{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-5107.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-5107.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-5107.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-5107.html"}],"law_id":66043,"edition_id":1,"section_id":66043,"structure_id":13375,"section_number":"38.2-5107","catch_line":"Insurers; exemptions from certain laws relating to the group purchase of insurance","history":"1987, c. 585.","full_text":"A\n\nAn insurer shall be exempt from any law of this Commonwealth which prohibits providing, or offering to provide, to a purchasing group or its members advantages based on their loss and expense experience not afforded to other persons with respect to rates, policy forms, coverages, or other matters.B\n\nAny insurer who transacts the business of insurance in this Commonwealth with a purchasing group or its members shall comply with the provisions of § 38.2-1024 and all other statutes in Title 38.2 which are applicable to licensed insurers, unless the insurer has received prior approval of the Commission to issue surplus lines insurance pursuant to Chapter 48 of this title.","order_by":null,"text":{"0":{"id":239969,"text":"An insurer shall be exempt from any law of this Commonwealth which prohibits providing, or offering to provide, to a purchasing group or its members advantages based on their loss and expense experience not afforded to other persons with respect to rates, policy forms, coverages, or other matters.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":239970,"text":"Any insurer who transacts the business of insurance in this Commonwealth with a purchasing group or its members shall comply with the provisions of § 38.2-1024 and all other statutes in Title 38.2 which are applicable to licensed insurers, unless the insurer has received prior approval of the Commission to issue surplus lines insurance pursuant to Chapter 48 of this title.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A"}},"ancestry":[{"id":13375,"edition_id":1,"name":"Risk Retention Groups and Purchasing Groups","identifier":"51","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:44","date_modified":"2026-06-26 03:44:44","permalink":{"id":217707,"object_type":"structure","relational_id":13375,"identifier":"51","token":"38.2\/51","url":"\/38.2\/51\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":72747,"structure_id":13375,"section_number":"38.2-5100","catch_line":"Purpose","url":"\/38.2-5100\/","token":"38.2\/51\/38.2-5100","metadata":false},{"id":54348,"structure_id":13375,"section_number":"38.2-5101","catch_line":"Definitions","url":"\/38.2-5101\/","token":"38.2\/51\/38.2-5101","metadata":false},{"id":80474,"structure_id":13375,"section_number":"38.2-5102","catch_line":"Risk retention groups chartered in this Commonwealth","url":"\/38.2-5102\/","token":"38.2\/51\/38.2-5102","metadata":false},{"id":87356,"structure_id":13375,"section_number":"38.2-5103","catch_line":"Risk retention groups not chartered in this Commonwealth","url":"\/38.2-5103\/","token":"38.2\/51\/38.2-5103","metadata":false},{"id":55046,"structure_id":13375,"section_number":"38.2-5104","catch_line":"Associations","url":"\/38.2-5104\/","token":"38.2\/51\/38.2-5104","metadata":false},{"id":75270,"structure_id":13375,"section_number":"38.2-5105","catch_line":"Repealed","url":"\/38.2-5105\/","token":"38.2\/51\/38.2-5105","metadata":false},{"id":55239,"structure_id":13375,"section_number":"38.2-5106","catch_line":"Purchasing groups; exemption from certain laws relating to the group purchase of insurance","url":"\/38.2-5106\/","token":"38.2\/51\/38.2-5106","metadata":false},{"id":66043,"structure_id":13375,"section_number":"38.2-5107","catch_line":"Insurers; exemptions from certain laws relating to the group purchase of insurance","url":"\/38.2-5107\/","token":"38.2\/51\/38.2-5107","metadata":false},{"id":71850,"structure_id":13375,"section_number":"38.2-5108","catch_line":"Notice and registration requirements of purchasing groups","url":"\/38.2-5108\/","token":"38.2\/51\/38.2-5108","metadata":false},{"id":85715,"structure_id":13375,"section_number":"38.2-5109","catch_line":"Restrictions on insurance purchased by purchasing groups","url":"\/38.2-5109\/","token":"38.2\/51\/38.2-5109","metadata":false},{"id":58610,"structure_id":13375,"section_number":"38.2-5110","catch_line":"Commission's authority regarding risk retention groups and purchasing groups","url":"\/38.2-5110\/","token":"38.2\/51\/38.2-5110","metadata":false},{"id":84645,"structure_id":13375,"section_number":"38.2-5111","catch_line":"Penalties","url":"\/38.2-5111\/","token":"38.2\/51\/38.2-5111","metadata":false},{"id":62188,"structure_id":13375,"section_number":"38.2-5112","catch_line":"Duty on agents or brokers","url":"\/38.2-5112\/","token":"38.2\/51\/38.2-5112","metadata":false},{"id":81720,"structure_id":13375,"section_number":"38.2-5113","catch_line":"Financial responsibility policy form or coverage requirements","url":"\/38.2-5113\/","token":"38.2\/51\/38.2-5113","metadata":false},{"id":66351,"structure_id":13375,"section_number":"38.2-5114","catch_line":"Application of other state laws to persons or corporations","url":"\/38.2-5114\/","token":"38.2\/51\/38.2-5114","metadata":false},{"id":73111,"structure_id":13375,"section_number":"38.2-5115","catch_line":"Binding effect of orders issued in U.S. District Court","url":"\/38.2-5115\/","token":"38.2\/51\/38.2-5115","metadata":false}],"previous_section":{"id":55239,"structure_id":13375,"section_number":"38.2-5106","catch_line":"Purchasing groups; exemption from certain laws relating to the group purchase of insurance","url":"\/38.2-5106\/","token":"38.2\/51\/38.2-5106","metadata":false},"next_section":{"id":71850,"structure_id":13375,"section_number":"38.2-5108","catch_line":"Notice and registration requirements of purchasing groups","url":"\/38.2-5108\/","token":"38.2\/51\/38.2-5108","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-5107\/","history_text":"

This law was first created in 1987. The record of its establishment is cataloged in chapter 585 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1987 \u201cActs\u201d aren\u2019t available online.<\/p>","references":false,"refers_to":[{"id":86158,"section_number":"38.2-1024","catch_line":"License required to transact the business of insurance; application fee requirements for license","order_by":null,"url":"\/38.2-1024\/"}],"permalink":{"id":217737,"object_type":"law","relational_id":66043,"identifier":"38.2-5107","token":"38.2\/51\/38.2-5107","url":"\/38.2-5107\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-5107\/","token":"38.2\/51\/38.2-5107","dublin_core":{"Title":"Insurers; exemptions from certain laws relating to the group purchase of insurance","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-5107","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> An insurer<\/span> shall be exempt from any law<\/span> of this Commonwealth which prohibits providing, or offering to provide, to a purchasing group<\/span> or its members advantages based on their loss and expense experience not afforded to other persons<\/span> with respect to rates<\/span><\/span>, policy forms, coverages, or other matters. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> Any insurer<\/span> who transacts the business of insurance<\/span> in this Commonwealth with a purchasing group<\/span> or its members shall comply with the provisions of § 38.2-1024<\/a> and all other statutes<\/span> in Title 38.2 which are applicable to licensed insurers<\/span>, unless the insurer<\/span> has received prior approval of the Commission<\/span> to issue<\/span> surplus lines insurance<\/span> pursuant to Chapter 48 of this title. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nINSURERS; EXEMPTIONS FROM CERTAIN LAWS RELATING TO THE GROUP PURCHASE OF\nINSURANCE (\u00a7 38.2-5107)\n\nA. An insurer shall be exempt from any law of this Commonwealth which prohibits\nproviding, or offering to provide, to a purchasing group or its members\nadvantages based on their loss and expense experience not afforded to other\npersons with respect to rates, policy forms, coverages, or other matters.\n\nB. Any insurer who transacts the business of insurance in this Commonwealth with\na purchasing group or its members shall comply with the provisions of §\n38.2-1024 and all other statutes in Title 38.2 which are applicable to licensed\ninsurers, unless the insurer has received prior approval of the Commission to\nissue surplus lines insurance pursuant to Chapter 48 of this title.\n\nHISTORY: 1987, c. 585.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}