{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-5604.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-5604.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-5604.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-5604.html"}],"law_id":76518,"edition_id":1,"section_id":76518,"structure_id":15020,"section_number":"38.2-5604","catch_line":"Health savings accounts exempt from claims","history":"2010, c. 595.","full_text":"A\n\nAs used in this section, “health savings account” means a health savings account or medical savings account authorized under § 220 or 223 of the Internal Revenue Code of 1986, as amended from time to time.B\n\nNotwithstanding any provision of law to the contrary, the rights of a participant or beneficiary of a health savings account to hold or to receive moneys paid into or out of, the assets of, and the income of the health savings account:1\n\nShall be exempt from creditor process;2\n\nShall not be liable to attachment, garnishment, or other process; and3\n\nShall not be seized, taken, appropriated, or applied by any legal or equitable process or operation of law to pay any debt or liability of the participant or beneficiary of the account.","order_by":null,"text":{"0":{"id":274698,"text":"As used in this section, “health savings account” means a health savings account or medical savings account authorized under § 220 or 223 of the Internal Revenue Code of 1986, as amended from time to time.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":274699,"text":"Notwithstanding any provision of law to the contrary, the rights of a participant or beneficiary of a health savings account to hold or to receive moneys paid into or out of, the assets of, and the income of the health savings account:","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"B1"},"2":{"id":274700,"text":"Shall be exempt from creditor process;","type":"section","prefixes":["B","1"],"prefix":"1","entire_prefix":"B1","prefix_anchor":"B1","level":2,"prior_prefix":"B","next_prefix":"B2"},"3":{"id":274701,"text":"Shall not be liable to attachment, garnishment, or other process; and","type":"section","prefixes":["B","2"],"prefix":"2","entire_prefix":"B2","prefix_anchor":"B2","level":2,"prior_prefix":"B1","next_prefix":"B3"},"4":{"id":274702,"text":"Shall not be seized, taken, appropriated, or applied by any legal or equitable process or operation of law to pay any debt or liability of the participant or beneficiary of the account.","type":"section","prefixes":["B","3"],"prefix":"3","entire_prefix":"B3","prefix_anchor":"B3","level":2,"prior_prefix":"B2"}},"ancestry":[{"id":15020,"edition_id":1,"name":"The Virginia Health Savings Account Plan","identifier":"56","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:51:33","date_modified":"2026-06-26 03:51:33","permalink":{"id":217913,"object_type":"structure","relational_id":15020,"identifier":"56","token":"38.2\/56","url":"\/38.2\/56\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":62959,"structure_id":15020,"section_number":"38.2-5600","catch_line":"Repealed","url":"\/38.2-5600\/","token":"38.2\/56\/38.2-5600","metadata":false},{"id":84961,"structure_id":15020,"section_number":"38.2-5601","catch_line":"The Virginia Health Savings Account Plan","url":"\/38.2-5601\/","token":"38.2\/56\/38.2-5601","metadata":false},{"id":66655,"structure_id":15020,"section_number":"38.2-5602","catch_line":"Operation of medical savings accounts","url":"\/38.2-5602\/","token":"38.2\/56\/38.2-5602","metadata":false},{"id":57276,"structure_id":15020,"section_number":"38.2-5602.1","catch_line":"Operation of health savings accounts; high deductible health plans","url":"\/38.2-5602.1\/","token":"38.2\/56\/38.2-5602.1","metadata":false},{"id":86990,"structure_id":15020,"section_number":"38.2-5603","catch_line":"Repealed","url":"\/38.2-5603\/","token":"38.2\/56\/38.2-5603","metadata":false},{"id":76518,"structure_id":15020,"section_number":"38.2-5604","catch_line":"Health savings accounts exempt from claims","url":"\/38.2-5604\/","token":"38.2\/56\/38.2-5604","metadata":false}],"previous_section":{"id":86990,"structure_id":15020,"section_number":"38.2-5603","catch_line":"Repealed","url":"\/38.2-5603\/","token":"38.2\/56\/38.2-5603","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-5604\/","history_text":"

This law was first created in 2010. The record of its establishment is cataloged in chapter 595<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year.<\/p>","references":false,"refers_to":false,"permalink":{"id":217935,"object_type":"law","relational_id":76518,"identifier":"38.2-5604","token":"38.2\/56\/38.2-5604","url":"\/38.2-5604\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-5604\/","token":"38.2\/56\/38.2-5604","dublin_core":{"Title":"Health savings accounts exempt from claims","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-5604","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> As used in this section, “health savings account<\/span>” means a health savings account<\/span> or medical savings account authorized under § 220 or 223 of the Internal Revenue Code of 1986, as amended from time to time. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> Notwithstanding any provision of law<\/span> to the contrary, the rights of a participant or beneficiary of a health savings account<\/span> to hold or to receive moneys paid into or out of, the assets<\/span> of, and the income of the health savings account<\/span>: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Shall be exempt from creditor<\/span> process; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Shall not be liable to attachment<\/span>, garnishment<\/span>, or other process; and <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Shall not be seized, taken, appropriated, or applied by any legal or equitable<\/span> process or operation of law<\/span> to pay any debt or liability of the participant or beneficiary of the account. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nHEALTH SAVINGS ACCOUNTS EXEMPT FROM CLAIMS (\u00a7 38.2-5604)\n\nA. As used in this section, “health savings account” means a health\nsavings account or medical savings account authorized under § 220 or 223 of\nthe Internal Revenue Code of 1986, as amended from time to time.\n\nB. Notwithstanding any provision of law to the contrary, the rights of a\nparticipant or beneficiary of a health savings account to hold or to receive\nmoneys paid into or out of, the assets of, and the income of the health savings\naccount:\n\n 1. Shall be exempt from creditor process;\n\n 2. Shall not be liable to attachment, garnishment, or other process; and\n\n 3. Shall not be seized, taken, appropriated, or applied by any legal or\n equitable process or operation of law to pay any debt or liability of the\n participant or beneficiary of the account.\n\nHISTORY: 2010, c. 595.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}