{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-3608.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-3608.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-3608.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-3608.html"}],"law_id":76715,"edition_id":1,"section_id":76715,"structure_id":16185,"section_number":"38.2-3608","catch_line":"Regulations establishing minimum standards","history":"1989, c. 151; 1990, c. 268; 1992, c. 225; 1996, c. 11.","full_text":"A\n\nThe Commission may issue regulations to establish minimum standards for payment of claims under Medicare supplement policies and for marketing practices, compensation arrangements, requirements for loss ratio refunds or credits, Medicare select policies and certificates, and reporting practices of insurers providing such policies.B\n\nThe Commission may revise or amend such regulations and may increase the scope of the regulations only to the extent necessary to maintain federal approval of the Commonwealth’s program for regulation of Medicare supplement insurance pursuant to the requirements established by the United States Department of Health and Human Services.C\n\nThe Commission shall annually advise the standing committees of the General Assembly having jurisdiction over insurance matters of revisions and amendments made pursuant to subsection B.","order_by":null,"text":{"0":{"id":275380,"text":"The Commission may issue regulations to establish minimum standards for payment of claims under Medicare supplement policies and for marketing practices, compensation arrangements, requirements for loss ratio refunds or credits, Medicare select policies and certificates, and reporting practices of insurers providing such policies.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":275381,"text":"The Commission may revise or amend such regulations and may increase the scope of the regulations only to the extent necessary to maintain federal approval of the Commonwealth’s program for regulation of Medicare supplement insurance pursuant to the requirements established by the United States Department of Health and Human Services.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"C"},"2":{"id":275382,"text":"The Commission shall annually advise the standing committees of the General Assembly having jurisdiction over insurance matters of revisions and amendments made pursuant to subsection B.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B"}},"ancestry":[{"id":16185,"edition_id":1,"name":"Medicare Supplement Policies","identifier":"36","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 04:08:31","date_modified":"2026-06-26 04:08:31","permalink":{"id":216003,"object_type":"structure","relational_id":16185,"identifier":"36","token":"38.2\/36","url":"\/38.2\/36\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":84516,"structure_id":16185,"section_number":"38.2-3600","catch_line":"Medicare supplement policy; definition","url":"\/38.2-3600\/","token":"38.2\/36\/38.2-3600","metadata":false},{"id":87447,"structure_id":16185,"section_number":"38.2-3601","catch_line":"Medicare supplement policies; minimum return for group policies generally","url":"\/38.2-3601\/","token":"38.2\/36\/38.2-3601","metadata":false},{"id":78844,"structure_id":16185,"section_number":"38.2-3602","catch_line":"Repealed","url":"\/38.2-3602\/","token":"38.2\/36\/38.2-3602","metadata":false},{"id":83912,"structure_id":16185,"section_number":"38.2-3603","catch_line":"Same; minimum return for individual policies","url":"\/38.2-3603\/","token":"38.2\/36\/38.2-3603","metadata":false},{"id":72778,"structure_id":16185,"section_number":"38.2-3604","catch_line":"Free look notice required","url":"\/38.2-3604\/","token":"38.2\/36\/38.2-3604","metadata":false},{"id":64580,"structure_id":16185,"section_number":"38.2-3605","catch_line":"Coverage of preexisting conditions; Medicare supplement policies","url":"\/38.2-3605\/","token":"38.2\/36\/38.2-3605","metadata":false},{"id":84017,"structure_id":16185,"section_number":"38.2-3606","catch_line":"Outline of coverage","url":"\/38.2-3606\/","token":"38.2\/36\/38.2-3606","metadata":false},{"id":72816,"structure_id":16185,"section_number":"38.2-3607","catch_line":"Group or individual Medicare supplement policies; minimum standards","url":"\/38.2-3607\/","token":"38.2\/36\/38.2-3607","metadata":false},{"id":76715,"structure_id":16185,"section_number":"38.2-3608","catch_line":"Regulations establishing minimum standards","url":"\/38.2-3608\/","token":"38.2\/36\/38.2-3608","metadata":false},{"id":79289,"structure_id":16185,"section_number":"38.2-3609","catch_line":"Insurer to file copy of advertisement with Commission","url":"\/38.2-3609\/","token":"38.2\/36\/38.2-3609","metadata":false},{"id":80992,"structure_id":16185,"section_number":"38.2-3610","catch_line":"Medicare supplement policies for persons eligible by reason of disability","url":"\/38.2-3610\/","token":"38.2\/36\/38.2-3610","metadata":false},{"id":70309,"structure_id":16185,"section_number":"38.2-3611","catch_line":"Annual open enrollment period","url":"\/38.2-3611\/","token":"38.2\/36\/38.2-3611","metadata":false}],"previous_section":{"id":72816,"structure_id":16185,"section_number":"38.2-3607","catch_line":"Group or individual Medicare supplement policies; minimum standards","url":"\/38.2-3607\/","token":"38.2\/36\/38.2-3607","metadata":false},"next_section":{"id":79289,"structure_id":16185,"section_number":"38.2-3609","catch_line":"Insurer to file copy of advertisement with Commission","url":"\/38.2-3609\/","token":"38.2\/36\/38.2-3609","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-3608\/","history_text":"

This law was first created in 1989. The record of its establishment is cataloged in chapter 151 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1989 \u201cActs\u201d aren\u2019t available online. It has been modified 3 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1990, chapter 268; in 1992, chapter 225; in 1996, chapter 11<\/a>.<\/p>","references":false,"refers_to":false,"permalink":{"id":216037,"object_type":"law","relational_id":76715,"identifier":"38.2-3608","token":"38.2\/36\/38.2-3608","url":"\/38.2-3608\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-3608\/","token":"38.2\/36\/38.2-3608","dublin_core":{"Title":"Regulations establishing minimum standards","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-3608","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> The Commission<\/span> may issue<\/span> regulations to establish minimum standards for payment of claims under Medicare<\/span> supplement policies and for marketing practices, compensation arrangements, requirements for loss ratio refunds or credits, Medicare<\/span> select policies and certificates, and reporting practices of insurers<\/span> providing such policies. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> The Commission<\/span> may revise or amend<\/span> such regulations and may increase the scope of the regulations only to the extent necessary to maintain federal approval of the Commonwealth’s program for regulation of Medicare<\/span> supplement insurance<\/span> pursuant to the requirements established by the United States<\/span> Department of Health and Human Services. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> The Commission<\/span> shall annually advise the standing committees of the General Assembly having jurisdiction<\/span> over insurance<\/span> matters of revisions and amendments made pursuant to subsection B. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nREGULATIONS ESTABLISHING MINIMUM STANDARDS (\u00a7 38.2-3608)\n\nA. The Commission may issue regulations to establish minimum standards for\npayment of claims under Medicare supplement policies and for marketing\npractices, compensation arrangements, requirements for loss ratio refunds or\ncredits, Medicare select policies and certificates, and reporting practices of\ninsurers providing such policies.\n\nB. The Commission may revise or amend such regulations and may increase the\nscope of the regulations only to the extent necessary to maintain federal\napproval of the Commonwealth’s program for regulation of Medicare\nsupplement insurance pursuant to the requirements established by the United\nStates Department of Health and Human Services.\n\nC. The Commission shall annually advise the standing committees of the General\nAssembly having jurisdiction over insurance matters of revisions and amendments\nmade pursuant to subsection B.\n\nHISTORY: 1989, c. 151; 1990, c. 268; 1992, c. 225; 1996, c. 11.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}