{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-600.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-600.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-600.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-600.html"}],"law_id":64742,"edition_id":1,"section_id":64742,"structure_id":14255,"section_number":"38.2-600","catch_line":"Purposes","history":"1981, c. 389, \u00a7 38.1-57.3; 1986, c. 562; 2020, c. 264.","full_text":"The purposes of this article are to:\n\n1\n\nEstablish standards for the collection, use, and disclosure of information gathered in connection with insurance transactions by insurance institutions, agents or insurance-support organizations;2\n\nMaintain a balance between the need for information by those conducting the business of insurance and the public&#8217;s need for fairness in insurance information practices, including the need to minimize intrusiveness;3\n\nEstablish a regulatory mechanism to enable natural persons to ascertain what information is being or has been collected about them in connection with insurance transactions and to have access to such information for the purpose of verifying or disputing its accuracy;4\n\nLimit the disclosure of information collected in connection with insurance transactions; and5\n\nEnable insurance applicants and policyholders to obtain the reasons for any adverse underwriting decision.","order_by":null,"text":{"0":{"id":235603,"text":"The purposes of this article are to:","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1,"next_prefix":"1"},"1":{"id":235604,"text":"Establish standards for the collection, use, and disclosure of information gathered in connection with insurance transactions by insurance institutions, agents or insurance-support organizations;","type":"section","prefixes":["1"],"prefix":"1","entire_prefix":"1","prefix_anchor":"1","level":1,"prior_prefix":"","next_prefix":"2"},"2":{"id":235605,"text":"Maintain a balance between the need for information by those conducting the business of insurance and the public&#8217;s need for fairness in insurance information practices, including the need to minimize intrusiveness;","type":"section","prefixes":["2"],"prefix":"2","entire_prefix":"2","prefix_anchor":"2","level":1,"prior_prefix":"1","next_prefix":"3"},"3":{"id":235606,"text":"Establish a regulatory mechanism to enable natural persons to ascertain what information is being or has been collected about them in connection with insurance transactions and to have access to such information for the purpose of verifying or disputing its accuracy;","type":"section","prefixes":["3"],"prefix":"3","entire_prefix":"3","prefix_anchor":"3","level":1,"prior_prefix":"2","next_prefix":"4"},"4":{"id":235607,"text":"Limit the disclosure of information collected in connection with insurance transactions; and","type":"section","prefixes":["4"],"prefix":"4","entire_prefix":"4","prefix_anchor":"4","level":1,"prior_prefix":"3","next_prefix":"5"},"5":{"id":235608,"text":"Enable insurance applicants and policyholders to obtain the reasons for any adverse underwriting decision.","type":"section","prefixes":["5"],"prefix":"5","entire_prefix":"5","prefix_anchor":"5","level":1,"prior_prefix":"4"}},"ancestry":[{"id":14255,"edition_id":1,"name":"Collection, Use, and Dissemination of Information","identifier":"1","label":"article","depth":3,"order_by":1,"parent_id":12922,"metadata":{},"date_created":"2026-06-26 03:47:28","date_modified":"2026-06-26 03:47:28","permalink":{"id":218015,"object_type":"structure","relational_id":14255,"identifier":"1","token":"38.2\/6\/1","url":"\/38.2\/6\/1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12922,"edition_id":1,"name":"Insurance Information and Privacy Protection","identifier":"6","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:01","date_modified":"2026-06-26 03:44:01","permalink":{"id":218013,"object_type":"structure","relational_id":12922,"identifier":"6","token":"38.2\/6","url":"\/38.2\/6\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":64742,"structure_id":14255,"section_number":"38.2-600","catch_line":"Purposes","url":"\/38.2-600\/","token":"38.2\/6\/1\/38.2-600","metadata":false},{"id":61470,"structure_id":14255,"section_number":"38.2-601","catch_line":"Application of article","url":"\/38.2-601\/","token":"38.2\/6\/1\/38.2-601","metadata":false},{"id":73837,"structure_id":14255,"section_number":"38.2-602","catch_line":"Definitions","url":"\/38.2-602\/","token":"38.2\/6\/1\/38.2-602","metadata":false},{"id":63985,"structure_id":14255,"section_number":"38.2-603","catch_line":"Pretext interviews","url":"\/38.2-603\/","token":"38.2\/6\/1\/38.2-603","metadata":false},{"id":85852,"structure_id":14255,"section_number":"38.2-604","catch_line":"Notice of information collection and disclosure practices","url":"\/38.2-604\/","token":"38.2\/6\/1\/38.2-604","metadata":false},{"id":64388,"structure_id":14255,"section_number":"38.2-604.1","catch_line":"Notice of financial information collection and disclosure practices","url":"\/38.2-604.1\/","token":"38.2\/6\/1\/38.2-604.1","metadata":false},{"id":79870,"structure_id":14255,"section_number":"38.2-605","catch_line":"Marketing and research surveys","url":"\/38.2-605\/","token":"38.2\/6\/1\/38.2-605","metadata":false},{"id":64763,"structure_id":14255,"section_number":"38.2-606","catch_line":"Content of disclosure authorization forms","url":"\/38.2-606\/","token":"38.2\/6\/1\/38.2-606","metadata":false},{"id":69670,"structure_id":14255,"section_number":"38.2-607","catch_line":"Investigative consumer reports","url":"\/38.2-607\/","token":"38.2\/6\/1\/38.2-607","metadata":false},{"id":81752,"structure_id":14255,"section_number":"38.2-608","catch_line":"Access to recorded personal information","url":"\/38.2-608\/","token":"38.2\/6\/1\/38.2-608","metadata":false},{"id":56196,"structure_id":14255,"section_number":"38.2-609","catch_line":"Correction, amendment, or deletion of recorded personal information","url":"\/38.2-609\/","token":"38.2\/6\/1\/38.2-609","metadata":false},{"id":83133,"structure_id":14255,"section_number":"38.2-610","catch_line":"Notice of adverse underwriting decision; furnishing reasons for decisions and sources of information","url":"\/38.2-610\/","token":"38.2\/6\/1\/38.2-610","metadata":false},{"id":77789,"structure_id":14255,"section_number":"38.2-611","catch_line":"Information concerning previous adverse underwriting decisions","url":"\/38.2-611\/","token":"38.2\/6\/1\/38.2-611","metadata":false},{"id":60819,"structure_id":14255,"section_number":"38.2-612","catch_line":"Bases for adverse underwriting decisions","url":"\/38.2-612\/","token":"38.2\/6\/1\/38.2-612","metadata":false},{"id":64433,"structure_id":14255,"section_number":"38.2-612.1","catch_line":"Special requirements for providing financial information to nonaffiliated third parties","url":"\/38.2-612.1\/","token":"38.2\/6\/1\/38.2-612.1","metadata":false},{"id":56355,"structure_id":14255,"section_number":"38.2-612.2","catch_line":"Protection of the Fair Credit Reporting Act","url":"\/38.2-612.2\/","token":"38.2\/6\/1\/38.2-612.2","metadata":false},{"id":55493,"structure_id":14255,"section_number":"38.2-613","catch_line":"Disclosure limitations and conditions","url":"\/38.2-613\/","token":"38.2\/6\/1\/38.2-613","metadata":false},{"id":85509,"structure_id":14255,"section_number":"38.2-613.01","catch_line":"Commission to promulgate regulations on disclosure of certain medical test results to insurance applicants","url":"\/38.2-613.01\/","token":"38.2\/6\/1\/38.2-613.01","metadata":false},{"id":58399,"structure_id":14255,"section_number":"38.2-613.1","catch_line":"Disclosure of agent's moratorium required","url":"\/38.2-613.1\/","token":"38.2\/6\/1\/38.2-613.1","metadata":false},{"id":73940,"structure_id":14255,"section_number":"38.2-613.2","catch_line":"Repealed","url":"\/38.2-613.2\/","token":"38.2\/6\/1\/38.2-613.2","metadata":false},{"id":78057,"structure_id":14255,"section_number":"38.2-614","catch_line":"Powers of Commission","url":"\/38.2-614\/","token":"38.2\/6\/1\/38.2-614","metadata":false},{"id":84055,"structure_id":14255,"section_number":"38.2-615","catch_line":"Hearings and procedures","url":"\/38.2-615\/","token":"38.2\/6\/1\/38.2-615","metadata":false},{"id":68943,"structure_id":14255,"section_number":"38.2-616","catch_line":"Service of process on insurance-support organizations","url":"\/38.2-616\/","token":"38.2\/6\/1\/38.2-616","metadata":false},{"id":73310,"structure_id":14255,"section_number":"38.2-617","catch_line":"Individual remedies","url":"\/38.2-617\/","token":"38.2\/6\/1\/38.2-617","metadata":false},{"id":67050,"structure_id":14255,"section_number":"38.2-618","catch_line":"Immunity of persons disclosing information","url":"\/38.2-618\/","token":"38.2\/6\/1\/38.2-618","metadata":false},{"id":79983,"structure_id":14255,"section_number":"38.2-619","catch_line":"Obtaining information under false pretenses","url":"\/38.2-619\/","token":"38.2\/6\/1\/38.2-619","metadata":false},{"id":78715,"structure_id":14255,"section_number":"38.2-620","catch_line":"Repealed","url":"\/38.2-620\/","token":"38.2\/6\/1\/38.2-620","metadata":false}],"next_section":{"id":61470,"structure_id":14255,"section_number":"38.2-601","catch_line":"Application of article","url":"\/38.2-601\/","token":"38.2\/6\/1\/38.2-601","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-600\/","history_text":"<p>This law was first created in 1981. The record of its establishment is cataloged in chapter 389 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1981 \u201cActs\u201d aren\u2019t available online. It has been modified 2 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1986, chapter 562; in 2020, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?201+ful+CHAP0264\">264<\/a>.<\/p>","references":[{"id":85887,"section_number":"32.1-276.7:1","catch_line":"All-Payer Claims Database created; purpose; reporting requirements","order_by":null,"url":"\/32.1-276.7_1\/"},{"id":54759,"section_number":"33.2-503","catch_line":"HOT lanes enforcement","order_by":null,"url":"\/33.2-503\/"},{"id":58127,"section_number":"38.2-3540.1","catch_line":"Claims experience","order_by":null,"url":"\/38.2-3540.1\/"},{"id":55347,"section_number":"38.2-4214","catch_line":"Application of certain provisions of law","order_by":null,"url":"\/38.2-4214\/"},{"id":67952,"section_number":"38.2-4319","catch_line":"Statutory construction and relationship to other laws","order_by":null,"url":"\/38.2-4319\/"},{"id":60078,"section_number":"38.2-4408","catch_line":"Application of certain provisions","order_by":null,"url":"\/38.2-4408\/"},{"id":62548,"section_number":"38.2-4509","catch_line":"Application of certain laws","order_by":null,"url":"\/38.2-4509\/"},{"id":68759,"section_number":"38.2-513.1","catch_line":"Insurance sales by depository institutions and other lending institutions","order_by":null,"url":"\/38.2-513.1\/"},{"id":54310,"section_number":"46.2-819.1","catch_line":"Installation and use of photo-monitoring system or automatic vehicle identification system in conjunction with electronic or manual toll facilities; penalty","order_by":null,"url":"\/46.2-819.1\/"},{"id":54468,"section_number":"46.2-819.3:1","catch_line":"Installation and use of video-monitoring system and automatic vehicle identification system in conjunction with all-electronic toll facilities; penalty","order_by":null,"url":"\/46.2-819.3_1\/"},{"id":67197,"section_number":"46.2-819.5","catch_line":"Enforcement through use of photo-monitoring system or automatic vehicle identification system in conjunction with usage of Dulles Access Highway","order_by":null,"url":"\/46.2-819.5\/"}],"refers_to":false,"permalink":{"id":218017,"object_type":"law","relational_id":64742,"identifier":"38.2-600","token":"38.2\/6\/1\/38.2-600","url":"\/38.2-600\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-600\/","token":"38.2\/6\/1\/38.2-600","dublin_core":{"Title":"Purposes","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-600","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section><p>The purposes of this article are to:<\/p><\/section>\n\t\t\t\t\t\t<section id=\"1\"><p><span class=\"prefix-number\">1.<\/span> Establish standards for the collection, use, and disclosure of information gathered in connection with <span class=\"dictionary\">insurance transactions<\/span> by <span class=\"dictionary\">insurance institutions<\/span>, <span class=\"dictionary\">agents<\/span> or <span class=\"dictionary\"><span class=\"dictionary\">insurance-support organizations<\/span><\/span>; <a id=\"paragraph-235604\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-600\/#1\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"2\"><p><span class=\"prefix-number\">2.<\/span> Maintain a balance between the need for information by those conducting the business of insurance and the public&#8217;s need for fairness in insurance information practices, including the need to minimize intrusiveness; <a id=\"paragraph-235605\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-600\/#2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"3\"><p><span class=\"prefix-number\">3.<\/span> Establish a regulatory mechanism to enable natural <span class=\"dictionary\">persons<\/span> to ascertain what information is being or has been collected about them in connection with <span class=\"dictionary\">insurance transactions<\/span> and to have access to such information for the purpose of verifying or disputing its accuracy; <a id=\"paragraph-235606\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-600\/#3\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"4\"><p><span class=\"prefix-number\">4.<\/span> Limit the disclosure of information collected in connection with <span class=\"dictionary\">insurance transactions<\/span>; and <a id=\"paragraph-235607\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-600\/#4\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"5\"><p><span class=\"prefix-number\">5.<\/span> Enable insurance <span class=\"dictionary\">applicants<\/span> and <span class=\"dictionary\">policyholders<\/span> to obtain the reasons for any adverse underwriting decision. <a id=\"paragraph-235608\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/38.2-600\/#5\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nPURPOSES (\u00a7 38.2-600)\n\nThe purposes of this article are to:\n\n1. Establish standards for the collection, use, and disclosure of information\ngathered in connection with insurance transactions by insurance institutions,\nagents or insurance-support organizations;\n\n2. Maintain a balance between the need for information by those conducting the\nbusiness of insurance and the public&#8217;s need for fairness in insurance\ninformation practices, including the need to minimize intrusiveness;\n\n3. Establish a regulatory mechanism to enable natural persons to ascertain what\ninformation is being or has been collected about them in connection with\ninsurance transactions and to have access to such information for the purpose of\nverifying or disputing its accuracy;\n\n4. Limit the disclosure of information collected in connection with insurance\ntransactions; and\n\n5. Enable insurance applicants and policyholders to obtain the reasons for any\nadverse underwriting decision.\n\nHISTORY: 1981, c. 389, \u00a7 38.1-57.3; 1986, c. 562; 2020, c. 264.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}