{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-3518.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-3518.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-3518.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-3518.html"}],"law_id":56815,"edition_id":1,"section_id":56815,"structure_id":14876,"section_number":"38.2-3518","catch_line":"Standards for policy provisions","history":"1980, c. 204, \u00a7 38.1-362.13; 1981, c. 575; 1986, c. 562; 2022, c. 531.","full_text":"A\n\nPursuant to the authority granted in § 38.2-223, the Commission may issue rules and regulations to establish standards for the sale of individual and group accident and sickness insurance policies. These rules and regulations shall be in addition to and in accordance with applicable laws of the Commonwealth, including Chapter 34 (§ 38.2-3400 et seq.), Article 1 (§ 38.2-3500 et seq.), this article, and Article 3 (§ 38.2-3521.1 et seq.).B\n\nPursuant to the authority granted in § 38.2-223, the Commission may issue rules and regulations that specify prohibited policies or policy provisions not otherwise specifically authorized by statute that in the opinion of the Commission are unjust, unfair, or unfairly discriminatory to the policyowner, beneficiary, or any person insured under the policy.","order_by":null,"text":{"0":{"id":208083,"text":"Pursuant to the authority granted in § 38.2-223, the Commission may issue rules and regulations to establish standards for the sale of individual and group accident and sickness insurance policies. These rules and regulations shall be in addition to and in accordance with applicable laws of the Commonwealth, including Chapter 34 (§ 38.2-3400 et seq.), Article 1 (§ 38.2-3500 et seq.), this article, and Article 3 (§ 38.2-3521.1 et seq.).","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":208084,"text":"Pursuant to the authority granted in § 38.2-223, the Commission may issue rules and regulations that specify prohibited policies or policy provisions not otherwise specifically authorized by statute that in the opinion of the Commission are unjust, unfair, or unfairly discriminatory to the policyowner, beneficiary, or any person insured under the policy.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A"}},"ancestry":[{"id":14876,"edition_id":1,"name":"Accident and Sickness Insurance Minimum Standards","identifier":"2","label":"article","depth":3,"order_by":1,"parent_id":13348,"metadata":{},"date_created":"2026-06-26 03:50:31","date_modified":"2026-06-26 03:50:31","permalink":{"id":215717,"object_type":"structure","relational_id":14876,"identifier":"2","token":"38.2\/35\/2","url":"\/38.2\/35\/2\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13348,"edition_id":1,"name":"Accident and Sickness Insurance Policies","identifier":"35","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:41","date_modified":"2026-06-26 03:44:41","permalink":{"id":215641,"object_type":"structure","relational_id":13348,"identifier":"35","token":"38.2\/35","url":"\/38.2\/35\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":74003,"structure_id":14876,"section_number":"38.2-3516","catch_line":"Purpose","url":"\/38.2-3516\/","token":"38.2\/35\/2\/38.2-3516","metadata":false},{"id":85669,"structure_id":14876,"section_number":"38.2-3517","catch_line":"Definitions","url":"\/38.2-3517\/","token":"38.2\/35\/2\/38.2-3517","metadata":false},{"id":56815,"structure_id":14876,"section_number":"38.2-3518","catch_line":"Standards for policy provisions","url":"\/38.2-3518\/","token":"38.2\/35\/2\/38.2-3518","metadata":false},{"id":65959,"structure_id":14876,"section_number":"38.2-3519","catch_line":"Minimum standards for excepted benefits","url":"\/38.2-3519\/","token":"38.2\/35\/2\/38.2-3519","metadata":false},{"id":62169,"structure_id":14876,"section_number":"38.2-3520","catch_line":"Coverage of preexisting conditions","url":"\/38.2-3520\/","token":"38.2\/35\/2\/38.2-3520","metadata":false}],"previous_section":{"id":85669,"structure_id":14876,"section_number":"38.2-3517","catch_line":"Definitions","url":"\/38.2-3517\/","token":"38.2\/35\/2\/38.2-3517","metadata":false},"next_section":{"id":65959,"structure_id":14876,"section_number":"38.2-3519","catch_line":"Minimum standards for excepted benefits","url":"\/38.2-3519\/","token":"38.2\/35\/2\/38.2-3519","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-3518\/","history_text":"

This law was first created in 1980. The record of its establishment is cataloged in chapter 204 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1980 \u201cActs\u201d aren\u2019t available online. It has been modified 3 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1981, chapter 575; in 1986, chapter 562; in 2022, chapter 531<\/a>.<\/p>","references":false,"refers_to":[{"id":87496,"section_number":"38.2-223","catch_line":"Rules and regulations; orders","order_by":null,"url":"\/38.2-223\/"},{"id":57593,"section_number":"38.2-3400","catch_line":"Application of chapter","order_by":null,"url":"\/38.2-3400\/"},{"id":81706,"section_number":"38.2-3500","catch_line":"Form of policy","order_by":null,"url":"\/38.2-3500\/"},{"id":83222,"section_number":"38.2-3521.1","catch_line":"Group accident and sickness insurance definitions","order_by":null,"url":"\/38.2-3521.1\/"}],"permalink":{"id":215727,"object_type":"law","relational_id":56815,"identifier":"38.2-3518","token":"38.2\/35\/2\/38.2-3518","url":"\/38.2-3518\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-3518\/","token":"38.2\/35\/2\/38.2-3518","dublin_core":{"Title":"Standards for policy provisions","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-3518","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> Pursuant to the authority granted in § 38.2-223<\/a>, the Commission<\/span> may issue<\/span> rules and regulations to establish standards for the sale of individual and group accident and sickness insurance policies<\/span>. These rules and regulations shall be in addition to and in accordance with applicable laws<\/span> of the Commonwealth, including Chapter 34 (§ 38.2-3400<\/a> et seq.), Article 1 (§ 38.2-3500<\/a> et seq.), this article, and Article 3 (§ 38.2-3521.1<\/a> et seq.). <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> Pursuant to the authority granted in § 38.2-223<\/a>, the Commission<\/span> may issue<\/span> rules and regulations that specify prohibited policies or policy<\/span> provisions not otherwise specifically authorized by statute<\/span> that in the opinion<\/span> of the Commission<\/span> are unjust, unfair, or unfairly discriminatory to the policyowner, beneficiary, or any person<\/span> insured under the policy<\/span>. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nSTANDARDS FOR POLICY PROVISIONS (\u00a7 38.2-3518)\n\nA. Pursuant to the authority granted in § 38.2-223, the Commission may\nissue rules and regulations to establish standards for the sale of individual\nand group accident and sickness insurance policies. These rules and regulations\nshall be in addition to and in accordance with applicable laws of the\nCommonwealth, including Chapter 34 (§ 38.2-3400 et seq.), Article 1 (§\n38.2-3500 et seq.), this article, and Article 3 (§ 38.2-3521.1 et seq.).\n\nB. Pursuant to the authority granted in § 38.2-223, the Commission may\nissue rules and regulations that specify prohibited policies or policy\nprovisions not otherwise specifically authorized by statute that in the opinion\nof the Commission are unjust, unfair, or unfairly discriminatory to the\npolicyowner, beneficiary, or any person insured under the policy.\n\nHISTORY: 1980, c. 204, \u00a7 38.1-362.13; 1981, c. 575; 1986, c. 562; 2022, c. 531.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}