{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/46.2-706.1.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/46.2-706.1.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/46.2-706.1.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/46.2-706.1.html"}],"law_id":79684,"edition_id":1,"section_id":79684,"structure_id":15817,"section_number":"46.2-706.1","catch_line":"Insurance and surety companies to furnish certain insurance information","history":"1993, c. 949; 1996, cc. 474, 489; 2009, c. 419; 2019, cc. 149, 193.","full_text":"A\n\nAny liability insurance information relating to individually identified vehicles or persons, received from such companies under this section, shall be considered privileged information and not subject to the Virginia Freedom of Information Act (§ 2.2-3700 et seq.).B\n\nSuch information shall be used in conjunction with information supplied under § 46.2-706 to verify insurance for motor vehicles certified by their owners to be insured.C\n\nInsurance companies licensed to do business in Virginia shall provide to the Department, electronically in a manner prescribed by the Commissioner, updates within 30 days of a policy change to liability insurance for a vehicle registered in Virginia, including liability insurance that satisfies financial responsibility requirements. A policy change occurs when an insurance company (i) issues liability insurance, (ii) cancels liability insurance, (iii) becomes aware of a lapse in liability insurance, (iv) reissues or reinstates liability insurance, or (v) adds a vehicle to an existing liability insurance policy.D\n\nInsurance companies licensed to do business in Virginia shall respond electronically in a manner prescribed by the Commissioner to a Department request for acknowledgment of liability insurance within 15 days of receiving the request. Insurance companies shall respond to the request by confirming or denying the existence of a policy with the company.E\n\nEvery update of a policy change concerning a liability insurance policy shall include the following information: vehicle identification number, full name of first named insured, vehicle make, and vehicle model year. If available, the following information shall also be included: date of birth for first named insured, full names and dates of birth for all vehicle operators, and Virginia drivers’ license numbers or social security numbers for the first named insured and all vehicle operators.","order_by":null,"text":{"0":{"id":285508,"text":"Any liability insurance information relating to individually identified vehicles or persons, received from such companies under this section, shall be considered privileged information and not subject to the Virginia Freedom of Information Act (§ 2.2-3700 et seq.).","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":285509,"text":"Such information shall be used in conjunction with information supplied under § 46.2-706 to verify insurance for motor vehicles certified by their owners to be insured.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"C"},"2":{"id":285510,"text":"Insurance companies licensed to do business in Virginia shall provide to the Department, electronically in a manner prescribed by the Commissioner, updates within 30 days of a policy change to liability insurance for a vehicle registered in Virginia, including liability insurance that satisfies financial responsibility requirements. A policy change occurs when an insurance company (i) issues liability insurance, (ii) cancels liability insurance, (iii) becomes aware of a lapse in liability insurance, (iv) reissues or reinstates liability insurance, or (v) adds a vehicle to an existing liability insurance policy.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B","next_prefix":"D"},"3":{"id":285511,"text":"Insurance companies licensed to do business in Virginia shall respond electronically in a manner prescribed by the Commissioner to a Department request for acknowledgment of liability insurance within 15 days of receiving the request. Insurance companies shall respond to the request by confirming or denying the existence of a policy with the company.","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C","next_prefix":"E"},"4":{"id":285512,"text":"Every update of a policy change concerning a liability insurance policy shall include the following information: vehicle identification number, full name of first named insured, vehicle make, and vehicle model year. If available, the following information shall also be included: date of birth for first named insured, full names and dates of birth for all vehicle operators, and Virginia drivers’ license numbers or social security numbers for the first named insured and all vehicle operators.","type":"section","prefixes":["E"],"prefix":"E","entire_prefix":"E","prefix_anchor":"E","level":1,"prior_prefix":"D"}},"ancestry":[{"id":15817,"edition_id":1,"name":"Verification of Motor Vehicle Insurance","identifier":"8","label":"article","depth":4,"order_by":1,"parent_id":12879,"metadata":{},"date_created":"2026-06-26 03:59:59","date_modified":"2026-06-26 03:59:59","permalink":{"id":228483,"object_type":"structure","relational_id":15817,"identifier":"8","token":"46.2\/II\/6\/8","url":"\/46.2\/II\/6\/8\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12879,"edition_id":1,"name":"Titling and Registration of Motor Vehicles","identifier":"6","label":"chapter","depth":3,"order_by":1,"parent_id":12771,"metadata":{},"date_created":"2026-06-26 03:43:58","date_modified":"2026-06-26 03:43:58","permalink":{"id":226923,"object_type":"structure","relational_id":12879,"identifier":"6","token":"46.2\/II\/6","url":"\/46.2\/II\/6\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12771,"edition_id":1,"name":"Titling, Registration and Licensure","identifier":"II","label":"subtitle","depth":2,"order_by":1,"parent_id":12770,"metadata":{},"date_created":"2026-06-26 03:43:52","date_modified":"2026-06-26 03:43:52","permalink":{"id":225627,"object_type":"structure","relational_id":12771,"identifier":"II","token":"46.2\/II","url":"\/46.2\/II\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12770,"edition_id":1,"name":"Motor Vehicles","identifier":"46.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:52","date_modified":"2026-06-26 03:43:52","permalink":{"id":225289,"object_type":"structure","relational_id":12770,"identifier":"46.2","token":"46.2","url":"\/46.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":76189,"structure_id":15817,"section_number":"46.2-705","catch_line":"Definitions","url":"\/46.2-705\/","token":"46.2\/II\/6\/8\/46.2-705","metadata":false},{"id":81183,"structure_id":15817,"section_number":"46.2-706","catch_line":"Proof of insurance required of applicants for registration of motor vehicles; verification of insurance; suspension of driver's license, registration certificates, and license plates for certain violations","url":"\/46.2-706\/","token":"46.2\/II\/6\/8\/46.2-706","metadata":false},{"id":79684,"structure_id":15817,"section_number":"46.2-706.1","catch_line":"Insurance and surety companies to furnish certain insurance information","url":"\/46.2-706.1\/","token":"46.2\/II\/6\/8\/46.2-706.1","metadata":false},{"id":66695,"structure_id":15817,"section_number":"46.2-707","catch_line":"Operation of uninsured vehicle; false evidence of insurance; penalty","url":"\/46.2-707\/","token":"46.2\/II\/6\/8\/46.2-707","metadata":false},{"id":83447,"structure_id":15817,"section_number":"46.2-707.1","catch_line":"Noncompliance fee payment plan","url":"\/46.2-707.1\/","token":"46.2\/II\/6\/8\/46.2-707.1","metadata":false},{"id":61015,"structure_id":15817,"section_number":"46.2-708","catch_line":"Suspension of driver's license and registration when uninsured motor vehicle is involved in reportable accident; hearing prior to suspension","url":"\/46.2-708\/","token":"46.2\/II\/6\/8\/46.2-708","metadata":false},{"id":67648,"structure_id":15817,"section_number":"46.2-709","catch_line":"Requiring other proof of financial responsibility in the future; suspended driver's license, registration certificate and license plates to be returned to Commissioner; Commissioner may take possession thereof","url":"\/46.2-709\/","token":"46.2\/II\/6\/8\/46.2-709","metadata":false},{"id":81240,"structure_id":15817,"section_number":"46.2-710","catch_line":"Disposition of funds collected","url":"\/46.2-710\/","token":"46.2\/II\/6\/8\/46.2-710","metadata":false}],"previous_section":{"id":81183,"structure_id":15817,"section_number":"46.2-706","catch_line":"Proof of insurance required of applicants for registration of motor vehicles; verification of insurance; suspension of driver's license, registration certificates, and license plates for certain violations","url":"\/46.2-706\/","token":"46.2\/II\/6\/8\/46.2-706","metadata":false},"next_section":{"id":66695,"structure_id":15817,"section_number":"46.2-707","catch_line":"Operation of uninsured vehicle; false evidence of insurance; penalty","url":"\/46.2-707\/","token":"46.2\/II\/6\/8\/46.2-707","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/46.2-706.1\/","history_text":"

This law was first created in 1993. The record of its establishment is cataloged in chapter 949 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1993 \u201cActs\u201d aren\u2019t available online. It has been modified 3 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1996, chapters 474<\/a> and 489<\/a>; in 2009, chapter 419<\/a>; in 2019, chapters 149<\/a> and 193<\/a>.<\/p>","references":[{"id":81183,"section_number":"46.2-706","catch_line":"Proof of insurance required of applicants for registration of motor vehicles; verification of insurance; suspension of driver's license, registration certificates, and license plates for certain violations","order_by":null,"url":"\/46.2-706\/"}],"refers_to":[{"id":55569,"section_number":"2.2-3700","catch_line":"Short title; policy","order_by":null,"url":"\/2.2-3700\/"},{"id":81183,"section_number":"46.2-706","catch_line":"Proof of insurance required of applicants for registration of motor vehicles; verification of insurance; suspension of driver's license, registration certificates, and license plates for certain violations","order_by":null,"url":"\/46.2-706\/"}],"permalink":{"id":228493,"object_type":"law","relational_id":79684,"identifier":"46.2-706.1","token":"46.2\/II\/6\/8\/46.2-706.1","url":"\/46.2-706.1\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/46.2-706.1\/","token":"46.2\/II\/6\/8\/46.2-706.1","dublin_core":{"Title":"Insurance and surety companies to furnish certain insurance information","Type":"Text","Format":"text\/html","Identifier":"\u00a7 46.2-706.1","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> Any liability insurance information relating to individually identified vehicles<\/span> or persons, received from such companies under this section, shall be considered privileged information and not subject to the Virginia Freedom of Information Act (§ 2.2-3700<\/a> et seq.). <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> Such information shall be used in conjunction with information supplied under § 46.2-706<\/a> to verify insurance for motor vehicles<\/span> certified by their owners<\/span> to be insured. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> Insurance companies licensed to do business in Virginia shall provide to the Department<\/span>, electronically in a manner prescribed by the Commissioner<\/span>, updates within 30 days of a policy change to liability insurance for a vehicle<\/span> registered in Virginia, including liability insurance that satisfies financial responsibility<\/span> requirements. A policy change occurs when an insurance company (i) issues<\/span> liability insurance, (ii) cancels<\/span> liability insurance, (iii) becomes aware of a lapse in liability insurance, (iv) reissues or reinstates liability insurance, or (v) adds a vehicle<\/span> to an existing liability insurance policy. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

D.<\/span> Insurance companies licensed to do business in Virginia shall respond electronically in a manner prescribed by the Commissioner<\/span> to a Department<\/span> request for acknowledgment of liability insurance within 15 days of receiving the request. Insurance companies shall respond to the request by confirming or denying the existence of a policy with the company. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

E.<\/span> Every update of a policy change concerning a liability insurance policy shall include the following information: vehicle<\/span> identification number, full name of first named insured, vehicle<\/span> make, and vehicle<\/span> model year. If available, the following information shall also be included: date of birth for first named insured, full names and dates of birth for all vehicle<\/span> operators<\/span>, and Virginia drivers<\/span>’ license numbers or social security numbers for the first named insured and all vehicle<\/span> operators<\/span>. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nINSURANCE AND SURETY COMPANIES TO FURNISH CERTAIN INSURANCE INFORMATION (\u00a7\n46.2-706.1)\n\nA. Any liability insurance information relating to individually identified\nvehicles or persons, received from such companies under this section, shall be\nconsidered privileged information and not subject to the Virginia Freedom of\nInformation Act (§ 2.2-3700 et seq.).\n\nB. Such information shall be used in conjunction with information supplied under\n§ 46.2-706 to verify insurance for motor vehicles certified by their owners\nto be insured.\n\nC. Insurance companies licensed to do business in Virginia shall provide to the\nDepartment, electronically in a manner prescribed by the Commissioner, updates\nwithin 30 days of a policy change to liability insurance for a vehicle\nregistered in Virginia, including liability insurance that satisfies financial\nresponsibility requirements. A policy change occurs when an insurance company\n(i) issues liability insurance, (ii) cancels liability insurance, (iii) becomes\naware of a lapse in liability insurance, (iv) reissues or reinstates liability\ninsurance, or (v) adds a vehicle to an existing liability insurance policy.\n\nD. Insurance companies licensed to do business in Virginia shall respond\nelectronically in a manner prescribed by the Commissioner to a Department\nrequest for acknowledgment of liability insurance within 15 days of receiving\nthe request. Insurance companies shall respond to the request by confirming or\ndenying the existence of a policy with the company.\n\nE. Every update of a policy change concerning a liability insurance policy shall\ninclude the following information: vehicle identification number, full name of\nfirst named insured, vehicle make, and vehicle model year. If available, the\nfollowing information shall also be included: date of birth for first named\ninsured, full names and dates of birth for all vehicle operators, and Virginia\ndrivers’ license numbers or social security numbers for the first named\ninsured and all vehicle operators.\n\nHISTORY: 1993, c. 949; 1996, cc. 474, 489; 2009, c. 419; 2019, cc. 149, 193.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}