{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-3533.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-3533.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-3533.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-3533.html"}],"law_id":85603,"edition_id":1,"section_id":85603,"structure_id":13628,"section_number":"38.2-3533","catch_line":"Individual certificates","history":"1986, c. 562; 1998, c. 154.","full_text":"A\n\nEach group accident and sickness insurance policy shall contain a provision that the insurer will issue to the policyholder for delivery to each person insured a certificate setting forth:1\n\nThe insured person’s insurance protection, including any limitations, reductions, and exclusions applicable to the coverage provided;2\n\nTo whom the insurance benefits are payable;3\n\nAny family member’s or dependent’s coverage; and4\n\nThe rights and conditions set forth in § 38.2-3541.B\n\nEach group policy issued pursuant to § 38.2-3522.1 B, where any part of the premium is paid by debtors from identifiable charges collected from the insured debtors not required of an uninsured debtor, shall contain a provision that the insurer will furnish to the policyholder for each debtor insured under the policy a form that will contain a statement describing the debtor’s coverage and that the benefits payable shall be applied to reduce or extinguish the indebtedness.","order_by":null,"text":{"0":{"id":306649,"text":"Each group accident and sickness insurance policy shall contain a provision that the insurer will issue to the policyholder for delivery to each person insured a certificate setting forth:","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"A1"},"1":{"id":306650,"text":"The insured person’s insurance protection, including any limitations, reductions, and exclusions applicable to the coverage provided;","type":"section","prefixes":["A","1"],"prefix":"1","entire_prefix":"A1","prefix_anchor":"A1","level":2,"prior_prefix":"A","next_prefix":"A2"},"2":{"id":306651,"text":"To whom the insurance benefits are payable;","type":"section","prefixes":["A","2"],"prefix":"2","entire_prefix":"A2","prefix_anchor":"A2","level":2,"prior_prefix":"A1","next_prefix":"A3"},"3":{"id":306652,"text":"Any family member’s or dependent’s coverage; and","type":"section","prefixes":["A","3"],"prefix":"3","entire_prefix":"A3","prefix_anchor":"A3","level":2,"prior_prefix":"A2","next_prefix":"A4"},"4":{"id":306653,"text":"The rights and conditions set forth in § 38.2-3541.","type":"section","prefixes":["A","4"],"prefix":"4","entire_prefix":"A4","prefix_anchor":"A4","level":2,"prior_prefix":"A3","next_prefix":"B"},"5":{"id":306654,"text":"Each group policy issued pursuant to § 38.2-3522.1 B, where any part of the premium is paid by debtors from identifiable charges collected from the insured debtors not required of an uninsured debtor, shall contain a provision that the insurer will furnish to the policyholder for each debtor insured under the policy a form that will contain a statement describing the debtor’s coverage and that the benefits payable shall be applied to reduce or extinguish the indebtedness.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A4"}},"ancestry":[{"id":13628,"edition_id":1,"name":"Group Accident and Sickness Insurance Policies","identifier":"3","label":"article","depth":3,"order_by":1,"parent_id":13348,"metadata":{},"date_created":"2026-06-26 03:45:25","date_modified":"2026-06-26 03:45:25","permalink":{"id":215739,"object_type":"structure","relational_id":13628,"identifier":"3","token":"38.2\/35\/3","url":"\/38.2\/35\/3\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13348,"edition_id":1,"name":"Accident and Sickness Insurance Policies","identifier":"35","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:41","date_modified":"2026-06-26 03:44:41","permalink":{"id":215641,"object_type":"structure","relational_id":13348,"identifier":"35","token":"38.2\/35","url":"\/38.2\/35\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":82746,"structure_id":13628,"section_number":"38.2-3521","catch_line":"Repealed","url":"\/38.2-3521\/","token":"38.2\/35\/3\/38.2-3521","metadata":false},{"id":83222,"structure_id":13628,"section_number":"38.2-3521.1","catch_line":"Group accident and sickness insurance definitions","url":"\/38.2-3521.1\/","token":"38.2\/35\/3\/38.2-3521.1","metadata":false},{"id":62206,"structure_id":13628,"section_number":"38.2-3521.2","catch_line":"Blanket accident and sickness insurance","url":"\/38.2-3521.2\/","token":"38.2\/35\/3\/38.2-3521.2","metadata":false},{"id":61357,"structure_id":13628,"section_number":"38.2-3522","catch_line":"Repealed","url":"\/38.2-3522\/","token":"38.2\/35\/3\/38.2-3522","metadata":false},{"id":67462,"structure_id":13628,"section_number":"38.2-3522.1","catch_line":"Limits of group accident and sickness insurance","url":"\/38.2-3522.1\/","token":"38.2\/35\/3\/38.2-3522.1","metadata":false},{"id":57697,"structure_id":13628,"section_number":"38.2-3523","catch_line":"Repealed","url":"\/38.2-3523\/","token":"38.2\/35\/3\/38.2-3523","metadata":false},{"id":71976,"structure_id":13628,"section_number":"38.2-3523.1","catch_line":"Review of records","url":"\/38.2-3523.1\/","token":"38.2\/35\/3\/38.2-3523.1","metadata":false},{"id":61669,"structure_id":13628,"section_number":"38.2-3523.2","catch_line":"Policies issued outside of the Commonwealth of Virginia","url":"\/38.2-3523.2\/","token":"38.2\/35\/3\/38.2-3523.2","metadata":false},{"id":59982,"structure_id":13628,"section_number":"38.2-3523.3","catch_line":"Requirements for those marketing group accident and sickness insurance","url":"\/38.2-3523.3\/","token":"38.2\/35\/3\/38.2-3523.3","metadata":false},{"id":84584,"structure_id":13628,"section_number":"38.2-3523.4","catch_line":"Minimum number of persons covered","url":"\/38.2-3523.4\/","token":"38.2\/35\/3\/38.2-3523.4","metadata":false},{"id":54597,"structure_id":13628,"section_number":"38.2-3524","catch_line":"Repealed","url":"\/38.2-3524\/","token":"38.2\/35\/3\/38.2-3524","metadata":false},{"id":78059,"structure_id":13628,"section_number":"38.2-3525","catch_line":"Group accident and sickness insurance coverages of spouses, dependent children or other persons","url":"\/38.2-3525\/","token":"38.2\/35\/3\/38.2-3525","metadata":false},{"id":70591,"structure_id":13628,"section_number":"38.2-3526","catch_line":"Standard provisions required; 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penalty for failure to remit funds","url":"\/38.2-3542\/","token":"38.2\/35\/3\/38.2-3542","metadata":false},{"id":81170,"structure_id":13628,"section_number":"38.2-3543","catch_line":"Provisions required by other jurisdictions","url":"\/38.2-3543\/","token":"38.2\/35\/3\/38.2-3543","metadata":false},{"id":83285,"structure_id":13628,"section_number":"38.2-3543.1","catch_line":"Regulations","url":"\/38.2-3543.1\/","token":"38.2\/35\/3\/38.2-3543.1","metadata":false},{"id":65251,"structure_id":13628,"section_number":"38.2-3543.2","catch_line":"Applicability of laws","url":"\/38.2-3543.2\/","token":"38.2\/35\/3\/38.2-3543.2","metadata":false}],"previous_section":{"id":66450,"structure_id":13628,"section_number":"38.2-3532","catch_line":"Misstatement of age","url":"\/38.2-3532\/","token":"38.2\/35\/3\/38.2-3532","metadata":false},"next_section":{"id":72638,"structure_id":13628,"section_number":"38.2-3534","catch_line":"Notice of claim","url":"\/38.2-3534\/","token":"38.2\/35\/3\/38.2-3534","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-3533\/","history_text":"

This law was first created in 1986. The record of its establishment is cataloged in chapter 562 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1986 \u201cActs\u201d aren\u2019t available online. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 1998, chapter 154<\/a>.<\/p>","references":[{"id":70591,"section_number":"38.2-3526","catch_line":"Standard provisions required; exceptions","order_by":null,"url":"\/38.2-3526\/"}],"refers_to":[{"id":67462,"section_number":"38.2-3522.1","catch_line":"Limits of group accident and sickness insurance","order_by":null,"url":"\/38.2-3522.1\/"}],"permalink":{"id":215817,"object_type":"law","relational_id":85603,"identifier":"38.2-3533","token":"38.2\/35\/3\/38.2-3533","url":"\/38.2-3533\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-3533\/","token":"38.2\/35\/3\/38.2-3533","dublin_core":{"Title":"Individual certificates","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-3533","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> Each group accident and sickness insurance<\/span> policy shall contain a provision that the insurer<\/span> will issue<\/span> to the policyholder for delivery to each person<\/span> insured a certificate setting forth: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> The insured person<\/span>’s insurance<\/span> protection, including any limitations, reductions, and exclusions applicable to the coverage provided; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> To whom the insurance<\/span> benefits are payable; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Any family member’s or dependent’s coverage; and <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> The rights and conditions set forth in § 38.2-3541<\/a>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> Each group policy issued pursuant to § 38.2-3522.1<\/a> B, where any part of the premium is paid by debtors from identifiable charges collected from the insured debtors not required of an uninsured debtor, shall contain a provision that the insurer<\/span> will furnish to the policyholder for each debtor insured under the policy a form that will contain a statement describing the debtor’s coverage and that the benefits payable shall be applied to reduce or extinguish the indebtedness. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nINDIVIDUAL CERTIFICATES (\u00a7 38.2-3533)\n\nA. Each group accident and sickness insurance policy shall contain a provision\nthat the insurer will issue to the policyholder for delivery to each person\ninsured a certificate setting forth:\n\n 1. The insured person’s insurance protection, including any limitations,\n reductions, and exclusions applicable to the coverage provided;\n\n 2. To whom the insurance benefits are payable;\n\n 3. Any family member’s or dependent’s coverage; and\n\n 4. The rights and conditions set forth in § 38.2-3541.\n\nB. Each group policy issued pursuant to § 38.2-3522.1 B, where any part of\nthe premium is paid by debtors from identifiable charges collected from the\ninsured debtors not required of an uninsured debtor, shall contain a provision\nthat the insurer will furnish to the policyholder for each debtor insured under\nthe policy a form that will contain a statement describing the debtor’s\ncoverage and that the benefits payable shall be applied to reduce or extinguish\nthe indebtedness.\n\nHISTORY: 1986, c. 562; 1998, c. 154.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}