{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/46.2-706.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/46.2-706.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/46.2-706.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/46.2-706.html"}],"law_id":81183,"edition_id":1,"section_id":81183,"structure_id":15817,"section_number":"46.2-706","catch_line":"Proof of insurance required of applicants for registration of motor vehicles; verification of insurance; suspension of driver’s license, registration certificates, and license plates for certain violations","history":"1958, c. 407, \u00a7 46.1-167.1; 1960, c. 188; 1966, c. 181; 1972, cc. 552, 609, 638; 1973, c. 25; 1974, c. 170; 1975, c. 16; 1976, c. 27; 1978, c. 563; 1981, c. 193; 1984, c. 399; 1986, c. 527; 1988, c. 470; 1989, c. 727; 1993, c. 127; 1996, cc. 474, 489; 1998, c. 404; 2012, cc. 151, 471; 2019, cc. 149, 193; 2023, c. 538; 2025, cc. 163, 177.","full_text":"A\n\nEvery person applying for registration of a motor vehicle shall, under the penalties set forth in § 46.2-707, execute and furnish to the Commissioner his certificate that the motor vehicle is an insured motor vehicle as defined in § 46.2-705, or that the Commissioner has issued to its owner, in accordance with § 46.2-368, a certificate of self-insurance applicable to the vehicle sought to be registered. The Commissioner, or his duly authorized agent, may verify that the motor vehicle is properly insured by comparing owner and vehicle identification information on file at the Department of Motor Vehicles with liability information on the owner and vehicle transmitted to the Department by any insurance company licensed to do business in the Commonwealth as provided in § 46.2-706.1. If no record of liability insurance is found, the Department may require the motor vehicle owner to verify insurance in a method prescribed by the Commissioner.B\n\nThe refusal or neglect of any owner within 30 days to submit the liability insurance information when required by the Commissioner or his duly authorized agent, or the electronic notification by the insurance company or surety company that the policy or bond named in the certificate of insurance is not in effect, shall require the Commissioner to suspend any driver’s license and all registration certificates and license plates issued to the owner of the motor vehicle until the person (i) has paid to the Commissioner a noncompliance fee of $600 to be disposed of as provided for in § 46.2-710 and (ii) furnishes proof of financial responsibility in the future in the manner prescribed in Article 15 (§ 46.2-435 et seq.) of Chapter 3. No order of suspension required by this section shall become effective until the Commissioner has offered the person an opportunity for an administrative hearing to show cause why the order should not be enforced. Notice of the opportunity for an administrative hearing may be included in the order of suspension. Any request for an administrative hearing made by such person must be received by the Department within 180 days of the issuance date of the order of suspension unless the person presents to the Department evidence of military service as defined by the federal Servicemembers Civil Relief Act (50 U.S.C. § 3901 et seq.), incarceration, commitment, hospitalization, or physical presence outside the United States at the time the order of suspension was issued. When three years have elapsed from the effective date of the suspension required in this section, the Commissioner may relieve the person of the requirement of furnishing proof of financial responsibility in the future.C\n\nThe Commissioner shall suspend the driver’s license and all registration certificates and license plates of any person on receiving a record of his conviction of a violation of any provisions of § 46.2-707, but the Commissioner shall dispense with the suspension when the person is convicted for a violation of § 46.2-707 and the Department’s records show conclusively that the motor vehicle was insured prior to the date and time of the alleged offense.D\n\nThe Commissioner may dispense with a suspension for a violation of this section or § 46.2-708 if the person determined to have committed the violation provides to the Commissioner proof that conclusively shows that the motor vehicle in question was insured at the time the Department initiated insurance monitoring under this section or § 46.2-706.1 or at the time of a violation of § 46.2-708.","order_by":null,"text":{"0":{"id":290985,"text":"Every person applying for registration of a motor vehicle shall, under the penalties set forth in § 46.2-707, execute and furnish to the Commissioner his certificate that the motor vehicle is an insured motor vehicle as defined in § 46.2-705, or that the Commissioner has issued to its owner, in accordance with § 46.2-368, a certificate of self-insurance applicable to the vehicle sought to be registered. The Commissioner, or his duly authorized agent, may verify that the motor vehicle is properly insured by comparing owner and vehicle identification information on file at the Department of Motor Vehicles with liability information on the owner and vehicle transmitted to the Department by any insurance company licensed to do business in the Commonwealth as provided in § 46.2-706.1. If no record of liability insurance is found, the Department may require the motor vehicle owner to verify insurance in a method prescribed by the Commissioner.","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"B"},"1":{"id":290986,"text":"The refusal or neglect of any owner within 30 days to submit the liability insurance information when required by the Commissioner or his duly authorized agent, or the electronic notification by the insurance company or surety company that the policy or bond named in the certificate of insurance is not in effect, shall require the Commissioner to suspend any driver’s license and all registration certificates and license plates issued to the owner of the motor vehicle until the person (i) has paid to the Commissioner a noncompliance fee of $600 to be disposed of as provided for in § 46.2-710 and (ii) furnishes proof of financial responsibility in the future in the manner prescribed in Article 15 (§ 46.2-435 et seq.) of Chapter 3. No order of suspension required by this section shall become effective until the Commissioner has offered the person an opportunity for an administrative hearing to show cause why the order should not be enforced. Notice of the opportunity for an administrative hearing may be included in the order of suspension. Any request for an administrative hearing made by such person must be received by the Department within 180 days of the issuance date of the order of suspension unless the person presents to the Department evidence of military service as defined by the federal Servicemembers Civil Relief Act (50 U.S.C. § 3901 et seq.), incarceration, commitment, hospitalization, or physical presence outside the United States at the time the order of suspension was issued. When three years have elapsed from the effective date of the suspension required in this section, the Commissioner may relieve the person of the requirement of furnishing proof of financial responsibility in the future.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A","next_prefix":"C"},"2":{"id":290987,"text":"The Commissioner shall suspend the driver’s license and all registration certificates and license plates of any person on receiving a record of his conviction of a violation of any provisions of § 46.2-707, but the Commissioner shall dispense with the suspension when the person is convicted for a violation of § 46.2-707 and the Department’s records show conclusively that the motor vehicle was insured prior to the date and time of the alleged offense.","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B","next_prefix":"D"},"3":{"id":290988,"text":"The Commissioner may dispense with a suspension for a violation of this section or § 46.2-708 if the person determined to have committed the violation provides to the Commissioner proof that conclusively shows that the motor vehicle in question was insured at the time the Department initiated insurance monitoring under this section or § 46.2-706.1 or at the time of a violation of § 46.2-708.","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C"}},"ancestry":[{"id":15817,"edition_id":1,"name":"Verification of Motor Vehicle Insurance","identifier":"8","label":"article","depth":4,"order_by":1,"parent_id":12879,"metadata":{},"date_created":"2026-06-26 03:59:59","date_modified":"2026-06-26 03:59:59","permalink":{"id":228483,"object_type":"structure","relational_id":15817,"identifier":"8","token":"46.2\/II\/6\/8","url":"\/46.2\/II\/6\/8\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12879,"edition_id":1,"name":"Titling and Registration of Motor Vehicles","identifier":"6","label":"chapter","depth":3,"order_by":1,"parent_id":12771,"metadata":{},"date_created":"2026-06-26 03:43:58","date_modified":"2026-06-26 03:43:58","permalink":{"id":226923,"object_type":"structure","relational_id":12879,"identifier":"6","token":"46.2\/II\/6","url":"\/46.2\/II\/6\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12771,"edition_id":1,"name":"Titling, Registration and Licensure","identifier":"II","label":"subtitle","depth":2,"order_by":1,"parent_id":12770,"metadata":{},"date_created":"2026-06-26 03:43:52","date_modified":"2026-06-26 03:43:52","permalink":{"id":225627,"object_type":"structure","relational_id":12771,"identifier":"II","token":"46.2\/II","url":"\/46.2\/II\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12770,"edition_id":1,"name":"Motor Vehicles","identifier":"46.2","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:52","date_modified":"2026-06-26 03:43:52","permalink":{"id":225289,"object_type":"structure","relational_id":12770,"identifier":"46.2","token":"46.2","url":"\/46.2\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":76189,"structure_id":15817,"section_number":"46.2-705","catch_line":"Definitions","url":"\/46.2-705\/","token":"46.2\/II\/6\/8\/46.2-705","metadata":false},{"id":81183,"structure_id":15817,"section_number":"46.2-706","catch_line":"Proof of insurance required of applicants for registration of motor vehicles; verification of insurance; suspension of driver's license, registration certificates, and license plates for certain violations","url":"\/46.2-706\/","token":"46.2\/II\/6\/8\/46.2-706","metadata":false},{"id":79684,"structure_id":15817,"section_number":"46.2-706.1","catch_line":"Insurance and surety companies to furnish certain insurance information","url":"\/46.2-706.1\/","token":"46.2\/II\/6\/8\/46.2-706.1","metadata":false},{"id":66695,"structure_id":15817,"section_number":"46.2-707","catch_line":"Operation of uninsured vehicle; false evidence of insurance; penalty","url":"\/46.2-707\/","token":"46.2\/II\/6\/8\/46.2-707","metadata":false},{"id":83447,"structure_id":15817,"section_number":"46.2-707.1","catch_line":"Noncompliance fee payment plan","url":"\/46.2-707.1\/","token":"46.2\/II\/6\/8\/46.2-707.1","metadata":false},{"id":61015,"structure_id":15817,"section_number":"46.2-708","catch_line":"Suspension of driver's license and registration when uninsured motor vehicle is involved in reportable accident; hearing prior to suspension","url":"\/46.2-708\/","token":"46.2\/II\/6\/8\/46.2-708","metadata":false},{"id":67648,"structure_id":15817,"section_number":"46.2-709","catch_line":"Requiring other proof of financial responsibility in the future; suspended driver's license, registration certificate and license plates to be returned to Commissioner; Commissioner may take possession thereof","url":"\/46.2-709\/","token":"46.2\/II\/6\/8\/46.2-709","metadata":false},{"id":81240,"structure_id":15817,"section_number":"46.2-710","catch_line":"Disposition of funds collected","url":"\/46.2-710\/","token":"46.2\/II\/6\/8\/46.2-710","metadata":false}],"previous_section":{"id":76189,"structure_id":15817,"section_number":"46.2-705","catch_line":"Definitions","url":"\/46.2-705\/","token":"46.2\/II\/6\/8\/46.2-705","metadata":false},"next_section":{"id":79684,"structure_id":15817,"section_number":"46.2-706.1","catch_line":"Insurance and surety companies to furnish certain insurance information","url":"\/46.2-706.1\/","token":"46.2\/II\/6\/8\/46.2-706.1","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/46.2-706\/","history_text":"

This law was first created in 1958. The record of its establishment is cataloged in chapter 407 of that year\u2019s edition of \u201cActs of Assembly,\u201d the annual state publication listing all changes made to the Code of Virginia in that year. Unfortunately, the 1958 \u201cActs\u201d aren\u2019t available online. It has been modified 20 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1960, chapter 188; in 1966, chapter 181; in 1972, chapters 552, 609, and 638; in 1973, chapter 25; in 1974, chapter 170; in 1975, chapter 16; in 1976, chapter 27; in 1978, chapter 563; in 1981, chapter 193; in 1984, chapter 399; in 1986, chapter 527; in 1988, chapter 470; in 1989, chapter 727; in 1993, chapter 127; in 1996, chapters 474<\/a> and 489<\/a>; in 1998, chapter 404<\/a>; in 2012, chapters 151<\/a> and 471<\/a>; in 2019, chapters 149<\/a> and 193<\/a>; in 2023, chapter 538<\/a>; in 2025, chapters 163<\/a> and 177<\/a>.<\/p>","references":[{"id":85594,"section_number":"46.2-1558","catch_line":"Issuance of temporary license plates to dealers and vehicle owners","order_by":null,"url":"\/46.2-1558\/"},{"id":74987,"section_number":"46.2-2099.19:1","catch_line":"TNC broker insurance","order_by":null,"url":"\/46.2-2099.19_1\/"},{"id":82019,"section_number":"46.2-2099.52","catch_line":"TNC insurance","order_by":null,"url":"\/46.2-2099.52\/"},{"id":54571,"section_number":"46.2-2143.2","catch_line":"Special insurance provisions for certain carriers","order_by":null,"url":"\/46.2-2143.2\/"},{"id":79684,"section_number":"46.2-706.1","catch_line":"Insurance and surety companies to furnish certain insurance information","order_by":null,"url":"\/46.2-706.1\/"},{"id":66695,"section_number":"46.2-707","catch_line":"Operation of uninsured vehicle; false evidence of insurance; penalty","order_by":null,"url":"\/46.2-707\/"},{"id":83447,"section_number":"46.2-707.1","catch_line":"Noncompliance fee payment plan","order_by":null,"url":"\/46.2-707.1\/"}],"refers_to":[{"id":80663,"section_number":"46.2-368","catch_line":"Certificate of self-insurance exempts from chapter","order_by":null,"url":"\/46.2-368\/"},{"id":56178,"section_number":"46.2-435","catch_line":"Proof of financial responsibility to be furnished for each vehicle","order_by":null,"url":"\/46.2-435\/"},{"id":76189,"section_number":"46.2-705","catch_line":"Definitions","order_by":null,"url":"\/46.2-705\/"},{"id":79684,"section_number":"46.2-706.1","catch_line":"Insurance and surety companies to furnish certain insurance information","order_by":null,"url":"\/46.2-706.1\/"},{"id":66695,"section_number":"46.2-707","catch_line":"Operation of uninsured vehicle; false evidence of insurance; penalty","order_by":null,"url":"\/46.2-707\/"},{"id":61015,"section_number":"46.2-708","catch_line":"Suspension of driver's license and registration when uninsured motor vehicle is involved in reportable accident; hearing prior to suspension","order_by":null,"url":"\/46.2-708\/"},{"id":81240,"section_number":"46.2-710","catch_line":"Disposition of funds collected","order_by":null,"url":"\/46.2-710\/"}],"permalink":{"id":228489,"object_type":"law","relational_id":81183,"identifier":"46.2-706","token":"46.2\/II\/6\/8\/46.2-706","url":"\/46.2-706\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/46.2-706\/","token":"46.2\/II\/6\/8\/46.2-706","dublin_core":{"Title":"Proof of insurance required of applicants for registration of motor vehicles; verification of insurance; suspension of driver’s license, registration certificates, and license plates for certain violations","Type":"Text","Format":"text\/html","Identifier":"\u00a7 46.2-706","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t

A.<\/span> Every person applying for registration of a motor vehicle shall, under the penalties set forth in § 46.2-707<\/a>, execute and furnish to the Commissioner<\/span> his certificate that the motor vehicle is an insured motor vehicle<\/span> as defined in § 46.2-705<\/a>, or that the Commissioner<\/span> has issued to its owner<\/span>, in accordance with § 46.2-368<\/a>, a certificate of self-insurance applicable to the vehicle sought to be registered. The Commissioner<\/span>, or his duly authorized agent<\/span>, may verify that the motor vehicle is properly insured by comparing owner<\/span> and vehicle identification information on file at the Department<\/span> of Motor Vehicles<\/span> with liability information on the owner<\/span> and vehicle transmitted to the Department<\/span> by any insurance company licensed to do business in the Commonwealth as provided in § 46.2-706.1<\/a>. If no record of liability insurance is found, the Department<\/span> may require the motor vehicle owner<\/span> to verify insurance in a method prescribed by the Commissioner<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

B.<\/span> The refusal or neglect of any owner<\/span> within 30 days to submit the liability insurance information when required by the Commissioner<\/span> or his duly authorized agent<\/span>, or the electronic notification by the insurance company or surety<\/span> company that the policy or bond<\/span> named in the certificate of insurance is not in effect, shall require the Commissioner<\/span> to suspend<\/span> any driver<\/span>’s license and all registration certificates and license plates<\/span> issued to the owner<\/span> of the motor vehicle until the person (i) has paid to the Commissioner<\/span> a noncompliance fee of $600 to be disposed of as provided for in § 46.2-710<\/a> and (ii) furnishes proof of financial responsibility in the future<\/span> in the manner prescribed in Article 15 (§ 46.2-435<\/a> et seq.) of Chapter 3. No order<\/span> of suspension<\/span> required by this section shall become effective until the Commissioner<\/span> has offered the person an opportunity for an administrative hearing<\/span> to show cause why the order<\/span> should not be enforced. Notice of the opportunity for an administrative hearing<\/span> may be included in the order<\/span> of suspension<\/span>. Any request for an administrative hearing<\/span> made by such person must be received by the Department<\/span> within 180 days of the issuance date of the order<\/span> of suspension<\/span> unless the person presents to the Department<\/span> evidence<\/span> of military service as defined by the federal Servicemembers Civil Relief Act (50 U.S.C. § 3901 et seq.), incarceration, commitment, hospitalization, or physical presence outside the United States at the time the order<\/span> of suspension<\/span> was issued. When three years have elapsed from the effective date of the suspension<\/span> required in this section, the Commissioner<\/span> may relieve the person of the requirement of furnishing proof of financial responsibility in the future<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

C.<\/span> The Commissioner<\/span> shall suspend<\/span> the driver<\/span>’s license and all registration certificates and license plates<\/span> of any person on receiving a record of his conviction<\/span> of a violation of any provisions of § 46.2-707<\/a>, but the Commissioner<\/span> shall dispense with the suspension<\/span> when the person is convicted for a violation of § 46.2-707<\/a> and the Department<\/span>’s records show conclusively that the motor vehicle was insured prior to the date and time of the alleged offense<\/span>. <\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t

D.<\/span> The Commissioner<\/span> may dispense with a suspension<\/span> for a violation of this section or § 46.2-708<\/a> if the person determined to have committed the violation provides to the Commissioner<\/span> proof that conclusively shows that the motor vehicle in question was insured at the time the Department<\/span> initiated insurance monitoring under this section or § 46.2-706.1<\/a> or at the time of a violation of § 46.2-708<\/a>. <\/i><\/a><\/p><\/section>","plain_text":" CODE OF VIRGINIA\n\nPROOF OF INSURANCE REQUIRED OF APPLICANTS FOR REGISTRATION OF MOTOR VEHICLES;\nVERIFICATION OF INSURANCE; SUSPENSION OF DRIVER’S LICENSE, REGISTRATION\nCERTIFICATES, AND LICENSE PLATES FOR CERTAIN VIOLATIONS (\u00a7 46.2-706)\n\nA. Every person applying for registration of a motor vehicle shall, under the\npenalties set forth in § 46.2-707, execute and furnish to the Commissioner\nhis certificate that the motor vehicle is an insured motor vehicle as defined in\n§ 46.2-705, or that the Commissioner has issued to its owner, in accordance\nwith § 46.2-368, a certificate of self-insurance applicable to the vehicle\nsought to be registered. The Commissioner, or his duly authorized agent, may\nverify that the motor vehicle is properly insured by comparing owner and vehicle\nidentification information on file at the Department of Motor Vehicles with\nliability information on the owner and vehicle transmitted to the Department by\nany insurance company licensed to do business in the Commonwealth as provided in\n§ 46.2-706.1. If no record of liability insurance is found, the Department\nmay require the motor vehicle owner to verify insurance in a method prescribed\nby the Commissioner.\n\nB. The refusal or neglect of any owner within 30 days to submit the liability\ninsurance information when required by the Commissioner or his duly authorized\nagent, or the electronic notification by the insurance company or surety company\nthat the policy or bond named in the certificate of insurance is not in effect,\nshall require the Commissioner to suspend any driver’s license and all\nregistration certificates and license plates issued to the owner of the motor\nvehicle until the person (i) has paid to the Commissioner a noncompliance fee of\n$600 to be disposed of as provided for in § 46.2-710 and (ii) furnishes\nproof of financial responsibility in the future in the manner prescribed in\nArticle 15 (§ 46.2-435 et seq.) of Chapter 3. No order of suspension\nrequired by this section shall become effective until the Commissioner has\noffered the person an opportunity for an administrative hearing to show cause\nwhy the order should not be enforced. Notice of the opportunity for an\nadministrative hearing may be included in the order of suspension. Any request\nfor an administrative hearing made by such person must be received by the\nDepartment within 180 days of the issuance date of the order of suspension\nunless the person presents to the Department evidence of military service as\ndefined by the federal Servicemembers Civil Relief Act (50 U.S.C. § 3901 et\nseq.), incarceration, commitment, hospitalization, or physical presence outside\nthe United States at the time the order of suspension was issued. When three\nyears have elapsed from the effective date of the suspension required in this\nsection, the Commissioner may relieve the person of the requirement of\nfurnishing proof of financial responsibility in the future.\n\nC. The Commissioner shall suspend the driver’s license and all\nregistration certificates and license plates of any person on receiving a record\nof his conviction of a violation of any provisions of § 46.2-707, but the\nCommissioner shall dispense with the suspension when the person is convicted for\na violation of § 46.2-707 and the Department’s records show\nconclusively that the motor vehicle was insured prior to the date and time of\nthe alleged offense.\n\nD. The Commissioner may dispense with a suspension for a violation of this\nsection or § 46.2-708 if the person determined to have committed the\nviolation provides to the Commissioner proof that conclusively shows that the\nmotor vehicle in question was insured at the time the Department initiated\ninsurance monitoring under this section or § 46.2-706.1 or at the time of a\nviolation of § 46.2-708.\n\nHISTORY: 1958, c. 407, \u00a7 46.1-167.1; 1960, c. 188; 1966, c. 181; 1972, cc. 552,\n609, 638; 1973, c. 25; 1974, c. 170; 1975, c. 16; 1976, c. 27; 1978, c. 563;\n1981, c. 193; 1984, c. 399; 1986, c. 527; 1988, c. 470; 1989, c. 727; 1993, c.\n127; 1996, cc. 474, 489; 1998, c. 404; 2012, cc. 151, 471; 2019, cc. 149, 193;\n2023, c. 538; 2025, cc. 163, 177.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}