\n\n 2. Carriers shall provide a provider application and the relevant terms and\n conditions to a provider upon request.\n\nC. A carrier that uses a provider panel shall establish procedures for:\n\n 1. Notifying an enrollee of:\n \t\t\t\ta. The termination from the carrier’s provider panel of a provider\n who was furnishing health care services to the enrollee or furnished health\n care services to the enrollee in the 12 months prior to the notice; and\n \t\t\t\tb. The right of an enrollee to continue to receive health care services as\n provided in subsection E following the provider’s termination from a\n carrier’s provider panel, except when a provider is terminated for\n cause.\n \t\t\t\tThe carrier shall provide notice required by this subdivision 1 prior to\n the date of the termination of the provider, except when a provider is\n terminated for cause.\n\n 2. Notifying a provider at least 90 days prior to the date of the termination\n of the provider, except when a provider is terminated for cause.\n\n 3. Notifying the purchaser of the health benefit plan, whether such purchaser\n is an individual or an employer providing a health benefit plan, in whole or\n in part, to its employees and enrollees of the health benefit plan of:\n \t\t\t\ta. A description of all types of payment arrangements that the carrier\n uses to compensate providers for health care services rendered to enrollees,\n including withholds, bonus payments, capitation, and fee-for-service\n discounts; and\n \t\t\t\tb. The terms of the plan in clear and understandable language that\n reasonably informs the purchaser of the practical application of such terms in\n the operation of the plan.\n \t\t\t\tFor the purposes of subdivisions 1 and 2, “provider” includes\n a provider group.\n\nD. A carrier shall not deny an application for participation or terminate\nparticipation on its provider panel on the basis of gender, race, age, sexual\norientation, gender identity, religion, or national origin.\n\nE. 1. A provider shall be permitted by the carrier to render health care\nservices to any of the carrier’s enrollees for a period of at least 90\ndays from the date of such provider’s termination from the carrier’s\nprovider panel, except when a provider is terminated for cause. A provider shall\ncontinue to render health care services to any of the carrier’s enrollees\nwho have an existing provider-patient relationship with the provider for a\nperiod of at least 90 days from the date of such provider’s termination\nfrom the carrier’s provider panel, except when a provider is terminated\nfor cause.\n\n 2. Notwithstanding the provisions of subdivision 1, any provider shall be\n permitted by the carrier to continue rendering and shall continue rendering\n health services to any enrollee who has an existing provider-patient\n relationship with the provider and who has been medically confirmed to be\n pregnant at the time of a provider’s termination of participation,\n except when a provider is terminated for cause. Such treatment shall, at the\n enrollee’s option, continue through the provision of postpartum care\n directly related to the delivery.\n\n 3. Notwithstanding the provisions of subdivision 1, any provider shall be\n permitted by the carrier to continue rendering and shall continue rendering\n health services to any enrollee who has an existing provider-patient\n relationship with the provider and who is determined to be terminally ill (as\n defined under § 1861(dd)(3)(A) of the Social Security Act) at the time of\n a provider’s termination of participation, except when a provider is\n terminated for cause. Such treatment shall, at the enrollee’s option,\n continue for the remainder of the enrollee’s life for care directly\n related to the treatment of the terminal illness.\n\n 4. Notwithstanding the provisions of subdivision 1, any provider shall be\n permitted by the carrier to continue rendering and shall continue rendering\n health services to any enrollee who has an existing provider-patient\n relationship with the provider and who has been determined by a medical\n professional to have a life-threatening condition at the time of a\n provider’s termination of participation. Such treatment shall, at the\n enrollee’s option, continue for up to 180 days for care directly related\n to the life-threatening condition.\n\n 5. Notwithstanding the provisions of subdivision 1, any provider shall be\n permitted by the carrier to continue rendering and shall continue rendering\n health services to any enrollee who has an existing provider-patient\n relationship with the provider and who is admitted to and receiving treatment\n in any inpatient facility at the time of a provider’s termination of\n participation. Such admission and treatment shall continue until the enrollee\n is discharged from the inpatient facility.\n \t\t\t\tFor any health care services received by an enrollee from a provider after\n the date the provider has been terminated from the carrier’s provider\n panel:\n \t\t\t\ta. A carrier shall reimburse a provider under this subsection in\n accordance with the carrier’s agreement with such provider existing\n immediately before the provider’s termination of participation;\n \t\t\t\tb. The provider shall accept such reimbursement from the carrier and any\n cost-sharing payment from the enrollee for items and services as payment in\n full; and\n \t\t\t\tc. The provider shall continue to adhere to all policies and procedures\n and quality standards imposed by the carrier for an enrollee that were\n required of the provider immediately before the provider’s termination\n of participation.\n \t\t\t\tFor the purposes of this subsection, “provider” includes a\n provider group and “existing provider-patient relationship” means\n the provider has rendered health care services to the enrollee or admitted or\n discharged the enrollee in the previous 12 months.\n\nF. 1. A carrier shall provide to a purchaser upon enrollment and make available\nto existing enrollees at least once a year a list of members in its provider\npanel, which list shall also indicate those providers who are not currently\naccepting new patients. Such list may be made available in a form other than a\nprinted document, provided the purchaser or existing enrollee is given the means\nto request and receive a printed copy of such list.\n\n 2. The information provided under subdivision 1 shall be updated at least once\n a year if in paper form and monthly if in electronic form.\n\nG. No contract between a carrier and a provider may require that the provider\nindemnify the carrier for the carrier’s negligence, willful misconduct, or\nbreach of contract, if any.\n\nH. No contract between a carrier and a provider shall require a provider, as a\ncondition of participation on the panel, to waive any right to seek legal\nredress against the carrier.\n\nI. No contract between a carrier and a provider shall prohibit, impede, or\ninterfere in the discussion of medical treatment options between a patient and a\nprovider.\n\nJ. A contract between a carrier and a provider shall permit and require the\nprovider to discuss medical treatment options with the patient.\n\nK. Any carrier requiring preauthorization for medical treatment shall have\npersonnel available to provide such preauthorization at all times when such\npreauthorization is required.\n\nL. Carriers shall provide to their group policyholders written notice of any\nbenefit reductions during the contract period at least 60 days before such\nbenefit reductions become effective. Group policyholders shall, in turn, provide\nto their enrollees written notice of any benefit reductions during the contract\nperiod at least 30 days before such benefit reductions become effective. Such\nnotice shall be provided to the group policyholder as a separate and distinct\nnotification and shall not be combined with any other notification or marketing\nmaterials.\n\nM. No contract between a provider and a carrier shall include provisions that\nrequire a health care provider or health care provider group to deny covered\nservices that such provider or group knows to be medically necessary and\nappropriate that are provided with respect to a specific enrollee or group of\nenrollees with similar medical conditions.\n\nN. If a provider panel contract between a provider and a carrier, or other\nentity that provides hospital, physician, or other health care services to a\ncarrier, includes provisions that require a provider, as a condition of\nparticipating in one of the carrier’s or other entity’s provider\npanels, to participate in any other provider panel owned or operated by that\ncarrier or other entity, the contract shall contain a provision permitting the\nprovider to refuse participation in one or more such other provider panels at\nthe time the contract is executed. If a provider contracts with a carrier or\nother entity that subsequently contracts with one or more unaffiliated carriers\nto include such provider in the provider panels of such unaffiliated carriers,\nand which permits an unaffiliated carrier to impose participation terms with\nrespect to such provider that differ materially in reimbursement rates or in\nmanaged care procedures, such as conducting economic profiling or requiring a\npatient to obtain primary care physician referral to a specialist, from the\nterms agreed to by the provider in the original contract, the provider panel\ncontract shall contain a provision permitting the provider to refuse\nparticipation with any such unaffiliated carrier. Utilization review pursuant to\nArticle 1.2 (§ 32.1-137.7 et seq.) of Chapter 5 of Title 32.1 shall not\nconstitute a materially different managed care procedure. This subsection shall\napply to provider panels utilized by health maintenance organizations and\npreferred provider organizations. For purposes of this subsection,\n“preferred provider organization” means a carrier that offers\npreferred provider contracts or policies as defined in § 38.2-3407 or\npreferred provider subscription contracts as defined in § 38.2-4209. The\nstatus of a physician as a member of or as being eligible for other existing or\nnew provider panels shall not be adversely affected by the exercise of such\nright to refuse participation. This subsection shall not apply to the Medallion\nII and children’s health insurance plan administered by or pursuant to a\ncontract with the Department of Medical Assistance Services.\n\nO. A carrier that rents or leases its provider panel to unaffiliated carriers\nshall make available, upon request, to its providers a list of unaffiliated\ncarriers that rent or lease its provider panel. Such list if available in\nelectronic format shall be updated monthly. The provider shall be given the\nmeans to request and receive a printed copy of such list.\n\nP. Nothing in this section shall prohibit a provider from discontinuing services\nto an enrollee at any time due to misconduct, a refusal to follow the\nprovider’s policies and procedures, or on any other reasonable basis;\nhowever, the provider shall not discontinue services to the enrollee solely on\nthe basis that the provider was terminated from the carrier’s provider\npanel.\n\nQ. As part of a value-based arrangement, a provider panel contract between a\ncarrier and a primary care provider may include provisions that promote\ncomprehensive screening using evidence-based tools for mental health needs and\nappropriate referrals by primary care providers to mental health services that\nmay be provided on-site, via telehealth on site, or through an off-site\nreferral.\n\nR. The Commission shall have no jurisdiction to adjudicate controversies arising\nout of this section.\n\nHISTORY: 1996, c. 776; 1999, cc. 643, 649; 2000, cc. 862, 922, 934; 2001, c.\n239; 2004, c. 715; 2006, c. 398; 2020, c. 1137; 2023, c. 490; 2024, cc. 377,\n575.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}