{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-3516.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-3516.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-3516.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-3516.html"}],"law_id":74003,"edition_id":1,"section_id":74003,"structure_id":14876,"section_number":"38.2-3516","catch_line":"Purpose","history":"1980, c. 204, \u00a7 38.1-362.11; 1986, c. 562; 2022, c. 531.","full_text":"The purpose of this article is to authorize the Commission, pursuant to the authority granted in \u00a7 38.2-223, to issue rules and regulations to:\n\n1\n\nEstablish the minimum standards for filing of policy forms for individual and small group health benefit plans as defined in § 38.2-3438;2\n\nEstablish the minimum standards, terms, and coverages for individual and group accident and sickness policies known as excepted benefits, as defined in § 38.2-3431; and3\n\nEstablish the minimum standards for short-term limited-duration insurance.\n\t\t\tThe Commission shall ensure that policy standards are simple and understandable and are not misleading or unreasonably confusing and that the sale of such policies provides for full disclosure.","order_by":null,"text":{"0":{"id":266196,"text":"The purpose of this article is to authorize the Commission, pursuant to the authority granted in \u00a7 38.2-223, to issue rules and regulations to:","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1,"next_prefix":"1"},"1":{"id":266197,"text":"Establish the minimum standards for filing of policy forms for individual and small group health benefit plans as defined in § 38.2-3438;","type":"section","prefixes":["1"],"prefix":"1","entire_prefix":"1","prefix_anchor":"1","level":1,"prior_prefix":"","next_prefix":"2"},"2":{"id":266198,"text":"Establish the minimum standards, terms, and coverages for individual and group accident and sickness policies known as excepted benefits, as defined in § 38.2-3431; and","type":"section","prefixes":["2"],"prefix":"2","entire_prefix":"2","prefix_anchor":"2","level":1,"prior_prefix":"1","next_prefix":"3"},"3":{"id":266199,"text":"Establish the minimum standards for short-term limited-duration insurance.\n\t\t\tThe Commission shall ensure that policy standards are simple and understandable and are not misleading or unreasonably confusing and that the sale of such policies provides for full disclosure.","type":"section","prefixes":["3"],"prefix":"3","entire_prefix":"3","prefix_anchor":"3","level":1,"prior_prefix":"2"}},"ancestry":[{"id":14876,"edition_id":1,"name":"Accident and Sickness Insurance Minimum Standards","identifier":"2","label":"article","depth":3,"order_by":1,"parent_id":13348,"metadata":{},"date_created":"2026-06-26 03:50:31","date_modified":"2026-06-26 03:50:31","permalink":{"id":215717,"object_type":"structure","relational_id":14876,"identifier":"2","token":"38.2\/35\/2","url":"\/38.2\/35\/2\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13348,"edition_id":1,"name":"Accident and Sickness Insurance Policies","identifier":"35","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:41","date_modified":"2026-06-26 03:44:41","permalink":{"id":215641,"object_type":"structure","relational_id":13348,"identifier":"35","token":"38.2\/35","url":"\/38.2\/35\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":74003,"structure_id":14876,"section_number":"38.2-3516","catch_line":"Purpose","url":"\/38.2-3516\/","token":"38.2\/35\/2\/38.2-3516","metadata":false},{"id":85669,"structure_id":14876,"section_number":"38.2-3517","catch_line":"Definitions","url":"\/38.2-3517\/","token":"38.2\/35\/2\/38.2-3517","metadata":false},{"id":56815,"structure_id":14876,"section_number":"38.2-3518","catch_line":"Standards for policy provisions","url":"\/38.2-3518\/","token":"38.2\/35\/2\/38.2-3518","metadata":false},{"id":65959,"structure_id":14876,"section_number":"38.2-3519","catch_line":"Minimum standards for excepted benefits","url":"\/38.2-3519\/","token":"38.2\/35\/2\/38.2-3519","metadata":false},{"id":62169,"structure_id":14876,"section_number":"38.2-3520","catch_line":"Coverage of preexisting conditions","url":"\/38.2-3520\/","token":"38.2\/35\/2\/38.2-3520","metadata":false}],"next_section":{"id":85669,"structure_id":14876,"section_number":"38.2-3517","catch_line":"Definitions","url":"\/38.2-3517\/","token":"38.2\/35\/2\/38.2-3517","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-3516\/","history_text":"

This law was first created in 1980. The record of its establishment is cataloged in chapter 204 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1980 \u201cActs\u201d aren\u2019t available online. It has been modified 2 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1986, chapter 562; in 2022, chapter 531<\/a>.<\/p>","references":[{"id":72816,"section_number":"38.2-3607","catch_line":"Group or individual Medicare supplement policies; minimum standards","order_by":null,"url":"\/38.2-3607\/"},{"id":55347,"section_number":"38.2-4214","catch_line":"Application of certain provisions of law","order_by":null,"url":"\/38.2-4214\/"}],"refers_to":[{"id":87496,"section_number":"38.2-223","catch_line":"Rules and regulations; orders","order_by":null,"url":"\/38.2-223\/"},{"id":86404,"section_number":"38.2-3431","catch_line":"Application of article; definitions","order_by":null,"url":"\/38.2-3431\/"},{"id":57210,"section_number":"38.2-3438","catch_line":"Definitions","order_by":null,"url":"\/38.2-3438\/"}],"permalink":{"id":215719,"object_type":"law","relational_id":74003,"identifier":"38.2-3516","token":"38.2\/35\/2\/38.2-3516","url":"\/38.2-3516\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-3516\/","token":"38.2\/35\/2\/38.2-3516","dublin_core":{"Title":"Purpose","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-3516","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

The purpose of this article is to authorize the Commission<\/span>, pursuant to the authority granted in \u00a7 38.2-223<\/a>, to issue<\/span> rules and regulations to:<\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Establish the minimum standards for filing of policy<\/span> forms<\/span> for individual and small group health benefit plans as defined in § 38.2-3438<\/a>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Establish the minimum standards, terms, and coverages for individual and group accident and sickness policies known as excepted benefits, as defined in § 38.2-3431<\/a>; and <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Establish the minimum standards for short-term limited-duration insurance<\/span>.\n\t\t\tThe Commission<\/span> shall ensure that policy<\/span> standards are simple and understandable and are not misleading or unreasonably confusing and that the sale of such policies provides for full disclosure. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nPURPOSE (\u00a7 38.2-3516)\n\nThe purpose of this article is to authorize the Commission, pursuant to the\nauthority granted in \u00a7 38.2-223, to issue rules and regulations to:\n\n1. Establish the minimum standards for filing of policy forms for individual and\nsmall group health benefit plans as defined in § 38.2-3438;\n\n2. Establish the minimum standards, terms, and coverages for individual and\ngroup accident and sickness policies known as excepted benefits, as defined in\n§ 38.2-3431; and\n\n3. Establish the minimum standards for short-term limited-duration insurance.\n\t\t\tThe Commission shall ensure that policy standards are simple and\nunderstandable and are not misleading or unreasonably confusing and that the\nsale of such policies provides for full disclosure.\n\nHISTORY: 1980, c. 204, \u00a7 38.1-362.11; 1986, c. 562; 2022, c. 531.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}