{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/46.2-464.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/46.2-464.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/46.2-464.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/46.2-464.html"}],"law_id":73362,"edition_id":1,"section_id":73362,"structure_id":14333,"section_number":"46.2-464","catch_line":"Application for assignment of risk to insurance carrier","history":"Code 1950, \u00a7 46-486; 1958, c. 541, \u00a7 46.1-497; 1972, c. 842; 1974, c. 88; 1989, c. 727.","full_text":"Every person who has been unable to obtain a motor vehicle liability policy shall have the right to apply to the State Corporation Commission to have his risk assigned to an insurance carrier licensed to write and writing motor vehicle liability insurance in the Commonwealth and the insurance carrier, whether a stock or mutual company, reciprocal, or interinsurance exchange, or other type or form of insurance organization, as provided in this article shall issue a motor vehicle liability policy which will meet at least the minimum requirements for establishing financial responsibility as provided in this chapter, and in addition shall provide, at the option of the insured, reasonable motor vehicle physical damage and medical payments coverages, (both as defined in \u00a7 38.2-124) in the same policy.\n\t\tEvery person who has otherwise obtained a motor vehicle liability insurance policy, or who has been afforded motor vehicle liability insurance under the provisions of \u00a7 38.2-2015, but who was not afforded motor vehicle medical payments insurance or motor vehicle physical damage insurance in the same policy, or who was not afforded such coverages under the provisions of that section, shall have the right to apply to the Commission to have his risk assigned to an insurance carrier, as provided above, licensed to write and writing either or both coverages, and the insurance carrier shall issue a policy providing the coverage or coverages applied for.","order_by":null,"text":{"0":{"id":264020,"text":"Every person who has been unable to obtain a motor vehicle liability policy shall have the right to apply to the State Corporation Commission to have his risk assigned to an insurance carrier licensed to write and writing motor vehicle liability insurance in the Commonwealth and the insurance carrier, whether a stock or mutual company, reciprocal, or interinsurance exchange, or other type or form of insurance organization, as provided in this article shall issue a motor vehicle liability policy which will meet at least the minimum requirements for establishing financial responsibility as provided in this chapter, and in addition shall provide, at the option of the insured, reasonable motor vehicle physical damage and medical payments coverages, (both as defined in \u00a7 38.2-124) in the same policy.\n\t\tEvery person who has otherwise obtained a motor vehicle liability insurance policy, or who has been afforded motor vehicle liability insurance under the provisions of \u00a7 38.2-2015, but who was not afforded motor vehicle medical payments insurance or motor vehicle physical damage insurance in the same policy, or who was not afforded such coverages under the provisions of that section, shall have the right to apply to the Commission to have his risk assigned to an insurance carrier, as provided above, licensed to write and writing either or both coverages, and the insurance carrier shall issue a policy providing the coverage or coverages applied for.","type":"section","prefixes":[""],"prefix":"","entire_prefix":"","prefix_anchor":"","level":1}},"ancestry":[{"id":14333,"edition_id":1,"name":"Assignment of Insurance Risks","identifier":"16","label":"article","depth":4,"order_by":1,"parent_id":12772,"metadata":{},"date_created":"2026-06-26 03:47:46","date_modified":"2026-06-26 03:47:46","permalink":{"id":226121,"object_type":"structure","relational_id":14333,"identifier":"16","token":"46.2\/II\/3\/16","url":"\/46.2\/II\/3\/16\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12772,"edition_id":1,"name":"Licensure of Drivers","identifier":"3","label":"chapter","depth":3,"order_by":1,"parent_id":12771,"metadata":{},"date_created":"2026-06-26 03:43:52","date_modified":"2026-06-26 03:43:52","permalink":{"id":225629,"object_type":"structure","relational_id":12772,"identifier":"3","token":"46.2\/II\/3","url":"\/46.2\/II\/3\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12771,"edition_id":1,"name":"Titling, Registration and Licensure","identifier":"II","label":"subtitle","depth":2,"order_by":1,"parent_id":12770,"metadata":{},"date_created":"2026-06-26 03:43:52","date_modified":"2026-06-26 03:43:52","permalink":{"id":225627,"object_type":"structure","relational_id":12771,"identifier":"II","token":"46.2\/II","url":"\/46.2\/II\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12770,"edition_id":1,"name":"Motor Vehicles","identifier":"46.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:52","date_modified":"2026-06-26 03:43:52","permalink":{"id":225289,"object_type":"structure","relational_id":12770,"identifier":"46.2","token":"46.2","url":"\/46.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":73362,"structure_id":14333,"section_number":"46.2-464","catch_line":"Application for assignment of risk to insurance carrier","url":"\/46.2-464\/","token":"46.2\/II\/3\/16\/46.2-464","metadata":false},{"id":76762,"structure_id":14333,"section_number":"46.2-465","catch_line":"Optional coverage for persons occupying insured motor vehicle and for named insured and his family","url":"\/46.2-465\/","token":"46.2\/II\/3\/16\/46.2-465","metadata":false},{"id":67947,"structure_id":14333,"section_number":"46.2-466","catch_line":"Regulations for assignment, rate classifications, and schedules","url":"\/46.2-466\/","token":"46.2\/II\/3\/16\/46.2-466","metadata":false},{"id":70808,"structure_id":14333,"section_number":"46.2-467","catch_line":"Action within power of Commission","url":"\/46.2-467\/","token":"46.2\/II\/3\/16\/46.2-467","metadata":false},{"id":84773,"structure_id":14333,"section_number":"46.2-468","catch_line":"Information filed with Commission by insurance carrier confidential","url":"\/46.2-468\/","token":"46.2\/II\/3\/16\/46.2-468","metadata":false},{"id":76393,"structure_id":14333,"section_number":"46.2-469","catch_line":"Commission not required to disclose reasons for action; liability of Commission for act or omission","url":"\/46.2-469\/","token":"46.2\/II\/3\/16\/46.2-469","metadata":false},{"id":61463,"structure_id":14333,"section_number":"46.2-470","catch_line":"Assignment of risks for nonresidents","url":"\/46.2-470\/","token":"46.2\/II\/3\/16\/46.2-470","metadata":false},{"id":55632,"structure_id":14333,"section_number":"46.2-471","catch_line":"Assignment of risks for certain carriers","url":"\/46.2-471\/","token":"46.2\/II\/3\/16\/46.2-471","metadata":false}],"next_section":{"id":76762,"structure_id":14333,"section_number":"46.2-465","catch_line":"Optional coverage for persons occupying insured motor vehicle and for named insured and his family","url":"\/46.2-465\/","token":"46.2\/II\/3\/16\/46.2-465","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/46.2-464\/","history_text":"

The record of this law\u2019s original creation isn\u2019t available online. It has been modified 4 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1958, chapter 541; in 1972, chapter 842; in 1974, chapter 88; in 1989, chapter 727.<\/p>","references":[{"id":86827,"section_number":"38.2-2000.1","catch_line":"Definitions","order_by":null,"url":"\/38.2-2000.1\/"}],"refers_to":[{"id":66976,"section_number":"38.2-124","catch_line":"Motor vehicle","order_by":null,"url":"\/38.2-124\/"},{"id":69722,"section_number":"38.2-2015","catch_line":"Agreements for equitable apportionment of insurance; reasonable performance standards; Virginia Workers' Compensation Insurance Plan","order_by":null,"url":"\/38.2-2015\/"}],"permalink":{"id":226123,"object_type":"law","relational_id":73362,"identifier":"46.2-464","token":"46.2\/II\/3\/16\/46.2-464","url":"\/46.2-464\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/46.2-464\/","token":"46.2\/II\/3\/16\/46.2-464","dublin_core":{"Title":"Application for assignment of risk to insurance carrier","Type":"Text","Format":"text\/html","Identifier":"\u00a7 46.2-464","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

Every person who has been unable to obtain a motor vehicle liability policy<\/span> shall have the right to apply to the State Corporation Commission<\/span> to have his risk assigned to an insurance carrier licensed to write and writing motor vehicle liability insurance in the Commonwealth and the insurance carrier, whether a stock or mutual company, reciprocal, or interinsurance exchange, or other type or form of insurance organization, as provided in this article shall issue<\/span> a motor vehicle liability policy<\/span> which will meet at least the minimum requirements for establishing financial responsibility<\/span> as provided in this chapter, and in addition shall provide, at the option of the insured<\/span>, reasonable motor vehicle physical damage and medical payments coverages, (both as defined in \u00a7 38.2-124<\/a>) in the same policy.\n\t\tEvery person who has otherwise obtained a motor vehicle liability insurance policy, or who has been afforded motor vehicle liability insurance under the provisions of \u00a7 38.2-2015<\/a>, but who was not afforded motor vehicle medical payments insurance or motor vehicle physical damage insurance in the same policy, or who was not afforded such coverages under the provisions of that section, shall have the right to apply to the Commission<\/span> to have his risk assigned to an insurance carrier, as provided above, licensed to write and writing either or both coverages, and the insurance carrier shall issue<\/span> a policy providing the coverage or coverages applied for.<\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nAPPLICATION FOR ASSIGNMENT OF RISK TO INSURANCE CARRIER (\u00a7 46.2-464)\n\nEvery person who has been unable to obtain a motor vehicle liability policy\nshall have the right to apply to the State Corporation Commission to have his\nrisk assigned to an insurance carrier licensed to write and writing motor\nvehicle liability insurance in the Commonwealth and the insurance carrier,\nwhether a stock or mutual company, reciprocal, or interinsurance exchange, or\nother type or form of insurance organization, as provided in this article shall\nissue a motor vehicle liability policy which will meet at least the minimum\nrequirements for establishing financial responsibility as provided in this\nchapter, and in addition shall provide, at the option of the insured, reasonable\nmotor vehicle physical damage and medical payments coverages, (both as defined\nin \u00a7 38.2-124) in the same policy.\n\t\tEvery person who has otherwise obtained a motor vehicle liability insurance\npolicy, or who has been afforded motor vehicle liability insurance under the\nprovisions of \u00a7 38.2-2015, but who was not afforded motor vehicle medical\npayments insurance or motor vehicle physical damage insurance in the same\npolicy, or who was not afforded such coverages under the provisions of that\nsection, shall have the right to apply to the Commission to have his risk\nassigned to an insurance carrier, as provided above, licensed to write and\nwriting either or both coverages, and the insurance carrier shall issue a policy\nproviding the coverage or coverages applied for.\n\nHISTORY: Code 1950, \u00a7 46-486; 1958, c. 541, \u00a7 46.1-497; 1972, c. 842; 1974, c.\n88; 1989, c. 727.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}