{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/46.2-424.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/46.2-424.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/46.2-424.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/46.2-424.html"}],"law_id":79286,"edition_id":1,"section_id":79286,"structure_id":13591,"section_number":"46.2-424","catch_line":"Duty of insurance carrier after notice of accident; report of omissions by insurers to State Corporation Commission; investigation and assessment for omissions","history":"Code 1950, \u00a7 46-438; 1958, c. 541, \u00a7 46.1-451; 1972, c. 442; 1989, c. 727.","full_text":"On receipt of the certificate of insurance, the insurance carrier or surety company named in the certificate of insurance shall determine whether the policy or bond was applicable to liability, if any, as to the named insured. Thereupon and not later than thirty days following receipt of the certificate of insurance, the insurance company or surety company shall cause to be filed with the Commissioner a written notice if the policy or bond was not applicable to liability, if any, as to the named insured resulting from the accident. The Commissioner shall prescribe the manner in which the written notice shall be made.\n\t\tWhen the insurance company or surety company notifies the Commissioner that the policy or bond named in the certificate of insurance was not applicable to liability resulting from the accident, the Department shall determine, under \u00a7 46.2-708, whether suspension of the driver’s license, registration cards, and license plates issued to the owner of the motor vehicle involved in the accident is required.\n\t\tIf the records of the Department reasonably indicate that any insurance carrier or surety company does not cause to be filed the notice herein required, the Commissioner shall report every such omission to the State Corporation Commission.\n\t\tThe State Corporation Commission shall investigate every such report of omission. If the Commission finds that any insurance carrier or surety company licensed to transact business in the Commonwealth, has failed, without good reason, to cause to be filed the notice required hereunder, the State Corporation Commission may assess the carrier or company fifty dollars for each omission.","order_by":null,"text":{"0":{"id":283874,"text":"On receipt of the certificate of insurance, the insurance carrier or surety company named in the certificate of insurance shall determine whether the policy or bond was applicable to liability, if any, as to the named insured. Thereupon and not later than thirty days following receipt of the certificate of insurance, the insurance company or surety company shall cause to be filed with the Commissioner a written notice if the policy or bond was not applicable to liability, if any, as to the named insured resulting from the accident. The Commissioner shall prescribe the manner in which the written notice shall be made.\n\t\tWhen the insurance company or surety company notifies the Commissioner that the policy or bond named in the certificate of insurance was not applicable to liability resulting from the accident, the Department shall determine, under \u00a7 46.2-708, whether suspension of the driver’s license, registration cards, and license plates issued to the owner of the motor vehicle involved in the accident is required.\n\t\tIf the records of the Department reasonably indicate that any insurance carrier or surety company does not cause to be filed the notice herein required, the Commissioner shall report every such omission to the State Corporation Commission.\n\t\tThe State Corporation Commission shall investigate every such report of omission. If the Commission finds that any insurance carrier or surety company licensed to transact business in the Commonwealth, has failed, without good reason, to cause to be filed the notice required hereunder, the State Corporation Commission may assess the carrier or company fifty dollars for each omission.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":13591,"edition_id":1,"name":"Suspension of Licenses for Unsatisfied Judgments and After Certain Accidents","identifier":"13","label":"article","depth":4,"order_by":1,"parent_id":12772,"metadata":{},"date_created":"2026-06-26 03:45:20","date_modified":"2026-06-26 03:45:20","permalink":{"id":225927,"object_type":"structure","relational_id":13591,"identifier":"13","token":"46.2\/II\/3\/13","url":"\/46.2\/II\/3\/13\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12772,"edition_id":1,"name":"Licensure of Drivers","identifier":"3","label":"chapter","depth":3,"order_by":1,"parent_id":12771,"metadata":{},"date_created":"2026-06-26 03:43:52","date_modified":"2026-06-26 03:43:52","permalink":{"id":225629,"object_type":"structure","relational_id":12772,"identifier":"3","token":"46.2\/II\/3","url":"\/46.2\/II\/3\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12771,"edition_id":1,"name":"Titling, Registration and Licensure","identifier":"II","label":"subtitle","depth":2,"order_by":1,"parent_id":12770,"metadata":{},"date_created":"2026-06-26 03:43:52","date_modified":"2026-06-26 03:43:52","permalink":{"id":225627,"object_type":"structure","relational_id":12771,"identifier":"II","token":"46.2\/II","url":"\/46.2\/II\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12770,"edition_id":1,"name":"Motor Vehicles","identifier":"46.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:52","date_modified":"2026-06-26 03:43:52","permalink":{"id":225289,"object_type":"structure","relational_id":12770,"identifier":"46.2","token":"46.2","url":"\/46.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":57149,"structure_id":13591,"section_number":"46.2-417","catch_line":"Suspension for failure to satisfy motor vehicle accident judgment; exceptions; insurance in liquidated company; insurer obligated to pay judgment","url":"\/46.2-417\/","token":"46.2\/II\/3\/13\/46.2-417","metadata":false},{"id":74796,"structure_id":13591,"section_number":"46.2-418","catch_line":"Nonpayment of judgments of Virginia and other states","url":"\/46.2-418\/","token":"46.2\/II\/3\/13\/46.2-418","metadata":false},{"id":72815,"structure_id":13591,"section_number":"46.2-419","catch_line":"When judgment satisfied","url":"\/46.2-419\/","token":"46.2\/II\/3\/13\/46.2-419","metadata":false},{"id":56939,"structure_id":13591,"section_number":"46.2-420","catch_line":"Order for payment of judgment in installments","url":"\/46.2-420\/","token":"46.2\/II\/3\/13\/46.2-420","metadata":false},{"id":80491,"structure_id":13591,"section_number":"46.2-421","catch_line":"Effect of order for such payment and proof of financial responsibility","url":"\/46.2-421\/","token":"46.2\/II\/3\/13\/46.2-421","metadata":false},{"id":54558,"structure_id":13591,"section_number":"46.2-422","catch_line":"Suspension on failure to pay installments","url":"\/46.2-422\/","token":"46.2\/II\/3\/13\/46.2-422","metadata":false},{"id":66544,"structure_id":13591,"section_number":"46.2-423","catch_line":"Creditor's consent to license notwithstanding default in payment","url":"\/46.2-423\/","token":"46.2\/II\/3\/13\/46.2-423","metadata":false},{"id":79286,"structure_id":13591,"section_number":"46.2-424","catch_line":"Duty of insurance carrier after notice of accident; report of omissions by insurers to State Corporation Commission; investigation and assessment for omissions","url":"\/46.2-424\/","token":"46.2\/II\/3\/13\/46.2-424","metadata":false},{"id":56391,"structure_id":13591,"section_number":"46.2-425","catch_line":"Driver or owner having no license issued by Department","url":"\/46.2-425\/","token":"46.2\/II\/3\/13\/46.2-425","metadata":false},{"id":59822,"structure_id":13591,"section_number":"46.2-426","catch_line":"Custody and application of cash or securities deposited; limitation of actions; assignment","url":"\/46.2-426\/","token":"46.2\/II\/3\/13\/46.2-426","metadata":false},{"id":63779,"structure_id":13591,"section_number":"46.2-427","catch_line":"When suspensions to remain effective; relief from furnishing proof of financial responsibility; prohibition against registration in name of another person","url":"\/46.2-427\/","token":"46.2\/II\/3\/13\/46.2-427","metadata":false},{"id":82008,"structure_id":13591,"section_number":"46.2-428","catch_line":"Commonwealth responsible for deposits","url":"\/46.2-428\/","token":"46.2\/II\/3\/13\/46.2-428","metadata":false},{"id":86969,"structure_id":13591,"section_number":"46.2-429","catch_line":"Release of deposits only upon consent of Commissioner","url":"\/46.2-429\/","token":"46.2\/II\/3\/13\/46.2-429","metadata":false}],"previous_section":{"id":66544,"structure_id":13591,"section_number":"46.2-423","catch_line":"Creditor's consent to license notwithstanding default in payment","url":"\/46.2-423\/","token":"46.2\/II\/3\/13\/46.2-423","metadata":false},"next_section":{"id":56391,"structure_id":13591,"section_number":"46.2-425","catch_line":"Driver or owner having no license issued by Department","url":"\/46.2-425\/","token":"46.2\/II\/3\/13\/46.2-425","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/46.2-424\/","history_text":"

The record of this law\u2019s original creation isn\u2019t available online. It has been modified 3 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1958, chapter 541; in 1972, chapter 442; in 1989, chapter 727.<\/p>","references":[{"id":59390,"section_number":"5.1-88.3","catch_line":"Certain sections of Code incorporated by reference; definitions","order_by":null,"url":"\/5.1-88.3\/"},{"id":78986,"section_number":"5.1-88.9","catch_line":"Certain sections of Code incorporated by reference; definitions","order_by":null,"url":"\/5.1-88.9\/"}],"refers_to":[{"id":61015,"section_number":"46.2-708","catch_line":"Suspension of driver's license and registration when uninsured motor vehicle is involved in reportable accident; hearing prior to suspension","order_by":null,"url":"\/46.2-708\/"}],"permalink":{"id":225957,"object_type":"law","relational_id":79286,"identifier":"46.2-424","token":"46.2\/II\/3\/13\/46.2-424","url":"\/46.2-424\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/46.2-424\/","token":"46.2\/II\/3\/13\/46.2-424","dublin_core":{"Title":"Duty of insurance carrier after notice of accident; report of omissions by insurers to State Corporation Commission; investigation and assessment for omissions","Type":"Text","Format":"text\/html","Identifier":"\u00a7 46.2-424","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

On receipt of the certificate of insurance, the insurance carrier or surety<\/span> company named in the certificate of insurance shall determine whether the policy or bond<\/span> was applicable to liability, if any, as to the named insured<\/span>. Thereupon and not later than thirty days following receipt of the certificate of insurance, the insurance company or surety<\/span> company shall cause to be filed with the Commissioner<\/span> a written notice if the policy or bond<\/span> was not applicable to liability, if any, as to the named insured<\/span> resulting from the accident. The Commissioner<\/span> shall prescribe the manner in which the written notice shall be made.\n\t\tWhen the insurance company or surety<\/span> company notifies the Commissioner<\/span> that the policy or bond<\/span> named in the certificate of insurance was not applicable to liability resulting from the accident, the Department<\/span> shall determine, under \u00a7 46.2-708<\/a>, whether suspension<\/span> of the driver<\/span>’s license, registration cards, and license plates<\/span> issued to the owner<\/span> of the motor vehicle<\/span> involved in the accident is required.\n\t\tIf the records of the Department<\/span> reasonably indicate that any insurance carrier or surety<\/span> company does not cause to be filed the notice herein required, the Commissioner<\/span> shall report every such omission to the State Corporation Commission<\/span>.\n\t\tThe State Corporation Commission<\/span> shall investigate every such report of omission. If the Commission<\/span> finds that any insurance carrier or surety<\/span> company licensed to transact business in the Commonwealth, has failed, without good reason, to cause to be filed the notice required hereunder, the State Corporation Commission<\/span> may assess the carrier or company fifty dollars for each omission.<\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nDUTY OF INSURANCE CARRIER AFTER NOTICE OF ACCIDENT; REPORT OF OMISSIONS BY\nINSURERS TO STATE CORPORATION COMMISSION; INVESTIGATION AND ASSESSMENT FOR\nOMISSIONS (\u00a7 46.2-424)\n\nOn receipt of the certificate of insurance, the insurance carrier or surety\ncompany named in the certificate of insurance shall determine whether the policy\nor bond was applicable to liability, if any, as to the named insured. Thereupon\nand not later than thirty days following receipt of the certificate of\ninsurance, the insurance company or surety company shall cause to be filed with\nthe Commissioner a written notice if the policy or bond was not applicable to\nliability, if any, as to the named insured resulting from the accident. The\nCommissioner shall prescribe the manner in which the written notice shall be\nmade.\n\t\tWhen the insurance company or surety company notifies the Commissioner that\nthe policy or bond named in the certificate of insurance was not applicable to\nliability resulting from the accident, the Department shall determine, under \u00a7\n46.2-708, whether suspension of the driver’s license, registration cards,\nand license plates issued to the owner of the motor vehicle involved in the\naccident is required.\n\t\tIf the records of the Department reasonably indicate that any insurance\ncarrier or surety company does not cause to be filed the notice herein required,\nthe Commissioner shall report every such omission to the State Corporation\nCommission.\n\t\tThe State Corporation Commission shall investigate every such report of\nomission. If the Commission finds that any insurance carrier or surety company\nlicensed to transact business in the Commonwealth, has failed, without good\nreason, to cause to be filed the notice required hereunder, the State\nCorporation Commission may assess the carrier or company fifty dollars for each\nomission.\n\nHISTORY: Code 1950, \u00a7 46-438; 1958, c. 541, \u00a7 46.1-451; 1972, c. 442; 1989, c.\n727.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}