{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/46.2-1412.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/46.2-1412.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/46.2-1412.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/46.2-1412.html"}],"law_id":72083,"edition_id":1,"section_id":72083,"structure_id":13439,"section_number":"46.2-1412","catch_line":"Insurable interest","history":"2020, c. 1266.","full_text":"A\n\nNotwithstanding any provision of law to the contrary, a peer-to-peer vehicle sharing platform shall have an insurable interest in a shared vehicle during the vehicle sharing period.B\n\nA peer-to-peer vehicle sharing platform may own and maintain as the named insured one or more policies of motor vehicle liability insurance that provides coverage for:1\n\nLiabilities assumed by the peer-to-peer vehicle sharing platform under a vehicle sharing platform agreement;2\n\nAny liability of the shared vehicle owner;3\n\nDamage or loss to the shared vehicle; or4\n\nAny liability of the shared vehicle driver.","order_by":null,"text":{"0":{"id":259726,"text":"Notwithstanding any provision of law to the contrary, a peer-to-peer vehicle sharing platform shall have an insurable interest in a shared vehicle during the vehicle sharing period.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":259727,"text":"A peer-to-peer vehicle sharing platform may own and maintain as the named insured one or more policies of motor vehicle liability insurance that provides coverage for:","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"B1"},"2":{"id":259728,"text":"Liabilities assumed by the peer-to-peer vehicle sharing platform under a vehicle sharing platform agreement;","type":"section","prefixes":["B","1"],"prefix":"1","entire_prefix":"B1","prefix_anchor":"B1","level":2,"prior_prefix":"B","next_prefix":"B2"},"3":{"id":259729,"text":"Any liability of the shared vehicle owner;","type":"section","prefixes":["B","2"],"prefix":"2","entire_prefix":"B2","prefix_anchor":"B2","level":2,"prior_prefix":"B1","next_prefix":"B3"},"4":{"id":259730,"text":"Damage or loss to the shared vehicle; or","type":"section","prefixes":["B","3"],"prefix":"3","entire_prefix":"B3","prefix_anchor":"B3","level":2,"prior_prefix":"B2","next_prefix":"B4"},"5":{"id":259731,"text":"Any liability of the shared vehicle driver.","type":"section","prefixes":["B","4"],"prefix":"4","entire_prefix":"B4","prefix_anchor":"B4","level":2,"prior_prefix":"B3"}},"ancestry":[{"id":13439,"edition_id":1,"name":"Peer-to-Peer Vehicle Sharing","identifier":"14.1","label":"chapter","depth":3,"order_by":1,"parent_id":12827,"metadata":{},"date_created":"2026-06-26 03:44:53","date_modified":"2026-06-26 03:44:53","permalink":{"id":230143,"object_type":"structure","relational_id":13439,"identifier":"14.1","token":"46.2\/III\/14.1","url":"\/46.2\/III\/14.1\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12827,"edition_id":1,"name":"Operation","identifier":"III","label":"subtitle","depth":2,"order_by":1,"parent_id":12770,"metadata":{},"date_created":"2026-06-26 03:43:55","date_modified":"2026-06-26 03:43:55","permalink":{"id":228597,"object_type":"structure","relational_id":12827,"identifier":"III","token":"46.2\/III","url":"\/46.2\/III\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12770,"edition_id":1,"name":"Motor Vehicles","identifier":"46.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:52","date_modified":"2026-06-26 03:43:52","permalink":{"id":225289,"object_type":"structure","relational_id":12770,"identifier":"46.2","token":"46.2","url":"\/46.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":78224,"structure_id":13439,"section_number":"46.2-1408","catch_line":"Definitions","url":"\/46.2-1408\/","token":"46.2\/III\/14.1\/46.2-1408","metadata":false},{"id":79755,"structure_id":13439,"section_number":"46.2-1409","catch_line":"Peer-to-peer insurance coverage","url":"\/46.2-1409\/","token":"46.2\/III\/14.1\/46.2-1409","metadata":false},{"id":66140,"structure_id":13439,"section_number":"46.2-1410","catch_line":"Exemption: vicarious liability","url":"\/46.2-1410\/","token":"46.2\/III\/14.1\/46.2-1410","metadata":false},{"id":72752,"structure_id":13439,"section_number":"46.2-1411","catch_line":"Notification of implications of lien","url":"\/46.2-1411\/","token":"46.2\/III\/14.1\/46.2-1411","metadata":false},{"id":72083,"structure_id":13439,"section_number":"46.2-1412","catch_line":"Insurable interest","url":"\/46.2-1412\/","token":"46.2\/III\/14.1\/46.2-1412","metadata":false},{"id":86696,"structure_id":13439,"section_number":"46.2-1413","catch_line":"Recordkeeping: use of vehicle in vehicle sharing","url":"\/46.2-1413\/","token":"46.2\/III\/14.1\/46.2-1413","metadata":false},{"id":66612,"structure_id":13439,"section_number":"46.2-1414","catch_line":"Consumer protections; disclosures","url":"\/46.2-1414\/","token":"46.2\/III\/14.1\/46.2-1414","metadata":false},{"id":78833,"structure_id":13439,"section_number":"46.2-1415","catch_line":"Automobile safety recalls","url":"\/46.2-1415\/","token":"46.2\/III\/14.1\/46.2-1415","metadata":false},{"id":54401,"structure_id":13439,"section_number":"46.2-1416","catch_line":"Operation at airports","url":"\/46.2-1416\/","token":"46.2\/III\/14.1\/46.2-1416","metadata":false},{"id":61498,"structure_id":13439,"section_number":"46.2-1417","catch_line":"Responsibility for equipment","url":"\/46.2-1417\/","token":"46.2\/III\/14.1\/46.2-1417","metadata":false},{"id":71134,"structure_id":13439,"section_number":"46.2-1418","catch_line":"No limitation on other authority","url":"\/46.2-1418\/","token":"46.2\/III\/14.1\/46.2-1418","metadata":false}],"previous_section":{"id":72752,"structure_id":13439,"section_number":"46.2-1411","catch_line":"Notification of implications of lien","url":"\/46.2-1411\/","token":"46.2\/III\/14.1\/46.2-1411","metadata":false},"next_section":{"id":86696,"structure_id":13439,"section_number":"46.2-1413","catch_line":"Recordkeeping: use of vehicle in vehicle sharing","url":"\/46.2-1413\/","token":"46.2\/III\/14.1\/46.2-1413","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/46.2-1412\/","history_text":"

This law was first created in 2020. The record of its establishment is cataloged in chapter 1266<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year.<\/p>","references":false,"refers_to":false,"permalink":{"id":230161,"object_type":"law","relational_id":72083,"identifier":"46.2-1412","token":"46.2\/III\/14.1\/46.2-1412","url":"\/46.2-1412\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/46.2-1412\/","token":"46.2\/III\/14.1\/46.2-1412","dublin_core":{"Title":"Insurable interest","Type":"Text","Format":"text\/html","Identifier":"\u00a7 46.2-1412","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> Notwithstanding any provision of law<\/span> to the contrary, a peer-to-peer vehicle sharing<\/span> platform<\/span> shall have an insurable interest in a shared vehicle<\/span> during the vehicle sharing period<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> A peer-to-peer vehicle sharing<\/span> platform<\/span> may own and maintain as the named insured one or more policies of motor vehicle<\/span> liability insurance that provides coverage for: <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

1.<\/span> Liabilities assumed by the peer-to-peer vehicle sharing<\/span> platform<\/span> under a vehicle sharing platform agreement<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

2.<\/span> Any liability of the shared vehicle owner<\/span>; <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

3.<\/span> Damage or loss to the shared vehicle; or <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

4.<\/span> Any liability of the shared vehicle driver<\/span>. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nINSURABLE INTEREST (\u00a7 46.2-1412)\n\nA. Notwithstanding any provision of law to the contrary, a peer-to-peer vehicle\nsharing platform shall have an insurable interest in a shared vehicle during the\nvehicle sharing period.\n\nB. A peer-to-peer vehicle sharing platform may own and maintain as the named\ninsured one or more policies of motor vehicle liability insurance that provides\ncoverage for:\n\n 1. Liabilities assumed by the peer-to-peer vehicle sharing platform under a\n vehicle sharing platform agreement;\n\n 2. Any liability of the shared vehicle owner;\n\n 3. Damage or loss to the shared vehicle; or\n\n 4. Any liability of the shared vehicle driver.\n\nHISTORY: 2020, c. 1266.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}