{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-3434.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-3434.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-3434.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-3434.html"}],"law_id":57232,"edition_id":1,"section_id":57232,"structure_id":15009,"section_number":"38.2-3434","catch_line":"Disclosure of information","history":"1997, cc. 807, 913.","full_text":"Any health insurance issuer offering health insurance coverage to a employer shall make a reasonable disclosure of the availability of information to such an employer, as part of its solicitation and sales materials, and upon request of such an employer, information concerning: (i) the provisions of such coverage concerning the health insurance issuer’s right to change premium rates and the factors that may affect changes in premium rates; (ii) the provisions of such coverage relating to renewability of coverage; (iii) the provisions of such coverage relating to any preexisting condition exclusion; and (iv) the benefits and premiums available under all health insurance coverage for which the employer is qualified.\n\t\tA health insurance issuer is not required under this article to disclose any information that is proprietary and trade secret information.","order_by":null,"text":{"0":{"id":209657,"text":"Any health insurance issuer offering health insurance coverage to a employer shall make a reasonable disclosure of the availability of information to such an employer, as part of its solicitation and sales materials, and upon request of such an employer, information concerning: (i) the provisions of such coverage concerning the health insurance issuer’s right to change premium rates and the factors that may affect changes in premium rates; (ii) the provisions of such coverage relating to renewability of coverage; (iii) the provisions of such coverage relating to any preexisting condition exclusion; and (iv) the benefits and premiums available under all health insurance coverage for which the employer is qualified.\n\t\tA health insurance issuer is not required under this article to disclose any information that is proprietary and trade secret information.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":15009,"edition_id":1,"name":"Group Market Reforms and Individual Coverage Offered to Employees of Small Employers","identifier":"5","label":"article","depth":3,"order_by":1,"parent_id":12993,"metadata":{},"date_created":"2026-06-26 03:51:28","date_modified":"2026-06-26 03:51:28","permalink":{"id":215415,"object_type":"structure","relational_id":15009,"identifier":"5","token":"38.2\/34\/5","url":"\/38.2\/34\/5\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12993,"edition_id":1,"name":"Provisions Relating to Accident and Sickness Insurance","identifier":"34","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:07","date_modified":"2026-06-26 03:44:07","permalink":{"id":214887,"object_type":"structure","relational_id":12993,"identifier":"34","token":"38.2\/34","url":"\/38.2\/34\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":86404,"structure_id":15009,"section_number":"38.2-3431","catch_line":"Application of article; definitions","url":"\/38.2-3431\/","token":"38.2\/34\/5\/38.2-3431","metadata":false},{"id":83361,"structure_id":15009,"section_number":"38.2-3432","catch_line":"Repealed","url":"\/38.2-3432\/","token":"38.2\/34\/5\/38.2-3432","metadata":false},{"id":79618,"structure_id":15009,"section_number":"38.2-3432.1","catch_line":"Renewability","url":"\/38.2-3432.1\/","token":"38.2\/34\/5\/38.2-3432.1","metadata":false},{"id":85868,"structure_id":15009,"section_number":"38.2-3432.2","catch_line":"Availability","url":"\/38.2-3432.2\/","token":"38.2\/34\/5\/38.2-3432.2","metadata":false},{"id":63783,"structure_id":15009,"section_number":"38.2-3432.3","catch_line":"Limitation on preexisting condition exclusion period","url":"\/38.2-3432.3\/","token":"38.2\/34\/5\/38.2-3432.3","metadata":false},{"id":64415,"structure_id":15009,"section_number":"38.2-3433","catch_line":"Repealed","url":"\/38.2-3433\/","token":"38.2\/34\/5\/38.2-3433","metadata":false},{"id":57232,"structure_id":15009,"section_number":"38.2-3434","catch_line":"Disclosure of information","url":"\/38.2-3434\/","token":"38.2\/34\/5\/38.2-3434","metadata":false},{"id":74752,"structure_id":15009,"section_number":"38.2-3435","catch_line":"Exclusions","url":"\/38.2-3435\/","token":"38.2\/34\/5\/38.2-3435","metadata":false},{"id":77749,"structure_id":15009,"section_number":"38.2-3436","catch_line":"Eligibility to enroll","url":"\/38.2-3436\/","token":"38.2\/34\/5\/38.2-3436","metadata":false},{"id":70799,"structure_id":15009,"section_number":"38.2-3437","catch_line":"Rules used to determine group size","url":"\/38.2-3437\/","token":"38.2\/34\/5\/38.2-3437","metadata":false}],"previous_section":{"id":64415,"structure_id":15009,"section_number":"38.2-3433","catch_line":"Repealed","url":"\/38.2-3433\/","token":"38.2\/34\/5\/38.2-3433","metadata":false},"next_section":{"id":74752,"structure_id":15009,"section_number":"38.2-3435","catch_line":"Exclusions","url":"\/38.2-3435\/","token":"38.2\/34\/5\/38.2-3435","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-3434\/","history_text":"

This law was first created in 1997. The record of its establishment is cataloged in chapters 807<\/a> and 913<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year.<\/p>","references":false,"refers_to":false,"permalink":{"id":215441,"object_type":"law","relational_id":57232,"identifier":"38.2-3434","token":"38.2\/34\/5\/38.2-3434","url":"\/38.2-3434\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-3434\/","token":"38.2\/34\/5\/38.2-3434","dublin_core":{"Title":"Disclosure of information","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-3434","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

Any health insurance<\/span> issuer offering health insurance<\/span> coverage to a employer shall make a reasonable disclosure of the availability of information to such an employer, as part of its solicitation and sales materials<\/span>, and upon request of such an employer, information concerning: (i) the provisions of such coverage concerning the health insurance<\/span> issuer’s right to change premium rates<\/span><\/span> and the factors that may affect changes in premium rates<\/span><\/span>; (ii) the provisions of such coverage relating to renewability of coverage; (iii) the provisions of such coverage relating to any preexisting condition exclusion; and (iv) the benefits and premiums available under all health insurance<\/span> coverage for which the employer is qualified.\n\t\tA health insurance<\/span> issuer is not required under this article to disclose any information that is proprietary and trade secret information.<\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nDISCLOSURE OF INFORMATION (\u00a7 38.2-3434)\n\nAny health insurance issuer offering health insurance coverage to a employer\nshall make a reasonable disclosure of the availability of information to such an\nemployer, as part of its solicitation and sales materials, and upon request of\nsuch an employer, information concerning: (i) the provisions of such coverage\nconcerning the health insurance issuer’s right to change premium rates and\nthe factors that may affect changes in premium rates; (ii) the provisions of\nsuch coverage relating to renewability of coverage; (iii) the provisions of such\ncoverage relating to any preexisting condition exclusion; and (iv) the benefits\nand premiums available under all health insurance coverage for which the\nemployer is qualified.\n\t\tA health insurance issuer is not required under this article to disclose any\ninformation that is proprietary and trade secret information.\n\nHISTORY: 1997, cc. 807, 913.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}