{"formats":[{"name":"JSON","format":"json","url":"\/downloads\/2025\/code-json\/54.1-4009.json"},{"name":"Plain Text","format":"text","url":"\/downloads\/2025\/code-text\/54.1-4009.txt"},{"name":"XML","format":"xml","url":"\/downloads\/2025\/code-xml\/54.1-4009.xml"},{"name":"HTML","format":"html","url":"\/downloads\/2025\/code-html\/54.1-4009.html"}],"law_id":84173,"edition_id":1,"section_id":84173,"structure_id":14177,"section_number":"54.1-4009","catch_line":"Records to be kept; credentials of person pawning goods; fee; penalty","history":"Code 1950, \u00a7 54-851; 1976, c. 66; 1986, c. 316; 1988, c. 765; 1990, c. 783; 1998, c. 848; 2001, c. 401; 2003, c. 448; 2013, c. 262; 2018, cc. 212, 217; 2019, cc. 238, 457.","full_text":"A\n\nEvery pawnbroker shall keep at his place of business an accurate and legible record of each loan or transaction in the course of his business, including transactions in which secondhand goods, wares, or merchandise is purchased for resale. The account shall be recorded at the time of the loan or transaction and shall include:1\n\nA description, serial number, and a statement of ownership of the goods, article, or thing pawned or pledged or received on account of money loaned thereon or purchased for resale;2\n\nThe time, date, and place of the transaction;3\n\nThe amount of money loaned thereon at the time of pledging the same or paid as the purchase price;4\n\nThe rate of interest to be paid on such loan;5\n\nThe fees charged by the pawnbroker, itemizing each fee charged;6\n\nThe full name, residence address, telephone number, and driver&#8217;s license number or other form of identification of the person pawning or pledging or selling the goods, article, or thing, together with a particular description, including the height, weight, date of birth, race, gender, hair and eye color, and any other identifying marks, of such person;7\n\nVerification of the identification by the exhibition of an unexpired government-issued identification card bearing the current legal address and a photograph of the person pawning, pledging, or selling the goods, article, or thing, such as a driver&#8217;s license or military identification card. If the government-issued identification card does not bear the current legal address, the person shall present other documentation verifying his current legal address. The record shall contain the type of identification exhibited, the issuing agency, and the number thereon;8\n\nA digital image of the form of identification used by the person involved in the transaction, unless the form of identification used is a United States military issued identification or other form of identification included under 18 U.S.C. &#xA7; 701, in which case the person involved in the transaction shall be required to present an alternate government-issued identification card bearing a photograph of such person or the pawnbroker shall be required to take a photograph of the person involved in the transaction;9\n\nAs to loans, the terms and conditions of the loan, including the period for which any such loan may be made; and10\n\nAll other facts and circumstances respecting such loan or purchase.B\n\nA pawnbroker may maintain at his place of business an electronic record of each transaction involving goods, articles, or things pawned or pledged or purchased. If maintained electronically, a pawnbroker shall retain the electronic records for at least one year after the date of the transaction and make such electronic records available to any duly authorized law-enforcement officer upon request.C\n\nFor each loan or transaction, a pawnbroker may charge:1\n\nA service fee for making the daily electronic reports to the appropriate law-enforcement officers required by &#xA7; 54.1-4010, creating and maintaining the electronic records required under this section, and investigating the legal title to property being pawned or pledged or purchased. Such fee shall not exceed five percent of the amount loaned on such item or paid by the pawnbroker for such item or $3, whichever is less; and2\n\nA late fee, not to exceed 10 percent of the amount loaned, for each item that is not claimed by the pledged date, provided that the pawner is notified of the fee on the pawn ticket.\n\t\t\t\tAny natural person violating any of the provisions of this section is guilty of a Class 4 misdemeanor.D\n\nNo goods, article, or thing shall be pawned or pledged or received on account of money loaned or purchased for resale if the original serial number affixed to the goods, article, or thing has been removed, defaced, or altered.E\n\nThe Superintendent of State Police shall promulgate regulations specifying the nature of the particular description for the purposes of subdivision A 6.\n\t\t\tThe Superintendent of State Police shall promulgate regulations specifying the nature of identifying credentials of the person pawning, pledging, or selling the goods, article, or thing. Such credentials shall be examined by the pawnbroker, and an appropriate record retained thereof.","order_by":null,"text":{"0":{"id":301689,"text":"Every pawnbroker shall keep at his place of business an accurate and legible record of each loan or transaction in the course of his business, including transactions in which secondhand goods, wares, or merchandise is purchased for resale. The account shall be recorded at the time of the loan or transaction and shall include:","type":"section","prefixes":["A"],"prefix":"A","entire_prefix":"A","prefix_anchor":"A","level":1,"next_prefix":"A1"},"1":{"id":301690,"text":"A description, serial number, and a statement of ownership of the goods, article, or thing pawned or pledged or received on account of money loaned thereon or purchased for resale;","type":"section","prefixes":["A","1"],"prefix":"1","entire_prefix":"A1","prefix_anchor":"A1","level":2,"prior_prefix":"A","next_prefix":"A2"},"2":{"id":301691,"text":"The time, date, and place of the transaction;","type":"section","prefixes":["A","2"],"prefix":"2","entire_prefix":"A2","prefix_anchor":"A2","level":2,"prior_prefix":"A1","next_prefix":"A3"},"3":{"id":301692,"text":"The amount of money loaned thereon at the time of pledging the same or paid as the purchase price;","type":"section","prefixes":["A","3"],"prefix":"3","entire_prefix":"A3","prefix_anchor":"A3","level":2,"prior_prefix":"A2","next_prefix":"A4"},"4":{"id":301693,"text":"The rate of interest to be paid on such loan;","type":"section","prefixes":["A","4"],"prefix":"4","entire_prefix":"A4","prefix_anchor":"A4","level":2,"prior_prefix":"A3","next_prefix":"A5"},"5":{"id":301694,"text":"The fees charged by the pawnbroker, itemizing each fee charged;","type":"section","prefixes":["A","5"],"prefix":"5","entire_prefix":"A5","prefix_anchor":"A5","level":2,"prior_prefix":"A4","next_prefix":"A6"},"6":{"id":301695,"text":"The full name, residence address, telephone number, and driver&#8217;s license number or other form of identification of the person pawning or pledging or selling the goods, article, or thing, together with a particular description, including the height, weight, date of birth, race, gender, hair and eye color, and any other identifying marks, of such person;","type":"section","prefixes":["A","6"],"prefix":"6","entire_prefix":"A6","prefix_anchor":"A6","level":2,"prior_prefix":"A5","next_prefix":"A7"},"7":{"id":301696,"text":"Verification of the identification by the exhibition of an unexpired government-issued identification card bearing the current legal address and a photograph of the person pawning, pledging, or selling the goods, article, or thing, such as a driver&#8217;s license or military identification card. If the government-issued identification card does not bear the current legal address, the person shall present other documentation verifying his current legal address. The record shall contain the type of identification exhibited, the issuing agency, and the number thereon;","type":"section","prefixes":["A","7"],"prefix":"7","entire_prefix":"A7","prefix_anchor":"A7","level":2,"prior_prefix":"A6","next_prefix":"A8"},"8":{"id":301697,"text":"A digital image of the form of identification used by the person involved in the transaction, unless the form of identification used is a United States military issued identification or other form of identification included under 18 U.S.C. &#xA7; 701, in which case the person involved in the transaction shall be required to present an alternate government-issued identification card bearing a photograph of such person or the pawnbroker shall be required to take a photograph of the person involved in the transaction;","type":"section","prefixes":["A","8"],"prefix":"8","entire_prefix":"A8","prefix_anchor":"A8","level":2,"prior_prefix":"A7","next_prefix":"A9"},"9":{"id":301698,"text":"As to loans, the terms and conditions of the loan, including the period for which any such loan may be made; and","type":"section","prefixes":["A","9"],"prefix":"9","entire_prefix":"A9","prefix_anchor":"A9","level":2,"prior_prefix":"A8","next_prefix":"A10"},"10":{"id":301699,"text":"All other facts and circumstances respecting such loan or purchase.","type":"section","prefixes":["A","10"],"prefix":"10","entire_prefix":"A10","prefix_anchor":"A10","level":2,"prior_prefix":"A9","next_prefix":"B"},"11":{"id":301700,"text":"A pawnbroker may maintain at his place of business an electronic record of each transaction involving goods, articles, or things pawned or pledged or purchased. If maintained electronically, a pawnbroker shall retain the electronic records for at least one year after the date of the transaction and make such electronic records available to any duly authorized law-enforcement officer upon request.","type":"section","prefixes":["B"],"prefix":"B","entire_prefix":"B","prefix_anchor":"B","level":1,"prior_prefix":"A10","next_prefix":"C"},"12":{"id":301701,"text":"For each loan or transaction, a pawnbroker may charge:","type":"section","prefixes":["C"],"prefix":"C","entire_prefix":"C","prefix_anchor":"C","level":1,"prior_prefix":"B","next_prefix":"C1"},"13":{"id":301702,"text":"A service fee for making the daily electronic reports to the appropriate law-enforcement officers required by &#xA7; 54.1-4010, creating and maintaining the electronic records required under this section, and investigating the legal title to property being pawned or pledged or purchased. Such fee shall not exceed five percent of the amount loaned on such item or paid by the pawnbroker for such item or $3, whichever is less; and","type":"section","prefixes":["C","1"],"prefix":"1","entire_prefix":"C1","prefix_anchor":"C1","level":2,"prior_prefix":"C","next_prefix":"C2"},"14":{"id":301703,"text":"A late fee, not to exceed 10 percent of the amount loaned, for each item that is not claimed by the pledged date, provided that the pawner is notified of the fee on the pawn ticket.\n\t\t\t\tAny natural person violating any of the provisions of this section is guilty of a Class 4 misdemeanor.","type":"section","prefixes":["C","2"],"prefix":"2","entire_prefix":"C2","prefix_anchor":"C2","level":2,"prior_prefix":"C1","next_prefix":"D"},"15":{"id":301704,"text":"No goods, article, or thing shall be pawned or pledged or received on account of money loaned or purchased for resale if the original serial number affixed to the goods, article, or thing has been removed, defaced, or altered.","type":"section","prefixes":["D"],"prefix":"D","entire_prefix":"D","prefix_anchor":"D","level":1,"prior_prefix":"C2","next_prefix":"E"},"16":{"id":301705,"text":"The Superintendent of State Police shall promulgate regulations specifying the nature of the particular description for the purposes of subdivision A 6.\n\t\t\tThe Superintendent of State Police shall promulgate regulations specifying the nature of identifying credentials of the person pawning, pledging, or selling the goods, article, or thing. Such credentials shall be examined by the pawnbroker, and an appropriate record retained thereof.","type":"section","prefixes":["E"],"prefix":"E","entire_prefix":"E","prefix_anchor":"E","level":1,"prior_prefix":"D"}},"ancestry":[{"id":14177,"edition_id":1,"name":"Pawnbrokers","identifier":"40","label":"chapter","depth":3,"order_by":1,"parent_id":13011,"metadata":{},"date_created":"2026-06-26 03:47:09","date_modified":"2026-06-26 03:47:09","permalink":{"id":244465,"object_type":"structure","relational_id":14177,"identifier":"40","token":"54.1\/V\/40","url":"\/54.1\/V\/40\/","edition_id":1,"permalink":0,"preferred":1}},{"id":13011,"edition_id":1,"name":"Occupations Regulated by Local Governing Bodies","identifier":"V","label":"subtitle","depth":2,"order_by":1,"parent_id":12754,"metadata":{},"date_created":"2026-06-26 03:44:08","date_modified":"2026-06-26 03:44:08","permalink":{"id":244463,"object_type":"structure","relational_id":13011,"identifier":"V","token":"54.1\/V","url":"\/54.1\/V\/","edition_id":1,"permalink":0,"preferred":1}},{"id":12754,"edition_id":1,"name":"Professions and Occupations","identifier":"54.1","label":"title","depth":1,"order_by":1,"parent_id":null,"metadata":{},"date_created":"2026-06-26 03:43:51","date_modified":"2026-06-26 03:43:51","permalink":{"id":239313,"object_type":"structure","relational_id":12754,"identifier":"54.1","token":"54.1","url":"\/54.1\/","edition_id":1,"permalink":0,"preferred":1}}],"structure_contents":[{"id":59490,"structure_id":14177,"section_number":"54.1-4000","catch_line":"Definition of pawnbroker","url":"\/54.1-4000\/","token":"54.1\/V\/40\/54.1-4000","metadata":false},{"id":84133,"structure_id":14177,"section_number":"54.1-4001","catch_line":"License required; license authorized by court; building designated in license; penalty","url":"\/54.1-4001\/","token":"54.1\/V\/40\/54.1-4001","metadata":false},{"id":56859,"structure_id":14177,"section_number":"54.1-4002","catch_line":"Local limitations as to number of pawnshops","url":"\/54.1-4002\/","token":"54.1\/V\/40\/54.1-4002","metadata":false},{"id":70702,"structure_id":14177,"section_number":"54.1-4003","catch_line":"Bond required; private action on bond","url":"\/54.1-4003\/","token":"54.1\/V\/40\/54.1-4003","metadata":false},{"id":69903,"structure_id":14177,"section_number":"54.1-4004","catch_line":"Memorandum to be given pledgor; fee; lost ticket charge","url":"\/54.1-4004\/","token":"54.1\/V\/40\/54.1-4004","metadata":false},{"id":61885,"structure_id":14177,"section_number":"54.1-4005","catch_line":"Sale of goods pawned","url":"\/54.1-4005\/","token":"54.1\/V\/40\/54.1-4005","metadata":false},{"id":56838,"structure_id":14177,"section_number":"54.1-4006","catch_line":"Repealed","url":"\/54.1-4006\/","token":"54.1\/V\/40\/54.1-4006","metadata":false},{"id":78864,"structure_id":14177,"section_number":"54.1-4008","catch_line":"Interest chargeable","url":"\/54.1-4008\/","token":"54.1\/V\/40\/54.1-4008","metadata":false},{"id":84173,"structure_id":14177,"section_number":"54.1-4009","catch_line":"Records to be kept; credentials of person pawning goods; fee; penalty","url":"\/54.1-4009\/","token":"54.1\/V\/40\/54.1-4009","metadata":false},{"id":82155,"structure_id":14177,"section_number":"54.1-4010","catch_line":"Daily reports","url":"\/54.1-4010\/","token":"54.1\/V\/40\/54.1-4010","metadata":false},{"id":72137,"structure_id":14177,"section_number":"54.1-4011","catch_line":"Officers may examine records or property; warrantless search and seizure authorized","url":"\/54.1-4011\/","token":"54.1\/V\/40\/54.1-4011","metadata":false},{"id":55351,"structure_id":14177,"section_number":"54.1-4012","catch_line":"Property pawned or purchased not to be disfigured or changed","url":"\/54.1-4012\/","token":"54.1\/V\/40\/54.1-4012","metadata":false},{"id":60250,"structure_id":14177,"section_number":"54.1-4013","catch_line":"Care of tangible personal property; evaluation fee","url":"\/54.1-4013\/","token":"54.1\/V\/40\/54.1-4013","metadata":false},{"id":83767,"structure_id":14177,"section_number":"54.1-4014","catch_line":"Penalties; violation of the Virginia Consumer Protection Act","url":"\/54.1-4014\/","token":"54.1\/V\/40\/54.1-4014","metadata":false}],"previous_section":{"id":78864,"structure_id":14177,"section_number":"54.1-4008","catch_line":"Interest chargeable","url":"\/54.1-4008\/","token":"54.1\/V\/40\/54.1-4008","metadata":false},"next_section":{"id":82155,"structure_id":14177,"section_number":"54.1-4010","catch_line":"Daily reports","url":"\/54.1-4010\/","token":"54.1\/V\/40\/54.1-4010","metadata":false},"metadata":false,"official_url":"https:\/\/law.lis.virginia.gov\/vacode\/54.1-4009\/","history_text":"<p>The record of this law\u2019s original creation isn\u2019t available online. It has been modified 10 times. Those modifications are cataloged by \u201cThe Acts of Assembly,\u201d a state publication, by year and chapter. Those modifications that can be read on the General Assembly\u2019s website will be linked accordingly. Those modifications are as follows: in 1976, chapter 66; in 1986, chapter 316; in 1988, chapter 765; in 1990, chapter 783; in 1998, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?981+ful+CHAP0848\">848<\/a>; in 2001, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?011+ful+CHAP0401\">401<\/a>; in 2003, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?031+ful+CHAP0448\">448<\/a>; in 2013, chapter <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?131+ful+CHAP0262\">262<\/a>; in 2018, chapters <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?181+ful+CHAP0212\">212<\/a> and <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?181+ful+CHAP0217\">217<\/a>; in 2019, chapters <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?191+ful+CHAP0238\">238<\/a> and <a href=\"https:\/\/legacylis.virginia.gov\/cgi-bin\/legp604.exe?191+ful+CHAP0457\">457<\/a>.<\/p>","references":[{"id":69903,"section_number":"54.1-4004","catch_line":"Memorandum to be given pledgor; fee; lost ticket charge","order_by":null,"url":"\/54.1-4004\/"}],"refers_to":[{"id":82155,"section_number":"54.1-4010","catch_line":"Daily reports","order_by":null,"url":"\/54.1-4010\/"}],"permalink":{"id":244499,"object_type":"law","relational_id":84173,"identifier":"54.1-4009","token":"54.1\/V\/40\/54.1-4009","url":"\/54.1-4009\/","edition_id":1,"permalink":0,"preferred":1},"url":"\/54.1-4009\/","token":"54.1\/V\/40\/54.1-4009","dublin_core":{"Title":"Records to be kept; credentials of person pawning goods; fee; penalty","Type":"Text","Format":"text\/html","Identifier":"\u00a7 54.1-4009","Relation":"Code of Virginia"},"html":"\n\t\t\t\t\t\t<section id=\"A\"><p><span class=\"prefix-number\">A.<\/span> Every pawnbroker shall keep at his place of business an accurate and legible record of each loan or transaction in the course of his business, including transactions in which secondhand goods, wares, or merchandise is purchased for resale. The account shall be recorded at the time of the loan or transaction and shall include: <a id=\"paragraph-301689\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#A\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"A1\" class=\"indent-1\"><p><span class=\"prefix-number\">1.<\/span> A description, serial number, and a statement of ownership of the goods, article, or thing pawned or pledged or received on account of money loaned thereon or purchased for resale; <a id=\"paragraph-301690\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#A1\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"A2\" class=\"indent-1\"><p><span class=\"prefix-number\">2.<\/span> The time, date, and place of the transaction; <a id=\"paragraph-301691\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#A2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"A3\" class=\"indent-1\"><p><span class=\"prefix-number\">3.<\/span> The amount of money loaned thereon at the time of pledging the same or paid as the purchase price; <a id=\"paragraph-301692\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#A3\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"A4\" class=\"indent-1\"><p><span class=\"prefix-number\">4.<\/span> The rate of interest to be paid on such loan; <a id=\"paragraph-301693\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#A4\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"A5\" class=\"indent-1\"><p><span class=\"prefix-number\">5.<\/span> The fees charged by the pawnbroker, itemizing each fee charged; <a id=\"paragraph-301694\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#A5\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"A6\" class=\"indent-1\"><p><span class=\"prefix-number\">6.<\/span> The full name, residence address, telephone number, and driver&#8217;s license number or other form of identification of the person pawning or pledging or selling the goods, article, or thing, together with a particular description, including the height, weight, date of birth, race, gender, hair and eye color, and any other identifying marks, of such person; <a id=\"paragraph-301695\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#A6\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"A7\" class=\"indent-1\"><p><span class=\"prefix-number\">7.<\/span> Verification of the identification by the exhibition of an unexpired government-issued identification card bearing the current legal address and a photograph of the person pawning, pledging, or selling the goods, article, or thing, such as a driver&#8217;s license or military identification card. If the government-issued identification card does not bear the current legal address, the person shall present other documentation verifying his current legal address. The record shall contain the type of identification exhibited, the issuing agency, and the number thereon; <a id=\"paragraph-301696\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#A7\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"A8\" class=\"indent-1\"><p><span class=\"prefix-number\">8.<\/span> A digital image of the form of identification used by the person involved in the transaction, unless the form of identification used is a United States military issued identification or other form of identification included under 18 U.S.C. &#xA7; 701, in which case the person involved in the transaction shall be required to present an alternate government-issued identification card bearing a photograph of such person or the pawnbroker shall be required to take a photograph of the person involved in the transaction; <a id=\"paragraph-301697\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#A8\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"A9\" class=\"indent-1\"><p><span class=\"prefix-number\">9.<\/span> As to loans, the terms and conditions of the loan, including the period for which any such loan may be made; and <a id=\"paragraph-301698\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#A9\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"A10\" class=\"indent-1\"><p><span class=\"prefix-number\">10.<\/span> All other <span class=\"dictionary\">facts<\/span> and circumstances respecting such loan or purchase. <a id=\"paragraph-301699\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#A10\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"B\"><p><span class=\"prefix-number\">B.<\/span> A pawnbroker may maintain at his place of business an electronic record of each transaction involving goods, articles, or things pawned or pledged or purchased. If maintained electronically, a pawnbroker shall retain the electronic records for at least one year after the date of the transaction and make such electronic records available to any duly authorized <span class=\"dictionary\">law<\/span>-enforcement officer upon request. <a id=\"paragraph-301700\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#B\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"C\"><p><span class=\"prefix-number\">C.<\/span> For each loan or transaction, a pawnbroker may charge: <a id=\"paragraph-301701\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#C\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"C1\" class=\"indent-1\"><p><span class=\"prefix-number\">1.<\/span> A service fee for making the daily electronic reports to the appropriate <span class=\"dictionary\">law<\/span>-enforcement officers required by &#xA7; <a class=\"law\" title=\"Daily reports\" href=\"\/54.1-4010\/\">54.1-4010<\/a>, creating and maintaining the electronic records required under this section, and investigating the legal title to property being pawned or pledged or purchased. Such fee shall not exceed five percent of the amount loaned on such item or paid by the pawnbroker for such item or $3, whichever is less; and <a id=\"paragraph-301702\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#C1\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"C2\" class=\"indent-1\"><p><span class=\"prefix-number\">2.<\/span> A late fee, not to exceed 10 percent of the amount loaned, for each item that is not claimed by the pledged date, provided that the pawner is notified of the fee on the pawn ticket.\n\t\t\t\tAny natural person violating any of the provisions of this section is guilty of a Class 4 <span class=\"dictionary\">misdemeanor<\/span>. <a id=\"paragraph-301703\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#C2\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"D\"><p><span class=\"prefix-number\">D.<\/span> No goods, article, or thing shall be pawned or pledged or received on account of money loaned or purchased for resale if the original serial number affixed to the goods, article, or thing has been removed, defaced, or altered. <a id=\"paragraph-301704\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#D\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>\n\t\t\t\t\t\t<section id=\"E\"><p><span class=\"prefix-number\">E.<\/span> The Superintendent of State Police shall promulgate regulations specifying the nature of the particular description for the purposes of subdivision A 6.\n\t\t\tThe Superintendent of State Police shall promulgate regulations specifying the nature of identifying credentials of the person pawning, pledging, or selling the goods, article, or thing. Such credentials shall be examined by the pawnbroker, and an appropriate record retained thereof. <a id=\"paragraph-301705\" class=\"section-permalink\" href=\"https:\/\/vacode.org\/54.1-4009\/#E\"><i class=\"fa fa-link\"><\/i><\/a><\/p><\/section>","plain_text":"                                 CODE OF VIRGINIA\n\nRECORDS TO BE KEPT; CREDENTIALS OF PERSON PAWNING GOODS; FEE; PENALTY (\u00a7\n54.1-4009)\n\nA. Every pawnbroker shall keep at his place of business an accurate and legible\nrecord of each loan or transaction in the course of his business, including\ntransactions in which secondhand goods, wares, or merchandise is purchased for\nresale. The account shall be recorded at the time of the loan or transaction and\nshall include:\n\n   1. A description, serial number, and a statement of ownership of the goods,\n   article, or thing pawned or pledged or received on account of money loaned\n   thereon or purchased for resale;\n\n   2. The time, date, and place of the transaction;\n\n   3. The amount of money loaned thereon at the time of pledging the same or paid\n   as the purchase price;\n\n   4. The rate of interest to be paid on such loan;\n\n   5. The fees charged by the pawnbroker, itemizing each fee charged;\n\n   6. The full name, residence address, telephone number, and driver&#8217;s\n   license number or other form of identification of the person pawning or\n   pledging or selling the goods, article, or thing, together with a particular\n   description, including the height, weight, date of birth, race, gender, hair\n   and eye color, and any other identifying marks, of such person;\n\n   7. Verification of the identification by the exhibition of an unexpired\n   government-issued identification card bearing the current legal address and a\n   photograph of the person pawning, pledging, or selling the goods, article, or\n   thing, such as a driver&#8217;s license or military identification card. If\n   the government-issued identification card does not bear the current legal\n   address, the person shall present other documentation verifying his current\n   legal address. The record shall contain the type of identification exhibited,\n   the issuing agency, and the number thereon;\n\n   8. A digital image of the form of identification used by the person involved\n   in the transaction, unless the form of identification used is a United States\n   military issued identification or other form of identification included under\n   18 U.S.C. &#xA7; 701, in which case the person involved in the transaction\n   shall be required to present an alternate government-issued identification\n   card bearing a photograph of such person or the pawnbroker shall be required\n   to take a photograph of the person involved in the transaction;\n\n   9. As to loans, the terms and conditions of the loan, including the period for\n   which any such loan may be made; and\n\n   10. All other facts and circumstances respecting such loan or purchase.\n\nB. A pawnbroker may maintain at his place of business an electronic record of\neach transaction involving goods, articles, or things pawned or pledged or\npurchased. If maintained electronically, a pawnbroker shall retain the\nelectronic records for at least one year after the date of the transaction and\nmake such electronic records available to any duly authorized law-enforcement\nofficer upon request.\n\nC. For each loan or transaction, a pawnbroker may charge:\n\n   1. A service fee for making the daily electronic reports to the appropriate\n   law-enforcement officers required by &#xA7; 54.1-4010, creating and\n   maintaining the electronic records required under this section, and\n   investigating the legal title to property being pawned or pledged or\n   purchased. Such fee shall not exceed five percent of the amount loaned on such\n   item or paid by the pawnbroker for such item or $3, whichever is less; and\n\n   2. A late fee, not to exceed 10 percent of the amount loaned, for each item\n   that is not claimed by the pledged date, provided that the pawner is notified\n   of the fee on the pawn ticket.\n   \t\t\t\tAny natural person violating any of the provisions of this section is\n   guilty of a Class 4 misdemeanor.\n\nD. No goods, article, or thing shall be pawned or pledged or received on account\nof money loaned or purchased for resale if the original serial number affixed to\nthe goods, article, or thing has been removed, defaced, or altered.\n\nE. The Superintendent of State Police shall promulgate regulations specifying\nthe nature of the particular description for the purposes of subdivision A 6.\n\t\t\tThe Superintendent of State Police shall promulgate regulations specifying\nthe nature of identifying credentials of the person pawning, pledging, or\nselling the goods, article, or thing. Such credentials shall be examined by the\npawnbroker, and an appropriate record retained thereof.\n\nHISTORY: Code 1950, \u00a7 54-851; 1976, c. 66; 1986, c. 316; 1988, c. 765; 1990, c.\n783; 1998, c. 848; 2001, c. 401; 2003, c. 448; 2013, c. 262; 2018, cc. 212, 217;\n2019, cc. 238, 457.","edition":{"id":1,"name":"2025","slug":"2025","date_created":"2026-06-21 22:39:22","date_modified":"2026-06-21 22:39:22","current":1,"order_by":1,"last_import":null}}