{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-606.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-606.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-606.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-606.html"}],"law_id":64763,"edition_id":1,"section_id":64763,"structure_id":14255,"section_number":"38.2-606","catch_line":"Content of disclosure authorization forms","history":"1981, c. 389, \u00a7 38.1-57.9; 1986, c. 562; 2001, c. 371.","full_text":"Notwithstanding any other provision of law of this Commonwealth, no insurance institution, agent, or insurance-support organization shall utilize as its disclosure authorization form in connection with insurance transactions involving insurance policies or contracts issued after January 1, 1982, a form or statement that authorizes the disclosure of personal or privileged information about an individual to the insurance institution, agent, or insurance-support organization unless the form or statement:\n\n1\n\nIs written in plain language;2\n\nIs dated;3\n\nSpecifies the types of persons authorized to disclose information about the individual;4\n\nSpecifies the nature of the information authorized to be disclosed;5\n\nNames the insurance institution or agent and identifies by generic reference representatives of the insurance institution to whom the individual is authorizing information to be disclosed;6\n\nSpecifies the purposes for which the information is collected;7\n\nSpecifies the length of time such authorization shall remain valid, which shall be no longer than:\n\t\t\ta. In the case of authorizations signed for the purpose of collecting information in connection with an application for an insurance policy, a policy reinstatement, or a request for change in policy benefits:1\n\nThirty months from the date the authorization is signed if the application or request involves life, accident and sickness, or disability insurance; or2\n\nTwo years from the date the authorization is signed if the application or request involves property or casualty insurance;\n\t\t\t\tb. In the case of authorizations signed for the purpose of collecting information in connection with a claim for benefits under an insurance policy:1\n\nThe term of coverage of the policy if the claim is for an accident and sickness insurance benefit; or2\n\nThe duration of the claim if the claim is not for an accident and sickness insurance benefit; and8\n\nAdvises the individual or a person authorized to act on behalf of the individual that the individual or the individual’s authorized representative is entitled to receive a copy of the authorization form.","order_by":null,"text":{"0":{"id":235653,"text":"Notwithstanding any other provision of law of this Commonwealth, no insurance institution, agent, or insurance-support organization shall utilize as its disclosure authorization form in connection with insurance transactions involving insurance policies or contracts issued after January 1, 1982, a form or statement that authorizes the disclosure of personal or privileged information about an individual to the insurance institution, agent, or insurance-support organization unless the form or statement:","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1,"next_prefix":"1"},"1":{"id":235654,"text":"Is written in plain language;","type":"section","prefixes":["1"],"prefix":"1","entire_prefix":"1","prefix_anchor":"1","level":1,"prior_prefix":"","next_prefix":"2"},"2":{"id":235655,"text":"Is dated;","type":"section","prefixes":["2"],"prefix":"2","entire_prefix":"2","prefix_anchor":"2","level":1,"prior_prefix":"1","next_prefix":"3"},"3":{"id":235656,"text":"Specifies the types of persons authorized to disclose information about the individual;","type":"section","prefixes":["3"],"prefix":"3","entire_prefix":"3","prefix_anchor":"3","level":1,"prior_prefix":"2","next_prefix":"4"},"4":{"id":235657,"text":"Specifies the nature of the information authorized to be disclosed;","type":"section","prefixes":["4"],"prefix":"4","entire_prefix":"4","prefix_anchor":"4","level":1,"prior_prefix":"3","next_prefix":"5"},"5":{"id":235658,"text":"Names the insurance institution or agent and identifies by generic reference representatives of the insurance institution to whom the individual is authorizing information to be disclosed;","type":"section","prefixes":["5"],"prefix":"5","entire_prefix":"5","prefix_anchor":"5","level":1,"prior_prefix":"4","next_prefix":"6"},"6":{"id":235659,"text":"Specifies the purposes for which the information is collected;","type":"section","prefixes":["6"],"prefix":"6","entire_prefix":"6","prefix_anchor":"6","level":1,"prior_prefix":"5","next_prefix":"7"},"7":{"id":235660,"text":"Specifies the length of time such authorization shall remain valid, which shall be no longer than:\n\t\t\ta. In the case of authorizations signed for the purpose of collecting information in connection with an application for an insurance policy, a policy reinstatement, or a request for change in policy benefits:","type":"section","prefixes":["7"],"prefix":"7","entire_prefix":"7","prefix_anchor":"7","level":1,"prior_prefix":"6","next_prefix":"71"},"8":{"id":235661,"text":"Thirty months from the date the authorization is signed if the application or request involves life, accident and sickness, or disability insurance; or","type":"section","prefixes":["7","1"],"prefix":"1","entire_prefix":"71","prefix_anchor":"71","level":2,"prior_prefix":"7","next_prefix":"72"},"9":{"id":235662,"text":"Two years from the date the authorization is signed if the application or request involves property or casualty insurance;\n\t\t\t\tb. In the case of authorizations signed for the purpose of collecting information in connection with a claim for benefits under an insurance policy:","type":"section","prefixes":["7","2"],"prefix":"2","entire_prefix":"72","prefix_anchor":"72","level":2,"prior_prefix":"71","next_prefix":"71"},"10":{"id":235663,"text":"The term of coverage of the policy if the claim is for an accident and sickness insurance benefit; or","type":"section","prefixes":["7","1"],"prefix":"1","entire_prefix":"71","prefix_anchor":"71","level":2,"prior_prefix":"72","next_prefix":"72"},"11":{"id":235664,"text":"The duration of the claim if the claim is not for an accident and sickness insurance benefit; and","type":"section","prefixes":["7","2"],"prefix":"2","entire_prefix":"72","prefix_anchor":"72","level":2,"prior_prefix":"71","next_prefix":"8"},"12":{"id":235665,"text":"Advises the individual or a person authorized to act on behalf of the individual that the individual or the individual’s authorized representative is entitled to receive a copy of the authorization form.","type":"section","prefixes":["8"],"prefix":"8","entire_prefix":"8","prefix_anchor":"8","level":1,"prior_prefix":"72"}},"ancestry":[{"id":14255,"edition_id":1,"name":"Collection, Use, and Dissemination of Information","identifier":"1","label":"article","depth":3,"order_by":1,"parent_id":12922,"metadata":{},"date_created":"2026-06-26 03:47:28","date_modified":"2026-06-26 03:47:28","permalink":{"id":218015,"object_type":"structure","relational_id":14255,"identifier":"1","token":"38.2\/6\/1","url":"\/38.2\/6\/1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12922,"edition_id":1,"name":"Insurance Information and Privacy Protection","identifier":"6","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:44:01","date_modified":"2026-06-26 03:44:01","permalink":{"id":218013,"object_type":"structure","relational_id":12922,"identifier":"6","token":"38.2\/6","url":"\/38.2\/6\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":64742,"structure_id":14255,"section_number":"38.2-600","catch_line":"Purposes","url":"\/38.2-600\/","token":"38.2\/6\/1\/38.2-600","metadata":false},{"id":61470,"structure_id":14255,"section_number":"38.2-601","catch_line":"Application of article","url":"\/38.2-601\/","token":"38.2\/6\/1\/38.2-601","metadata":false},{"id":73837,"structure_id":14255,"section_number":"38.2-602","catch_line":"Definitions","url":"\/38.2-602\/","token":"38.2\/6\/1\/38.2-602","metadata":false},{"id":63985,"structure_id":14255,"section_number":"38.2-603","catch_line":"Pretext interviews","url":"\/38.2-603\/","token":"38.2\/6\/1\/38.2-603","metadata":false},{"id":85852,"structure_id":14255,"section_number":"38.2-604","catch_line":"Notice of information collection and disclosure practices","url":"\/38.2-604\/","token":"38.2\/6\/1\/38.2-604","metadata":false},{"id":64388,"structure_id":14255,"section_number":"38.2-604.1","catch_line":"Notice of financial information collection and disclosure practices","url":"\/38.2-604.1\/","token":"38.2\/6\/1\/38.2-604.1","metadata":false},{"id":79870,"structure_id":14255,"section_number":"38.2-605","catch_line":"Marketing and research surveys","url":"\/38.2-605\/","token":"38.2\/6\/1\/38.2-605","metadata":false},{"id":64763,"structure_id":14255,"section_number":"38.2-606","catch_line":"Content of disclosure authorization forms","url":"\/38.2-606\/","token":"38.2\/6\/1\/38.2-606","metadata":false},{"id":69670,"structure_id":14255,"section_number":"38.2-607","catch_line":"Investigative consumer reports","url":"\/38.2-607\/","token":"38.2\/6\/1\/38.2-607","metadata":false},{"id":81752,"structure_id":14255,"section_number":"38.2-608","catch_line":"Access to recorded personal information","url":"\/38.2-608\/","token":"38.2\/6\/1\/38.2-608","metadata":false},{"id":56196,"structure_id":14255,"section_number":"38.2-609","catch_line":"Correction, amendment, or deletion of recorded personal information","url":"\/38.2-609\/","token":"38.2\/6\/1\/38.2-609","metadata":false},{"id":83133,"structure_id":14255,"section_number":"38.2-610","catch_line":"Notice of adverse underwriting decision; furnishing reasons for decisions and sources of information","url":"\/38.2-610\/","token":"38.2\/6\/1\/38.2-610","metadata":false},{"id":77789,"structure_id":14255,"section_number":"38.2-611","catch_line":"Information concerning previous adverse underwriting decisions","url":"\/38.2-611\/","token":"38.2\/6\/1\/38.2-611","metadata":false},{"id":60819,"structure_id":14255,"section_number":"38.2-612","catch_line":"Bases for adverse underwriting decisions","url":"\/38.2-612\/","token":"38.2\/6\/1\/38.2-612","metadata":false},{"id":64433,"structure_id":14255,"section_number":"38.2-612.1","catch_line":"Special requirements for providing financial information to nonaffiliated third parties","url":"\/38.2-612.1\/","token":"38.2\/6\/1\/38.2-612.1","metadata":false},{"id":56355,"structure_id":14255,"section_number":"38.2-612.2","catch_line":"Protection of the Fair Credit Reporting Act","url":"\/38.2-612.2\/","token":"38.2\/6\/1\/38.2-612.2","metadata":false},{"id":55493,"structure_id":14255,"section_number":"38.2-613","catch_line":"Disclosure limitations and conditions","url":"\/38.2-613\/","token":"38.2\/6\/1\/38.2-613","metadata":false},{"id":85509,"structure_id":14255,"section_number":"38.2-613.01","catch_line":"Commission to promulgate regulations on disclosure of certain medical test results to insurance applicants","url":"\/38.2-613.01\/","token":"38.2\/6\/1\/38.2-613.01","metadata":false},{"id":58399,"structure_id":14255,"section_number":"38.2-613.1","catch_line":"Disclosure of agent's moratorium required","url":"\/38.2-613.1\/","token":"38.2\/6\/1\/38.2-613.1","metadata":false},{"id":73940,"structure_id":14255,"section_number":"38.2-613.2","catch_line":"Repealed","url":"\/38.2-613.2\/","token":"38.2\/6\/1\/38.2-613.2","metadata":false},{"id":78057,"structure_id":14255,"section_number":"38.2-614","catch_line":"Powers of Commission","url":"\/38.2-614\/","token":"38.2\/6\/1\/38.2-614","metadata":false},{"id":84055,"structure_id":14255,"section_number":"38.2-615","catch_line":"Hearings and procedures","url":"\/38.2-615\/","token":"38.2\/6\/1\/38.2-615","metadata":false},{"id":68943,"structure_id":14255,"section_number":"38.2-616","catch_line":"Service of process on insurance-support organizations","url":"\/38.2-616\/","token":"38.2\/6\/1\/38.2-616","metadata":false},{"id":73310,"structure_id":14255,"section_number":"38.2-617","catch_line":"Individual remedies","url":"\/38.2-617\/","token":"38.2\/6\/1\/38.2-617","metadata":false},{"id":67050,"structure_id":14255,"section_number":"38.2-618","catch_line":"Immunity of persons disclosing information","url":"\/38.2-618\/","token":"38.2\/6\/1\/38.2-618","metadata":false},{"id":79983,"structure_id":14255,"section_number":"38.2-619","catch_line":"Obtaining information under false pretenses","url":"\/38.2-619\/","token":"38.2\/6\/1\/38.2-619","metadata":false},{"id":78715,"structure_id":14255,"section_number":"38.2-620","catch_line":"Repealed","url":"\/38.2-620\/","token":"38.2\/6\/1\/38.2-620","metadata":false}],"previous_section":{"id":79870,"structure_id":14255,"section_number":"38.2-605","catch_line":"Marketing and research surveys","url":"\/38.2-605\/","token":"38.2\/6\/1\/38.2-605","metadata":false},"next_section":{"id":69670,"structure_id":14255,"section_number":"38.2-607","catch_line":"Investigative consumer reports","url":"\/38.2-607\/","token":"38.2\/6\/1\/38.2-607","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-606\/","history_text":"

This law was first created in 1981. The record of its establishment is cataloged in chapter 389 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1981 \u201cActs\u201d aren\u2019t available online. It has been modified 2 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1986, chapter 562; in 2001, chapter 371<\/a>.<\/p>","references":[{"id":55493,"section_number":"38.2-613","catch_line":"Disclosure limitations and conditions","order_by":null,"url":"\/38.2-613\/"}],"refers_to":false,"permalink":{"id":218045,"object_type":"law","relational_id":64763,"identifier":"38.2-606","token":"38.2\/6\/1\/38.2-606","url":"\/38.2-606\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-606\/","token":"38.2\/6\/1\/38.2-606","dublin_core":{"Title":"Content of disclosure authorization forms","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-606","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

Notwithstanding any other provision of law<\/span> of this Commonwealth, no insurance institution<\/span>, agent<\/span>, or insurance-support organization<\/span> shall utilize as its disclosure authorization form in connection with insurance transactions<\/span> involving insurance policies<\/span> or contracts<\/span> issued after January 1, 1982, a form or statement that authorizes the disclosure of personal or privileged information<\/span> about an individual<\/span> to the insurance institution<\/span>, agent<\/span>, or insurance-support organization<\/span> unless the form or statement:<\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Is written in plain language; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Is dated; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Specifies the types of persons<\/span> authorized to disclose information about the individual<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> Specifies the nature of the information authorized to be disclosed; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

5.<\/span> Names the insurance institution<\/span> or agent<\/span> and identifies by generic reference representatives of the insurance institution<\/span> to whom the individual<\/span> is authorizing information to be disclosed; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

6.<\/span> Specifies the purposes for which the information is collected; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

7.<\/span> Specifies the length of time such authorization shall remain valid, which shall be no longer than:\n\t\t\ta. In the case of authorizations signed for the purpose of collecting information in connection with an application for an insurance policy, a policy reinstatement, or a request for change in policy benefits: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Thirty months from the date the authorization is signed if the application or request involves life, accident and sickness, or disability insurance; or <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Two years from the date the authorization is signed if the application or request involves property or casualty insurance;\n\t\t\t\tb. In the case of authorizations signed for the purpose of collecting information in connection with a claim for benefits under an insurance policy: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> The term of coverage of the policy if the claim is for an accident and sickness insurance benefit; or <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> The duration of the claim if the claim is not for an accident and sickness insurance benefit; and <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

8.<\/span> Advises the individual<\/span> or a person<\/span> authorized to act on behalf of the individual<\/span> that the individual<\/span> or the individual<\/span>’s authorized representative is entitled to receive a copy of the authorization form. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nCONTENT OF DISCLOSURE AUTHORIZATION FORMS (\u00a7 38.2-606)\n\nNotwithstanding any other provision of law of this Commonwealth, no insurance\ninstitution, agent, or insurance-support organization shall utilize as its\ndisclosure authorization form in connection with insurance transactions\ninvolving insurance policies or contracts issued after January 1, 1982, a form\nor statement that authorizes the disclosure of personal or privileged\ninformation about an individual to the insurance institution, agent, or\ninsurance-support organization unless the form or statement:\n\n1. Is written in plain language;\n\n2. Is dated;\n\n3. Specifies the types of persons authorized to disclose information about the\nindividual;\n\n4. Specifies the nature of the information authorized to be disclosed;\n\n5. Names the insurance institution or agent and identifies by generic reference\nrepresentatives of the insurance institution to whom the individual is\nauthorizing information to be disclosed;\n\n6. Specifies the purposes for which the information is collected;\n\n7. Specifies the length of time such authorization shall remain valid, which\nshall be no longer than:\n\t\t\ta. In the case of authorizations signed for the purpose of collecting\ninformation in connection with an application for an insurance policy, a policy\nreinstatement, or a request for change in policy benefits:\n\n 1. Thirty months from the date the authorization is signed if the application\n or request involves life, accident and sickness, or disability insurance; or\n\n 2. Two years from the date the authorization is signed if the application or\n request involves property or casualty insurance;\n \t\t\t\tb. In the case of authorizations signed for the purpose of collecting\n information in connection with a claim for benefits under an insurance policy:\n\n 1. The term of coverage of the policy if the claim is for an accident and\n sickness insurance benefit; or\n\n 2. The duration of the claim if the claim is not for an accident and sickness\n insurance benefit; and\n\n8. Advises the individual or a person authorized to act on behalf of the\nindividual that the individual or the individual’s authorized\nrepresentative is entitled to receive a copy of the authorization form.\n\nHISTORY: 1981, c. 389, \u00a7 38.1-57.9; 1986, c. 562; 2001, c. 371.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}