{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/46.2-684.1.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/46.2-684.1.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/46.2-684.1.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/46.2-684.1.html"}],"law_id":57617,"edition_id":1,"section_id":57617,"structure_id":13542,"section_number":"46.2-684.1","catch_line":"Insurance coverage and proof of insurance for exempted motor vehicles","history":"2005, c. 445; 2022, c. 736.","full_text":"A\n\nAny motor vehicle, trailer, or semi-trailer that is exempt from motor vehicle registration requirements pursuant to this article shall be insured under a general liability policy that includes personal injury liability insurance as defined in &#xA7; 38.2-117 and property damage liability insurance as defined in &#xA7; 38.2-118, under a policy of motor vehicle insurance as defined in &#xA7; 38.2-124, or under an umbrella or excess insurance policy. Any such umbrella or excess insurance policy shall not be required to comply with the provisions of Chapter 22 (&#xA7; 38.2-2200 et seq.) of Title 38.2 of the Code of Virginia that relate to the ownership, maintenance, or use of the exempt motor vehicle, trailer, or semi-trailer.B\n\nAny person who owns a motor vehicle, trailer, or semi-trailer that is exempt from motor vehicle registration requirements pursuant to this article may be required by a law-enforcement officer to furnish proof that such motor vehicle, trailer, or semi-trailer is insured as required in subsection A. Failure to furnish proof of insurance when required by a law-enforcement officer as provided in this section within 30 days shall constitute a traffic infraction punishable by a $600 fine that shall be paid into the Uninsured Motorists Fund created pursuant to &#xA7; 38.2-3000.","order_by":null,"text":{"0":{"id":211120,"text":"Any motor vehicle, trailer, or semi-trailer that is exempt from motor vehicle registration requirements pursuant to this article shall be insured under a general liability policy that includes personal injury liability insurance as defined in &#xA7; 38.2-117 and property damage liability insurance as defined in &#xA7; 38.2-118, under a policy of motor vehicle insurance as defined in &#xA7; 38.2-124, or under an umbrella or excess insurance policy. Any such umbrella or excess insurance policy shall not be required to comply with the provisions of Chapter 22 (&#xA7; 38.2-2200 et seq.) of Title 38.2 of the Code of Virginia that relate to the ownership, maintenance, or use of the exempt motor vehicle, trailer, or semi-trailer.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":211121,"text":"Any person who owns a motor vehicle, trailer, or semi-trailer that is exempt from motor vehicle registration requirements pursuant to this article may be required by a law-enforcement officer to furnish proof that such motor vehicle, trailer, or semi-trailer is insured as required in subsection A. Failure to furnish proof of insurance when required by a law-enforcement officer as provided in this section within 30 days shall constitute a traffic infraction punishable by a $600 fine that shall be paid into the Uninsured Motorists Fund created pursuant to &#xA7; 38.2-3000.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A"}},"ancestry":[{"id":13542,"edition_id":1,"name":"Exemptions from Registration","identifier":"6","label":"article","depth":4,"order_by":1,"parent_id":12879,"metadata":{},"date_created":"2026-06-26 03:45:10","date_modified":"2026-06-26 03:45:10","permalink":{"id":228251,"object_type":"structure","relational_id":13542,"identifier":"6","token":"46.2\/II\/6\/6","url":"\/46.2\/II\/6\/6\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12879,"edition_id":1,"name":"Titling and Registration of Motor Vehicles","identifier":"6","label":"chapter","depth":3,"order_by":1,"parent_id":12771,"metadata":{},"date_created":"2026-06-26 03:43:58","date_modified":"2026-06-26 03:43:58","permalink":{"id":226923,"object_type":"structure","relational_id":12879,"identifier":"6","token":"46.2\/II\/6","url":"\/46.2\/II\/6\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12771,"edition_id":1,"name":"Titling, Registration and Licensure","identifier":"II","label":"subtitle","depth":2,"order_by":1,"parent_id":12770,"metadata":{},"date_created":"2026-06-26 03:43:52","date_modified":"2026-06-26 03:43:52","permalink":{"id":225627,"object_type":"structure","relational_id":12771,"identifier":"II","token":"46.2\/II","url":"\/46.2\/II\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12770,"edition_id":1,"name":"Motor Vehicles","identifier":"46.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:52","date_modified":"2026-06-26 03:43:52","permalink":{"id":225289,"object_type":"structure","relational_id":12770,"identifier":"46.2","token":"46.2","url":"\/46.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":77821,"structure_id":13542,"section_number":"46.2-662","catch_line":"Temporary exemption for new resident operating vehicle registered in another state or country","url":"\/46.2-662\/","token":"46.2\/II\/6\/6\/46.2-662","metadata":false},{"id":57917,"structure_id":13542,"section_number":"46.2-663","catch_line":"Backhoes","url":"\/46.2-663\/","token":"46.2\/II\/6\/6\/46.2-663","metadata":false},{"id":75465,"structure_id":13542,"section_number":"46.2-664","catch_line":"Vehicles used for spraying fruit trees and other plants","url":"\/46.2-664\/","token":"46.2\/II\/6\/6\/46.2-664","metadata":false},{"id":54507,"structure_id":13542,"section_number":"46.2-665","catch_line":"Vehicles used for agricultural or horticultural purposes","url":"\/46.2-665\/","token":"46.2\/II\/6\/6\/46.2-665","metadata":false},{"id":74797,"structure_id":13542,"section_number":"46.2-666","catch_line":"Vehicles used for seasonal transportation of farm produce and livestock","url":"\/46.2-666\/","token":"46.2\/II\/6\/6\/46.2-666","metadata":false},{"id":70298,"structure_id":13542,"section_number":"46.2-667","catch_line":"Farm machinery and tractors","url":"\/46.2-667\/","token":"46.2\/II\/6\/6\/46.2-667","metadata":false},{"id":56720,"structure_id":13542,"section_number":"46.2-668","catch_line":"Vehicles validly registered in other states and used in conjunction with harvesting operations","url":"\/46.2-668\/","token":"46.2\/II\/6\/6\/46.2-668","metadata":false},{"id":59930,"structure_id":13542,"section_number":"46.2-669","catch_line":"Tractors and similar vehicles owned by sawmill operators","url":"\/46.2-669\/","token":"46.2\/II\/6\/6\/46.2-669","metadata":false},{"id":65118,"structure_id":13542,"section_number":"46.2-670","catch_line":"Vehicles owned by farmers and used to transport certain wood products","url":"\/46.2-670\/","token":"46.2\/II\/6\/6\/46.2-670","metadata":false},{"id":69394,"structure_id":13542,"section_number":"46.2-670.1","catch_line":"Vehicles owned by maritime cargo terminal operators","url":"\/46.2-670.1\/","token":"46.2\/II\/6\/6\/46.2-670.1","metadata":false},{"id":65524,"structure_id":13542,"section_number":"46.2-671","catch_line":"Vehicles used at mines","url":"\/46.2-671\/","token":"46.2\/II\/6\/6\/46.2-671","metadata":false},{"id":82778,"structure_id":13542,"section_number":"46.2-672","catch_line":"Certain vehicles transporting fertilizer, cotton, or peanuts","url":"\/46.2-672\/","token":"46.2\/II\/6\/6\/46.2-672","metadata":false},{"id":81820,"structure_id":13542,"section_number":"46.2-673","catch_line":"Return trips of exempted farm vehicles","url":"\/46.2-673\/","token":"46.2\/II\/6\/6\/46.2-673","metadata":false},{"id":77171,"structure_id":13542,"section_number":"46.2-674","catch_line":"Vehicles used by commercial fishermen","url":"\/46.2-674\/","token":"46.2\/II\/6\/6\/46.2-674","metadata":false},{"id":69751,"structure_id":13542,"section_number":"46.2-675","catch_line":"Certain vehicles engaged in mining or quarrying operations; permit when such vehicle required to cross public highways","url":"\/46.2-675\/","token":"46.2\/II\/6\/6\/46.2-675","metadata":false},{"id":60767,"structure_id":13542,"section_number":"46.2-676","catch_line":"Registration certificate, license plates, or decals for any golf carts and utility vehicles; fees","url":"\/46.2-676\/","token":"46.2\/II\/6\/6\/46.2-676","metadata":false},{"id":68942,"structure_id":13542,"section_number":"46.2-677","catch_line":"Self-propelled wheelchairs","url":"\/46.2-677\/","token":"46.2\/II\/6\/6\/46.2-677","metadata":false},{"id":66082,"structure_id":13542,"section_number":"46.2-678","catch_line":"Forklift trucks","url":"\/46.2-678\/","token":"46.2\/II\/6\/6\/46.2-678","metadata":false},{"id":79495,"structure_id":13542,"section_number":"46.2-679","catch_line":"Snowmobiles","url":"\/46.2-679\/","token":"46.2\/II\/6\/6\/46.2-679","metadata":false},{"id":73337,"structure_id":13542,"section_number":"46.2-679.1","catch_line":"All-terrain vehicles","url":"\/46.2-679.1\/","token":"46.2\/II\/6\/6\/46.2-679.1","metadata":false},{"id":68484,"structure_id":13542,"section_number":"46.2-679.2","catch_line":"Off-road motorcycles","url":"\/46.2-679.2\/","token":"46.2\/II\/6\/6\/46.2-679.2","metadata":false},{"id":84692,"structure_id":13542,"section_number":"46.2-680","catch_line":"Vehicles transporting oyster shells","url":"\/46.2-680\/","token":"46.2\/II\/6\/6\/46.2-680","metadata":false},{"id":74555,"structure_id":13542,"section_number":"46.2-681","catch_line":"Repealed","url":"\/46.2-681\/","token":"46.2\/II\/6\/6\/46.2-681","metadata":false},{"id":76690,"structure_id":13542,"section_number":"46.2-682","catch_line":"Tractors, rollers, and other machinery used for highway purposes","url":"\/46.2-682\/","token":"46.2\/II\/6\/6\/46.2-682","metadata":false},{"id":58858,"structure_id":13542,"section_number":"46.2-683","catch_line":"Traction engines; vehicles operating on rails","url":"\/46.2-683\/","token":"46.2\/II\/6\/6\/46.2-683","metadata":false},{"id":64340,"structure_id":13542,"section_number":"46.2-684","catch_line":"Nocturnal use of highways by exempted vehicles","url":"\/46.2-684\/","token":"46.2\/II\/6\/6\/46.2-684","metadata":false},{"id":57617,"structure_id":13542,"section_number":"46.2-684.1","catch_line":"Insurance coverage and proof of insurance for exempted motor vehicles","url":"\/46.2-684.1\/","token":"46.2\/II\/6\/6\/46.2-684.1","metadata":false},{"id":62636,"structure_id":13542,"section_number":"46.2-684.2","catch_line":"Permanent farm use placards","url":"\/46.2-684.2\/","token":"46.2\/II\/6\/6\/46.2-684.2","metadata":false}],"previous_section":{"id":64340,"structure_id":13542,"section_number":"46.2-684","catch_line":"Nocturnal use of highways by exempted vehicles","url":"\/46.2-684\/","token":"46.2\/II\/6\/6\/46.2-684","metadata":false},"next_section":{"id":62636,"structure_id":13542,"section_number":"46.2-684.2","catch_line":"Permanent farm use placards","url":"\/46.2-684.2\/","token":"46.2\/II\/6\/6\/46.2-684.2","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/46.2-684.1\/","history_text":"<p>This law was first created in 2005. The record of its establishment is cataloged in chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?051+ful+CHAP0445\">445<\/a> of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. It has been modified 1 time. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. That modification is as follows: in 2022, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?221+ful+CHAP0736\">736<\/a>.<\/p>","references":[{"id":62636,"section_number":"46.2-684.2","catch_line":"Permanent farm use placards","order_by":null,"url":"\/46.2-684.2\/"}],"refers_to":[{"id":83683,"section_number":"38.2-117","catch_line":"Personal injury liability","order_by":null,"url":"\/38.2-117\/"},{"id":58741,"section_number":"38.2-118","catch_line":"Property damage liability","order_by":null,"url":"\/38.2-118\/"},{"id":66976,"section_number":"38.2-124","catch_line":"Motor vehicle","order_by":null,"url":"\/38.2-124\/"},{"id":76505,"section_number":"38.2-2200","catch_line":"Required provisions as to insolvency or bankruptcy, and as to when action maintained against insurer","order_by":null,"url":"\/38.2-2200\/"},{"id":68536,"section_number":"38.2-3000","catch_line":"Supervision and control of Fund by Commission; payments from Fund","order_by":null,"url":"\/38.2-3000\/"}],"permalink":{"id":228357,"object_type":"law","relational_id":57617,"identifier":"46.2-684.1","token":"46.2\/II\/6\/6\/46.2-684.1","url":"\/46.2-684.1\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/46.2-684.1\/","token":"46.2\/II\/6\/6\/46.2-684.1","dublin_core":{"Title":"Insurance coverage and proof of insurance for exempted motor vehicles","Type":"Text","Format":"text\/html","Identifier":"\u00a7 46.2-684.1","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section id=\"A\"><p><span class=\"prefix-number\">A.<\/span> Any <span class=\"dictionary\">motor vehicle<\/span>, <span class=\"dictionary\">trailer<\/span>, or semi-<span class=\"dictionary\">trailer<\/span> that is exempt from <span class=\"dictionary\">motor vehicle<\/span> registration requirements pursuant to this article shall be insured under a general liability policy that includes personal injury liability insurance as defined in &#xA7; <a class=\"law\" title=\"Personal injury liability\" href=\"\/38.2-117\/\">38.2-117<\/a> and property damage liability insurance as defined in &#xA7; <a class=\"law\" title=\"Property damage liability\" href=\"\/38.2-118\/\">38.2-118<\/a>, under a policy of <span class=\"dictionary\">motor vehicle<\/span> insurance as defined in &#xA7; <a class=\"law\" title=\"Motor vehicle\" href=\"\/38.2-124\/\">38.2-124<\/a>, or under an umbrella or excess insurance policy. Any such umbrella or excess insurance policy shall not be required to comply with the provisions of Chapter 22 (&#xA7; <a class=\"law\" title=\"Required provisions as to insolvency or bankruptcy, and as to when action maintained against insurer\" href=\"\/38.2-2200\/\">38.2-2200<\/a> et seq.) of Title 38.2 of the Code of Virginia that relate to the ownership, maintenance, or use of the exempt <span class=\"dictionary\">motor vehicle<\/span>, <span class=\"dictionary\">trailer<\/span>, or semi-<span class=\"dictionary\">trailer<\/span>. <a id=\"paragraph-211120\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/46.2-684.1\/#A\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B\"><p><span class=\"prefix-number\">B.<\/span> Any person who owns a <span class=\"dictionary\">motor vehicle<\/span>, <span class=\"dictionary\">trailer<\/span>, or semi-<span class=\"dictionary\">trailer<\/span> that is exempt from <span class=\"dictionary\">motor vehicle<\/span> registration requirements pursuant to this article may be required by a <span class=\"dictionary\"><span class=\"dictionary\">law<\/span>-enforcement officer<\/span> to furnish proof that such <span class=\"dictionary\">motor vehicle<\/span>, <span class=\"dictionary\">trailer<\/span>, or semi-<span class=\"dictionary\">trailer<\/span> is insured as required in subsection A. Failure to furnish proof of insurance when required by a <span class=\"dictionary\"><span class=\"dictionary\">law<\/span>-enforcement officer<\/span> as provided in this section within 30 days shall constitute a <span class=\"dictionary\">traffic infraction<\/span> punishable by a $600 fine that shall be paid into the Uninsured Motorists Fund created pursuant to &#xA7; <a class=\"law\" title=\"Supervision and control of Fund by Commission; payments from Fund\" href=\"\/38.2-3000\/\">38.2-3000<\/a>. <a id=\"paragraph-211121\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/46.2-684.1\/#B\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nINSURANCE COVERAGE AND PROOF OF INSURANCE FOR EXEMPTED MOTOR VEHICLES (\u00a7\n46.2-684.1)\n\nA. Any motor vehicle, trailer, or semi-trailer that is exempt from motor vehicle\nregistration requirements pursuant to this article shall be insured under a\ngeneral liability policy that includes personal injury liability insurance as\ndefined in &#xA7; 38.2-117 and property damage liability insurance as defined in\n&#xA7; 38.2-118, under a policy of motor vehicle insurance as defined in &#xA7;\n38.2-124, or under an umbrella or excess insurance policy. Any such umbrella or\nexcess insurance policy shall not be required to comply with the provisions of\nChapter 22 (&#xA7; 38.2-2200 et seq.) of Title 38.2 of the Code of Virginia that\nrelate to the ownership, maintenance, or use of the exempt motor vehicle,\ntrailer, or semi-trailer.\n\nB. Any person who owns a motor vehicle, trailer, or semi-trailer that is exempt\nfrom motor vehicle registration requirements pursuant to this article may be\nrequired by a law-enforcement officer to furnish proof that such motor vehicle,\ntrailer, or semi-trailer is insured as required in subsection A. Failure to\nfurnish proof of insurance when required by a law-enforcement officer as\nprovided in this section within 30 days shall constitute a traffic infraction\npunishable by a $600 fine that shall be paid into the Uninsured Motorists Fund\ncreated pursuant to &#xA7; 38.2-3000.\n\nHISTORY: 2005, c. 445; 2022, c. 736.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}