{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/38.2-6102.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/38.2-6102.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/38.2-6102.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/38.2-6102.html"}],"law_id":55280,"edition_id":1,"section_id":55280,"structure_id":13837,"section_number":"38.2-6102","catch_line":"License application","history":"2004, c. 668.","full_text":"A\n\nNo person shall establish or operate a dental plan organization in the Commonwealth without first obtaining a license from the Commission. Any business entity, which is neither an individual nor a sole proprietorship, may apply to the Commission for a license to establish and operate a dental plan organization in compliance with this chapter.B\n\nEach application for a license shall be verified by an officer or authorized representative of the applicant, shall be in a form prescribed by the Commission, and shall set forth or be accompanied by the following:1\n\nA copy of the basic organizational documents of the applicant including, but not limited to, the articles of incorporation, articles of association, partnership agreement, trust agreement, or other applicable documents, and all amendments to those documents;2\n\nA copy of the bylaws, rules, and regulations, or any similar document regulating the conduct of the internal affairs of the applicant;3\n\nA list of the name, address, official position, and biographical information on forms acceptable to the Commission of each member of the governing body and any person with authority to manage or establish policy; and a full disclosure in the application of (i) any financial interest between such person or any dentist, organization, or corporation owned or controlled by such person and the dental plan organization and (ii) the extent and nature of the financial arrangements between such person and the dental plan organization;4\n\nA copy of any contract made or to be made between any dentist, sponsor, or organizer of the dental plan organization, or persons listed in subdivision 3 and the applicant;5\n\nA copy of the evidence of coverage form to be issued to subscribers and the dental benefit contract to be issued to contract holders;6\n\nA copy of any group contract form that is to be issued to employers, unions, trustees, or other organizations. All group contracts shall set forth the right of subscribers to convert their coverages to an individual contract issued by the dental plan organization;7\n\nA financial statement or statements and any reports, certificates, or other documents the Commission considers necessary to secure a full and accurate knowledge of the applicant’s affairs and financial condition;8\n\nA complete description of the dental plan organization and its method of operation, including (i) the method of marketing the plan, (ii) a statement regarding the sources of working capital as well as any other sources of funding, and (iii) a description of any insurance, reinsurance, or alternative coverage arrangements proposed, including excess insurance or stop loss insurance;9\n\nA financial feasibility plan that includes, but is not limited to, (i) detailed enrollment projections, (ii) the methodology for determining premium rates to be charged during at least the first three years of operations and extending one year beyond the anticipated break-even point certified by an actuary, and (iii) a projection, along with material assumptions, of balance sheets, cash flow statements showing capital expenditures and purchase and sale of investments, and income statements on a quarterly basis for at least three years and extending one year beyond the anticipated break-even point; and10\n\nAny other information the Commission may require to make the determinations required pursuant to § 38.2-6103.","order_by":null,"text":{"0":{"id":202745,"text":"No person shall establish or operate a dental plan organization in the Commonwealth without first obtaining a license from the Commission. Any business entity, which is neither an individual nor a sole proprietorship, may apply to the Commission for a license to establish and operate a dental plan organization in compliance with this chapter.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":202746,"text":"Each application for a license shall be verified by an officer or authorized representative of the applicant, shall be in a form prescribed by the Commission, and shall set forth or be accompanied by the following:","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"B1"},"2":{"id":202747,"text":"A copy of the basic organizational documents of the applicant including, but not limited to, the articles of incorporation, articles of association, partnership agreement, trust agreement, or other applicable documents, and all amendments to those documents;","type":"section","prefixes":["B","1"],"prefix":"1","entire_prefix":"B1","prefix_anchor":"B1","level":2,"prior_prefix":"B","next_prefix":"B2"},"3":{"id":202748,"text":"A copy of the bylaws, rules, and regulations, or any similar document regulating the conduct of the internal affairs of the applicant;","type":"section","prefixes":["B","2"],"prefix":"2","entire_prefix":"B2","prefix_anchor":"B2","level":2,"prior_prefix":"B1","next_prefix":"B3"},"4":{"id":202749,"text":"A list of the name, address, official position, and biographical information on forms acceptable to the Commission of each member of the governing body and any person with authority to manage or establish policy; and a full disclosure in the application of (i) any financial interest between such person or any dentist, organization, or corporation owned or controlled by such person and the dental plan organization and (ii) the extent and nature of the financial arrangements between such person and the dental plan organization;","type":"section","prefixes":["B","3"],"prefix":"3","entire_prefix":"B3","prefix_anchor":"B3","level":2,"prior_prefix":"B2","next_prefix":"B4"},"5":{"id":202750,"text":"A copy of any contract made or to be made between any dentist, sponsor, or organizer of the dental plan organization, or persons listed in subdivision 3 and the applicant;","type":"section","prefixes":["B","4"],"prefix":"4","entire_prefix":"B4","prefix_anchor":"B4","level":2,"prior_prefix":"B3","next_prefix":"B5"},"6":{"id":202751,"text":"A copy of the evidence of coverage form to be issued to subscribers and the dental benefit contract to be issued to contract holders;","type":"section","prefixes":["B","5"],"prefix":"5","entire_prefix":"B5","prefix_anchor":"B5","level":2,"prior_prefix":"B4","next_prefix":"B6"},"7":{"id":202752,"text":"A copy of any group contract form that is to be issued to employers, unions, trustees, or other organizations. All group contracts shall set forth the right of subscribers to convert their coverages to an individual contract issued by the dental plan organization;","type":"section","prefixes":["B","6"],"prefix":"6","entire_prefix":"B6","prefix_anchor":"B6","level":2,"prior_prefix":"B5","next_prefix":"B7"},"8":{"id":202753,"text":"A financial statement or statements and any reports, certificates, or other documents the Commission considers necessary to secure a full and accurate knowledge of the applicant’s affairs and financial condition;","type":"section","prefixes":["B","7"],"prefix":"7","entire_prefix":"B7","prefix_anchor":"B7","level":2,"prior_prefix":"B6","next_prefix":"B8"},"9":{"id":202754,"text":"A complete description of the dental plan organization and its method of operation, including (i) the method of marketing the plan, (ii) a statement regarding the sources of working capital as well as any other sources of funding, and (iii) a description of any insurance, reinsurance, or alternative coverage arrangements proposed, including excess insurance or stop loss insurance;","type":"section","prefixes":["B","8"],"prefix":"8","entire_prefix":"B8","prefix_anchor":"B8","level":2,"prior_prefix":"B7","next_prefix":"B9"},"10":{"id":202755,"text":"A financial feasibility plan that includes, but is not limited to, (i) detailed enrollment projections, (ii) the methodology for determining premium rates to be charged during at least the first three years of operations and extending one year beyond the anticipated break-even point certified by an actuary, and (iii) a projection, along with material assumptions, of balance sheets, cash flow statements showing capital expenditures and purchase and sale of investments, and income statements on a quarterly basis for at least three years and extending one year beyond the anticipated break-even point; and","type":"section","prefixes":["B","9"],"prefix":"9","entire_prefix":"B9","prefix_anchor":"B9","level":2,"prior_prefix":"B8","next_prefix":"B10"},"11":{"id":202756,"text":"Any other information the Commission may require to make the determinations required pursuant to § 38.2-6103.","type":"section","prefixes":["B","10"],"prefix":"10","entire_prefix":"B10","prefix_anchor":"B10","level":2,"prior_prefix":"B9"}},"ancestry":[{"id":13837,"edition_id":1,"name":"Dental Plan Organizations","identifier":"61","label":"chapter","depth":2,"order_by":1,"parent_id":12698,"metadata":{},"date_created":"2026-06-26 03:46:01","date_modified":"2026-06-26 03:46:01","permalink":{"id":218233,"object_type":"structure","relational_id":13837,"identifier":"61","token":"38.2\/61","url":"\/38.2\/61\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12698,"edition_id":1,"name":"Insurance","identifier":"38.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:49","date_modified":"2026-06-26 03:43:49","permalink":{"id":210661,"object_type":"structure","relational_id":12698,"identifier":"38.2","token":"38.2","url":"\/38.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":64365,"structure_id":13837,"section_number":"38.2-6100","catch_line":"Applicability of chapter","url":"\/38.2-6100\/","token":"38.2\/61\/38.2-6100","metadata":false},{"id":54851,"structure_id":13837,"section_number":"38.2-6101","catch_line":"Definitions","url":"\/38.2-6101\/","token":"38.2\/61\/38.2-6101","metadata":false},{"id":55280,"structure_id":13837,"section_number":"38.2-6102","catch_line":"License application","url":"\/38.2-6102\/","token":"38.2\/61\/38.2-6102","metadata":false},{"id":70748,"structure_id":13837,"section_number":"38.2-6103","catch_line":"Issuance of license; capital and surplus; impairment","url":"\/38.2-6103\/","token":"38.2\/61\/38.2-6103","metadata":false},{"id":71355,"structure_id":13837,"section_number":"38.2-6104","catch_line":"License renewals","url":"\/38.2-6104\/","token":"38.2\/61\/38.2-6104","metadata":false},{"id":55922,"structure_id":13837,"section_number":"38.2-6105","catch_line":"Required dental benefit contract provisions","url":"\/38.2-6105\/","token":"38.2\/61\/38.2-6105","metadata":false},{"id":55174,"structure_id":13837,"section_number":"38.2-6106","catch_line":"Optional provisions","url":"\/38.2-6106\/","token":"38.2\/61\/38.2-6106","metadata":false},{"id":56985,"structure_id":13837,"section_number":"38.2-6107","catch_line":"Grace period requirements","url":"\/38.2-6107\/","token":"38.2\/61\/38.2-6107","metadata":false},{"id":80352,"structure_id":13837,"section_number":"38.2-6108","catch_line":"Plan dentist contracts; preferred providers; assignment of benefits","url":"\/38.2-6108\/","token":"38.2\/61\/38.2-6108","metadata":false},{"id":55124,"structure_id":13837,"section_number":"38.2-6109","catch_line":"Delivery of contract forms","url":"\/38.2-6109\/","token":"38.2\/61\/38.2-6109","metadata":false},{"id":75166,"structure_id":13837,"section_number":"38.2-6110","catch_line":"Filing requirements for premium rates and subscription fees","url":"\/38.2-6110\/","token":"38.2\/61\/38.2-6110","metadata":false},{"id":73622,"structure_id":13837,"section_number":"38.2-6111","catch_line":"Examinations","url":"\/38.2-6111\/","token":"38.2\/61\/38.2-6111","metadata":false},{"id":62574,"structure_id":13837,"section_number":"38.2-6112","catch_line":"Licensing of agents","url":"\/38.2-6112\/","token":"38.2\/61\/38.2-6112","metadata":false},{"id":60406,"structure_id":13837,"section_number":"38.2-6113","catch_line":"Application of other laws","url":"\/38.2-6113\/","token":"38.2\/61\/38.2-6113","metadata":false}],"previous_section":{"id":54851,"structure_id":13837,"section_number":"38.2-6101","catch_line":"Definitions","url":"\/38.2-6101\/","token":"38.2\/61\/38.2-6101","metadata":false},"next_section":{"id":70748,"structure_id":13837,"section_number":"38.2-6103","catch_line":"Issuance of license; capital and surplus; impairment","url":"\/38.2-6103\/","token":"38.2\/61\/38.2-6103","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/38.2-6102\/","history_text":"

This law was first created in 2004. The record of its establishment is cataloged in chapter 668<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year.<\/p>","references":[{"id":70748,"section_number":"38.2-6103","catch_line":"Issuance of license; capital and surplus; impairment","order_by":null,"url":"\/38.2-6103\/"}],"refers_to":[{"id":70748,"section_number":"38.2-6103","catch_line":"Issuance of license; capital and surplus; impairment","order_by":null,"url":"\/38.2-6103\/"}],"permalink":{"id":218243,"object_type":"law","relational_id":55280,"identifier":"38.2-6102","token":"38.2\/61\/38.2-6102","url":"\/38.2-6102\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/38.2-6102\/","token":"38.2\/61\/38.2-6102","dublin_core":{"Title":"License application","Type":"Text","Format":"text\/html","Identifier":"\u00a7 38.2-6102","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> No person<\/span> shall establish or operate a dental plan organization<\/span> in the Commonwealth without first obtaining a license from the Commission<\/span>. Any business entity, which is neither an individual nor a sole proprietorship, may apply to the Commission<\/span> for a license to establish and operate a dental plan organization<\/span> in compliance with this chapter. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> Each application for a license shall be verified by an officer or authorized representative of the applicant, shall be in a form prescribed by the Commission<\/span>, and shall set forth or be accompanied by the following: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> A copy of the basic organizational documents of the applicant including, but not limited to, the articles of incorporation, articles of association, partnership agreement, trust agreement, or other applicable documents, and all amendments to those documents; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> A copy of the bylaws, rules, and regulations, or any similar document regulating the conduct of the internal affairs of the applicant; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> A list of the name, address, official position, and biographical information on forms acceptable to the Commission<\/span> of each member of the governing body and any person<\/span> with authority to manage or establish policy; and a full disclosure in the application of (i) any financial interest between such person<\/span> or any dentist, organization, or corporation owned or controlled by such person<\/span> and the dental plan organization<\/span> and (ii) the extent and nature of the financial arrangements between such person<\/span> and the dental plan organization<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> A copy of any contract<\/span> made or to be made between any dentist, sponsor, or organizer of the dental plan organization<\/span>, or persons<\/span> listed in subdivision 3 and the applicant; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

5.<\/span> A copy of the evidence of coverage<\/span> form to be issued to subscribers<\/span> and the dental benefit contract<\/span> to be issued to contract holders<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

6.<\/span> A copy of any group contract form that is to be issued to employers, unions, trustees, or other organizations. All group contracts<\/span> shall set forth the right of subscribers<\/span> to convert their coverages to an individual contract issued by the dental plan organization<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

7.<\/span> A financial statement or statements and any reports, certificates, or other documents the Commission<\/span> considers necessary to secure a full and accurate knowledge of the applicant’s affairs and financial condition; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

8.<\/span> A complete description of the dental plan organization<\/span> and its method of operation, including (i) the method of marketing the plan, (ii) a statement regarding the sources of working capital as well as any other sources of funding, and (iii) a description of any insurance<\/span>, reinsurance, or alternative coverage arrangements proposed, including excess insurance<\/span> or stop loss insurance<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

9.<\/span> A financial feasibility plan that includes, but is not limited to, (i) detailed enrollment projections, (ii) the methodology for determining premium rates<\/span><\/span> to be charged during at least the first three years of operations and extending one year beyond the anticipated break-even point certified by an actuary, and (iii) a projection, along with material<\/span> assumptions, of balance sheets, cash flow statements showing capital expenditures and purchase and sale of investments, and income statements on a quarterly basis for at least three years and extending one year beyond the anticipated break-even point; and <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

10.<\/span> Any other information the Commission<\/span> may require to make the determinations required pursuant to § 38.2-6103<\/a>. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nLICENSE APPLICATION (\u00a7 38.2-6102)\n\nA. No person shall establish or operate a dental plan organization in the\nCommonwealth without first obtaining a license from the Commission. Any business\nentity, which is neither an individual nor a sole proprietorship, may apply to\nthe Commission for a license to establish and operate a dental plan organization\nin compliance with this chapter.\n\nB. Each application for a license shall be verified by an officer or authorized\nrepresentative of the applicant, shall be in a form prescribed by the\nCommission, and shall set forth or be accompanied by the following:\n\n 1. A copy of the basic organizational documents of the applicant including,\n but not limited to, the articles of incorporation, articles of association,\n partnership agreement, trust agreement, or other applicable documents, and all\n amendments to those documents;\n\n 2. A copy of the bylaws, rules, and regulations, or any similar document\n regulating the conduct of the internal affairs of the applicant;\n\n 3. A list of the name, address, official position, and biographical\n information on forms acceptable to the Commission of each member of the\n governing body and any person with authority to manage or establish policy;\n and a full disclosure in the application of (i) any financial interest between\n such person or any dentist, organization, or corporation owned or controlled\n by such person and the dental plan organization and (ii) the extent and nature\n of the financial arrangements between such person and the dental plan\n organization;\n\n 4. A copy of any contract made or to be made between any dentist, sponsor, or\n organizer of the dental plan organization, or persons listed in subdivision 3\n and the applicant;\n\n 5. A copy of the evidence of coverage form to be issued to subscribers and the\n dental benefit contract to be issued to contract holders;\n\n 6. A copy of any group contract form that is to be issued to employers,\n unions, trustees, or other organizations. All group contracts shall set forth\n the right of subscribers to convert their coverages to an individual contract\n issued by the dental plan organization;\n\n 7. A financial statement or statements and any reports, certificates, or other\n documents the Commission considers necessary to secure a full and accurate\n knowledge of the applicant’s affairs and financial condition;\n\n 8. A complete description of the dental plan organization and its method of\n operation, including (i) the method of marketing the plan, (ii) a statement\n regarding the sources of working capital as well as any other sources of\n funding, and (iii) a description of any insurance, reinsurance, or alternative\n coverage arrangements proposed, including excess insurance or stop loss\n insurance;\n\n 9. A financial feasibility plan that includes, but is not limited to, (i)\n detailed enrollment projections, (ii) the methodology for determining premium\n rates to be charged during at least the first three years of operations and\n extending one year beyond the anticipated break-even point certified by an\n actuary, and (iii) a projection, along with material assumptions, of balance\n sheets, cash flow statements showing capital expenditures and purchase and\n sale of investments, and income statements on a quarterly basis for at least\n three years and extending one year beyond the anticipated break-even point;\n and\n\n 10. Any other information the Commission may require to make the\n determinations required pursuant to § 38.2-6103.\n\nHISTORY: 2004, c. 668.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}