{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-3902.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-3902.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-3902.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-3902.html"}],"law_id":55183,"edition_id":1,"section_id":55183,"structure_id":14070,"section_number":"38.2-3902","catch_line":"Classes of insurance that may be written by mutual assessment life, accident and sickness insurers","history":"1985, c. 400, \u00a7 38.1-549.3; 1986, c. 562.","full_text":"The following classes of insurance can be written by mutual assessment life, accident and sickness insurers:\n\t\tCategory A\n\n1\n\nLife insurance as defined in &#xA7; 38.2-102;2\n\nIndustrial life insurance as defined in &#xA7; 38.2-104; and3\n\nAccident and sickness insurance as defined in &#xA7; 38.2-109 except Medicare supplement insurance as defined in &#xA7; 38.2-3600.\n\t\t\tCategory B1\n\nCredit life insurance as defined in &#xA7; 38.2-103;2\n\nVariable life insurance as defined in &#xA7; 38.2-105;3\n\nCredit accident and sickness insurance as defined in &#xA7; 38.2-108; and4\n\nMedicare supplement insurance as defined in &#xA7; 38.2-3600.\n\t\t\tCategory C1\n\nAnnuities as defined in &#xA7; 38.2-106; and2\n\nVariable annuities as defined in &#xA7; 38.2-107.","order_by":null,"text":{"0":{"id":202289,"text":"The following classes of insurance can be written by mutual assessment life, accident and sickness insurers:\n\t\tCategory A","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1,"next_prefix":"1"},"1":{"id":202290,"text":"Life insurance as defined in &#xA7; 38.2-102;","type":"section","prefixes":["1"],"prefix":"1","entire_prefix":"1","prefix_anchor":"1","level":1,"prior_prefix":"","next_prefix":"2"},"2":{"id":202291,"text":"Industrial life insurance as defined in &#xA7; 38.2-104; and","type":"section","prefixes":["2"],"prefix":"2","entire_prefix":"2","prefix_anchor":"2","level":1,"prior_prefix":"1","next_prefix":"3"},"3":{"id":202292,"text":"Accident and sickness insurance as defined in &#xA7; 38.2-109 except Medicare supplement insurance as defined in &#xA7; 38.2-3600.\n\t\t\tCategory B","type":"section","prefixes":["3"],"prefix":"3","entire_prefix":"3","prefix_anchor":"3","level":1,"prior_prefix":"2","next_prefix":"1"},"4":{"id":202293,"text":"Credit life insurance as defined in &#xA7; 38.2-103;","type":"section","prefixes":["1"],"prefix":"1","entire_prefix":"1","prefix_anchor":"1","level":1,"prior_prefix":"3","next_prefix":"2"},"5":{"id":202294,"text":"Variable life insurance as defined in &#xA7; 38.2-105;","type":"section","prefixes":["2"],"prefix":"2","entire_prefix":"2","prefix_anchor":"2","level":1,"prior_prefix":"1","next_prefix":"3"},"6":{"id":202295,"text":"Credit accident and sickness insurance as defined in &#xA7; 38.2-108; and","type":"section","prefixes":["3"],"prefix":"3","entire_prefix":"3","prefix_anchor":"3","level":1,"prior_prefix":"2","next_prefix":"4"},"7":{"id":202296,"text":"Medicare supplement insurance as defined in &#xA7; 38.2-3600.\n\t\t\tCategory C","type":"section","prefixes":["4"],"prefix":"4","entire_prefix":"4","prefix_anchor":"4","level":1,"prior_prefix":"3","next_prefix":"1"},"8":{"id":202297,"text":"Annuities as defined in &#xA7; 38.2-106; and","type":"section","prefixes":["1"],"prefix":"1","entire_prefix":"1","prefix_anchor":"1","level":1,"prior_prefix":"4","next_prefix":"2"},"9":{"id":202298,"text":"Variable annuities as defined in &#xA7; 38.2-107.","type":"section","prefixes":["2"],"prefix":"2","entire_prefix":"2","prefix_anchor":"2","level":1,"prior_prefix":"1"}},"ancestry":[{"id":14070,"edition_id":1,"name":"General Provisions","identifier":"1","label":"article","depth":3,"order_by":1,"parent_id":14069,"metadata":{},"date_created":"2026-06-26 03:46:47","date_modified":"2026-06-26 03:46:47","permalink":{"id":216233,"object_type":"structure","relational_id":14070,"identifier":"1","token":"38.2\/39\/1","url":"\/38.2\/39\/1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":14069,"edition_id":1,"name":"Mutual Assessment Life, Accident and Sickness Insurers","identifier":"39","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:46:47","date_modified":"2026-06-26 03:46:47","permalink":{"id":216231,"object_type":"structure","relational_id":14069,"identifier":"39","token":"38.2\/39","url":"\/38.2\/39\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":85422,"structure_id":14070,"section_number":"38.2-3900","catch_line":"Scope of chapter","url":"\/38.2-3900\/","token":"38.2\/39\/1\/38.2-3900","metadata":false},{"id":70247,"structure_id":14070,"section_number":"38.2-3901","catch_line":"Definitions","url":"\/38.2-3901\/","token":"38.2\/39\/1\/38.2-3901","metadata":false},{"id":55183,"structure_id":14070,"section_number":"38.2-3902","catch_line":"Classes of insurance that may be written by mutual assessment life, accident and sickness insurers","url":"\/38.2-3902\/","token":"38.2\/39\/1\/38.2-3902","metadata":false},{"id":59424,"structure_id":14070,"section_number":"38.2-3903","catch_line":"What laws applicable","url":"\/38.2-3903\/","token":"38.2\/39\/1\/38.2-3903","metadata":false},{"id":84007,"structure_id":14070,"section_number":"38.2-3904","catch_line":"Conversion of mutual assessment life, accident and sickness insurers","url":"\/38.2-3904\/","token":"38.2\/39\/1\/38.2-3904","metadata":false}],"previous_section":{"id":70247,"structure_id":14070,"section_number":"38.2-3901","catch_line":"Definitions","url":"\/38.2-3901\/","token":"38.2\/39\/1\/38.2-3901","metadata":false},"next_section":{"id":59424,"structure_id":14070,"section_number":"38.2-3903","catch_line":"What laws applicable","url":"\/38.2-3903\/","token":"38.2\/39\/1\/38.2-3903","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-3902\/","history_text":"<p>This law was first created in 1985. The record of its establishment is cataloged in chapter 400 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1985 \u201cActs\u201d aren\u2019t available online. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 1986, chapter 562.<\/p>","references":[{"id":59424,"section_number":"38.2-3903","catch_line":"What laws applicable","order_by":null,"url":"\/38.2-3903\/"},{"id":59863,"section_number":"38.2-3910","catch_line":"Policy forms to be filed","order_by":null,"url":"\/38.2-3910\/"},{"id":60457,"section_number":"38.2-3919","catch_line":"Agents' licenses required","order_by":null,"url":"\/38.2-3919\/"},{"id":87143,"section_number":"38.2-3920","catch_line":"Surplus to policyowners","order_by":null,"url":"\/38.2-3920\/"}],"refers_to":[{"id":57209,"section_number":"38.2-102","catch_line":"Life","order_by":null,"url":"\/38.2-102\/"},{"id":76182,"section_number":"38.2-103","catch_line":"Credit life","order_by":null,"url":"\/38.2-103\/"},{"id":67449,"section_number":"38.2-104","catch_line":"Industrial life","order_by":null,"url":"\/38.2-104\/"},{"id":57228,"section_number":"38.2-105","catch_line":"Variable life","order_by":null,"url":"\/38.2-105\/"},{"id":87220,"section_number":"38.2-106","catch_line":"Annuities","order_by":null,"url":"\/38.2-106\/"},{"id":64558,"section_number":"38.2-107","catch_line":"Variable annuity","order_by":null,"url":"\/38.2-107\/"},{"id":62263,"section_number":"38.2-108","catch_line":"Credit accident and sickness","order_by":null,"url":"\/38.2-108\/"},{"id":75359,"section_number":"38.2-109","catch_line":"Accident and sickness","order_by":null,"url":"\/38.2-109\/"},{"id":84516,"section_number":"38.2-3600","catch_line":"Medicare supplement policy; definition","order_by":null,"url":"\/38.2-3600\/"}],"permalink":{"id":216243,"object_type":"law","relational_id":55183,"identifier":"38.2-3902","token":"38.2\/39\/1\/38.2-3902","url":"\/38.2-3902\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-3902\/","token":"38.2\/39\/1\/38.2-3902","dublin_core":{"Title":"Classes of insurance that may be written by mutual assessment life, accident and sickness insurers","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-3902","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>The following classes of <span class=\"dictionary\">insurance<\/span> can be written by <span class=\"dictionary\">mutual assessment life, accident and sickness insurers<\/span>:\n\t\tCategory A<\/p><\/section>\n\t\t\t\t\t\t<section id=\"1\"><p><span class=\"prefix-number\">1.<\/span> Life <span class=\"dictionary\">insurance<\/span> as defined in &#xA7; <a class=\"law\" title=\"Life\" href=\"\/38.2-102\/\">38.2-102<\/a>; <a id=\"paragraph-202290\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3902\/#1\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"2\"><p><span class=\"prefix-number\">2.<\/span> Industrial life <span class=\"dictionary\">insurance<\/span> as defined in &#xA7; <a class=\"law\" title=\"Industrial life\" href=\"\/38.2-104\/\">38.2-104<\/a>; and <a id=\"paragraph-202291\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3902\/#2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"3\"><p><span class=\"prefix-number\">3.<\/span> Accident and sickness <span class=\"dictionary\">insurance<\/span> as defined in &#xA7; <a class=\"law\" title=\"Accident and sickness\" href=\"\/38.2-109\/\">38.2-109<\/a> except <span class=\"dictionary\">Medicare<\/span> supplement <span class=\"dictionary\">insurance<\/span> as defined in &#xA7; <a class=\"law\" title=\"Medicare supplement policy; definition\" href=\"\/38.2-3600\/\">38.2-3600<\/a>.\n\t\t\tCategory B <a id=\"paragraph-202292\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3902\/#3\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"1\"><p><span class=\"prefix-number\">1.<\/span> Credit life <span class=\"dictionary\">insurance<\/span> as defined in &#xA7; <a class=\"law\" title=\"Credit life\" href=\"\/38.2-103\/\">38.2-103<\/a>; <a id=\"paragraph-202293\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3902\/#1\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"2\"><p><span class=\"prefix-number\">2.<\/span> Variable life <span class=\"dictionary\">insurance<\/span> as defined in &#xA7; <a class=\"law\" title=\"Variable life\" href=\"\/38.2-105\/\">38.2-105<\/a>; <a id=\"paragraph-202294\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3902\/#2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"3\"><p><span class=\"prefix-number\">3.<\/span> Credit accident and sickness <span class=\"dictionary\">insurance<\/span> as defined in &#xA7; <a class=\"law\" title=\"Credit accident and sickness\" href=\"\/38.2-108\/\">38.2-108<\/a>; and <a id=\"paragraph-202295\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3902\/#3\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"4\"><p><span class=\"prefix-number\">4.<\/span> <span class=\"dictionary\">Medicare<\/span> supplement <span class=\"dictionary\">insurance<\/span> as defined in &#xA7; <a class=\"law\" title=\"Medicare supplement policy; definition\" href=\"\/38.2-3600\/\">38.2-3600<\/a>.\n\t\t\tCategory C <a id=\"paragraph-202296\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3902\/#4\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"1\"><p><span class=\"prefix-number\">1.<\/span> Annuities as defined in &#xA7; <a class=\"law\" title=\"Annuities\" href=\"\/38.2-106\/\">38.2-106<\/a>; and <a id=\"paragraph-202297\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3902\/#1\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"2\"><p><span class=\"prefix-number\">2.<\/span> Variable annuities as defined in &#xA7; <a class=\"law\" title=\"Variable annuity\" href=\"\/38.2-107\/\">38.2-107<\/a>. <a id=\"paragraph-202298\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-3902\/#2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nCLASSES OF INSURANCE THAT MAY BE WRITTEN BY MUTUAL ASSESSMENT LIFE, ACCIDENT AND\nSICKNESS INSURERS (\u00a7 38.2-3902)\n\nThe following classes of insurance can be written by mutual assessment life,\naccident and sickness insurers:\n\t\tCategory A\n\n1. Life insurance as defined in &#xA7; 38.2-102;\n\n2. Industrial life insurance as defined in &#xA7; 38.2-104; and\n\n3. Accident and sickness insurance as defined in &#xA7; 38.2-109 except Medicare\nsupplement insurance as defined in &#xA7; 38.2-3600.\n\t\t\tCategory B\n\n1. Credit life insurance as defined in &#xA7; 38.2-103;\n\n2. Variable life insurance as defined in &#xA7; 38.2-105;\n\n3. Credit accident and sickness insurance as defined in &#xA7; 38.2-108; and\n\n4. Medicare supplement insurance as defined in &#xA7; 38.2-3600.\n\t\t\tCategory C\n\n1. Annuities as defined in &#xA7; 38.2-106; and\n\n2. Variable annuities as defined in &#xA7; 38.2-107.\n\nHISTORY: 1985, c. 400, \u00a7 38.1-549.3; 1986, c. 562.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}